Alabama Career Preparedness Course to Air Force JROTC Curriculum

Transcription

1 Alabama Career Preparedness Course to Air Force JROTC Curriculum The information below supports several factors relating to acquisition of substitute credit for Alabama Career Preparedness Course by AFJROTC. All lessons include minutes of classroom/seat time and will be counted toward JROTC Credit and Career Preparedness. However, the activities and assessments for these lessons may be totaled for minutes toward 1 credit of Alabama Career Preparedness. Curriculum materials used to meet the Alabama Career Preparedness content standards are taken from the following Air Force JROTC textbooks: Leadership Education 100: Traditions, Wellness, and Foundations of Citizenship Leadership Education 300: Life Skills and Career Opportunities National Endowment for Financial Education (NEFE) Personal Decision Making: LE100Ch1L3: Customs and Courtesies for Junior ROTC LE100Ch1L4: Attitude, Discipline, and Respect LE100Ch1L5: Ethics, Values, and Morals LE100Ch2L3: Making Positive Decisions Academic Planning and Career Development: LE-300 C3, L1: Researching Careers LE-300 C3, L2: Self-Discovery LE-300 C3, L3: Career Paths LE-300 C5, L2: Choosing a Major LE300Ch2L2: Insurance for Protecting Your Resources LE-300 C7, L1: Military Careers LE-300 C7, L2: Aerospace Careers LE-300 C7, L3: Careers in Public Service LE-300 C8, L2: Learning to Work With Others LE-100 C2, L3, L4: Making Positive Decisions Technology Skill Applications: LE-100: All Lessons LE-300: All Lessons Codecademy Managing Finances and Budgeting: LE300Ch1L1: Creating a Budget LE300Ch1L2: Savings and Bank Accounts LE300Ch1L3: Real-Life Issues in Buying and Selling LE300Ch2L1: Avoiding the Credit Trap LE300Ch2L2: Insurance for Protecting Your Resources National Endowment for Financial Education (NEFE) Saving and Investing: LE300Ch1L1: Creating a Budget LE300Ch1L2: Savings and Bank Accounts LE-300 C6, L1: Identifying Your Personal Job Preferences National Endowment for Financial Education (NEFE) Banking and Financial Institutions: LE300Ch1L2: Savings and Bank Accounts National Endowment for Financial Education (NEFE) Credit and Debt: LE300Ch1L3: Real-Life Issues in Buying and Selling LE300Ch2L1: Avoiding the Credit Trap National Endowment for Financial Education (NEFE) Risk Management and Insurance: LE300Ch1L3: Real-Life Issues in Buying and Selling LE300Ch2L1: Avoiding the Credit Trap LE300Ch2L2: Insurance for Protecting Your Resources National Endowment for Financial Education (NEFE) 1

2 Students Will: Personal Decision Making LE100Ch1L3: Customs and Courtesies for Junior ROTC LE100Ch1L4: Attitude, Discipline, and Respect LE100Ch1L5: Ethics, Values, and Morals LE100Ch2L3: Making Positive Decisions LE300Ch1L1: Creating a Budget LE300Ch1L2: Savings and Bank Accounts LE300Ch1L3: Real-Life Issues in Buying and Selling LE300Ch2L1: Avoiding the Credit Trap LE300Ch2L2: Insurance for Protecting Your Resources LE300Ch3L1: Researching Careers LE300Ch3L2: Self Discovery LE300Ch3L3: Career Paths LE300Ch4L1: Financing College LE100Ch1L1: Smart Money Research LE100Ch1L2: Safe Internet Banking LE100Ch1L3: Apartment Shopping LE100Ch2L1: Credit Card Comparison LE100Ch2L2: Researching Phishing Polices LE300Ch3L1: Researching Career Options LE300Ch3L2: Researching Career Interests LE300Ch4L1: Scholarship Research 1. Demonstrate knowledge of a systematic approach to a decision-making process (specifically, opportunity costs and trade-offs), including factors regarding academic planning and career development, financial literacy, and technology 1. Describe the difference between a custom and a courtesy 2. Identify historic customs and courtesies 3. Explain the proper methods to demonstrate recognition and respect 4. Describe the importance of a positive attitude 5. Describe the importance of discipline 6. Describe the four basic rules of ethics 7. Identify the four types of values 8. Identify the core values of the US military services 9. Explain cultural and universal norms 10. Describe how to make ethical and moral decisions 11. Identify your personal code of conduct 12. Employ a goal setting process to arrive at healthful decisions 13. Explain the impact of communication skills on leadership 14. Apply responsible use of electronic media devices 2

3 Students Will: Academic Planning and Career Development LE100Ch1L5: Ethics, Values, and Morals LE100Ch2L3: Making Positive Decisions LE300Ch8L1: Planning Your Professional Development LE300Ch8L2: Learning to Work With Others LE300Ch8L3: Seeking Feedback and Promotions LE100Ch1L5: Researching Current Ethical Dilemma LE100Ch2L3: Researching Safe Social Networking LE300Ch8L1: Adding to an Electronic Portfolio LE300Ch8L2: Researching Organizational Communication LE300Ch8L3: Developing Career Path Strategies 2. Understand the effect of workplace behaviors. Examine appropriate workplace behaviors, including attitude, work ethic, responsibility, dependability, punctuality, integrity, time management, effort, adherence to dress code, communication (written, verbal, and nonverbal), teamwork, and other workplace etiquette. Identify inappropriate workplace behaviors, including violence and sexual harassment and procedures for addressing such behaviors. Recognize the importance of and capitalize on diversity in the workplace. 1. Describe the four basic rules of ethics 2. Identify the four types of values 3. Identify the core values of the US military services 4. Explain cultural and universal norms 5. Describe how to make ethical and moral decisions 6. Identify your personal code of conduct 7. Employ a goal setting process to arrive at healthful decisions 8. Explain the impact of communication skills on leadership 9. Apply responsible use of electronic media devices 10. Summarize the process of planning for professional Development 11. Create a career portfolio 12. Identify organizational and personal values that contribute to success 13. Understand the communication process 14. Recall verbal and non-verbal communication 15. Describe barriers to effective communication 16. Evaluate communications within organizations 17. Demonstrate collaboration and teamwork 18. Analyze feedback in the workplace 19. Describe strategies for earning a promotion 20. Develop a career-path strategy 3

4 LE300Ch3L1: Researching Careers LE300Ch3L2: Self Discovery LE300Ch3L3: Career Paths Alabama Career Planning System at LE300Ch3L1: Researching Career Options LE300Ch3L2: Researching Career Interests LE300Ch3L3: Researching Career Path LE300Ch6Project: Create an Electronic Portfolio 3. Analyze personal skills, interests, and abilities and relate them to current career opportunities. Participate in assessments that identify personal areas of interest and aptitude, including utilizing results to develop a four-year high school educational plan. Explore individual career options from the 16 National Career Clusters to examine specific job descriptions, requirements, salaries, and employment outlooks. Identify safety and health standards in the workplace for daily procedures, emergency procedures, equipment/tools, dress, use of technology, and work area maintenance. 1. Recall the importance of selecting and charting a career path 2. Compare having a career versus getting a job 3. Analyze a process to plan for career options 4. Evaluate factors to consider when planning a career path and career planning information sources 5. Utilize personal inventories to understand yourself and career direction 6. Identify your aptitudes and interests 7. Identify your preferred learning styles 8. Analyze personal preferences associated with various work environments and fields of interest 9. Evaluate career paths that link to your personal aptitudes 10. Recall the advantages of a technically-oriented career path 11. Explain the types of job classifications associated with technically-oriented career paths 12. Analyze the earning potential of various technically-oriented career paths 13. Analyze different ways of pursuing a technically-oriented career path 14. Recall the advantages of pursuing post-secondary degrees 15. Explain the types of careers associated with educational tracks 16. Investigate the earning potential of various educationoriented career path 17. Analyze different ways of pursuing an education-oriented career path 18. Evaluate the essential process for successfully pursuing desired career or job 4

5 4. Determine the correlation of personal preference, education, and training to the demands of the workforce. LE100Ch2L3: Making Positive Decisions LE300Ch2L2: Insurance for Protecting Your Resources LE300Ch3L3: Career Paths LE300Ch6L1: The Job Search Process LE300Ch7L2: Careers in Aerospace LE300Ch7L3: Careers in Public Service Alabama Career Planning System at LE100Ch2L3: Posting on Social Networks LE300Ch2L2: Research Phishing Policies LE300Ch3L3: Researching Career Path LE300Ch6L1: Online Job Search LE300Ch7L2: Researching Education Requirements LE300Ch6Project: Create an Electronic Portfolio LE300Ch7Project: Researching a Career in Public Service Select a personal career goal based upon results of interest and aptitude assessments. Investigate employee benefits and incentives related to identified career choices: medical insurance, retirement benefits, life insurance, long- and short-time disability insurance options. Calculate net pay from a given gross salary by subtracting required and non-required deductions. Utilize advanced database features (i.e. merging, sorting, filtering, formulas) to examine the effect of career choice on lifestyle, including how interest, ability, and educational achievement relate to the attainment of personal, social, educational, and career goals. 1. Employ a goal setting process to arrive at healthful decisions 2. Explain the impact of communication skills on leadership 3. Apply responsible use of electronic media devices 4. Recall what insurance is and why it is necessary 5. Analyze the major types of insurance available to you 6. Create a plan to protect your personal and financial information 7. Recall the advantages of a technically-oriented career path 8. Explain the types of job classifications associated with technically-oriented career paths 9. Analyze the earning potential of various technically-oriented career paths 10. Analyze different ways of pursuing a technically-oriented career path 11. Recall the advantages of pursuing post-secondary degrees 12. Explain the types of careers associated with educational tracks 13. Investigate the earning potential of various educationoriented career path 14. Analyze different ways of pursuing an education-oriented career path 15. Describe potential jobs that meet personal preferences 16. Organize ideas for selling your skills to an employer 17. Evaluate multiple sources for finding job openings 18. Recall careers in aerospace 19. Describe major organizations in the aerospace sector 20. Compare educational requirements for aerospace careers 21. Analyze career options in the aerospace industry 22. Identify types of public service careers 23. Evaluate careers available in the public service sector 24. Analyze options for criminal justice careers 25. Analyze careers in fire science and technology 26. Recall careers in homeland security 5

6 LE300Ch4L1: Financing for College 5. Investigate the postsecondary/higher education LE300Ch4L2: Selecting a College admissions process, including completing LE300Ch4L3: Navigating the Testing admission and financial aid applications (e.g., Free Maze Application for Federal Student Aid (FAFSA), grants, LE300Ch4L4: Essays, Interviews, and loans, scholarships, personal financing). Campus Visits LE300Ch5L1: Adjusting to College Life LE300Ch4L1: Scholarship Research LE300Ch4L2: College Research LE300Ch4L3: Online Practice SAT Exam LE300Ch4L4: Virtual Campus Tour LE300Ch7L2: Researching Education Requirements 1. Identify the financial costs of college 2. Describe sources for college funding 3. Create a plan to finance a college education 4. Describe the process for choosing a college 5. Summarize the criteria for selecting a college 6. Compare alternative programs for earning college credit 7. Evaluate the college application process 8. Identify colleges that will best meet your needs 9. Describe college entrance examinations 10. Compare college placement exams 11. Identify methods for conquering test anxiety 12. Evaluate strategies for test-taking 13. Outline procedures for taking standardized tests 14. Explore the personal side of the college application process 15. Examine how to write a college application essay 16. Describe how to have a successful interview 17. Summarize the importance of campus visits 18. Recall careers in aerospace 19. Describe major organizations in the aerospace sector 20. Compare educational requirements for aerospace careers 21. Analyze career options in the aerospace industry 6

7 LE100Ch2L3: Posting on Social 6. Examine the employment process, including Networks searching for a job, filling out a job application, LE300Ch4L4: Essays, Interviews, and Campus Visits writing a résumé, developing and practicing interview skills, and completing required employment forms (e.g., W-4, I-9). LE300Ch6L1: Online Job Search LE300Ch8L1: Improving Knowledge, Skills, and Attitudes LE300Ch8L3: Seeking Promotions LE300Ch8L4: Career Path Strategies Utilize word processing software to demonstrate professional writing skills by producing and editing business and personal correspondence documents. 1. Employ a goal setting process to arrive at healthful decisions. 2. Explain the impact of communication skills on leadership. 3. Apply responsible use of electronic media devices. 4. Explore the personal side of the college application process 5. Examine how to write a college application essay 6. Describe how to have a successful interview 7. Summarize the importance of campus visits 8. Describe potential jobs that meet personal preferences 9. Organize ideas for selling your skills to an employer 10. Evaluate multiple sources for finding job openings 11. Summarize the process of planning for professional development 12. Create a career portfolio 13. Identify organizational and personal values that contribute to success 14. Analyze feedback in the workplace 15. Describe strategies for earning a promotion 16. Develop a career-path strategy 17. Recall the importance of civic responsibility 18. Explain the process to register to vote 19. Summarize the selection process for jury duty 20. Recommend ways to become involved in the community 7

8 Alabama Career Planning System at LE300Ch6Project: Create an Electronic Portfolio LE300Ch8Project: Create a Powerpoint presentation on Career Development Planning or Collaboration and Teamwork 7. Generate an electronic portfolio using digital tools (e.g., Webpage, wikis, blogs, podcast), including a cover; a current résumé; a completed job application; interest, aptitude, and achievement assessment results; curriculum samples (e.g., academic research, educational projects); four-year high educational plan; education/career preparedness checklist; and other examples of academic and career preparedness achievements (e.g., student organizations, club memberships, honors, credentials, certificates, awards, community service experiences, recommendations). Utilize advanced features of word processing (e.g., outlining; developing forms; applying tracking changes, hyperlinking, mail merging). Create presentations using effective communications skills and advanced multimedia, including photo, video, and audio editing. 1. Evaluate the essential process for successfully pursuing desired career or job 2. Create a plan for successful career development JROTC Lesson Association Linked AL Career Preparation Competency Air Force JROTC Performance Standards Students Will: Technology Skill Applications ess_course/pois8.pdf 8. Diagnose problems with hardware, software, and advanced network systems. Examples: printer, projector, power supply, task manager, network connectivity. 1. Identify hardware, software, and advanced network systems components 2. Demonstrate hardware, software, and advanced network systems preventive maintenance 3. Diagnose problems with hardware, software, and advanced network systems 8

9 aredness_course/pois9.pdf 9. Demonstrate advanced technology skills, including compressing, converting, importing, exporting, backing up files, and transferring data among applications. 1. Demonstrate how to compress files 2. Demonstrate how to convert files 3. Demonstrate how to import files 4. Demonstrate how to create backup files 5. Demonstrate how to transfer data among applications JROTC Lesson Association Linked AL Career Preparation Competency Air Force JROTC Performance Standards 10. Compare functions of various operating aredness_course/pois10.pdf systems. Examples: Windows, Mac OS, Linux, Android, ios 1. Define operating systems 2. Identify and compare examples of operating system 3. Evaluate the functions of various operating systems JROTC Lesson Association Linked AL Career Preparation Competency Air Force JROTC Performance Standards LE100Ch1L5: Ethics, Values, and Morals LE100Ch2L3: Making Positive Decisions 11. Analyze cultural, social, economic, environmental, and political effects, and treads of technology to assess emerging technologies and forecast innovations. LE100Ch4L4: Environmental Health LE300Ch4L4: Essays, Interviews, and Campus Visits LE100Ch1L5: Researching Current Ethical Dilemma LE100Ch2L3: Researching Safe Social Networking LE100Ch4L4: Researching Greenhouse Effect LE300Ch4L4: Virtual Campus Tour Demonstrate proficiency in the use of emerging technology resources, including social networking and other electronic communications (e.g., desktop conferencing, mobile technology, listservs, blogs, virtual reality, online file sharing, 1. Describe the four basic rules of ethics 2. Identify the four types of values 3. Identify the core values of the US military services 4. Explain cultural and universal norms 5. Describe how to make ethical and moral decisions 6. Identify your personal code of conduct 7. Employ a goal setting process to arrive at healthful decisions 8. Explain the impact of communication skills on leadership 9. Apply responsible use of electronic media devices 10. Describe the effects pollution has on health 11. Demonstrate methods for reducing and preventing pollution. 12. Explore the personal side of the college application process 13. Examine how to write a college application essay 14. Describe how to have a successful interview 15. Summarize the importance of campus visits 9

10 LE100Ch1L5: Ethics, Values, and Morals LE100Ch2L3: Making Positive Decisions 12. Demonstrate appropriate digital citizenship through safe, ethical, and legal use of technology systems and content. LE300Ch4L4: Essays, Interviews, and Campus Visits LE100Ch1L5: Researching Current Ethical Dilemma LE100Ch2L3: Researching Safe Social Networking LE300Ch4L4: Virtual Campus Tour Explain consequences of illegal and unethical use of technology systems and digital content. Example: cyberbullying, plagiarism Interpret copyright laws and policies with regard to ownership and use of digitals. Explain the implications of creating and maintaining a positive digital footprint. Critique internet and digital information for validity, reliability, accuracy, bias, and current relevance. Cite sources of digital content using a style manual. Examples: Modern Language Association (MLA), American Psychological Association (APA). 1. Describe the four basic rules of ethics 2. Identify the four types of values 3. Identify the core values of the US military services 4. Explain cultural and universal norms 5. Describe how to make ethical and moral decisions 6. Identify your personal code of conduct 7. Employ a goal setting process to arrive at healthful decisions 8. Explain the impact of communication skills on leadership 9. Apply responsible use of electronic media devices 10. Explore the personal side of the college application process 11. Examine how to write a college application essay 12. Describe how to have a successful interview 13. Summarize the importance of campus visits JROTC Lesson Association Linked AL Career Preparation Competency Air Force JROTC Performance Standards 13. Utilize an online learning-management system Alabama Career Planning System at to engage in collaborative learning projects, discussions, and assessments beyond the LE100: Traditions, Wellness, and traditional classroom that are goal-oriented, Foundations of Citizenship focused, project-based, and inquiry-oriented. Companion Website located at: Examples: Moodle, Elmodo, Blackboard, Canvas (Still working, will be ready for school year) LE300: Life Skills and Career Opportunities Companion Website located at: leadership_education/ E-Learning Opportunities for LE Companion Websites: 1. Direct Your Learning: Contains guided information on topics and subjects covered in each chapter. Start here to familiarize yourself with the chapter content 2. Test Yourself: When ready, use the "Test Yourself" section to evaluate your understanding of the chapter topics and concepts. Feel free to go back to the "Direct Your Learning" section for additional review and remediation 3. Extend Your Learning: Bring your understanding to the next level with the content in the "Extend Your Learning" section. "Extend Your Learning" includes links to real-world applications and resources associated with each chapter. Be an expert and expand your understanding with the "Extend Your Learning" section! 10

11 LE300Ch1L1: Charting Your Financial Course 14. Explain specific steps that consumers can take to minimize exposure to identity theft, fraudulent LE300Ch1L3: Real Life Issues of schemes, unethical sales practices, and exorbitant Buying and Selling service fees. LE300Ch2L1: Avoiding the Credit Trap LE300Ch2L2: Insurance for Protecting Identify online safety precautions, including data-encryption, Your Resources password strength, clearing browser cache, firewalls, and NEFE; Module 6: Insurance antivirus software. LE300Ch1L1: Smart Money Research LE300Ch1L3: Internet Apartment Search LE300Ch2L1: Online Credit Card Comparison LE300Ch2L2: Internet Phishing Research 1. Describe the components of a personal financial plan 2. Identify steps for creating and developing a personal financial plan 3. Explain the elements of a budget 4. Explain types of shopping issues daily life 5. Summarize renting or leasing an apartment 6. Generate a plan for buying or leasing a car 7. Describe what is credit and important credit terms 8. Explain the positive and negative aspects of using credit 9. Examine sources of credit 10. Calculate how credit works 11. Describe how to use credit responsibly 12. Differentiate between credit and credit card options 13. Examine how to avoid credit card fraud 14. Analyze the consequences of deficit spending 15. Recall what insurance is and why it is necessary 16. Analyze the major types of insurance available to you 17. Create a plan to protect your personal and financial information 11

12 15. Develop a plan for managing earning, spending, saving, and giving using spreadsheets, online resources, or commercial software. LE100Ch2L3: Making Positive Decisions LE300Ch1L1: Creating a Budget LE300Ch1L2: Savings and Bank Accounts LE300Ch1L3: Real-life Issues in Buying and Selling LE300Ch2L1: Avoiding the Credit Trap NEFE; Module 4: Investing LE300Ch1L1: Smart Money Research LE300Ch1L2: Safe Internet Banking LE300Ch1L3: Internet Apartment Search LE300Ch2L1: Online Credit Card Comparison a. Create a budget, net worth statement, and income expense statement using a spreadsheet. b. Utilize spreadsheet features, including formulas, functions, sorting, filtering, charts, and graphs. c. Identify types of income other than wages, including rent, interest, and profit earned from various resources. d. Evaluate various methods for acquiring goods and making major purchases. Examples: borrowing, renting, leasing, paying cash 1. Employ a goal setting process to arrive at healthful decisions. 2. Explain the impact of communication skills on leadership. 3. Apply responsible use of electronic media devices 4. Describe the components of a personal financial plan 5. Identify steps for creating and developing a personal financial plan 6. Explain the elements of a budget 7. Describe the types of services provided by the bank 8. Compare and understand services when choosing a bank 9. Demonstrate how to conduct bank transactions 10. Analyze steps for safe electronic banking 11. Explain types of shopping issues daily life 12. Summarize renting or leasing an apartment 13. Generate a plan for buying or leasing a car 14. Describe what is credit and important credit terms 15. Explain the positive and negative aspects of using credit 16. Examine sources of credit 17. Calculate how credit works 18. Describe how to use credit responsibly 19. Differentiate between credit and credit card options 20. Examine how to avoid credit card fraud 21. Analyze the consequences of deficit spending 12

13 16. Evaluate the effect of personal preferences, LE100Ch1L5: Ethics, Values, and advertising, marketing, peer pressure, and family Morals history on consumer choices and decision making in the marketplace. LE300Ch1L3: Real-Life Issues in Buying and Selling LE300Ch2L1: Avoiding the Credit Trap NEFE; Module 1: Money Management NEFE; Module 2: Borrowing LE100Ch1L5: Internet Research of Current Ethical Dilemma Article LE300Ch1L3: Internet Apartment Search LE300Ch2L1: Online Credit Card Comparison a. Compare goods and services to determine best value, including sales tax, tips, coupons, discounts, product quality, and unit pricing. b. Explore how to use different payment methods, including cash, debit card, credit card, online payments, mobile devices, checks, payroll cards, layaway plans, and automatic bank deductions. 1. Describe the four basic rules of ethics. 2. Identify the four types of values. 3. Identify the core values of the US military services. 4. Explain cultural and universal norms 5. Describe how to make ethical and moral decisions. 6. Identify your personal code of conduct. 7. Explain types of shopping issues daily life 8. Summarize renting or leasing an apartment 9. Generate a plan for buying or leasing a car 10. Describe what is credit and important credit terms 11. Explain the positive and negative aspects of using credit 12. Examine sources of credit 13. Calculate how credit works 14. Describe how to use credit responsibly 15. Differentiate between credit and credit card options 16. Examine how to avoid credit card fraud 17. Analyze the consequences of deficit spending JROTC Lesson Association Linked AL Career Preparation Competency Air Force JROTC Performance Standards 17. Distinguish differences between the purpose of saving and the objectives associated with investing. LE300Ch1L1: Creating a Budget NEFE; Module 1: Money Management NEFE; Module 4: Investing NEFE; Module 5: Financial Services LE300Ch1L1: Smart Money Research a. Explain how using the principles of compound interest and the Rule of 72 in investing builds wealth to meet financial goals. b. Evaluate various ways to buy and sell investments, including mutual funds, exchange-traded funds (ETFs), stocks, bonds, certificates of deposit (CDs), real estate, and commodities. 1. Describe the components of a personal financial plan 2. Identify steps for creating and developing a personal financial plan 3. Explain the elements of a budget 13

14 LE300Ch1L1: Creating a Budget 18. Analyze various types of financial institutions. LE300Ch1L2: Savings and Bank Accounts a. Evaluate services and related costs associated with financial institutions in terms of personal banking needs. LE300Ch1L3: Real-life Issues in Examples: checking and savings accounts, personal checks, Buying and Selling cashier checks, overdraft fees. NEFE; Module 5: Financial Services LE300Ch1L1: Smart Money Research LE300Ch1L2: Safe Internet Banking LE300Ch1L3: Internet Apartment Search 1. Describe the components of a personal financial plan 2. Identify steps for creating and developing a personal financial plan 3. Explain the elements of a budget 4. Describe the types of services provided by the bank 5. Compare and understand services when choosing a bank 6. Demonstrate how to conduct bank transactions 7. Analyze steps for safe electronic banking 8. Explain types of shopping issues daily life 9. Summarize renting or leasing an apartment 10. Generate a plan for buying or leasing a car JROTC Lesson Association Linked AL Career Preparation Competency Air Force JROTC Performance Standards 19. Demonstrate how to manage checking and savings accounts, balance bank statements, and use online financial services. LE300Ch1L1: Creating a Budget LE300Ch1L2: Savings and Bank Accounts LE300Ch1L3: Real-Life Issues in Buying and Selling NEFE; Module 5: Financial Services LE300Ch1L1: Smart Money Research LE300Ch1L2: Safe Internet Banking LE300Ch1L3: Internet Apartment Search 1. Describe the components of a personal financial plan 2. Identify steps for creating and developing a personal financial plan 3. Explain the elements of a budget 4. Describe the types of services provided by the bank 5. Compare and understand services when choosing a bank 6. Demonstrate how to conduct bank transactions 7. Analyze steps for safe electronic banking 8. Explain types of shopping issues daily life 9. Summarize renting or leasing an apartment 10. Generate a plan for buying or leasing a car 14

15 20. Determine advantages and disadvantages of using credit. LE300Ch1L1: Creating a Budget LE300Ch2L1: Avoiding the Credit Trap NEFE; Module 1: Money Management NEFE; Module 2: Borrowing LE300Ch1L1: Smart Money Research LE300Ch2L1: Online Credit Card Comparison a. Analyze credit card offerings for the effect on personal finances. Examples: annual percentage rate (APR), grace period, incentive buying, methods of calculating interest, fees. 1. Describe the components of a personal financial plan 2. Identify steps for creating and developing a personal financial plan 3. Explain the elements of a budget 4. Describe what is credit and important credit terms 5. Explain the positive and negative aspects of using credit 6. Examine sources of credit 7. Calculate how credit works 8. Describe how to use credit responsibly 9. Differentiate between credit and credit card options 10. Examine how to avoid credit card fraud 11. Analyze the consequences of deficit spending JROTC Lesson Association Linked AL Career Preparation Competency Air Force JROTC Performance Standards 21. Examine why credit ratings and credit reports LE300Ch1L1: Creating a Budget are important to consumers. LE300Ch1L3: Real-Life Issues in Buying and Selling LE300Ch2L1: Avoiding the Credit Trap NEFE; Module 1: Money Management NEFE; Module 2: Borrowing LE300Ch1L1: Smart Money Research LE300Ch1L3: Internet Apartment Search LE300Ch2L1: Online Credit Card Comparison a. Explain ways of building and maintaining a good credit score. b. Determine the implication of entering into contracts and binding agreements. (e.g. college loans, cell phone contracts, car loans, collateral loans, passbook loans, mortgages. c. Describe legal and illegal types of credit that carry high interest rates, including payday loans, rent-to-buy agreements, and loan-sharking. d. Assess the implications of bankruptcy, including Chapter 7, Chapter 11, and Chapter Describe the components of a personal financial plan 2. Identify steps for creating and developing a personal financial plan 3. Explain the elements of a budget 4. Explain types of shopping issues daily life 5. Summarize renting or leasing an apartment 6. Generate a plan for buying or leasing a car 7. Describe what is credit and important credit terms 8. Explain the positive and negative aspects of using credit 9. Examine sources of credit 10. Calculate how credit works 11. Describe how to use credit responsibly 12. Differentiate between credit and credit card options 13. Examine how to avoid credit card fraud 14. Analyze the consequences of deficit spending 15

16 LE300Ch2L2: Insurance for Protecting Your Resources NEFE; Module 6: Insurance LE300Ch2L2: Internet Phishing Research 22. Determine the type of insurance associated with different types of risks, including automobile, personal, and professional liability, home, apartment, property, health, life, long-term care, and disability. a. Analyze factors that reduce the cost of insurance. b. Identify perils that are insurable. Examples: injury, loss, destruction 1. Recall what insurance is and why it is necessary 2. Analyze the major types of insurance available to you 3. Create a plan to protect your personal and financial information JROTC Lesson Association Linked AL Career Preparation Competency Air Force JROTC Performance Standards LE300Ch1L1: Creating a Budget 23. Develop a plan for financial security in the LE300Ch1L2: Savings and Bank event of disaster, including secure storage of Accounts financial records and personal documents, LE300Ch2L2: Insurance for available cash reserve, household inventory list, Protecting Your Resources and medical records retention. NEFE; Module 1: Money Management NEFE; Module 4: Investing NEFE; Module 5: Financial Services LE300Ch1L1: Smart Money Research LE300Ch1L2: Safe Internet Banking LE300Ch2L2: Internet Phishing Research 1. Describe the components of a personal financial plan 2. Identify steps for creating and developing a personal financial plan 3. Explain the elements of a budget 4. Describe the types of services provided by the bank 5. Compare and understand services when choosing a bank 6. Demonstrate how to conduct bank transactions 7. Analyze steps for safe electronic banking 8. Recall what insurance is and why it is necessary 9. Analyze the major types of insurance available to you 10. Create a plan to protect your personal and financial information 16