innovation aggregation analytics intelligence research guidance planning wellness management reporting mobility technology integration customization open architecture The Envestnet Platform
At Envestnet, we are the leading provider of intelligent systems for wealth management and financial wellness. We empower our clients with the highest quality technology solutions driven by robust financial intelligence. And, we drive continuous innovation that propels our network and strengthens our connections in an effort to foster the meaningful engagement people need to make and meet their goals. As our industry evolves and the financial markets become more complex Envestnet employs innovative technology coupled with personalized investment intelligence to provide truly clientfocused wealth management. The Envestnet Platform delivers powerful openarchitecture solutions for advanced research and analytics, portfolio and practice management, and reporting capabilities. And our portals Advisor, Client, Enterprise, and Manager are an integrated network that enhances and expands services, deepens client relationships, and broadens reach into existing and new markets. 3
Guiding Principles As a leading provider of intelligent systems for wealth management and financial wellness, we uniquely provide a financial network connecting software, services, and data to deliver better intelligence that drives better outcomes. We strive to: Empower our clients with the highest quality technology solutions. Bring confidence to financial planning and decision-making. Drive continuous innovation that propels our network and strengthens our connections. Enable the meaningful engagement people need to make and meet their goals. Make data and data aggregation actionable in order to make data intelligent. Since our founding in 1999, our ability to support our clients effectively at every point of the guidance process is our most powerful advantage. We are driven by the belief that professional advisors are an ever more essential and valued part of the financial services landscape. And, we live by three guiding principles: Empower the advisor respect and strengthen the advisor-investor relationship. Innovate through technology deliver enhanced wealth management tools and services that promote best practice standards. Remain open architecture provide access to multiple providers, programs, products, and custodians to empower the fiduciary standard through transparency and objective advice. Our culture of innovation and service means we stay focused on delivering leading solutions. In addition, our financial strength means you can count on us as a reliable, lasting partner. 4
Envestnet s multi-portal platform is a unified network focused on enhancing the wealth management process. We harmonize data across the breadth of our network to deliver thoughtful, actionable intelligence that can foster growth and deliver better client outcomes. Our portals are complete solutions that can be accessed on the go and span the key elements of the advisory process. consulting financial planning data communication rebalance investment policy statement intelligence reports products due diligence proposal generation portfolio management research analytics retirement compliance tools programs thought leadership billing 5
By outsourcing reconciliation, data aggregation, custodial services, and a portion of our financial reporting, I have more time for client service. Linda Postorivo, Chief Investment Officer of the Beringer Group, uses Envestnet s advisor portal to help manage her ultra-high-net-worth clients complex portfolios. Our advanced portfolio analytics, combined with our aggregated reporting capabilities, quickly give her the information she needs to make strategic recommendations that once took weeks to research. By outsourcing back-office activities, she s able to offer a highly consultative approach and focus her time on areas where she can add more impactful value to clients. 6
Advisor Portal Our advisor portal delivers applications that integrate with high efficiency all the advisor s client-focused efforts, reducing the time spent on administrative, back-office tasks. Advisors can access robust software solutions to enhance their daily practice of managing wealth. Account aggregation Applications integrations Billing Client portal Document vault Data analytics Fiduciary solutions Financial planning Investment policy tracking Investment products Mobile apps Research Performance reporting Portfolio rebalancing Proposal generation Service requests Tax optimization Trading 7
Envestnet s client portal can help scale your practice to reach new audiences. I want to provide a more interactive, transparent and streamlined experience to engage with clients and prospects. In this 24/7 information driven environment, clients today are digitally engaged. They want to know more about their investing options and better understand their personal finances. In order to adapt, advisors need to connect with clients on different levels and demonstrate that their advice is ever more essential. With our client portal, advisors can leverage digital solutions that can be customized to their value proposition. With configurable modules that aggregate personal finances with investment accounts, advisors can deliver a real-time holistic view of a client s wealth, all white-labeled for the advisor. 8
Client Portal Our client portal allow advisors to bridge the digital divide to engage with their clients in an evolving digital world. Through innovative and intuitive technology, advisors can leverage a complementary set of configurable modules including a digital storefront that allow clients access to open an account as well as Financial Wellness Solutions that include Budgeting, Cash Flow and Net Worth to name a few. Clients can view and manage their personal finances with their financial investments to obtain a holistic view of their wealth. Account aggregation Digital advice program Document vault Financial Wellness Solutions Goal-based financial planning Goal tracking Investor education Performance reporting Service requests 9
An integrated system is flexible and efficient, reducing the complexity of managing a practice. At the home office, it helps our team help advisors succeed. For Kristen LeClair, AIF, Senior Vice President, Advisory & Investment Services at Kestra Financial, Envestnet provides an integrated, comprehensive platform that can be customized to serve the needs of a sophisticated and diverse advisor base. By streamlining back-office administrative tasks like billing and pipeline reports, and providing compliance assistance to monitor business and aid with fiduciary standards, Envestnet helps ensure success for both advisors and the home office. 10
Enterprise Portal Our enterprise portal allows home offices to oversee and direct Envestnet s services and support to their affiliated advisors. Firms can customize their platform with the tools that serve the needs of their advisors and leverage technology that institutes specific guardrails to monitor their business and aid with fiduciary standards. They can also leverage powerful data analytics that give them business insight into what their advisors are doing, track asset growth, and spot product trends. Application Programming Interface (API) support Automated account monitoring Billing Compliance tools Custom performance reporting Dashboard reporting Data analytics Drift alerts Investment policy tracking Investment products Rebalancing tools Replicated Data Service requests 11
I can easily service accounts with a few simple clicks of the mouse. Anthony DelMastro, Director of Operations of Symmetry Partners leverages Envestnet s manager portal to offer institutional-grade portfolios to thousands of advisors across the country. He easily can manage and update multiple portfolios independently of one another while updating the holdings in the underlying client accounts. He also can set automatic rebalances and security level drift tolerances to help ensure all client accounts adhere to their investment strategy. This gives Symmetry the ability to streamline their administration while acting in the clients best interests. And, they can get a comprehensive view of the strategy s properties for a complete picture of how the strategy is performing. 12
Manager Portal Our manager portal is a complete solution that enables third-party strategists and separate account managers to implement client portfolios for advisors. Through this scalable and configurable platform, investment managers can build, manage, trade, report, service, and market their own proprietary portfolios while capturing real-time insight into new business opportunities. They can leverage our enhanced analytics and reporting to drive better decisions on distribution strategies and gain deeper insight about their book of business. Composite performance tracking and reporting Daily cash analysis Dashboard reporting of advisor sales and proposal activity In-depth portfolio performance views Model management tools Portfolio administration services Sales tools Trading tools 13
Is Envestnet Right for You? Whether you are an individual advisor or manage assets on an institutional basis, Envestnet tailors services to address your needs and deliver quality services to your clients. Advisors Institutions Registered Investment Advisors (RIAs) You manage wealth for high-net-worth individuals and institutional investors and seek an open architecture platform to help you streamline your practice and scale your business. Dually Registered Advisors You need a means to simplify the administration, service, and support for both your fee-based and commissionbased accounts under one holistic view. Broker-Dealer Representatives You desire access to wealth advisory tools that best express your vision of asset management, rather than merely offering packaged products. Advisors to Foundation and Endowments You want to build on valued client relationships by extending your advice to the philanthropies they serve. You need to leverage wealth management services that include fiduciary oversight and guidance. Bank Wealth Management Advisors You are looking for a combination of integrated technology, consulting, and professional development to help grow and streamline the management of your retail, high-net-worth, and institutional clientele. Asset Managers You require a complete solution for the management and distribution of your company s investment product offerings with real-time insight into identifying new business opportunities. Bank Wealth Management Organizations Your firm needs an integrated system that can span across all business lines brokerage, wealth and trust to build competitive investment offerings, help optimize operating models, and drive growth and profitability. Broker-Dealer Home Offices To reduce complexity and maximize productivity, it d important that you have an integrated, flexible and efficient system to meet the needs of your diverse advisor base. Foundation and Endowments Investing as an institution requires a partner who can support your core competencies to put you at the forefront of today s management capabilities. You want access both to institutional-quality investment management solutions and leading technology services to expand your offering while enhancing your efficiency, effectiveness, and scale. Independent Advisory Networks (IANs) You want an intuitive, highly integrated platform that can support the unique needs of top performing entrepreneurial RIAs. Your goal is to deliver robust research and due diligence; access to a wide range of institutional quality products; and a system that enables compliance oversight on multiple branches/advisors. Design: Sequel, New York Photography: Bob Coscarelli 14
Chicago (Headquarters) 35 East Wacker Drive, 24th Floor Chicago, IL 60601 Main: 866.924.8912 Fax: 312.827.2801 Email: envestnetplatform@envestnet.com www.envestnet.com EN-BR-PLATFORM-0817 / SR #787551