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We re here to help! Go to RCI.com anytime, anywhere to get all your questions answered! getting the most out of your timeshare! * Subject to availability based on value-for-value vacation exchange principles. These vacations are limited. Destinations and travel times are subject to availability and confirmed on a first come, first served basis. Offer includes only accommodations and specifically excludes travel costs and other expenses that may be incurred. Taxes, additional fees and charges may apply. All-inclusive resorts may charge a mandatory allinclusive fee. Promotional discounts and offers may not apply to all properties. Other restrictions may apply. Offer void where prohibited by law. Cruises are available for purchase to RCI Subscribing Members only with a qualified Deposit (at a special member price) or with cash (sometimes referred to as Cruise Extra Vacations SM getaways). A qualified Deposit including Combined Deposit and/or Deposit Credits must have a Deposit Trading Power of 14 (standard RCI Weeks Exchange Rate) or 7 (reduced RCI Weeks Exchange Rate). The standard and reduced RCI Weeks Exchange Rates are subject to change without notice by RCI Cruise. Fees may apply including, without limitation, the applicable Combined Deposit fee. Certain restrictions may apply. Your Guide to RCI Inside 2012 RCI, LLC. All rights reserved.

Get on Vacation Now! Whether your dream vacation is a sunny island escape or a winter ski vacation, RCI has you covered. With more than 4,000 resorts in over 100 countries, there is something for everyone. We only have one question. What are you waiting for? Here s how to get started... Want to make the most out of your RCI Subscribing Membership? Register today on RCI.com - it s fast, simple and FREE. Here s a little secret: Once you are registered, you will receive online sales and member exclusive offers. Check your email for one-day only sales and specials that are only available online. In the past, RCI has run incredible Vacation Exchange promotion! Plus, Extra Vacations have been discounted as low as S$199/week (that s less than S$30/night!). It pays to be in the know. You never know what could be coming next! Register today! Visit www.rci.com/insiderci to learn even more about your RCI Subscribing Membership. Millions of owners just like you are a part of the RCI family and are making the most of their vacation time. Isn t it time you start? With more than 4,000 resorts in over 100 countries, you ve got a lot of ground to cover!* Need more help? Call a Vacation Guide today at +65 6223 4333 or your country s members services hotline to get all your questions answered!

Quick Start Guide Step 1 Give RCI the Week You d Like to Exchange for Another Vacation Deposit Early at least 9 months before the start date of your week. This will ensure that you receive 100% of your available Deposit Trading Power, giving you the most exchange options for your week! Don t forget, you need to pay your maintenance fees to your home resort before you can deposit! Step 2 Search for Your Vacation on RCI.com Search Early the more time you give yourself, the more likely you are to find your perfect vacation. Don t limit yourself to a specific date or region if your plans are flexible. Keep your search broad and you may be surprised to see what you discover! Let RCI do the work for you! Open an Ongoing Search and you ll get prioritized access to newly member deposited weeks. It s like being on the waiting list for a vacation. Book Your Exchange on RCI.com Step 3 Take advantage of our lowest available prices. Still have questions? No problem, we re here to help! Call today at +65 6223 4333 or your country s members services hotline. 1

Congratulations! You are part of an exclusive community of people around the world who have committed to a lifetime of incredible vacations! As a vacation owner, you can choose whether to continue to visit your home resort or you can consider exploring the world! Your ownership gives you the flexibility to exchange your vacation time for time at other resort destinations. What is RCI? RCI is your partner in vacation exchange. Your home resort (where you purchased your vacation ownership) has affiliated with RCI so owners, like you, can vacation at more than 4,000 resort vacation options across the globe.* Experiencing new destinations is easy! When you decide not to return to your home resort, you can trade your week(s) for something different. Basically, you give your vacation time to RCI (known as Depositing) and then book a vacation at another resort (known as Exchanging). It s that simple. If you re wondering what the difference is between your home resort and RCI, here s a quick overview: Your home resort: Where you purchased your vacation ownership Owns the resort property Maintains the resort property Collects maintenance fees RCI Subscribing Membership: Offers access to exchange vacation options (at resort locations around the world including cruise vacations) Offers access to member-only priced cash vacations at resort properties (no deposit needed!) Your ownership gives you access to the world. 2 3

Getting on vacation is easy, fun and flexible! RCI offers two types of vacation options: Exchange options where you trade your week ownership for another resort destination (or a cruise vacation). Cash options where you have access to purchase vacations at memberexclusive pricing (which does not require a trade or exchange. First, let s explore how you book an Exchange vacation. Deposit your vacation week with RCI Log on to RCI.com and click the Search for a Vacation tab Why depositing is the first step The term Deposit refers to giving your vacation week to RCI so you can exchange for a vacation week at another resort. When you deposit, your vacation week is placed in the RCI system for other subscribing members to use. Once you deposit, you can then trade or exchange the week you gave RCI for another week deposited in the system. You will have at least 35,000 exchange vacation options to choose from. Deposit Trading Power Once your week is deposited, it is assigned a Deposit Trading Power, which is used to determine what exchange vacation options are available to you. The main components of Deposit Trading Power are supply and demand. If you own a week that a lot of people typically want and has had limited availability, the Deposit Trading Power is likely to be higher. If you have a week that fewer people typically want or has had a lot of availability, the Deposit Trading Power is likely to be lower. Other factors affecting Deposit Trading Power: Season you own Size and type of your unit Comment card scores for your resort How far in advance you deposit The only factor you control is when you deposit your week. The closer you get to the start date (check-in date), the lower the Deposit Trading Power will be. This is because you re leaving less time for another member to book it (and it could possibly go unused). Deposit early for the most value. Search for your Exchange vacation with easy to use search filters Book your vacation and start packing! 4 5

Maximize your Deposit Trading Power! In order to make sure you get 100% of your available Deposit Trading Power, you MUST deposit at least 9 months before the check-in date of your ownership week. Take a look at how the value decreases as you deposit later and later: Deposit Trading Power Adjustment Schedule % of Trading Power Retained 9 months to 2 years (276 days +) before check-in 100% 6 to 9 months (181 to 275 days) before check-in 95% 3 to 6 months (91 to 180 days) before check-in 90% Deposit early and start your vacation search. It s easy and FREE! Based on the type of week you own, your deposit process will vary. Here s how to deposit: Fixed Week Deposits A fixed week deposit means that you own the same unit and week every year, at the same resort. Most members with a fixed week can deposit directly with RCI by logging on and clicking the Manage Deposits tab. Floating Week Deposits A floating week deposit means that your vacation week is assigned by your home resort and varies by year. Members with a floating ownership call their home resort to get started. Once you deposit, your Deposit Trading Power is locked in and it will not decrease. Just don t wait too long because Deposits can expire. 1 to 3 months (31 to 90 days) before check-in 80% 15 to 30 days before check-in 60% 14 days or less before check-in 45% For example, if you own a week with a maximum trading power of 20, but wait until 4 months before the start date, you will only receive 18. PUEBLO BONITO RESORT, Cabo San Lucas, Mexico. A view of Lands End, Lover s Beach when parasailing in Cabo San Lucas. Member photo taken by J. Reece 6 7

When can I travel? Depending on when you deposit, you can travel anywhere from one year before your original start date to up to two years afterwards. That gives members the potential of a three year travel window. For example, if your vacation week starts in September 2014 you can travel any time between September 2013 and September 2016. 2 years before check-in Maximize your Deposit Trading Power by depositing early 100% Deposit Trading Power 9 months before check-in is the latest you can deposit to receive 100% of your Deposit Trading Power. Deposit Trading Power will decrease after this point. Deposit check-in date is the date that your vacation ownership week begins. Deposit WINDOW The Deposit Window is the period of time you have to deposit your vacation week with RCI. You can deposit as early as 2 years before your start date. Remember, Deposit Trading Power starts to decrease 9 months prior to check-in. End of travel window If you do not travel by 2 years after your deposit s check-in date, the deposit will expire and you will no longer be able to travel. TRAVEL WINDOW The Travel Window is the period of time you have to plan, book and travel on an RCI Exchange vacation. Depending on when you deposit, you will have a 3 year travel window. 8 9

How do I search and book? Now that you ve deposited your week and received your Deposit Trading Power, you have at least 35,000 exchange options to choose from! Starting your vacation search is incredibly fun. Here s what you need to know to get started: Exchange Trading Power Exchange Trading Power is the value assigned to all resort weeks available for exchange in the RCI system. Unlike Deposit Trading Power, which you can lock in, Exchange Trading Power is always changing based on supply and demand. Searching and Booking the Basics Discovering your exchange possibilities is half the fun of getting on vacation. And RCI.com makes searching for your dream vacation easy! Log onto RCI.com and click the Search for a Vacation tab. Try using these tips to find the best options: Keep your search broad. Be flexible with dates and locations, you never know what you ll discover! Use the available search filters to narrow down your options to the ones that suit you best! Search by vacation type rather than a specific destination you may discover a place you never thought of! Consider smaller units. If you only need a studio or one-bedroom, you may discover destinations you never thought possible with your Deposit Trading Power. Plus, if you use less trading power than you have, you ll get a Deposit Credit (we ll show you how that works later). When you see a resort you are interested in, click learn more. Explore photos, videos, member reviews, room details, area info and more all at your fingertips. SNOWATER, Glacier, WA. This is a half hour drive from Snowater on the Mt. Baker Hwy. The resort is our favorite because of the mountains and the 2 indoor swimming pools and hot tubs. Many weeks spent there in the past 5 years! Member photo taken by C. Farr Select the Available Units tab to choose a week and book your vacation! See a full list of all the dates available as well as the Exchange Trading Power needed for each specific week. Select the week you want, pay the exchange fee and you re ready to start packing! 10 11

What if the exchange I want has an Exchange Trading Power that is higher or lower than my deposit? Don t worry! We ve got you covered. If the exchange you want requires less trading power than your deposit is worth, you are in luck! You will receive a Deposit Credit for the difference! Deposit Credits are kind of like getting change back! Your unused trading power is placed on your account as a Deposit Credit, to use toward a second vacation. So essentially, you used one week and can potentially take two weeks of vacation! What could be better? If the exchange you want requires more trading power than any one of your deposited weeks (or Deposit Credits you may have), you may want to consider a Combined Deposit. Combined Deposits allow you to combine multiple deposits or Deposit Credits, for a fee, and turn them into one combined week with higher trading power. You can then book an exchange that requires more trading power than your original week had. You might be able to book a vacation you never thought possible! It s a great way to get that extra special vacation you ve been dreaming of. Tip: Combined Deposits expire 2 years from the date combined, regardless of the original weeks expiration dates. Tip: A Deposit Credit takes on the same expiration dates of the original deposit it was created from. Make sure you know when it will expire. THE WINDJAMMER, St. Lucia. Beautiful view from our Villa on our honeymoon. Member photo taken by S. Dunning 12 13

Help! I can t find the vacation I am looking for. If your exchange search hasn t turned up exactly what you re looking for, don t worry! New deposits come in every single day, so let us do the work for you! Getting started is simple: 1. Click the Ongoing Search tab on the right-hand side of the search screen and enter your vacation criteria. You can be as specific as you want, but as with a standard search, being flexible gives you the most options. Open an Ongoing Search and RCI will search for you 24/7 and notify you when a match is found. An Ongoing Search is like putting yourself on a waiting list for your dream vacation. It is the first place newly member deposited weeks are matched against, so members on the list are first in line and get prioritized access to the new deposited weeks before they re available online! 2. Pay the Exchange Fee and your search has begun. RCI will continue to search until a resort match is found. If a match is not found or if you cancel your Ongoing Search at any time, your Exchange Fee is fully refundable. THE KONA COAST RESORT, Kailua-Kona, HI. We reserved 3 units at this lovely resort south of Banff for a wonderful family vacation. Almost every afternoon we were treated to a spectacular Rainbow. Member photo taken by C. Rekieta 3. Get a notification to confirm! RCI will contact you as soon as a resort match is found. You have the option of RCI auto-booking the resort for you as soon as a match comes through or you can wait and confirm it yourself. But remember, once a match is found, you only have 24 hours to confirm before the vacation is released to another member on the waitlist. 14 15

Now that you ve learned everything you can about how to get on an Exchange Vacation we have good news RCI offers even more! As an RCI Subscribing Member, you have access to unlimited extra vacation options to book additional vacation time. These vacations offer the same great resort style amenities you love with your vacation ownership but you do not have to exchange to access them. Whether you decide to visit your home resort or not this year, we hope that you ll have the opportunity and vacation time to get away more than just once! If so, you re in luck. RCI s member exclusive vacation pricing includes: Extra Vacations SM Getaways: Extra Vacations without using a deposit on 7-night getaways often for less than the cost of a hotel! Pricing starts as low as $199 per week, that comes to only $30 per night. (We call them Extra because we hope you have the extra time to take them!). Cruise Vacations: Set sail and discover places you ve only dreamed of. You can get great rates on thousands of select cruises! 16