we? Who are Our Mission
|
|
- Elinor Waters
- 5 years ago
- Views:
Transcription
1
2 Breakthroughs are core to our history. They go back to the first use of microcredit by Nobel Laureate Muhammad Yunus in Bangladesh. Beginning in 1970s, this breakthrough showed that microfinance could empower a woman and create a hopeful future for her family. Professor Yunus established Grameen Bank as a bank for the poor in Bangladesh, and later provided a seed grant of USD6,000 to establish the independent USbased global nonprofit Grameen Foundation. It began work in India in 1998, and in 2010 established Grameen Foundation India. We continued to innovate in the microfinance field while also developing digital technologies that help the rural poor, especially women, to access financial services, improve their livelihoods, and protect their health. Our work in India has: Enrolled 160,000 Micro-savers at Cashpor through BC Model; a/c dormancy rate of only 20% vs. national average of 80% Enrolled 58,646 women in a digital microloan repayment program in Uttar Pradesh, India Reached 30,236 women with microloans to improve their livelihoods Who are we? Our Mission Grameen Foundation India s mission is to enable the poor, especially women, to create a world without poverty and hunger Helped Margdarshak reduce turn around time in Loan process by 24%; helped them create next line of business managers for expansion with MDP Managed Sonata Financial Services launch digital payment solution in partnership with Oxigen, partnership now clocking monthly GTV of 60 lacs Trained over 100,000 clients on Digital Financial Literacy Increase client stickiness for CSI and Shikhar by providing credit+ solutions Provided critical maternal and child health information to > 68,000 poor women and > 153,000 health workers Championed poverty measurement as an integral Social Performance Management metric in India; 30+ organizations using the PPI Enhanced leadership and management skills of field managers across 56 organizations in 12 countries Breakthroughs continue today, as we develop customized poverty-alleviation solutions that leverage digital technology and trusted intermediaries to reach the last mile.
3 Where do we work? As an organization, we aim to work with the poor wherever they are. In recent years, much of our work in India has focused on poor women in the states of Uttar Pradesh and Bihar. We leverage on the learnings and expertise of our colleagues who work in very diverse environments. In Asia, Grameen Foundation is developing and replicating new business models, with a specific focus on innovations in mobile financial and information services designed to serve the poor in India and in the Philippines. Grameen Foundation India aims to work with the poor, wherever they are. In recent years, much of our work has focused on women in the states of Uttar Pradesh and Bihar. We leverage on the learnings and expertise of our colleagues who work in very diverse environments. In Asia, Grameen Foundation also works in the Philippines and Indonesia, developing new business models and tools to serve poor rural communities, with a dual focus on mobile financial services and digital innovation for agriculture. Around the globe, Grameen Foundation concentrates its work in countries where large populations experience extreme poverty and chronic hunger, and where wide disparities of wealth marginalize many, including a number of countries of sub-saharan Africa and Latin America. INDIA Lucknow, Uttar Pradesh Patna, Bihar
4 Strengthening Organizations What does Grameen Foundation India Offer? Mobile Health GFI has used its technology expertise to improve access to health information and services. In January 2016, India s Ministry of Health and Family Welfare launched a national mobile health program powered by Grameen Foundation s MoTech software platform to promote health behaviors - behaviors that can sometimes make a difference between life and death for young mothers and their infants. One service on the platform, Mobile Kilkari, directly calls pregnant women and mothers on their mobile phones, delivering crucial health information targeted to their stage of pregnancy or their infant s age. It aims to reach at least 10 million women, and as of October 2016, 996,913 mothers and pregnant women received the information and 991,118 users are active and currently receive health messages on weekly basis. 996,913 mothers and pregnant women connected through project Kilkari Bankers without Borders Our Bankers without Borders BwB initiative aims to harness the skills and services of the world s brightest minds and institutions to support social entrepreneurs working with the poor. We partner with Fortune 500 companies such as JP Morgan Chase, Wells Fargo, and Google, higher education institutions, and professional associations to connect social enterprises with talented professionals in such areas as banking, financial analysis, technology, marketing, and human resources. Financial Services GFI builds and delivers digital financial services solutions that are relevant for poor clients and commercially viable for financial service providers. These solutions include designing new products and improving current ones, partnering with trusted entities to provide financial literacy to end beneficiaries, and building networks that enable community-based rural agents to serve as banking agents. Our institutional partners include commercial banks, mobile network operators, and microfinance institutions. We also provide customized consulting services in this domain. People Solutions GFI through its program, Through its People Solutions program, GFI ensures that Microfinance Institutions (MFIs) leverage their human resources appropriately to achieve their mission and business goals. This is achieved by capacity building and leadership trainings of the field officers.we provide services such as strategic human resource management as well as advisory services that produce the employee competencies and behaviors an organization requires, which are intrinsic to achieving their strategic goals. We recently launched an e-learning app, G-LEAP, which equips frontline staff with the information and skills need for cost-effective operations. 1,000 managers were provided enhanced leadership and management skills Client Insights & Social Performance GFI demonstrates leadership in ensuring that the poor remain central to the financial inclusion agenda in the country, in particular, through application of the Poverty Measurement Tool - Progress Out Of Poverty Index (PPI). We provide advisory services to research, collect, and analyze client/beneficiary data to help organizations make informed business decisions that are pro-poor and suited to their needs. 30 microfinance institutions trained on poverty measurement tools, analytics & application of such data as business intelligence
5 Innovations Our Innovations We innovate in two main areas to expand financial inclusion: Digital financial products and services for the poor New delivery channels to reach the last mile Business Model Development Technology Implementation Change Management Our Offerings Financial Literacy and Education Business Process Re-engineering Client Centred Research Design Microsavings Delivery through Business Correspondent Model: Savings is a crucial element of financial services that meet the needs of the poor for accessibility, affordability and convenience. Through this project, GFI applied the Business Correspondent approach to expand mobile savings services for the poor, working with Cashpor Micro Credit, a microfinance institution operating in two of India s poorest states Bihar and Uttar Pradesh. GFI provided project management, change management, staff and client training content and processes for data and financial flows between the partners. 160k microsaving clients acquired by Cashpor within three years Integrated Mobile Financial Services and Education Delivery: GFI is executing an innovative partnership between Sonata Finance Pvt. Ltd., a microfinance institution and Oxigen, a payment partner, to route MFI repayments through mobile money. This repayment system acts as an introductory transaction, enabling clients to develop their mobile financial capability as well as to start using mobile money to access digital financial services. The project is designed to let Sonata reduce the cash management burden and focus on its core strength as a trusted intermediary to develop the financial capability of the clients and on delivering financial services to the poor. Meanwhile, Oxigen focuses on providing a digital transaction channel to the poor. GFI enabled selection of the appropriate payments partner, negotiating the terms of partnership, piloting the model, training staff and clients and mapping data and financial flows between the two partners. 58,646 have e-wallets on their mobile phones Bringing Mainstream Banking to the Doorstep of the Poor -Microfinance Institution- Business Correspondent (MFI-BC) Model Transformation: GFI is bringing mainstream banking to the doorstep of the poor through this project. GFI is helping an Indian MFI, Margdarshak Financial Services Ltd (MFSL) transform from an organization focused on credit alone into a sustainable and scalable business correspondent of a commercial bank. MFSL will act as an agent for the bank, enabling it to provide savings and other services to at least 40,000 poor women in the state of Uttar Pradesh. GFI worked with the MFI at the strategic level in developing a business correspondent strategy and diversifying banking partnerships for the business correspondent channel, which led to two additional banking partnerships. In addition, GFI provided technical support on technology development, business process re-engineering, change management, staff and client training. 30,236 poor households given access to credit from mainstream banks and microfinance institutions Scaling Digital Financial Services: Research and Innovation This program is working to research the financial context of beneficiaries from the rural and urban communities and aims to develop a financial capability for households from low income groups, by assessing their financial status and creating an ecosystem to enable behavior change in using banking services. It also aims to generate acceptance of the digital channel among the poor.
6 Stories of Change Kula and her eleven member household had struggled to make ends meet for years. Only employed seasonally and facing high medical expenses, the family was forced to sell their only property. Kula recognized the opportunity for change in a loan from Cashpor. She used her first loan of Rs.6000 (US$130) to purchase a cow to sell milk, and is now running a profitable business that has grown rapidly since that first loan. After paying back four loans totaling Rs.50,000 (US$1100), she makes more than Rs.1,000 (US$22)in sales daily. Kula has not only built a lucrative business, but a new home for her family on a plot of land they recently purchased. Kula Prajapati Vidya lives in Gadhaganj, Uttar Pradesh, India. She has four grown children. Her eldest son is 35 and works as an electrician. Two of her children aged 30 and 25 live in Mumbai and her youngest son, 22 years old works as a driver. Vidya has been borrowing loans from Sonata for 6-7 years and this is her 5th loan cycle. She has used the loans for agriculture. The family owns their own land where they grow beets and rice. They also have a buffalo and a cow. The loans have allowed them to invest in their farming practice and increase their income. They have also started a commercial enterprise in the house, selling wood. In addition, they also own a small shop. These loans are further helping Vidya in saving to invest in a house and to pay for her youngest son s wedding. Vidya Rajwati is a mother of four. Her husband was a daily laborer who worked in construction before meeting with an accident. Due to this, they were unable to pay the school fees which led to her older two children dropping out of school. Now her husband is back at work and she is firm that her younger children will at least finish their high school education. Her children s education is her first priority. She says, They have to go to school and study. With a loan from Sonata, Rajwati was able to purchase a buffalo, and she now sells milk to pay the school fees. She is planning to buy another buffalo to grow her business, hoping to send her children past high school. Reeta received a loan from Margdarshak, a micro-finance institution in India. She found out about the organization when she saw a meeting taking place in her town. Even though Reeta is well educated, she had chosen to get a loan from Margdarshak, instead of the traditional banks, because it was much easier to get one from Margdarshak. With the loan, she plans to open a new boutique. Before she got married, her family owned a boutique where she helped in the business by stitching and selling clothes to a market. Now, she has an automatic sewing machine and can buy more materials, which makes her very excited to stitch and design her clothes again. She is now saving for a good education for her three children, aged between 1-2 years. Reeta Wajira and her husband Mohammad live on the outskirts of Allahabad, with their four young children, aged between 3-11 years. Mohammad used to work as a bicycle repair man but because people are using fewer bikes now, his business has become less lucrative. Wajira was able to get a loan from Margdarshak and she used it to buy a sewing machine, which allowed Mohammad to start his business as a tailor. This is far more lucrative than repairing bicycles. They hope to grow the business by taking another loan to buy more machines and hire more employees. Wajira took a second loan and bought a cow with the money. Their cow gives about three liters of milk a day. They keep one liter for the house and sell the other two liters to earn some more money. Wajira keeps her savings in an Indian National Bank. They have been using this service for a while, but do not have any insurance. Neither Wajira nor her husband are educated, but they are keen to save money to educate their children. Wajira Rajwati
7 Our Partners
8 C201, Nirvana Courtyard, Nirvana Country, Sector 50, Gurgaon Haryana info@grameenfoundation.in (+91) /3
INNOVATING TOGETHER TO END POVERTY AND HUNGER
INNOVATING TOGETHER TO END POVERTY AND HUNGER Established in 2010, Grameen Foundation India (GFI) is a wholly owned subsidiary of Grameen Foundation. GFI enables access to information and financial services
More informationVillage Phone A Tool for Women s Empowerment
Village Phone A Tool for Women s Empowerment Microfinance and Information and Communication Technology David Keogh Grameen Foundation USA Grameen Technology Center Working to eliminate poverty by leveraging
More informationCreating Digital Breakthroughs for Women
ADB Digital Development Forum 2018 Creating Digital Breakthroughs for Women Christine Violago 4 September 2018 Our Mission: Enable the poor, especially women, to create a world without poverty and hunger.
More informationMay 2008 RC
May 2008 RC 20080421 1 Overview Mission Grameen America is a microcredit lender whose mission is to help entrepreneurial individuals, especially women, build credit and defeat poverty in the United States.
More informationSmart Power for Rural Development. Transforming Lives Through Energy Access
Smart Power for Rural Development Transforming Lives Through Energy Access Who We Are Smart Power for Rural Development (Smart Power) is an initiative of The Rockefeller Foundation, which aims to accelerate
More informationANNUAL REPORT
ANNUAL REPORT 2015 2016 ABOUT GRAMEEN FOUNDATION Grameen Foundation is a global nonprofit organization that brings innovative and sustainable solutions to the fight against poverty and hunger. Together
More informationFunding women entrepreneurs in MP. Rang De
Funding women entrepreneurs in MP New Delhi, India April 23-25, 2014 Rang De Team Members: Tanvi Negi Email contact: tanvi@rangde.org Monitoring and (Impact) Evaluation Methods Needs Assessment Process
More informationAID FOR TRADE: CASE STORY
AID FOR TRADE: CASE STORY THE INTERNATIONAL TRADE CENTRE Women's economic empowerment through technology, capacity building & right to access of information: A success story of village phone women in Bangladesh
More informationSession 4: Local financing mechanism Creating Access to Renewable Energy: Experiences of Grameen Shakti, Bangladesh
Expert group meeting on promoting market-driven access to modern energy services in the Arab rural regions Session 4: Local financing mechanism Creating Access to Renewable Energy: Experiences of Grameen
More informationAgriDost an agriculture last mile solutions service!
PROBLEM High agriculture input cost due to heavy dependence on fertilizers and pesticides Reduction in farm productivity despite heavy use of fertilizers Low prices for farm produce Lack of customized
More informationNew technology, new livelihoods
Mennonite Economic Development Associates - Creating business solutions to poverty New technology, new livelihoods Competitive Agriculture Technology Program Unlocking Entrepreneurship Through Access to
More informationSmart Power India Energizing rural development
Smart Power India Energizing rural development Our vision To spur economic development in villages through access to reliable electricity provided by renewable energy mini-grids Who we are Smart Power
More informationA-CARD. Smallholders Access to Finance through Bank. USAID Agricultural Extension Support Activity. Dhaka, Bangladesh
A-CARD Smallholders Access to Finance through Bank USAID Agricultural Extension Support Activity Dhaka, Bangladesh November 2016 Background About 80% of the rural people in Bangladesh, especially smallholder
More informationmanage this alone. There is a real need to support at least some of the operations with technology. The primary aspect in this regard is that the solu
2012 2nd International Conference on Computer and Software Modeling (ICCSM 2012) IPCSIT vol. 54 (2012) (2012) IACSIT Press, Singapore DOI: 10.7763/IPCSIT.2012.V54.15 Application of Service Oriented Architecture
More information5th European Microfinance Award Microfinance and the Environment Application form
Inclusive Finance Network Luxembourg 5th European Microfinance Award Microfinance and the Environment Application form The selection process consists of two primary components: - Component : Institutional
More informationExecutive Summary. xiii
Executive Summary Growth is good for the poor, but the impact of growth on poverty reduction depends on both the pace and the pattern of growth. A pattern of growth that enhances the ability of poor women
More informationMicro-Enterprises Marketing Skills and Strategies Ramees Rahman M Senior Research Fellow, SEETT Division, CMFRI, Kochi
Senior Research Fellow, SEETT Division, CMFRI, Kochi Email: rameezrahmanm@gmail.com 45 Introduction An enterprise is something defined in terms of workers employed or investment in plant & equipment, turnover
More informationGrameen Healthcare: Extending the Success of the Principles of Microcredit to Health Care Delivery. Mission and Overview
Grameen Healthcare: Extending the Success of the Principles of Microcredit to Health Care Delivery Mission and Overview The Grameen Bank and other microfinance programs have proven that bottoms-up business
More informationTHE WATER SECTOR IN KENYA
THE WATER SECTOR IN KENYA Introduction The Kenya Vision 2030 goal on water and sanitation under the social pillar is access to water and sanitation for all by 2030. Kenya is a water scarce country and
More informationPromoting Financial Inclusion through Innovation
Promoting Financial Inclusion through Innovation APEC Senior Finance Officials Meeting 23 May 2017 ICT4D, Asian Development Bank What does financial inclusion mean? A client does not need to be banked
More informationPromoting Sanitation Markets at the Bottom of the Pyramid in Peru: A Win-Win Scenario for Government, the Private Sector, and Communities
NOVEMBER 2010 ABOUT THE AUTHOR MALVA ROSA BASKOVICH is Coordinator of the CSM initiative, Water and Sanitation Program in Latin America and Caribbean (LAC). A social marketing specialist and an MBA, with
More informationPrivate Rural Service Provision System
Private Rural Service Provision System Face to Face Workshop on Rural Advisory Services (RAS) Hanoi, Vietnum 5 March 2015 Shamim Ahamed HELVETAS Swiss Intercooperation Bangladesh SAMRIDDHI Local Private
More informationDriving Financial Sustainability
Executive Summary There are many drivers that create the resources for organizational growth. Perhaps the most significant of these drivers is financial resources. Although money is no substitute for an
More informationGlobal Best Practices for Women s Financial Inclusion Jennifer McDonald Lagos, November 14, 2013
Global Best Practices for Women s Financial Inclusion Jennifer McDonald Lagos, November 14, 2013 Women s World Banking Global Footprint + 30 years being the largest network in microfinance 19 million active
More informationThe Innovation Fund for Mobile Money
The Innovation Fund for Mobile Money Innovation at BRAC For over 40 years, the Bangladeshi organisation BRAC has challenged conventional wisdom in development. Whether in education, microfinance, or health,
More informationAn Overview of the Frequency of Credit Plus Services Offered by Global Microfinance Institutions. February 17, Abstract
An Overview of the Frequency of Credit Plus Services Offered by Global Microfinance Institutions Abstract February 17, 2016 Microfinance Institutions (MFIs) can either specialize as credit-only institutions,
More informationSCALING ENERGY ACCESS THROUGH ON-GRID AND OFF-GRID ELECTRIFICATION
Nicola Armacost Managing Director Arc Finance Reaching the Last Mile: Gender and Socially Inclusive Approaches for Energy Access Asia Clean Energy Forum, Manila June 6, 2016 About Arc Finance Established
More informationDriving Towards Impact: The Emergence of Financial Capability. Joshua Sledge Manager, Innovation Labs, CFSI. August 2014.
Driving Towards Impact: The Emergence of Financial Capability Joshua Sledge Manager, Innovation Labs, CFSI August 2014 Citi Foundation CFSI Driving Towards Impact: The Emergence of Financial Capability
More informationDigital Financial Services for Cocoa Farmers in Côte d Ivoire. July 2016
Digital Financial Services for Cocoa Farmers in Côte d Ivoire July 2016 Contents MARKET CONTEXT Cocoa in Côte d Ivoire Advans Côte d Ivoire PROJECT OVERVIEW Feasibility Study Solution Development Pilot
More informationThe Gender Gap in Agricultural Productivity in Africa
The Gender Gap in Productivity in Africa The Size of the Gap, its Cost and Possible Avenues for Programming Niklas Buehren Africa Gender Innovation Lab, World Bank Why should we care about women farmers
More informationASEAN MICROFINANCE CONFERENCE
ASEAN MICROFINANCE CONFERENCE Keynote on Chalking out Road map for inclusive finance for financial institutions By Norbert Mumba Deputy Executive Director, Alliance for Financial Inclusion Chairperson,
More informationKiWi making fintech work for micro-merchants in Mexico: How technology can transform the microfinance industry
SCBF 2016-01 22 December 2016 KiWi making fintech work for micro-merchants in Mexico: How technology can transform the microfinance industry 1. DEVELOPMENT RELEVANCE Economic and poverty context The Mexican
More informationINTRODUCTION Figure 4 OUR STORY
! INTRODUCTION Shakti is a fashion line partnering with rural villages in India to empower women and enhance internal economic development. Evidence suggests that income accruement significantly increases
More informationChannel Innovation for Financial Inclusion
Channel Innovation for Financial Inclusion A Case Study to understand how Cashpor transformed from a MFI to a MFI-BC to provide multiple financial services to the poor October 2013 A Grameen Foundation
More informationCHAPTER - VII SUMMARY, FINDINGS AND SUGGESTIONS
CHAPTER - VII SUMMARY, FINDINGS AND SUGGESTIONS 7.1 Summary of the Study The insufficient financial service to the poor from the formal institutions has given birth to the concept of Microcredit. Microfinance
More informationFollow Up Report for Funded Projects
Follow Up Report for Funded Projects Program and address: One Acre Fund http://www.oneacrefund.org/ Mission: One Acre Fund empowers persistently hungry farm families in East Africa to pull themselves out
More informationHarvard Model United Nations India 2017
Harvard Model United Nations India 2017 Commission on the Status of Women Update Paper: The Grameen Bank Written by: Richita Kudlamath. What is the Grameen Bank? The working of the Grameen Bank (GB) is
More informationScale Innovations. Farmers First. Executive Summary
Executive Summary The number of customers served by an organization is a critical factor in its overall impact on the world. Finding a high- impact idea is of course difficult, but the transition from
More informationCoconut Impact Report
Coconut Impact Report 2016 Annual Fair Trade Supply Chain Report Published June 2017 BY: Fair Trade USA, CPG 1 Consumer Demand for Sustainable Products is Increasing 89% would like to see more products
More informationWHO WE ARE. Knowledge based organization. Deep understanding of processes, systems and technology
WHO WE ARE Knowledge based organization Deep understanding of processes, systems and technology Working experience of systems & processes development, project management, service implementation and operation
More informationProviding market-based solutions in emerging economies
Providing market-based solutions in emerging economies RESEARCH, RESULTS, IMPACT. Established at the University of Michigan in 1992, the William Davidson Institute (WDI) is an independent, nonprofit research
More informationValue chain Financing Introduction
SAMRIDDHA PAHAD Works with hard to reach communities to streamline access to finance Build the financial literacy capacity of loan clients Facilitate financial services from Banks and Financial Institutions
More informationYogurt for Expanding Opportunities Initiative of Grameen Danone Foods
Yogurt for Expanding Opportunities Initiative of Grameen Danone Foods Hiromi Tsuboi** Abstract Bangladesh has made significant progress in the area of human development for the last three decades. According
More informatione-government in Rwanda
Extend your Reach. CASE STUDY e-government in Rwanda The N-Frnds platform enables governments in emerging markets to provide digital services accessible to all citizens, whoever and wherever they are.
More informationTransforming Mobile Money into Food in Kenya
Financial Services Assessment Transforming Mobile Money into Food in Kenya s Community-wide effects of M-PESA money circulation, transaction ease and security of money produce an environment that could
More informationEvaluation field work conducted: 6-17 March Produced April 2013 World Vision International
WVI: IDN189736/WVA: IDN78 WVI: IDN189737/WVA: IDN79 Evaluation field work conducted: 6-17 March 212 Produced April 213 World Vision International Market access programs work on linking elements in a chain.
More informationFROM THE FIELD Spring 2014
FROM new Tanzania and WHY ANNET NOW SAYS THE SKY IS HER LIMIT Hideat has received her goats, and is confident of a future free from hunger for her family. MAKING DOUBLE THE DIFFERENCE! Farm Africa supporters
More informationMICROFINANCE FOR FOOD SECURITY AWARD
Dr. Werner Hoyer President European Investment Bank 4th European Microfinance Award Ceremony Welcome Speech Luxembourg, Nov. 15, 2012 MICROFINANCE FOR FOOD SECURITY AWARD Your Royal Highness, Excellencies,
More informationInvestment Proposal Summary
Investment Proposal Summary Summary Juhudi Kilimo LLC is a newly established for-profit enterprise with a strong social mission that provides investors with an opportunity to contribute to the socially
More informationCase Study: High-Value Horticulture
Case Study: High-Value Horticulture Irrigation schemes and contract farming lucrative for Zimbabwean smallholders ZIMBABWEAN CONTEXT Most smallholder farming in Zimbabwe focuses on producing staple foods
More information2017 social impact report
2017 social impact report table of contents a note from us 3-4 background 5-6 timeline 7-8 what we measure 9-10 impact highlights 11-13 appolinarie s story 14 impact data 15-18 claudine s story 19-20 our
More informationMoving towards productive inclusion: strengthening coherence between agriculture and social protection
Moving towards productive inclusion: strengthening coherence between agriculture and social protection Benjamin Davis Food and Agriculture Organization, the From Protection to Production Project, and the
More informationCash transfers and productive impacts: Evidence, gaps and potential
Cash transfers and productive impacts: Evidence, gaps and potential Benjamin Davis Strategic Programme Leader, Rural Poverty Reduction Food and Agriculture Organization Transfer Project Workshop Addis
More informationPoverty Alleviation Strategies in SAARC Countries: A Comparative Analysis of Microfinance Models of India and Bangladesh
International Journal of Humanities and Social Sciences. ISSN 2250-3226 Volume 6, Number 2 (2016), pp. 181-187 Research India Publications http://www.ripublication.com Poverty Alleviation Strategies in
More informationAssessing Poverty in Kenya
Findings reports on ongoing operational, economic and sector work carried out by the World Bank and its member governments in the Africa Region. It is published periodically by the Africa Technical Department
More informationSTATES COVERED BY BAIF PROGRAMME
STATES COVERED BY BAIF PROGRAMME Spread of the program Families covered 2.5 million Villages 45000 States covered 12 Extension centers 1600 Existing Proposed FEATURES OF THE AREA COVERED AGRICULTURE AS
More information50% of board members are farmers - holding us accountable.
2017 IMPACT REPORT LETTER FROM THE CHAIR & CEO PRODUCERS DIRECT We are delighted to share Producers Direct s first Impact Report. This is also an exciting opportunity to celebrate our rebrand from Cafedirect
More informationDevelopment Bank of Ethiopia
Development Bank of Ethiopia Helping Energy Access Program with Result Based Financing and Transitioning to Post 2020 World Presented on African Carbon Forum(AFC) June, 2016 Rwanda Kigali 1 J A N U A R
More informationPolicy Brief: the Role of Micro-Small and Medium Enterprises in Achieving SDGs
Policy Brief: the Role of Micro-Small and Medium Enterprises in Achieving SDGs Prepared by Clark Ke Liu 1. Micro-, Small and Medium Enterprises (MSMEs) and their potential contributions to SDGs While there
More informationINCLUSIVE BUSINESSES: DO THEY HOLD THE KEY TO INDIA S SUSTAINABILITY?
INCLUSIVE BUSINESSES: DO THEY HOLD THE KEY TO INDIA S SUSTAINABILITY? Sourav Mukherji Associate Professor of Organization & Strategy Indian Institute of Management Bangalore INDIA IN 2013: RAPID ECONOMIC
More informationThe Role Played by Microfinance Institutions on Small and Medium Enterprise Development in Uganda
The Role Played by Microfinance Institutions on Small and Medium Enterprise Development in Uganda Distinguished Ladies and Gentlemen All protocols observed, It is a privilege to speak before you this afternoon
More informationPATH Experiences from the Safe Water Project
PATH Experiences from the Safe Water Project Microfinance for WASH delivery Tanya Dargan Tim Elliott January 19, 2012 Photo credit: PATH/Sara Watson MFIs as a distribution channel Manufacturer Appropriate
More informationTukiya Kankasa-Mabula: Accelerating women s economic empowerment key to job and wealth creation; sub theme: financial inclusion
Tukiya Kankasa-Mabula: Accelerating women s economic empowerment key to job and wealth creation; sub theme: financial inclusion Keynote address by Dr Tukiya Kankasa-Mabula, Deputy Governor (Administration)
More informationCALL FOR EXPRESSION OF INTEREST
CALL FOR EXPRESSION OF INTEREST Terms of Reference to evaluate opportunities in market linkages, value addition and environmental conservation for Hand in Hand Eastern Africa 1. Introduction Hand in Hand
More informationMicro, Small and Medium Enterprise Finance
Micro, Small and Medium Enterprise Finance Financial services advisory Strategy formulation Market research and product design Processes and systems design Implementation support Enterprise and staff training
More informationDigital Humanities with Unison pervasive computing
Digital Humanities with Unison pervasive computing 1 2 Solving the complex B (The Unbankable Billions). 3 The look of pass, present and future The increasing popularity of mobile computing devices has
More informationContribution of Micro-Finance on Socio-Economic Development of Rural Community
Contribution of Micro-Finance on Socio-Economic Development of Rural Community Chandra Prasad Dhakal 1 & Prof. Dr. Govinda Nepal 2 1 PhD Scholar, Mewar University, Rajasthan, India 2 Professor of Economics,
More informationGlobal Alliance for Clean Cookstoves: ACEF Gender Deep Dive 1 CLEAN COOKSTOVES AND FUELS
Global Alliance for Clean Cookstoves: ACEF Gender Deep Dive 1 CLEAN COOKSTOVES AND The Global Alliance for Clean Cookstoves will create a thriving market for clean cookstoves and fuels. PROBLEM MISSION
More informationDigital Finance A New Wave in Payments and Remittances
Digital Finance A New Wave in Payments and Remittances Martin Camahort President, OK Remit Inc Asia-Pacific Financial Inclusion Summit Makati Shangri-La Hotel, Manila October 24 th, 2015 Financial inclusion
More informationGoverning Body Geneva, November 2005 ESP FOR DECISION. ILO policy statement: Microfinance for decent work INTERNATIONAL LABOUR OFFICE
INTERNATIONAL LABOUR OFFICE GB.294/ESP/3 294th Session Governing Body Geneva, November 2005 Committee on Employment and Social Policy ESP FOR DECISION THIRD ITEM ON THE AGENDA ILO policy statement: Microfinance
More informationThe additional social benefit of projects - a case study from Mongolia of the Social Return on Investment
The additional social benefit of projects - a case study from Mongolia of the Social Return on Investment Introduction World Vision, through its work, contributes to changing living conditions of people,
More informationRural and Agricultural Finance. Day 1: Block 2 History of Rural Finance and what was learned about RF Needs
Rural and Agricultural Finance Day 1: Block 2 History of Rural Finance and what was learned about RF Needs History of Agricultural Lending Programs In the 1950s and 1960s Governments wanted to stimulate
More informationWhen Is More Not Extra?
When Is More Not Extra? Effective Strategies for Financial Security Executive Summary Why should we integrate? How can you do it? 4 What about roadblocks? Is the impact worth it? ISSUE BRIEF 3 4 What about
More informationGrameen Gazette # AUSTRALIA o Grameen Australia partners with Monash University to launch the 'Leave No-One Behind' Social Business Competition
Grameen Gazette #39 August 2017 News from Grameen Australia: 1. WORLD o The 7th Social Business Day asked 'Can Wealth Concentration Be Stopped'? According to leading corporate, government and social innovators
More informationImpact Evaluation AND. Human Development
Impact Evaluation AND Human Development Impact evaluation carefully measuring the capacity of poverty reduction programs to deliver results is central to the mission of the World Bank s Human Development
More informationTHE ECONOMIC CASE FOR THE EXPANSION OF SOCIAL PROTECTION PROGRAMMES
THE ECONOMIC CASE FOR THE EXPANSION OF SOCIAL PROTECTION PROGRAMMES FAO/Ivan Grifi KEY MESSAGES n Cash transfer programmes generate a broad range of social and economic impacts, including enhancing the
More informationKey takeaways. What we know about profitability today. 85% Agree or strongly agree. 15% Disagree
LEARNING BRIEF 3 BUSINESS MODEL SUSTAINABILITY Promising pathways and opportunities for research: Understanding profitability in smallholder finance Key takeaways A number of financial services providers
More informationJob Satisfaction of Women Entrepreneurs with Special Reference to Self Help Groups of Vellore District
Job of Women Entrepreneurs with Special Reference to Self Help Groups of Vellore District S. Kamaraj Assistant Professor, Dhanraj Baid Jain College, Thoraipakkam, Chennai-90. A. Pandu Assistant Professor,
More informationHow Oracle FLEXCUBE can change the face of Rural Banking
How Oracle FLEXCUBE can change the face of Rural Banking Maha Srinivasan Oracle Financial Services Global Business Unit 1 Potential for Rural Banks profitable growth Young Population spurs demand Mobile
More information1.8 80, GLOBAL INVENTURE 9.5% INVENTURE BY THE NUMBERS 625,000 WHERE WE WORK OVER. credit scores KENYA SOUTH AFRICA INDIA
INVENTURE BY THE NUMBERS 1.8 2.5 90% BILLION BILLION PERCENT BILLION people that find their livelihoods in a cash-based economy 4.5 individuals lack financial identities of the world has access to a mobile
More informationMobile banking: Moving beyond microfinance
Mobile banking: Moving beyond microfinance Thought Paper www.infosys.com/finacle Universal Banking Solution Systems Integration Consulting Business Process Outsourcing Mobile banking: Moving beyond microfinance
More informationThe Role of Microfinance in Radically Expanding Energy Access in India
PARTNERSHIP TO ADVANCE CLEAN ENERGY-DEPLOYMENT TECHNICAL ASSISTANCE PROGRAM The Role of Microfinance in Radically Expanding Energy Access in India June 8 2017 Manila, Philippines Presented by Nithyanandam
More informationPathways out of Poverty for the Ultrapoor
Pathways out of Poverty for the Ultrapoor Research Brief June 2016 Ameneé Siahpush, Jo Sanson, & Matthew Bombyk A three-year study of Trickle Up in West Bengal, India, demonstrated that the program achieved
More informationFinancial Regulation and Financial Inclusion
Financial Regulation and Financial Inclusion Nestor A. Espenilla, Jr. Deputy Governor, Supervision and Examination Sector Bangko Sentral ng Pilipinas 1 04 June 2010 Towards a Brave New World Re-shaping
More informationChapter 7 FINDINGS, SUGGESTIONS & CONCLUSIONS
Chapter 7 FINDINGS, SUGGESTIONS & CONCLUSIONS 7.1 Findings of the Study 7.1.1 Findings based on Introductory Questions It was found that, 43% of MFIs are Non Banking Financial Institutions (NBFCs) followed
More informationMaster HDFS. IFAD s experience with Rural Finance and Self-Help Groups in Asia
Master HDFS IFAD s experience with Rural Finance and Self-Help Groups in Asia www.ifad.org m.prayer@ifad.org Objectives of the Presentation Explain relevance of micro-finance for IFAD Sharing IFAD s experience
More informationCustom Benchmarking Report for Mobile Money. Anonymised version Dummy Data March 2017
Custom Benchmarking Report for Mobile Money Anonymised version Dummy Data March 2017 Analysis is based on 100+ mobile money providers who participated in the 2016 Global Annual Adoption survey Europe &
More informationINDIAN SCHOOL MUSCAT SENIOR SECTION DEPARTMENT OF SOCIAL SCIENCE CLASS: IX TOPIC/CHAPTER: 1: The Story Of Palampur THE GREEN REVOLUTION IN PUNJAB
INDIAN SCHOOL MUSCAT SENIOR SECTION DEPARTMENT OF SOCIAL SCIENCE CLASS: IX TOPIC/CHAPTER: : The Story Of Palampur WORKSHEET: No SUMMARY OF THE LESSON:- Farming is the main production activity in the villages
More informatione-payment Services Using Biometric Smart Card
e-payment Services Using Biometric Smart Card Disbursement of Old Age Allowance Company Profile DG Infotech Ltd. is a subsidiary of Dipon Group, a leading engineering and technology company. Some of the
More informationThe productive impact of cash transfers in Sub-Saharan Africa
The productive impact of cash transfers in Sub-Saharan Africa Benjamin Davis Strategic Programme Leader, Rural Poverty Reduction Food and Agriculture Organization Designing and implementing high-quality,
More informationCASE STUDY TATA COMMUNICATIONS MOVE AND MICROSOFT AZURE COMBINE TO BRING IOT-BASED FLEET INTELLIGENCE INNOVATION. and. Powered by
CASE STUDY TATA COMMUNICATIONS MOVE AND MICROSOFT AZURE COMBINE TO BRING IOT-BASED FLEET INTELLIGENCE INNOVATION. Powered by and THE WORLD S SMARTEST AND MOST COST-EFFECTIVE COMMERCIAL VEHICLE FLEETS,
More informationFINANCING A SUSTAINABLE LINKAGE: THE ADFIAP EXPERIENCE
FINANCING A SUSTAINABLE LINKAGE: THE ADFIAP EXPERIENCE A paper contributed by Octavio B. Peralta Secretary General, ADFIAP Philippines What is ADFIAP? ADFIAP (http://www.adfiap.org) is the focal point
More informationGrameen Koota: Introduction. Client Data Underpins Strategic Analysis. Tracking Clients Progress out of Poverty
Grameen Koota: Tracking Clients Progress out of Poverty Introduction Grameen Koota (GK), a division of Grameen Financial Services Pvt. Ltd a well-known microfinance institution (MFI) operating in India,
More informationTo improve the working of Self Help Groups: Suggestions and Measures
To improve the working of Self Help Groups: Suggestions and Measures Dr. Rijul Sihag CCS HAU, Hisar,Haryana, (India) ABSTRACT Self Help Groups (SHGs) play a major role in poverty alleviation in rural India.
More informationFOCUS ON LIVESTOCK TURNING HONEY INTO MONEY GOATS THAT KEEP ON GIVING
s good fortune started in August 2013 when she received Mulu received her her neighbour, who received her Farm Africa back in 2013. HEALTHY CHICKENS PRODUCE A FLOCK OF SUCCESS Beatrice Munyiva lives with
More informationIncluding the Productive Poor in Agricultural Development
Including the Productive Poor in Agricultural Development Escaping Poverty Traps: Connecting the Chronically Poor to Economic Growth Cheryl Morden Director, IFAD North American Liaison Office February
More informationBuilding Financial Systems for the Poor
Building Financial Systems for the Poor Gautam Ivatury (givatury@worldbank.org) Center for Global Development June 14, 2006 1 Waterpoort, South Africa nearest bank branch 100km 2 3 4 5 Who are these firms
More informationRenewable energy benefits: decentralized solutions in agriculture. 11 th Meeting of the Council 24 May 2016
Renewable energy benefits: decentralized solutions in agriculture 11 th Meeting of the Council 24 May 2016 IRENA s work on the topic Assessing socio-economic benefits Economic Water pumping for irrigation
More informationSecretary-General presents Synthesis Report
1 of 7 16/12/2014 5:21 PM + Navigate VOLUME 2, ISSUE 11 - DECEMBER 2014 PDF VERSION Secretary-General presents Synthesis Report Draft modalities for negotiating the post-2015 development agenda published
More informationINDIA. This field is my labor, and my family s food. I am not afraid to protect my hard work. They dare not eat my crops or me!
INDIA This field is my labor, and my family s food. I am not afraid to protect my hard work. They dare not eat my crops or me! Mohini Devi Growing Against the Grain Big agri-business would have you believe
More information