P R E S E N TAT I O N.

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1 P R E S E N TAT I O N

2 WHAT IS CROSSPAYS? Crosspays is the Community of Consumers and Entrepreneurs, the world s first self regula ng decentralized: GLOBAL MARKETPLACE SEARCH SYSTEM OF GOODS AND SERVICES ECONOMIC AND SOCIAL NETWORK Crosspays covers all local and interna onal B2B, B2C and C2C markets of goods, services and entertainment, and due to Blockchain, Users receive income from Community life and earn. 1

3 CROSSPAYS MEANS GLOBALITY The world economy is Crosspays: The community unites all goods and services on Earth in one site and one mobile applica on. The system covers more than 150 countries and supports work with more than 150 currencies. Users pay for goods and services by any digital and fiat currency and Crosspays conducts instant conversion at the most favorable rate. Over me, Crosspays integrates all world s economic processes. 2

4 DO YOU KNOW? FACTS: $ 1 25% The price of a T shirt in China is $ 1 The sale price to the consumer is $ 18 The hotel pays the booking site up to 25% of the room cost $ % The cost of your click reaches $ From this money you get nothing... The taxi driver gives the applica on up to 35% of the trip cost 3

5 UNIQUENESS OF CROSSPAYS Users can buy goods and order services which price is exposed, for example, in dollars, for any crypto-currencies and fiat money. Crosspays will automa cally convert any amount, for example, from Bitcoin to Dollar or back at the most favorable rate. World coverage. For the first me in the world, Crosspays unites all the world markets of goods and services in one place. Smart contract is the guarantor of any transac ons on Earth in crypto and fiat currencies. Economic jus ce. Users of Crosspays the first in the world don t pay monopolies and intermediaries huge commissions for goods and services: taxi, real estate rental, work and others. Income for everyone. The income of Crosspays Community is distributed between. Users in automa c mode, depending on the rate of their ac vity in the Community life. For the first me in the world. 4

6 CROSSPAYS IS THE DIGITAL ECONOMY All the possibili es for successful trading are available: transac ons, auc ons, smart contracts, escrow pla orm and P2P blockchain credit pla orm and many other func ons. There are no charges for maintenance the online store and tariffs on technical services, noany fees for goods sold and other levies. Just one Crosspays account for: shopping, ordering a taxi and air ckets, searching for travel companions, ren ng an apartment or a house... Available for payment: crypto currencies, credit or debit cards, bank transfers and cash. Using geoloca on in the Crosspays mobile applica on, the User sees all businessmen of Crosspays Community around. And that is not all... 5

7 CROSSPAYS IS ECO NOMIC JUSTICE In Crosspays you can find, buy, sell, exchange goods, order and offer services for any money and cryptocurrencies. Now,the goods and services are much cheaper, because they are sold for their real value without any markups and commissions. Members of Crosspays suppliers and consumers of services, through direct communica on among themselves, displace intermediary sites and provide services directly to each other. Extor onate interest are in the past. Thus, what is really important comes back to the human civiliza on: economic jus ce! 6

8 CROSSPAYS INCREASE INCOME Not only Entrepreneurs earn in Crosspays. Crosspays automa cally sends a part of the profit to the members of the Community, and ac ve users earn addi onal CPS tokens when they regulate the economic space. Crosspays: checking the quality of goods and services provided ini a ng smart contracts resolving arising disputes crea ng new categories of goods and services browsing, dele ng ads, leaving reviews checking ads and matching profiles of other users crea ng templates for contracts and smart contracts a rac ng other users sharing informa on about the Crosspays community... and just live an ac ve life in their beloved Community 7

9 CPS - CROSSPAYS TO KENS Users of Crosspays can sell goods for any crypto currency and fiat money, but payments for Crosspays services are made only in the community tokens CPS. Their major advantage over other electronic money is that CPS is the part of the globaltrading system, unlike other narrowly segmented cryptocurrencies. Each new User of Crosspays increases the capitaliza on of the CPS token. Moreover, CPS tokens are not only a means of payment, but they can be easily converted into any fiat or crypto currency with which Crosspays operates. 8

10 HOW CROSSPAYS WORKS The architecture of Crosspays is built on a subsystem of mul level catalogs combining B2B, B2C and C2C markets. They are related to the search system and the social network of Users. All goods and services are divided into categories and are ranked in automa c mode, basing on the popularity of Community Users all around the world. 9

11 CROSSPAYS T ECHNOLOGIES Due to Blockchain, fake reviews, prejudiced arbitra ons, unpaid contracts are in the past: Informa on is distributed among all network members. Due to general access, anyone can verify the informa on Security: informa on is stored using encryp on Registry: The informa on in the block is checked and synchronized between users. And some more: Smart Contracts, Internet of Things, BIG DATA and other technologies 10

12 MOBILE BANK OF CROSSPAYS The mobile banking app of Crosspays Community is integrated with Visa, Mastercard and UnionPay for ge ng discounts and earned tokens offline and instant payment through a virtual payment card with both fiat money and cryptocurrencies from the bill for the deal up to the chewing gum purchase through any of more than 50 million POS- terminals worldwide and thousands of services equipped with NFS: Apple Pay, Samsung Pay, Google Pay and others. 11

13 CREATORS OF CROSSPAYS: The creators of Crosspays have a great experience in developing a wide range of IT products, sophis cated automated analy cal systems, including those based on ar ficial intelligence algorithms. IT Director, Alexei Tereshkov. Engineer-mathema cian, the author of unique IT developments used in many countries of the world. Technical Director, Alexander Yaroshevich. Engineer-mathema cian, creator of the systems based on the algorithms of ar ficial intelligence. Strategic planning, director Vladislav Zinoviev. Strategic analyst. Analysis, planning, development and implementa on of strategic concepts in Eastern Europe. Crosspays is more than 30 super professionals! The Development office of CROSSPAYS: , Russia, Moscow, Derbenevskaya St.,1, building 6, entrance 4. Phone: +7 (495) Team: team@crosspays.com 12

14 CONTACTS: Jurisdic on of Crosspays: European Union, Estonia, Tallinn Tondiraba tn 3-12,13916 Development office of Crosspays: , Russia, Moscow, Derbenevskaya st., 1, building 6, entrance 4 Phone: +7 (495) Team: team@crosspays.com Support: info@crosspays.com Marke ng and press: media@crosspays.com 13

15 T HANKS FOR YO UR ATTENTION ALWAYS YOUR C R O S S PAY S! 14

CONTENTS

CONTENTS VERSION 1 CONTENTS 01 02 07 08 09 10 12 13 14 16 18 19 20 22 24 26 28 29 30 33 CONTENTS 34 39 42 44 46 49 50 51 52 56 58 59 61 62 63 DEAR MEMBERS OF THE CROSSPAYS COMMUNITY! Transna onal corpora ons and

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