THE FUTURE OF TRANSACTING

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1 1 Payments - Create and Protect Recurring Revenue Opportunities THE FUTURE OF TRANSACTING The Future is Genius SuperDeck Creative v

2 Who are we? 2 Our payment solutions enable businesses to engage with their customers in ways that are more compelling, meaningful & profitable. We are continuously developing new ways for businesses to unlock the power of payments. Leading innovator of payment technologies and merchant services Providing services to more than 80,000 businesses worldwide HQ in Boston, MA with offices in Belfast, Northern Ireland and Scottsdale, AZ First to reach full level Certified Payments Professionals status with the most certified employees in the industry Over 400 dedicated and experienced team members, over 125+ dedicated to technology and product development Cayan was the first to offer processing on the iphone

3 The tide is only getting stronger PCI DSS 1.0 debuts 1950s 2005 Nokia releases first NFC capable cell phone, more than 1,000 mobile commerce companies funded, 1970s 1980s 2008 Contactless payments starts gaining adoption First bank credit card ACH introduced Credit card mag stripe reader, introduced integration with POS, Debit card 2016 and beyond Blockbuster introduces non-telephonic Internet era introduced, begins and MasterCard opens new goes global Square is founded, Mobile operators, retailers, Durbin Amendment passes, prepaid gift card (replacing gift innovations in payments and fraud, launches mobile card startups The alike next all wave launching is coming and will limiting fees charged to retailers certificates) PayPal launches reader mobile progress wallet and current payment innovations for debit card processing solutions 2011 Google Wallet debuts, smartphone adoption ubiquitous 2014 Apple Pay debuts 2015 EMV rolls out in US, Android Pay debuts, mobile payments industry worth $906 Billion

4 Harnessing the waves 4 The current state The solution Security concerns at all time high 1 Remove sensitive card holder data from POS multi-level security Payment changes are faster and more complex 2 Offload management of hardware to cloud based software Multi-faceted challenges for VARs, MSPs and integrators 3 One solution that integrates a wide variety of services

5 Flexibility is Key Supports any OS Unique kernel Processor, POS Supports any API enables easy development and hardware tender type integration independent Flexibility in payments means flexibility across the entire organization

6 Secure & Compliant 6 Simplify retailer PCI validation for your retailer customer Secure remote updates Keeps sensitive consumer data off of POS Point to point encryption and tokenization is standard Takes POS out of scope for PA-DSS

7 Enable all types of transactions 7? Credit/Debit Gift Plastic or Digital Loyalty Plastic or Mobile Chip Card EMV NFC Apple Pay, Android Pay, Samsung Pay QR codes Level Up, Paydiant Magnetic Samsung Pay What s Next

8 Genius creates Customer interactions 8 Create revenue generating messages with custom screen management Scrolling Line Item Display SALE Influence desirable consumer behavior at the register Foundation for unified commerce capabilities

9 What does all this value mean for your retailer customer? 9 Link all sales environments with a single token and enables a true unified commerce experience regardless of processor. Buy online Buy online Buy in-store Return in-store Pick up in-store Fulfill online

10 10 Introducing Scalability Compliance Security Cloud-based architecture

11 Genius platform 11 Mobile Wallets Apple Pay, Android Pay Traditional Credit, Debit Coupons ecoupons and discount programs Gift Cards Loyalty LevelUp & other platforms? Whatever Comes Next New and emerging payments can be added with ease Customer Payment Method Any Payment Type: Credit, Debit, NFC, EMV Mobile & Wearables No Sensitive Data Passes Between Genius & POS Reduces your PA-DSS security risk to near zero

12 Businesses environments go beyond retail 12 Retail/Restaurant/ Pharmacy FSA / HSA Mobile acceptance E-Commerce In-Aisle Integrated Gateway Solutions Card Not Present MOTO Unified Commerce Recurring Payments Digital Signature Capture Pharmacy Merchant Services

13 Some of our customers 13

14 Trusted partners 14

15 Partner support is in our DNA 15 Powerful sales & marketing engine Experienced payment veterans Dedicated, inhouse sales team Level 2 support & tailored partner resources PARTNER TEAM Shared revenue for all processing income Specific channels for partners Custom demand generation programs & marketing Optimized sales distribution, lead flow & conversion

16 Revenue generating opportunities with payments 16 $ Processing Gateway Value Add Unified channels Service Recurring revenue on processing Gateway transactions fees Value added customer interactions Creating additional unified commerce channels Ancillary technology, training and professional services Gift, loyalty, at register upsell network, network security and hardware

17 17 Thank you

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