Our vision is to be the world s most effective and responsible data analytics company in pursuit of our customers most strategic opportunities.

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1 Our vision is to be the world s most effective and responsible data analytics company in pursuit of our customers most strategic opportunities. 12/17

2 The Verisk Way We re committed to serving our customers with the highest level of quality, service, and innovation in all we do. That s The Verisk Way. Three powerful principles guide the way we approach our work: SERVE We take great satisfaction anticipating the needs of our customers and colleagues and in exceeding their expectations. ADD VALUE We see each day as an opportunity to add value by continually improving quality, productivity, and timeliness. INNOVATE We re passionate about visualizing the future and being thought leaders in order to achieve a better tomorrow. We do things The Verisk Way because we want our customers, colleagues, shareholders, and communities to flourish.

3 Who We Are Verisk Analytics is a leading data analytics provider serving customers in insurance, natural resources, and fi nancial services. We ve been delivering data, analytics, and decision support services to our customers for more than 45 years. Headquartered in Jersey City, New Jersey, we re a socially responsible global company with offi ces operating in 29 countries around the world. Our industry-leading brands include ISO, Xactware, AIR Worldwide, Argus, and Wood Mackenzie. Verisk Analytics is a member of Standard & Poor s S&P 500 Index and part of the Nasdaq-100 Index. In 2017, Forbes magazine named Verisk Analytics to its World s Most Innovative Companies list and to its America s Best Employers list. Verisk is one of only seven companies to appear on both lists. Verisk also received the Great Place to Work Certifi cation for its outstanding workplace culture. Nasdaq: VRSK Our People 7K+ We employ more than 7,000 people worldwide to meet the needs of our diverse customers. ~2K Members of our highly skilled workforce hold almost 2,000 master s degrees, doctorates, and advanced degrees in predictive analytics, data science, actuarial science, mathematics, computer science, chemistry, physics, economics, engineering, meteorology, and GIS mapping. Our people share common values: a commitment to excellence and professional growth, personal integrity, enthusiasm for challenging work, and a desire to contribute their capabilities to a successful team.

4 What We Do Using advanced technologies to collect and analyze billions of records, Verisk Analytics draws on unique data assets and deep domain expertise to provide first-to-market innovations that are integrated into customer workflows. We offer predictive analytics and decision support solutions to customers in rating, underwriting, claims, catastrophe and weather risk, global risk analytics, natural resources intelligence, economic forecasting, and many other fields. We help customers make better decisions about risk, investments, and operations with greater precision, efficiency, and discipline. In the United States and around the world, Verisk Analytics helps customers protect people, property, and financial assets.

5 Insurance We offer property/casualty insurers, reinsurers, risk managers, and regulators risk assessment services and decision analytics. We help our customers in the areas of underwriting and rating, claims management, fraud prevention, catastrophe management, and premium audit and loss control. We also provide data and statistical services, insurance policy programs, and compliance and reporting services. And we have expertise in vehicle telematics and enterprise risk management. Natural Resources We provide national and international companies in the energy, chemicals, metals and mining, and renewables sectors with commercial intelligence through our assessment and valuation of thousands of individual assets, companies, and economic indicators. Our clients trust us to help them identify and mitigate risk exposure and make confident strategic and operational decisions, asset investments, and portfolio allocations using integrated analysis and deep industry knowledge. Financial Services We offer financial institutions and merchants benchmarking, scoring, analytics, and customized services. These tools help them understand, analyze, and address important challenges facing the payments industry, such as credit default, fraud, loss of market and wallet share, emerging payment technologies, and increased regulatory pressure. We also provide business intelligence platforms, mobile data solutions, enterprise database services, and fraud risk scoring algorithms.

6 Our Global Platform To best serve our customers, Verisk Analytics has many offices strategically located throughout the United States and around the world. Edinburgh Minneapolis Calgary San Francisco Lehi Carlsbad Houston Mexico City Columbus Cleveland Lima Cambridge Bath Dublin Guildford London Chicago Aarhus Uxbridge Copenhagen Montreal Halifax Munich Moscow Astana Fleet Boston Vienna Hamburg Kathmandu Middletown Malaga Gurgaon New York Tel Aviv Jersey City Manama Annapolis Dubai Columbia Abuja Hyderabad Rio de Janeiro Bangalore Perth Bangkok Beijing Seoul Tokyo Shanghai Hong Kong Kuala Lumpur Singapore Jakarta Brisbane Sydney Buenos Aires Johannesburg Melbourne For More Information For information on our organization, products, and services, visit To learn about our commitment to corporate social responsibility, visit For investor information, including the latest Verisk Analytics Annual Report and stock and financial information, visit

7 Our Commitment to Corporate Social Responsibility Company People We re committed to operating with business integrity that guides our work within a responsible economic, societal, and environmental framework. We re committed to a culture of workplace diversity and inclusion and to the well-being and professional growth of our people. Environment We re committed locally and around the world to providing financial assistance to like-minded organizations and to supporting and volunteering in communities in which we work and live. We re committed to rightsizing our environmental footprint in our business operations, buildings, and automobile fleet by implementing strategies to reduce energy consumption. Society

8 What Sets Us Apart Our Distinctives At Verisk Analytics, we follow a set of distinctives sustainable competitive advantages that guide our company. Our distinctives provide a unique framework to produce actionable, mission-critical solutions to meet the needs of our customers and the markets we serve. UNIQUE DATA ASSETS We use our proprietary data assets to develop predictive analytics and transformative models for our customers. DEEP DOMAIN EXPERTISE We have specialized and in-depth knowledge in a number of defined vertical markets. STEADY STREAM OF FIRST-TO- MARKET INNOVATIONS Because innovation is vital to growth and success, we re on a continuous quest to be the first to market with new solutions. DEEP INTEGRATION INTO CUSTOMER WORKFLOWS By embedding our solutions into customer workflows, we help our customers better manage risk and optimize their bottom line. 545 Washington Boulevard Jersey City, NJ Insurance Services Office, Inc. Verisk Analytics, the Verisk Analytics logo, and ISO are registered trademarks and Verisk and The Verisk Way are trademarks of Insurance Services Office, Inc. AIR Worldwide is a registered trademark of AIR Worldwide Corporation. Argus is a trademark of Argus Information and Advisory Services, LLC. Xactware is a registered trademark of Xactware Solutions, Inc. Wood Mackenzie is a registered trademark of Wood Mackenzie Limited. All other product or corporate names are trademarks or registered trademarks of their respective companies. va16037 (12/17)

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