Project Proposal For Establishment. Low cost preservation Unit(New)

Transcription

1 55 Project Proposal For Establishment of Low cost preservation Unit(New) Installed Capacity/annum 50 MT Promoters Share Term Loan Unsecured Loan Name of the Bank Proposed Subsidy Total Project Cost 2.00 Lacs Lacs 1.00 Lacs 2.50 Lacs By M/s Submitted to SHM Govt. of Uttar Pradesh

2 SUBMISSION OF PROJECT BASED PROPOSALS (PHM) Low cost preservation Unit(New) BY PRIVATE SECTOR UNDER NHM 1. Name of the Project M/S 2. Type of Activity Preservation of Fruits, vegetables and other perishable items. 3. Objectives To provide services of value addition, low cost preservation and storage of semi-finished Fruits, vegetables and other perishable items. 4. Location of the Project with address a) General Area Kh. No. Vill. Teh. Distt. b) Category of beneficiary 5. Constitution (Date of incorporation and relevant law along with a copy of articles and memorandum of association, bylaws, partnership deed and registration certificate which ever is applicable. Documentary proof regarding authorized / paid up capital and promoters contribution) Public Limited Company/Private Limited Company/Registered Society Association/Federation Producer Company/Proprietorship Firm Partnership concern/individual person/ Self help group(shg) 6. Management Private 7. Brief background of promoter The Company/firm/association/SHG is promoted by Two Directors namely Shri Arvind Kumar and shri Vishal Jain. All the directors of the company are agriculturists and have good experience. 8. Cost of Project (Rs. In Lacs) a) Land (If purchased new along with documentary proof) b) Building c) Plant & Machinery d) Contingencies e) Misc. Fixed Assets f) Working Capital margin g) Pre operative Exp. h) Other Current Assets & Securities On Lease Total Rs On rent basis Means of Finance (Rs. In Lacs) a) Promoter Share b) Bank Term Loan

3 c) Subsidy d) Quasi Equity e) Unsecured Loan Total Rs Details of Cost of Plant & Machinery /equipment supported by quotation. 11. Details of Building construction and the cost duly certified. 12. Area of operation with special reference to Districts to be covered. 13. Availability of raw material, name of the cluster and District along with the major crops. 14. Backward Linkage with farmers with reference to either providing services or purchase of raw material. 15. Forward Linkages- Analysis of domestic and export markets, tie up made for sale of Produce and branding aspect. 57 Detailed list of plant & machinery/others utensils is required as (A)For juice/pulp line Baby Pulper, Fruit mill, Hydraulic juice press/screw type juice extractor, vacuum filling machine, bhatti, utensils, knives set, SS top working table, washing tanks, crown corking machine, lug cap sealing machine, PP Cap sealing machine,homogenizer,grinder(pulverizer), Plastic barrels, jars, bottles, chemicals etc. Price (Rs.) 2.00 lacs (B)For candy/tuti fruity base line Along with pulp making the another product tutti-frutti with Annual rated capacity of 60 tonnes based on 2 shift working shall be started. To install this production capacity, following machines shall be required Papaya peeling machine with SS body, 3 HP electric motor and other attachments,papaya slicing and cubing machine of SS with double rollers, SS hopper and 1 HP electric motor, Diesel Furnace (Bhatti) with burners, fire bricks,oil cock, blower etc. Electrically-operated drier with aluminum trays,heat-sealing Machine etc. Price (Rs.) 2.00 lacs (C )For dried products line the other machines/equipments shall be required are cabinet dehydrator/sola drier/other drier, blanching facilities,sealing machines etc. Price (Rs.) 2.00 lacs (D )For canned /other integrated products line the other machines/equipments shall be required are canning line, boxes, retort/autoclave with steam blanching facilities, sealing machines etc. Price (Rs.) 2.00 lacs NA Block Tehsil District Abundant quantity of Mango, amla, papaya, guava,& all vegetables/spices available in the district as well as in surrounding area throughout the year. The promoter also itself engaged in production of fruits/vegetables as well as having good contacts with the progressive farmers of their area. The beneficiary has already its own raw materials for preservation & processing even though number of farmers willing to provide their raw materials for same purpose. Due to the shortages of availability of semi finished/primary produce for ultimate use of tertiary/final processing unit for converting these produce to final finished products to be sale in local/domestic/export market. the processor have to go faraway places for procuring desired quantity to other states/places at higher rates of semi-finished produce. Thus there is ample of potential for more low preservation units in that area. Approx. 50 farmers to be benefited. 16. No. of farmers/ orchardist to be benefited. 17. SWOT Analysis. Strength There is a abundant availability of raw materials such as guava, mango,amla,papaya, vegetables & spices in proposed area of district. The low preservation unit is situated in fruits/vegetable growing belt and having good network of growers. Weakness Competition from existing unorganized sectors in

4 18. Financial Analysis- IRR, NPW, cost benefit Ratio, Break even point, DER, DSER, Projected balance sheet etc. 58 local vicinity and also low awareness/popularity amongst the consumer s attitudes. Opportunity Availability of capital subsidy from NHM to start a business opportunity in local areas by converting their raw materials to semi finished, value added products as per the local demands of the consumers/market. Threat Natural Calamity. Since the proposed unit has a very low investment and there is an ample scope to enhance their profitability within stipulated course of time. 19. Insurance of the fixed assets. Will Be Submitted Later if desired 20. Certificate from Pollution No need of NOC from Pollution Control Board so far. Control Department. 21. Name of the sponsoring bank along with the details of Techno-economical appraisal reports, copy of sanction letter and Detailed Project Report (DPR) as submitted to bank. The proposal has been self appraised by the beneficiary on the basis of local requirements. therefore we have not approach to the bank for finance the project. the brief detail project report about availability of raw material, utilities, miscellaneous assets, others information elaborated as DETAILS OF THE PROPOSED PROJECT Building The arrangement of building shall be on rent basis. Machinery A detailed list of machinery is already furnished. The anticipated expenditure is Rs. /-. Miscellaneous Assets A provision of Rs. 25,000 would take care of the needs. Preliminary & Pre-operative Expenses It is estimated that registration and establishment expenses and other pre-production expenses like trial runs etc. shall be Rs.30,000/-. Working Capital Requirement Working capital is a pre-requisite for the success of any project. However, in view of very small scale of activities and typical nature of customers, the bank would hesitate to provide post sales facilities. Major item of raw material is guava, mango, amla, papaya etc which cannot be stored for more than 2-3 days. Hence, it is assumed that the we will arrange at our own fund resources as unsecured loans from relatives/friends or bank if agree of Rs.40,000/-. Raw Material The all-important raw materials are unripe but fully grown bigger sized papaya and sugar. Papayas are grown almost in all parts of Assam. No authenticate information is available about the total production but it is in excess of 50,000 tons. Sugar is also available in local market. Weight and process loss is around 30% which is to some extent compensated by the absorption of sugar syrup. Thus, the average loss is about 25%. In other words to produce 60 tonnes of tutty-fruity, the annual requirement of unripe papaya will be 80 tons. Other raw materials like food grade colours and flavours and citric acid shall be required in small quantity. Similarly, polythene bags are also readily available. Miscellaneous Assets An amount of Rs. 25,000/- is provided towards working tables, weighing scale, exhaust fans and furniture. Utilities

5 22. Certificate regarding Nonavailing of subsidy from any other Central/State Govt. Departments. 23. Social benefits with special reference to employment generation. a) Direct employment b) Indirect employment c) Women/S.T/S.C. employment 24. Details of the sustainability of the project with special reference to its capacity to generate income since only one time grant is admissible. 59 Power connection of 10 HP is sufficient. Around ltrs. of water shall be required every day. Furnace oil or kerosene consumption per day would be around Rs. 150/-. Thus, annual expenditure on utilities at 100% activity level would be Rs. 90,000/-. Enclosed Yes, more than 06 Yes, approximately 20 Yes, approximately 25 The same can be analysed with the project report enclosed. Since the proposed unit has a very low investment and there is an ample scope to enhance their profitability within stipulated course of time. 25. Implementation schedule Forwarding of Application submission 15 days Site selection & commencement of minor civil work 30days Completion of civil work & placement of orders for machinery 45days Erection, installation and trial runs 15days 26. Amount of subsidy sought Rs.1.00 Lacs. Financial assistance in the form of grant is available from the Ministry of Agriculture, NHM, Govt. of India, towards expenditure on capital investment for eligible projects. Recommended & Forwarded (By DHO/DDH/PRINCIPAL) Signature of candidate Address Phone & Mobile No

6 60 M/S INTERNAL RATE OF RETURN PARTICULARS I II III IV V VI VII Profit After Tax Depreciation on Assets Interest on Term Loan Cash Inflow % % Present value Of Cash 25% Present value Of Cash 30% Total Project Cost I.R.R = =

7 61 M/S DEBT EQUITY RATIO - PARTICULAR I II III IV V VI VII A). DEBT - BANK TERM LOAN B). EQUITY - OWN CAPITAL CAPITAL SUBSIDY FROM GOVT./DEPOSIT RESERVE & SURPLUS DEBT EQUITY RATIO ( A / B )

8 62 PERFORMANCE & FINANCIAL INDICATORS S.No. Particulars I II III IV V VI VII VIII 1 Paid up Capital 2 Reserve & Surplus 3 (-) Intangible Assets 4 Tangible Net Worth (1+2+3) 5 Term Loans 6 Other Term Liabilities 7 Unsecured Loan 8 Total Term Liabilities (5+6+7) 9 Capital Employed (4+8) 10 Net Block Investment in allied/group 11 concerns 12 Investment in Others 13 Debtors>6 months 14 Other Non Current Assets Total Non Current Assets 15 ( ) 16 Inventory Debtors Receivable (less than 17 6 months) 18 Other Current Assets Total Current Assets 19 ( ) Bank Borrowings/Commercial 20 Papers Sundry Creditors/ Other 21 Current Liabilities Total Current Liabilities 22 (21+22) 23 Net Working capital (19-22) Operating analysis 1 Net sales Profit before tax/loss Provision for tax Profit after tax/loss Depreciation and other non cash expenses Cash Accrual Ratio Analysis Current Ratio (Current Assets/ Current Liabilities) 3 4 Debt Equity Ratio (Term Liabilities/Tangible Net Worth) Leverage ratio (Term + Current Liabilities/ tangible Networth) 5 Net Profit to Sales (%) DSCR Average DSCR Break Even Point 69.08%

9 Low Preservation Unit (TOMATO PRODUCTS PRODUCT) THE PRODUCTS Tomato products such as juice, puree, paste, ketchup, sauce, powder, chutney, canned tomatoes, tomato gravy etc. are very popular and are in good demand in domestic and export markets. Here, some of the important products are discussed in this profile. PRODUCT APPLICATIONS Preparation of other tomato based products from paste and purees tomato paste and puree also used in producing baby foods Ketchup. Sauce & chutney are consumed directly with other foods. instant tomato juice powder used in preparing juice, puree or paste. Dehydrated tomato powder used in making instant soup-mixes Canned tomato largely being exported.. MARKET The demand and applications for processed tomato products are increasing every year. Based on applications as mentioned above, the major market segments are retail outlets for direct sales, food processing sector, food service sector and export market. As per statistics of AIFPA-New Delhi, India produces about 6 lakh MT of processed fruits and vegetable products ib which tomato products alone account for 10% of total production. as estimated by CLL-Mckinsey report, India will need purees, ketchups and jams worth Rs.600 crores per annum by 2005 AD. the same report forecasts 15% growth of total processed fruit and vegetable products sector in which tomato products have major contribution. APEDA has reported export of 2225 Mt of these products worth Rs.7 crores for SUGGESTED PROJECT SIZE SUGGESTED INSTALLED CAPACITY It is proposed to crush 1 MT of fresh tomatoes per hour,i.e., 24 MT per day. Annual capacity will be 7200 MT of fresh tomatoes handling. Assuming about 15% losses in procurement, transportation, storage and handling. Total will be 6110 MT per annum Installed capacity of tomato processing Mt ' Actual annual handling of fresh tomatoes 6000 Mt Annual production of tomato juice Mt Other tomato products are produced from tomato juice. 63 TYPICAL PRODUCT -MIX Tomato paste(24 to 28 deg brix) Tomato puree(08 to 12 deg.brix) Tomato ketchup(26% to 28% solid) Tomato sauce (25%to 28% solids) Tomato chili sauce(25%solids) Tomato chutney(min 50% solids) Total production of tomato prods. 300MT 300Mt 350Mt 150 Mt 100Mt 50Mt 1250MT TECHNOLOGY ASPECTS Evaluation & Selection of available technology Still tomato products are commercially manufactured by using thermal processing technology. However, there are many innovations in preprocessing, sterilization and filling/packing equipment maximum efficiency, quality and speed. Aseptic processing and packaging is a land mark achievement in thermal processing technology. Adoption of aseptic technology requires very high investment and special skills. Therefore, it is suggested to implement this technology at the phase of the project

10 MANUFACTURING PROCESS IN BRIEF Tomatoes are first washed, inspected, sorted (manually) and fed onto the processing line. It is desirable to process the tomatoes of same maturity and colour to get final product of consistent quality. Tomatoes are subjected to heating in hot-break system prior to crushing into tomato juicer. while crushing into juicer, tomato juice and seeds are separated. Tomato juice collected in s.s. Tanks, pumped to standardization tanks followed by pasteurization in scrap surface pasteurizer. Tomato juice is then concentrated under vacuum for manufacturing tomato puree. Tomato puree is the first form of concentrated tomato juice. Tomato puree is processed further to make tomato paste, chutneys, ketchups and sauces. Tomato ketchup and sauce are manufactured by adding required quantity of sugar, salt, spices Preservations and food grade colour. Thus prepared ketchup/sauces are filled into bottles under vacuum and bottles are then sealed perfectly. PLANT & MACHINERY SUPPLIERS A) MAIN PLANT & MACHIMNERY SUPPLIER 1- Jawala Engineering Co. 12, Surve India. Estate, Sonawala Cross Rd. No.1 Goregaon (East), Mumbai Goma Engineering PvtLtd. Majiwada, B/H Universal Petrol Pump, Thane Gardeners Corporatioin 6, Doctor Lane P.B.No 299 New Delhi-llOO01 4- Gadekar & Associates PvtLtd. 304 Sector 21 A, Faridabad Cantech Machines 13, Vora Bhuvan, Kings' Circle, Matunga (C.R.) Mumbai Bubber Machine Tools 407, Dalmal Chambers, 29, New Marine Lines, Mumbai TECHNOLOGY SOURCES CFTRI- Mysore & department of horticulture & food processing, lucknow can provide complete knowhow.many professional consultants are also available.