NPA Analysis Income Analysis Risk Analysis CASA Analysis Loans & Advances Analysis Branch Manager s Dashboard District Manager s Dashboard and more

Transcription

1 NPA Analysis Income Analysis Risk Analysis CASA Analysis Loans & Advances Analysis Branch Manager s Dashboard District Manager s Dashboard and more 1

2 Highlights importance of NPA volume as well as NPA% and the growth trend of YoY, QoQ, and MoM all in one chart! But, you may not be happy with the rising NPA volume and % in recent months, so analyze further 2

3 You could sort the legend in Asc or Desc order to quickly review Circle performances. You could even drilldown to get to the Branch level! So, you know that all the branches in Mumbai Circle are having more that 5% NPA, but Mahalakshmi Branch requires attention! 3

4 Highlights YTD 11 Net Income by Industry. Note the industries below target namely: Consumer Product, Education & Transportation But, this analysis also requires you to look at the Risks associated with Excellent as well as Poor performers 4

5 Highlights YTD 11 RAROC by Industry. Note the industries below Hurdle Rate : Consumer Product, Education & Transportation These are the same industries where Net Income was below target, definitely require attention 5

6 Note the aggressive target on SB accounts and the growth pattern, can we meet the target? You could toggle between Chart & Graph! Well, too high a target, please adjust the budget! 6

7 Highlights YTD 11 Loans & Adv by Category. Note that Education was below target in Income generation well as Risky! Do you want more checks & balances in this Segment? OR Would you take it up as a Charity!! Now, get all these in one place 7

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9 Efficiency Ratio is below target, we may want to see where are the week points. Visit Metric Studio by clicking this arrow Oh no, the trend is not good either, let us look at the Cause n Effect diagram 9

10 All right, so it is Mumbai circle, expand again and complete your research!! Ok, so we know that Western Zone is performing too bad, let us expand to see the detail 10

11 You can organize your favorites and run your important reports right from here!! 11

12 You can get important Alerts! Run a report from Demographics folder! You can also calculate a KPI that can t be measured directly! You could have links to other important application such as Planning, Budgeting & forecasting! 12

13 Want to make sure what Procrastination may refer to? Click here You get to know the important demographic details of your important customers 13

14 Enjoy the power of directed research through multi-level Drill-Through reports! 14

15 Organize important areas in Vertical & Horizontal Tabs! Rank you Branches for immediate attention! Drill-Through to find more details on Customers! 15

16 Let us analyze Sales tab! Rank your Branches for immediate attention! Which Customer Segment should you focus on. Identify right here! 16

17 Let us analyze Service tab! Rank your Branches for immediate attention. M G Road tops the list, so Drill-Through to learn more Which Product should you focus on. Identify right here! 17

18 Recall Mumbai circle s efficiency being under question. Compare different Branches! This trend is supported by what we observed in Metric Studio! 18

19 Alerts meant for District Manager! DM s view of KPIs involves Circles! The reports meant for DM may have same folder structure, but contain different information! 19

20 Different KPIs on MAP Fashion District in RED! 20

21 Assess your position vis-àvis competitors Watch our for competitor # 13! 21

22 Click here to chat with VP Marketing for our low market share 22

23 Look at the opportunities you have Select your target segment & be successful! 23

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32 Model for consistent and predictable results Everyone works from the same, common business view Broad range of data can be made readily accessible to all users User self-service, independent of data source Common Metadata extends to all BI capabilities Common Business Model Do you really want users building reports against multiple databases, multiple metadata repositories? IT Tools Services API Shared Set of Purpose-Built Services Business Content Open Data Access Cognos 10 Message Sources Relational Sources OLAP Sources Modern and Legacy Sources 32

33 Model for Consistent and Predictable Results Understand the reporting requirements What kind of reports will your users be writing? Multiple languages, security requirements, etc.? Know your data Is the data source a reporting structure or operational Do you know which tables are fact tables, which are dimensions and which can act as both? Partner with DBA and Report Author Create purpose specific views Give report authors what they need Think of the report author when designing presentation view 33

34 Maintainable and Flexible Models Only import objects that you need Import additional objects as required Change as little as possible in the import view Changes at this level are universal Verify query item properties and relationships in import view Ensure that relationships are present and cardinality is correct for the reporting purpose Use cardinality to clearly define facts Check for multiple relationships Ensure that query items are correctly identified, e.g.: fact, identifier Incorrect usage can impact query results 34

35 Maintainable and Flexible Models Create a Business View Apply business rules in this layer custom calcs, filters, etc. Business friendly names that report authors and consumers will understand Provides a layer of insulation for implementing changes Create a Presentation View to hold shortcuts to business view objects Use of shortcuts ensure that any changes in business view will automatically be reflected in presentation layer Provides an additional layer of insulation for changes Provides modeler and opportunity to organize metadata Tailored structure for report authors that will be easy to navigate 35

36 Maintainable and Flexible Models Keep models to a manageable size Models with 1000s of objects can be difficult to navigate Models greater than 50 MB in size can cause performance issues for memory intensive operations e.g.: publish, analyze publish impact, verify model Significant improvements made in version to improve performance Publish performance and scalability dramatically improved Avoid having one model that tries to serve all purposes Have separate models for each line of business or subject area Easier to organize and safer for backup and recovery 36

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