We are here to build product that matter. Gainfy. Healthcare network, powered by blockchain, AI and crypto tokens. January 18, 2018

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We are here to build product that matter Gainfy Healthcare network, powered by blockchain, AI and crypto tokens January 18, 2018 token@gainfy.com

WHAT S THE PROBLEM? The US healthcare system is inefficient and fragmented, it s also not secure and imprecise. There are more than 1,400 different scheduling management systems for doctors' offices in the U.S., very few of which speak to each other. Some doctor's offices use up to 12 systems just for their own basic scheduling needs. The national average to get in to see a doctor is 3 weeks. Over 25% of appointments are no-shows and last minute cancellations, resulting in many providers and payers looking for a way to update their scheduling system. Healthcare industry is complex, bringing together patients, payers, providers and pharmaceutical companies. Involving so many different parties also means involving many different types of software applications and record keeping methods, from Excel sheets to emails to paper printouts. Critical information is often scattered across multiple facilities, and sometimes it isn t accessible when it is needed most a situation that plays out every day around the U.S., costing money and sometimes even lives. When patients get a medical treatment or procedure, they have no control over their medical recordkeeping and accessibility. Therefore, when they change their primary care provider or if something goes wrong and they need immediate access to their medical records, in most cases it will take extended period of time and paperwork to achieve needed results. On a top of all existing complexities, healthcare industry has been plagued by security breaches. It is becoming clear that blockchain technology might be a solution to more efficient and secure interoperability. WHY BLOCKCHAIN? Blockchain acts as a decentralized database of transactions. This ledger provides a single, unified source of data, creating a clearer audit trail and consistency across parties. Imagine that when a doctor sees a patient or writes a new prescription, the patient agrees to have a reference ID or pointer added to a blockchain, which would record critical medical information in a virtually incorruptible cryptographic database, maintained by a network of computers, that is accessible anytime, anywhere. Every pointer a doctor logs on the blockchain would become part of a patient s record, no matter which electronic system the doctor was using so any caregiver could use it without worrying about incompatibility issues. The current health industry is really inadequate to handle information sharing and data exchange concerning privacy, security and the costs of data standardization and systems integration. The result is a slow, inaccurate, and costly process which impacts people s lives. Blockchain has the opportunity to impact those infrastructure challenges and support integration of health care information across a range of users and stakeholders. It addresses several existing pain points and enables a system that is more efficient, disintermediated, and secure. Using blockchain technology, patients can have a quick and easy access to healthcare database, electronic medical records, and have control over who how the data is accessed and by whom. This could help increase consumer safety while also giving an opportunity to consumers to monetize on their clinical data. SOLUTION As an answer to these problems and opportunities, Gainfy, is one of the US s first companies, who is pioneering in using blockchain, AI and predictive analytics to give everyone better tools for managing their health, offering easy appointment scheduling, no-cost telemedice advice, digital and crypto payments, and ability for patients to control and monetize their personal medical records. Blockchain, AI and use of predictive analytics will enable timely treatment of the patient, speed preauthorization, better EMR management as well as accurate payment to the provider.

I N TR OD U C I N G GAI NF Y Disruptive Healthcare A merging point for healthcare data management, scheduling, digital payments and provider-patient engagement powered by blockchain technology, AI and predictive analytics Trusted Scheduling and Payment platform Online and Tele consultations Digital and Crypto payments Identity and Credentials verification E-Medical Records data management Artificial Intelligence Predictive Analytics GAIN token ecosystem

BUSINESS MODEL We started Gainfy to resolve many issues currently faced by healthcare industry and create successful and profitable enterprise. We believe in the future of blockchain and we are on a mission to tackle the decentralized power of blockchain and solve many pain points of current healthcare system, support innovation and strengthen value and demand for Gainfy cryptocurrency. Gaify business model starts with a blockchain technology and crypto-token software and API s. It then sets up a network of Gainfy Accelerators geared to help members pioneer blockchain healthcare innovation, use Gainfy API applications and in return strengthen Gainfy marketplace dominance, increasing the use and importance of GAIN cryptocurrency network. Our long-term goal is to expand our presence throughout the US, the EMEA (Europe/Middle East/Africa), and APAC (Asia Pacific) regions. All expansion plans will be carried out in adherence to local laws and regulations. GAINFY INFRASTRUCTURE Gainfy Network I. Healthcare Platform Software II. Gainfy Blockchain API III. Gainfy Crypto Wallet Gainfy Blockchain Alliance Community members serving as open-source voting contributors to Gainfy development, new initiatives and its global network growth Gainfy Blockchain Healthcare Accelerator Promote innovation, research and development of blockchain technologies that drive healthcare NETWORK STRUCTURE Gainfy blockchain-based architecture presents a scalable, flexible and extensible platform. Which will operate on a 5 pillars: Software Application Services Token Rewards Ecosystem Technology Framework

SOFTWARE APPLICATION PLATFORM FOR PATIENTS Find the right doctor; see their profile, rating, reviews and offered services Schedule appointment based on specific needs and availability Receive medical advice using free mobile chat or telemedicine Use multiple methods of payments GAIN token, insurance, fiat or accepted crypto currency; Earn rewards for using platform, scheduling, posting, reviewing, voting, verifying identity, adding external health data to your records Access and add information to your personal medical records anytime, anywhere Buy, sell, share anonymous clinical data to participating partner network Transfer GAINCASH rewards into GAIN, Bitcoin or other currencies Use GAIN to buy products and services offered by Gainfy platform or participating partner network PLATFORM FOR PROVIDERS, PAYERS AND NETWORK PARTNERS Access scheduling platform - from contacts and patient database management to quick accounting and simple reporting tools Manage profile with advanced profile editor Respond to patient s questions and feedback Provide tele and online consultation to patient Track practice performance and monitor efficiency on the go Access and add information to your patient s medical records anytime, anywhere Buy or license annonymous clinical data directly from network participants Earn GAINCASH rewards by creating account, verifying credentials, providing healthcare services, responding and commenting on medical inquiries, accepting GAIN as a form of payment for offered services Transfer GAINCASH rewards into GAIN, Bitcoin or other currencies Use GAIN to buy products and services offered by Gainfy platform or participating partner network.

SERVICES GAINFY NETWORK HAS 7 SERVICE COMPONENTS: Chat Book Identity Data Wallet Exchange Logic CHAT is is an easy-to-use multi-platform care management platform. It provides private pre and post-treatment patient/provider remote communication, with high workflow capabilities and efficient, personalized care delivery. BOOK is first blockchain real time AI scheduling and data management software platform for Patients and Providers, allowing Users to manage medical appointment scheduling based on specific needs and availability. DATA is a medical records data registry information about the health status of patients and the health care they receive over varying periods of time. It is a digital ledger where information relating to the distributed storage of the health data is trimmed in hash-based language code, making it possible both to assign to each dataset a unique ID, creating the possibility for users to provide different types of consent according to distinct potential data uses, taking control over who will access his/her data and for what purpose. Self-executing contractual states, based on the formalization of contractual relations in digital form, which are stored on the blockchain and automate the execution of peer-to-peer transactions under user-defined conditions WALLET is the digital wallet for network users, which provides secure usable interface shopping cart, multiple number of supported digital and crypto currencies, easy, quick and secure digital payments, with ability to activate two-factor authentication. IDENTITY provides secure key management, signing and credentialing API which supports multiple formats and protocols and can optionally integrate with any existing identity management solution. Allowing secure management of organizational identities, reducing fraud and increasing network users trust. EXCHANGE is a blockchain powered health information exchange, which could unlock the true value of interoperability and data ownership. Blockchain-based systems have the potential to reduce or eliminate the friction and costs of current intermediaries. Gainfy Exchange is the distributed ledger of smart contracts, giving users ability to price their clinical user data in GAINs and lease it to other participants, resulting in a robust and decentralized healthcare ecosystem and GAIN token circulation LOGIC is the specific rules we want to implement into the protocol to make it better for health care. The rules must facilitate the exchange of complex health information between patients and providers, as well as exchanges between providers, and between providers and payers all while remaining secure from malicious attacks and complying with privacy regulations. Logic provides an artificial intelligence and predictive analytics programming environment supporting all Gainfy services.

REWARDS ECOSYSTEM WE PLAN ON GIVING OUR NETWORK MEMBERS A STAKE IN GAINFY ECONOMY, USING OUR UNIQUE CRYPTOCURRENCY MODEL Creates a decentralized healthcare platform powered by blockchain-enabled AI platform and predictive analytics, enabling provider s to respond to patients questions about their health 24/7 through mobile, online and telehealth applications. Incentivizes all users for the contributions they make, by providing or using Gainfy platform services; creating or curating interactive content; storing, managing or leasing clinical and behavioral data. Incentivizes only trustworthy providers, for example, doctors, patients, health insurance companies, research companies, amongst many others, who verifies the attributes of the identity, credentials and attests to Gainfy Network attributes on a blockchain. Through the use of smart contracts, users will be able to price their anonymous clinical data in GAINs and lease it to other participants, resulting in a robust and decentralized healthcare ecosystem and GAIN tokens circulation. Incentivizes users to use GAIN as the preferred choice of Gainfy Network payment option

WHY GAINFY. TOKENS? GAINd Gainfy is the first blockchain healthcare platform engaged in new disruptive economy by accepting crypto (Bitcoin, Ether) and native currencies (GAINCASH & GAIN) GAIN (GAIN) token and GAINCASH (GIN) reward token fuel the Gainfy Network ecosystem creating new economy and incentive structure for participants The tokens provide for multiple features: 1. Form of payment 2. Incentivized rewards 3. Currency ecosystem stabilizer 4. Data sharing and monetization 5. Access to network resources GAIN is a liquid token. GAIN can be transferred, spent on services and products in the Gainfy and participating partner s network. GIN token is a free nob-liquid reward token, distributed to the participants of Gainfy ecosystem, for scheduling, posting, reviewing, voting, identity verification and linking personal health data. GAIN token and GIN reward token are tokens of the Gainfy network. Providers and Payers earn GIN rewards by creating account, identity and performing credentials verification, providing healthcare services, responding and commenting on medical inquiries, accepting GAIN as a form of payment for their services. Patients earn GIN rewards by creating account, scheduling appointments, posting medical questions, sharing and upvoting on provider s responses, reviewing, voting and linking personal health data; and using GAIN tokens to pay for network products and services. Gainfy Network Contributors earn GIN rewards by contributing to ecosystem development. Patients can earn GAINs by selling or leasing their encrypted medical data (EMR) without disclosing sensitive personal information. Healthcare corporate stakeholders pay in GAINs to buy or lease EMR data from Patients through the Gainfy ecosystem. All categories of participants can redeem GAINCASH for GAIN and utilize GAIN for purchasing products and services provided on Gainfy and participating partner platforms.

TEAM VICTORIA SAUCIER MALLIKA RAMAMURTHY Chief Executive Office Chief Product Officer TAYO AKINS NIRAJ PATEL Healthcare Alliance Advisor, CEO Cascade Health Alliance Financial Architecture Advisor, CIO Lending Platforms, IBM DANIEL O NEILL International Law Advisor, Partner, O Neill & Co. www.gainfy.com DAVE SINGH Chief Technology Officer RICHARD LEVYCHIN Corporate Tax Strategy Advisor, Partner, KBL, LLP ADELE GULFO Healthcare Innovation Advisor, EVP & CSO, Mylan KIR KELEVRA Token Structure Advisor, Mastermind, Cryptocurrency BRIAN MCCONNELL BEN CHODOR Strategic Partnerships Advisor, Former NFL Player, Ex President of Sales, Solectron Marketing Strategy Advisor, Ex-CEO, Happtique JAY ROBERTS Healthcare Operations Advisor, COO & EVP, Cancer Genetics MAX GALKA Data Architecture Advisor, Data Geek, Adjunct Prof. UPenn 9

Additional Information You can find more information about Gainfy token sale online at gainfy.com EMAIL For presale requests: presale@gainfy.com For token sale support: token@gainfy.com TELEGRAM @GAINFY TWITTER @GAINFY ADDRESS New York, 10018 G