Unlocking the full business potential of PSD2
|
|
- Dora Miller
- 5 years ago
- Views:
Transcription
1 Unlocking the full business potential of PSD2 How to create value for customers following PSD2 regulation equensworldline Sibos 2017 Open Theater
2 equensworldline Position in Worldline Group 2
3 equensworldline ID card Connecting payers and payees via any type of electronic transaction * 2016 pro forma accounts 3
4 A market under regulatory pressure and new customer expectations Crossborder acquiring 4
5 PSD2 regulation fuels the deeper trend of Open Banking Loan Company PSP, Telco, Retailer Banks must allow access to accounts by registered third parties Account holder Third Parties can initiate payments /access accounts but are more tightly regulated Account data AISP/PISP Data enrichment & analysis party Strong authentication is required Mortgage/loans Insurances Investment portfolio Data sources Software vendors Customer s Banks 5
6 Telco Market Evolution Learn from the other experience Third-party creativity / Customer disintermediation 6
7 Relevance for customers Strategic scenarios Still time for banks to define their strategy Moving up the value chain will expand revenue pool Comply Secure revenues Expand Bank as utility Low/no customer relationship Comply with legislation by responding to info demands at low costs Bank holding tight Secure customer relationship by controlling account information Every day digital bank Strong customer relationship Exploit business potential of PSD2 High Provide minimum services Provide data services Retail bank Provide TPP services Wholesale bank Value added services with partners To provide a full e2e User experience Low Low Digital ambition High 7
8 Digital services requires trust Trust relies on seamless and Strong Customer Authentication Authentication enables Digital Identity Identity Enrollment Authentication Process Identity Proofing Digital Identity Provider Leverage your trust and security assets Need for digital Regulation Cyber threat 8
9 Be at the center of open banking data collection KYC with Data Analytics Leverage your 360 view of your customers Offer the right service, at the right moment 9
10 Be your customer digital assistant in every life moment As a mother, I need a new home As a new entrepreneur, I need help! As a retired, I need specific advice As a dynamic executive, I need financial advice As a student, my first bank! As a business Woman, I need support to grow up As a wife, I need account switching As a humanitarian project leader, I need humanitarian money As a young active worker, I need a car! 10
11 Other Open Banks Customer data Stick to the core of your customer daily life Account Services (AISP) CAPS Non-financial Services Become THE every day bank Take the central position Be the preferred TPP Payment Services (PISP) My Financial Services Provider Bank Account Automation Bank apps FinTech Partnerships Class-A User Experiences AISP: Account Information Service Provider, PISP: Payment Initiation Service Provider, CAPS: Convenient Access to Payment Services 11
12 Action! We are ready! Are you? Meet us at booth H25 Thomas Feiler Head of Product Management 12
PSD2 is on top of our agenda
PSD2 is on top of our agenda Stating the obvious There is no do nothing option for payment service providers Even basic PSD2 compliance requires strategic choices There is a highway of opportunities The
More informationWHITE PAPER. REVENUE OPPORTUNITIES CREATED BY OPEN APIs. Venkataraman Durghados IBS Open APIs Solution Architect
REVENUE OPPORTUNITIES CREATED BY OPEN APIs Venkataraman Durghados IBS Open APIs Solution Architect Financial service providers must embrace new technologies and leverage data held in their systems to secure
More informationWHITE PAPER. Revenue Opportunities Created by Open APIs
Revenue Opportunities Created by Open APIs Financial service providers must embrace modern technologies and leverage data held in their systems to secure their long-term futures. Open Banking initiatives,
More informationTechnology Innovation Exchange 2017
1 2 3 Significant period of change in the next 9 months Between PSD2, OBWG and CMA alone, there is significant, directionally aligned, activity aimed at transforming the landscape. The timing and degree
More informationReview of Priviti PSD2 Use Case and its positioning compared to alternative marketplace offerings
Review of Priviti PSD2 Use Case and its positioning compared to alternative marketplace offerings The revised Payment Service Directive (PDS2) is a directive focused on better integration of an internal
More informationPSD2 & Instant Payment
PSD2 & Instant Payment Presentation to Investors June 2017 Agenda Introduction PSD2/Instant Payment Impacts for Banks Worldline offering for Banks PSD2/Instant Payment Impacts for Merchants Worldline offering
More informationTurning the Revised Payment Services Directive into Digital Opportunity
Turning the Revised Payment Services Directive into Digital Opportunity Contents 1. Introduction 3 2. The Business Risk PSD2 Presents 4 3. The Opportunity for Value Creation 6 4. Making it Happen 7 2 Turning
More informationGLOBAL OPEN BANKING ECOSYSTEM
GLOBAL OPEN BANKING ECOSYSTEM CRIF POSITIONING Gian Bruno Mazzi CRIF Salone dei pagamenti Milano 8 novembre 2018 Agenda 1 Open Banking: the new normal 2 EU perspective 3 CRIF evolution path 4 Digital Ecosystem
More informationIntroducing CGI Open Finance for the Open Banking Economy
Introducing CGI Open Finance for the Open Banking Economy Open power. Connected innovation. Financial sector challenges We are witnessing a profound and radical change to the traditional banking model.
More informationCreating value from the open API economy A blueprint for banks
WHITE PAPER Creating value from the open API economy A blueprint for banks Change is inevitable as banks explore opportunities for leveraging open APIs to extend and transform their business models. This
More informationProblem Statements HR TECH CUSTOMER ENGAGEMENT PORTFOLIO MANAGEMENT
Problem Statements Problem Statements GENERAL INSURTECH HR TECH PORTFOLIO MANAGEMENT CUSTOMER ENGAGEMENT GENERAL P2P 1. How can we come up with P2P platform that offers seamless personalized digital financial
More informationThe revised Payment Services Directive (PSD2)
Regulatory agenda updates The revised Payment Services Directive (PSD2) What you need to know Revised Payment Services Directive (PSD2) to increase scope, obligations, and to offer business opportunities
More informationUnleashing the API Economy for Banking Payment Services Directive 2 (PSD2)
IBM BusinessConnect A new era of thinking Unleashing the API Economy for Banking Payment Services Directive 2 (PSD2) Richard Gamblin Digital Transformation Architect European Technical Leader richard.gamblin@uk.ibm.com
More informationTurning PSD2 Challenges into Business Opportunities.
Turning PSD2 Challenges into Business Opportunities www.ebankit.com PSD2 in a nutshell Perfect Competition Payment Services Directive 2 (PSD2) The PSD2 updates and complements the EU rules put in place
More information40% of banks in CEE have not yet decided which strategy to pursue. Cautious optimism reigns
Staying relevant in a disruptive market. EU member states have until January 2018 to implement the revised EU Payment Services Directive 2. But many banks in Central and Eastern Europe are still hesitant
More informationNordea webinar 29/ : PSD2 Access to Accounts a game changer
Nordea webinar 29/11-2017: PSD2 Access to Accounts a game changer Brief intro setting the scene Some practicalities: 9.00-9.45 CET Webinar is being recorded - material will be uploaded to www.nordea.com/vendors
More informationPSD2 DATA FINTECH MARKETPLACE AISP CUSTOMER AWARENESS ALLIANCES MOBILE ECONOMY PISP API DIGITAL COMPLY REVENUE RTS SCORING BANKING STRATEGIC
DISRUPTION FINTECH DATA OPEN STRATEGIC CORPORATE CHANGE BIGTECH PSD2 IMPACT INSTANT PAYMENTS RISK INTERNET INNOVATION REVENUE RTS ALLIANCES PISP SCA ECOSYSTEM AUTHENTICATION ANALYTICS MARKETPLACE MOBILE
More informationPSD2 ACCELERATOR CAPTURE OPPORTUNITIES, ADDRESS CHALLENGES, AND DRIVE SUCCESS THROUGH PROVEN EXPERTISE
PSD2 ACCELERATOR CAPTURE OPPORTUNITIES, ADDRESS CHALLENGES, AND DRIVE SUCCESS THROUGH PROVEN EXPERTISE INTRODUCING OLIVER WYMAN S PSD2 ACCELERATOR PSD2 will have profound implications for the participation
More informationOpen Banking PSD2, GDPR and the American Merchant
Your source for payments education Open Banking PSD2, GDPR and the American Merchant Scott Adams Evolutioneer FraudPVP Rene Pelegero President & Managing Director Retail Payments Global Consulting Group
More informationTop business challenges imposed by the market s shift towards Open Banking. Technological foundation for your new service offering
WHAT IS IT ABOUT This white paper describes challenges and strategies of banks, merchants and other financial institutions who serve consumers within the PSD2 payment ecosystem. 2 ❶ Top business challenges
More informationPSD2 & The Future of Digital Banking. Bragi Fjalldal, CMO & VP Business Development
PSD2 & The Future of Digital Banking Bragi Fjalldal, CMO & VP Business Development About Meniga Meniga is helping leading banks around the world personalize their digital customer experience CONTINENTS
More informationPSD2 TAS Open Banking
PSD2 A challenge for Banks but a huge opportunity at the same time for new services TAS Group 2017 Some highlights on PSD2 driven changes PSD2 introduces a new legal structure to payments in the EU, challenging
More informationdd-mm-yyyy Worldline
dd-mm-yyyy Worldline Digital transformation # Digital disruption «Digital transformation involves transformation of internal processes and it aims to digitalize and optimize operations. Digital disruption
More informationWHITE PAPER. Encouraging innovation in payments through the PSD2 initiative. Abstract
WHITE PAPER Encouraging innovation in payments through the PSD2 initiative Abstract Revised Directive on Payment Services (PSD2) is primarily aimed at bringing new, online modes of payments initiation
More informationPSD2: An Open Banking Catalyst
PSD2: An Open Banking Catalyst Leverage Open APIs to unlock new business opportunities It is short-sighted to treat the European Union s second Payment Services Directive (PSD2) and other European regulations
More informationPSD2 Antoine Larmanjat
PSD2 Antoine Larmanjat Brussels May 2017 Card Issuers Winners and Losers of PSD2 PISPs AISPs Card schemes Retailers Card Issuing PSPs Fintechs PSPs Banks Clearing Houses Consumers 2 AISPs New Business
More informationTransforming Payments in an assembly game
Open Banking API for Payments Transforming Payments in an assembly game Jean-François Delorme Partner Paiements, DXC Technology The World of Yesterday The classic French Garden style 2 Payment Industry
More informationMarket environment and implementation timeline PSD2 in a nutshell
www.pwc.ch Market environment and implementation timeline PSD2 in a nutshell Why do we need a new Payment Services Directive (PSD)? By 13 th January 2018, Member States will have to implement the Directive
More informationStrategies for credit institutions growth. Credit Institution management Lecture 13.
Strategies for credit institutions growth Credit Institution management Lecture 13. 1. Global perspective Where can we earn money in banking business? Source: Roaring to life: Growth and innovation in
More informationThe Future of Fintech Five technology trends driving the financial services industry.
Five technology trends driving the financial services industry. Originally designating any financial services-specific technology, fintech has emerged as an industry in its own right. Investment in fintech
More informationHerber de Ruijter / Head of Digital. Intellect Digital 3.0 Strategy API First and Experience-led Digital Banking for the 21 st century.
Herber de Ruijter / Head of Digital Intellect Digital 3.0 Strategy API First and Experience-led Digital Banking for the 21 st century. Digital Agenda for today Mumbai, September 20 2017 ü Market trends
More informationOpen Banking & APIs: A Selection of Use Cases
Open Banking & APIs: A Selection of Use Cases Drivers Regulatory PSD2 Open Banking Commercial Deepen relationships Customer stickiness Enhanced understanding of customers financial lives Profit-share/referral
More informationTHE PAYMENT SERVICES DIRECTIVE II (PSD II) Liberalisation of electronic payment transactions
April 2017 THE PAYMENT SERVICES DIRECTIVE II (PSD II) Liberalisation of electronic payment transactions Hurry up! Only a few more months until January 2018, when payment service providers are obliged to
More informationSeizing the Opportunities Unlocked by the EU s Revised Payment Services Directive
Accenture Payment Services Seizing the Opportunities Unlocked by the EU s Revised Payment Services Directive PSD2: A Catalyst for New Growth Strategies in Payments and Digital Banking European banks are
More informationInside magazine issue 19 Part 01 - From a digital perspective. Open Banking What worked in the past is not good enough for the future
Open Banking What worked in the past is not good enough for the future Meirav Hickry Partner Consulting Technology Deloitte Ronan Vander Elst Partner Deloitte Digital Steve Hauman Partner Technology &
More informationMarket environment and implementation timeline PSD2 in a nutshell
www.pwc.com/psd2 Market environment and implementation timeline PSD2 in a nutshell Why do we need a new Payment Services Directive (PSD)? By 13 th January 2018, Member States will have to implement the
More informationAI Trends in the Financial Sector. Microsoft Future Decoded Conference 6 th November 2018 Budapest
AI Trends in the Financial Sector Microsoft Future Decoded Conference 6 th November 2018 Budapest A number of disruptive dynamics are shaping banking... Lending becoming unbundled and moving to the Point
More informationThe communication between Third Party Providers and Banks. PSD2 in a nutshell
www.pwc.ch The communication between Third Party Providers and Banks. What will the impact of technology be? PSD2 in a nutshell Summary The banking system is at a turning point, under the pressure of the
More informationFuture of Retail Banking 2016
Future of Retail Banking 2016 Edwin de Ron, Partner Manager & Corporate Entrepreneur Shoot for the moon, even if you miss you will land among stars. Future of Retail Banking 2016 Edwin de Ron, Partner
More informationAPI Gateway Digital access to meaningful banking content
API Gateway Digital access to meaningful banking content Unlocking The Core Jason Williams, VP Solution Architecture April 10 2017 APIs In Banking A Shift to Openness Major shift in Banking occurring whereby
More informationPSD2 IMPLICATIONS OF THE REGULATION August 8, Regina Lau, Chief Strategy Officer, Ingenico epayments Zainab Mir, Counsel Payments, Netflix
PSD2 IMPLICATIONS OF THE REGULATION August 8, 2017 Regina Lau, Chief Strategy Officer, Ingenico epayments Zainab Mir, Counsel Payments, Netflix OVERVIEW 1. PSD2 Overview Regina Lau 2. Strong Customer Authentication
More informationRemote e-identification and e-signatures Trusting someone you have never seen
Remote e-identification and e-signatures Trusting someone you have never seen Stéphane Hurtaud Partner Cybersecurity Leader Deloitte Irina Hedea Director Risk Advisory Deloitte Ismaël Cissé Senior Manager
More informationHow Circeo runs online Retail Loan Factory for Banks from IBM Cloud
How Circeo runs online Retail Loan Factory for Banks from IBM Cloud Bled 2018 Think Bled / DOC ID / Nov 6-7, 2018 / 2018 IBM Corporation Contents Introduction Part One Circeo & TheLoanFactory Part Two
More informationNavigating the components of Open Banking
White Paper Navigating the components of Open Banking How to create a suitable architecture Creating value from your infrastructure Open Banking will bring new challenges for lenders - their technology
More informationPayment Services Directive 2: What it Means for Banks, Customers, and Payment Service Providers
Payment Services Directive 2: What it Means for Banks, Customers, and Payment Service Providers Abstract The Payment Services Directive 2 (PSD2) can have a significant impact on customers, banks, and payment
More informationYONO by SBI (You Only Need One)
YONO by SBI (You Only Need One) An Omni-channel app for Lifestyle & Banking needs State Bank of India is among the largest retail banks in the world #1 Largest Bank in India (Balance Sheet Size, Branches)
More informationQuali-Sign Banking. An example of how to meet the PSD2 segregation requirements. Michael Adams 3 rd November Quali-Sign Ltd
Quali-Sign Banking Quali-Sign Ltd An example of how to meet the PSD2 segregation requirements. Michael Adams 3 rd November 2016 2016 Quali-Sign Ltd michael_adams@quali-sign.com Context The PSD2 segregation
More informationFour Models to Weather the Turbulence in Banking
Four Models to Weather the Turbulence in Banking As profit pools shift, here s how banks can extend their digital reach and relevance. By Richard Fleming, Joe Fielding and Eduardo Roma Key contacts in
More informationOPEN BANKING & PSD2: WHY COMPLIANCE ISN T ENOUGH
EXECUTIVE BRIEFING OPEN BANKING & PSD2: WHY COMPLIANCE ISN T ENOUGH The Business Opportunities of Open Banking Banks must go beyond mere compliance and capitalize on the business opportunities of open
More informationTrusted KYC Data Sharing Standards Scope and Governance Oversight
November 2017 Trusted KYC Data Sharing Standards Scope and Governance Oversight Handover Document Contents Preface... 3 Overview... 5 1 Sharing Capabilities and Interoperability... 7 1.1 Data Sharing Behaviour
More informationPSD2: Igniting Digital Payment Innovation
WHITE PAPER JANUARY 2016 PSD2: Igniting Digital Payment Innovation PSD2 (EU Payment Services Directive revised) is just the beginning of a journey towards a more open and collaborative financial system.
More informationOur approach to IT and business development
Our approach to IT and business development We are a fullservice bank with four home markets 2 Market leading position in our home markets 7 400 000 private customers and 625 000 corporate customers Loans
More informationThe Second Payment Services Directive: Scoping out the impacts of the Regulatory Technical Standards
The Second Payment Services Directive: Scoping out the impacts of the Regulatory Technical Standards TABLE OF CONTENTS INTRODUCTION: A CRITICAL MOMENT FOR PSD2 KEY ASPECTS OF THE FINAL DRAFT RTS IMPACTS
More informationSOLUTION BRIEF BUSINESS-DRIVEN, OMNI-CHANNEL FRAUD MANAGEMENT RSA FRAUD & RISK INTELLIGENCE
BUSINESS-DRIVEN, OMNI-CHANNEL FRAUD MANAGEMENT RSA FRAUD & RISK INTELLIGENCE RSA FRAUD & RISK INTELLIGENCE SUITE Inspire confidence without inconvenience Reduce fraud, not customers or revenue Expose risk
More informationEdgar, Dunn & Company A Closer Look at the Payment Regulations. Webinar 25 th June 2015
Edgar, Dunn & Company A Closer Look at the Payment Regulations Webinar 25 th June 2015 Edgar, Dunn & Company, 2015 Introduction This webinar will focus on two key regulatory topics: Multilateral Interchange
More informationAPI Banking. The shift to open banking
API Banking The shift to open banking The shift to open banking and move towards value added services. as the platform for compliance and beyond Open banking is set to have a major impact on the financial
More informationOPEN BANKING: THE ART OF THE POSSIBLE MAKING OPEN BANKING WORK FOR YOUR ORGANISATION. An NCR white paper
OPEN BANKING: THE ART OF THE POSSIBLE MAKING OPEN BANKING WORK FOR YOUR ORGANISATION An NCR white paper TABLE OF CONTENTS 1 OPEN BANKING AT A GLANCE 2 UNDERSTAND THE CONTEXT: WHY HERE, WHY NOW? 3 WHAT
More informationFintech: Assessment of Opportunities Created for Fintechs by PSD2. Valerio Mariani ( ) Axel Pillard ( ) Amanda Tan An Ping ( )
Fintech: Assessment of Opportunities Created for Fintechs by PSD2. Valerio Mariani (000458743) Axel Pillard (000458804) Amanda Tan An Ping (000458590) 1.0. Introduction FinTech, which stands for Financial
More informationWHAT S MINE IS YOURS: BUILDING A BRIDGE TO SUCCESS IN THE SHARING ECONOMY
WHAT S MINE IS YOURS: BUILDING A BRIDGE TO SUCCESS IN THE SHARING ECONOMY Barbara A. Myers, CAE COO, IMN Solutions Thursday, July 28, 2016 10:30 AM 12:00 PM Learning Objectives What is the Sharing Economy?
More informationPAYMENT SERVICES DIRECTIVE 2 WHAT IS ALL THE FUSS ABOUT ANYWAY?
PAYMENT SERVICES DIRECTIVE 2 WHAT IS ALL THE FUSS ABOUT ANYWAY? An extract from the Scandinavian financial services newsletter Winter 2016 Newsletter 2 SCANDINAVIAN FINANCIAL SERVICES 2016 WINTER EDITION
More informationInterim results to 30 April June 2017
Interim results to 30 April 2017 June 2017 Presenting team John Conoley Executive Chairman 30+ years experience across a variety of industry and private equity roles including positions at IBM, Psion and
More informationOpen Banking, PSD2 and the New API Economy
Executive Brief Open Banking, PSD2 and the New API Economy Major developments bring cloud-native data integration and API management to the forefront of the technology strategies for financial institutions
More informationWorldline Wallet & Mobile Payments. G. Regnault- Rotterdam 21/03/2017
Worldline Wallet & Mobile Payments G. Regnault- Rotterdam 21/03/2017 1 We are at the crossroads What if What if What if What if Wallet by Worldline : definition What it is Expected benefits Worldline Wallet
More informationAI and Ecosystems in Financial Services
AI and Ecosystems in Services HOWARD BUSH Principal, Banking and Capital Markets Cloud & Enterprise Azure Engineering A Banker in IT Clothing 6+ years @ Microsoft 25 year banker (IT, HR, Sales, Ops), Bank
More informationFinTechs as a catalyst for improving payment services
FinTechs as a catalyst for improving payment services Heike Winter, Retail Payment Policy, Deutsche Bundesbank Annual Global Conference of the European Banking Institute Frankfurt, 28 October 2016 Worldwide
More informationThe challenges and the opportunity
What is NexxusTrade? NexxusTrade is an innovative and unique business-to-business e-commerce marketplace and service hub. It was created to set free the untapped potential of any enterprise with a driving
More informationYour Guide to Building an Effective Analytics Strategy
ANALYTICS Your Guide to Building an Effective Analytics Strategy Turn your insights into results From large banks and credit unions to community financial institutions (FIs), the idea of putting analytics
More informationPSD2 Strategy. Comply, Compete or Innovate? November kpmg.nl
PSD2 Strategy Comply, Compete or Innovate? November 2017 kpmg.nl The Dutch market view on PSD2 Will PSD2 determine the future of payments and banking? Account Servicing Payment Service Providers (AS-PSPs,
More informationAPIFICATION OF FINANCIAL SERVICES - ADAPTING TO A CUSTOMER CENTRIC WORLD WHITE PAPER
APIFICATION OF FINANCIAL SERVICES - ADAPTING TO A CUSTOMER CENTRIC WORLD WHITE PAPER Introduction An essential period lies ahead for the industry in which new strategies will have to be forged, partially
More informationPayment Services Directive 2 and other European Laws on Payments Systems Ayse Zoodsma-Sungur
Payment Services Directive 2 and other European Laws on Payments Systems Ayse Zoodsma-Sungur Seventh Conference on Payment and Securities Settlement Systems, Ohrid 7-10 July 2014 Outline Regulation, yes
More informationOpen Banking / Future Banking. Kasper Sylvest, head of Financial Market Infrastructures, Transaction Banking Operations
Open Banking / Future Banking Kasper Sylvest, head of Financial Market Infrastructures, Transaction Banking Operations Disclaimer it is difficult to make predictions especially about the future Before
More informationOpen Banking: the technology revolution sweeping across the banking industry. Policy Pulse June 2018 compendium
Open Banking: the technology revolution sweeping across the banking industry Policy Pulse June 2018 compendium Eamonn McGrath UK Head of Regulatory & Public Policy Loree M. Gourley UK Director of Regulatory
More informationFacilitating the Digital Transformation Journey with Partners
Facilitating the Digital Transformation Journey with Partners Joo Tat Chan, Iridescent Technologies Kurt Kammerer, regify 2017 TM Forum 1 The digital journey the key questions How to thrive when software
More informationBackbase presents. The PSD2 Playbook
Backbase presents The PSD2 Playbook Contents 01 _ What is PSD2? 03 PSD2 will impact how we access our finances 04 PSD2 will impact the flow of payments 04 02 _ The impact of PSD2 on banks 05 PSD2 timeline:
More informationloyalty points Smartphone PINpad portal of fers secure terminal Android windows receipt business banking customer experience
tance ner ce ation m a voucher transactions Windows d payments eckout customer receipt credit shop M-invoicing Tablet io S mpos inno BlackBer ry seamless NF C ios receipt business banking loyalty points
More informationAUTHENTIC AND PAYMENT TRENDS AUTHENTIC IS AN INTELLIGENT TRANSACTION-PROCESSING PLATFORM DESIGNED FOR TODAY S FAST-CHANGING PAYMENTS BUSINESS.
AUTHENTIC AND PAYMENT TRENDS AUTHENTIC IS AN INTELLIGENT TRANSACTION-PROCESSING PLATFORM DESIGNED FOR TODAY S FAST-CHANGING PAYMENTS BUSINESS. For more information, visit ncr.com, or email nav.kullar@ncr.com.
More informationThe communication between Third Party Providers and Banks. PSD2 in a nutshell
www.pwc.com/psd2 The communication between Third Party Providers and Banks. What will the impact of technology be? PSD2 in a nutshell Summary The banking system is at a turning point, under the pressure
More informationDIGITAL CASE STUDIES
DIGITAL CASE STUDIES 1 Digital Banking with an Internet-Only Bank Digital banking is at a tipping point, our clients are looking for support to create new digitally disruptive services while complying
More informationPREPARING FOR PSD2: EXPLORING THE BUSINESS AND TECHNOLOGY IMPLICATIONS OF THE NEW PAYMENT SERVICES DIRECTIVE
A WHITE PAPER FROM FINEXTRA AND CA TECHNOLOGIES NOVEMBER 2017 PREPARING FOR PSD2: EXPLORING PSD2 AND UK MARKET ACTIVITY THE BUSINESS AND TECHNOLOGY IMPLICATIONS OF THE NEW PAYMENT SERVICES DIRECTIVE JANUARY
More informationTapping into Digital Identity Opportunities: Nigeria s experience. Niyi Ajao, Executive Director, Nigeria Inter-Bank Settlement System (NIBSS) Plc
Tapping into Digital Identity Opportunities: Nigeria s experience Niyi Ajao, Executive Director, Nigeria Inter-Bank Settlement System (NIBSS) Plc Presentation Highlights Nigeria Social-Economic Fundamentals
More informationMarket Report, Q1 2018
AUKA AUKA PSD2: Turning compliance into opportunity 3 _ Contents Contents 04 09 12 14 19 20 22 24 _ Who is Auka? _ What is PSD2 _ European banker perception: an overview of key findings _ Compliance -->
More informationUnique transformation in the financial industry taking Nordea to the future Retail Banking: Europe, Amsterdam
Unique transformation in the financial industry taking Nordea to the future Retail Banking: Europe, Amsterdam Jukka Salonen, Chief Portfolio Officer / Head of Simplification Programme 15 November 2017
More informationDeveloping financial services through the Post-Forum Berne, 23 April 2010 (POC C3 Forum Doc 1) Korea Post Financial Services
Developing financial services through the Post-Forum Berne, 23 April 2010 (POC C3 Forum 2010. 1. Doc 1) Korea Post Financial Services 1. Positioning & Context 2. Organization 3. System & Network 4. Targets,
More informationDigital transformation in banking
Digital transformation in banking SWIFT Business Forum November 8 th, 2017 Experts predict profound changes in banking Myth or reality? Myth? Reality? "In the next 10 years, we'll see more disruption and
More informationChallenges and Opportunities in the Digital Service
www.huawei.com Challenges and Opportunities in the Digital Service non-proprietary/public information Challenges Many OTTs provide voice and message services Voice call Video call File transfer Message
More informationRESPONSES TO CONSULTATION PAPER
RESPONSES TO CONSULTATION PAPER re: for: Consultation Paper on the draft Regulatory Technical Standards specifying the requirements on strong customer authentication and common and secure communication
More informationAML / CTF in the Customer Domain
AML / CTF in the Customer Domain APRIL 2017 Introduction Over the last few years, the introduction of new regulations and the proliferation of emerging technologies have changed customers expectation of
More informationThe Open Banking PSD2 Implementation Strategies
The Open Banking PSD2 Implementation Strategies How to meet the challenge of Open Banking Introduction Open Banking is the next step in a technology evolution driven by the API economy. Technology giants
More informationThe road to Payments digitization. Costis Paikos Digital Channels, Eurobank BoD, IAB Hellas
The road to Payments digitization Costis Paikos Digital Channels, Eurobank BoD, IAB Hellas Mobile Payments market evolution The European Mobile Payments market will almost triple by 2021. P2P and proximity
More informationWyze Fintech Startup Studio Introduction
Wyze Fintech Startup Studio Introduction END-CUSTOMER BANKS /BANKING CORE OPERATION Project portfolio of Wyze Fintech Startup Studio Wyze Fintech Startup Studio B2B2C Fintech App developer B2B2C Financial
More informationCindy Forbes. Executive Vice President & Chief Analytics Officer
Cindy Forbes Executive Vice President & Chief Analytics Officer Manulife operates globally and offers suite of financial products and solutions 4 th largest life insurer in North America 13 markets including
More informationBanking and Financial Services Engage with the Emerging
Banking and Financial Services Engage with the Emerging Seizing the new digital opportunity for specialized Financial Services Driving Innovation. Forging Alliances. Propelling Momentum. Customer expectations
More informationIncrease Efficiency Boost Growth Stay Ahead of the Curve
Increase Efficiency Boost Growth Stay Ahead of the Curve 3 Payments are going digital, contactless and mobile at a stunning pace. And while bank branches are still very much part of our urban landscape,
More informationDigital Passport. Transforming SME banking through customer-permissioned data exchange
Digital Passport Transforming SME banking through customer-permissioned data exchange Contents The Digital Passport 3 How the Digital Passport works 4 Why EY? 7 Contacts 7 The Digital Passport Putting
More informationCapgemini s Open Banking Marketplace
Banking the way we do it Capgemini s Open Banking Marketplace Next Gen Banking for a Connected World Traditional banking rules are shaking up We are witnessing an exciting new era in banking and financial
More informationInvestor Meet BFS Key Growth Areas Ravi Vaidyanathan. Hexaware Technologies. All rights reserved.
Investor Meet BFS Key Growth Areas Ravi Vaidyanathan 1 Our Market Positioning Positioning Buy Side Sell Side Retail & Corp Banking Enterprise Market Differentiated domain point solutions Targeted Sub-Vertical
More informationBUSINESS FINANCIAL MANAGEMENT
BFM BUSINESS FINANCIAL MANAGEMENT Product Presentation Strands Inc. 2016 1 VALUE PROPOSITION 1. BFM VALUE PROPOSITION BFM: THE NEW WAY OF BANKING FOR SMEs The comprehensive digital banking solution for
More informationGuidelines for Establishing Direct Debit Requests Electronically or by Telephone
Guidelines for Establishing Direct Debit Requests Electronically or by Telephone September 2017 Version 1.7 P a g e 2 Introduction These guidelines are practical recommendations for businesses (which are
More informationThe Payment Services Directive 2 Background and Content
The Payment Services Directive 2 Background and Content The Jon Bing Memorial Seminar 2017 27 April 2017 Siv Bergit Pedersen Legal counsel MNBA DNB Bank ASA Background Norway Financial Agreements Act (Finansavtaleloven)
More informationWHITE PAPER. Payments organizations can leverage APIs to monetize their data and services. Abstract
WHITE PAPER Payments organizations can leverage APIs to monetize their data and services Abstract Open banking initiatives such as the revised directive on payment services (PSD2), emergence of fintechs,
More information