Key Terms. The identifying six digit number, within the Freddie Mac Reimbursement System, for each Expense Item.

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This exhibit: Exhibit 57 1- to 4-Unit Property Approved Amounts Provides the approved s, as that term is defined below, for the preservation and maintenance of abandoned properties Identifies proper usage of approved s Outlines both yard maintenance and winterization seasonal requirements Explains the proper usage of miscellaneous expenses listed under the Deed-in-Lieu and Other expense category. Items within this category are not restricted to abandoned properties. Key Terms Item Unit Price The identifying six digit number, within the Freddie Mac Reimbursement System, for each Item. The designated name, within the Reimbursement System, for a given expense type. A brief description of the Item and an overview of the Item s proper usage. The acceptable per unit cost for each applicable Item. Servicers must comply with unit pricing guidelines when completing preservation work; unless the Servicer determines, after having secured a comparable second estimate, that the needed preservation work cannot be completed within the defined Unit Price limit. The Servicer may then proceed with completing work without seeking Freddie Mac approval if the lesser of the two estimates is within the applicable. The Servicer must retain both estimates in the Mortgage file. (The second estimate may be one generated by an industry accepted Cost Estimator.) The dollar amount within which the Servicer may complete needed work without seeking written pre-approval from Freddie Mac via the Reimbursement System. Any work completed within the must also comply with the Unit Price requirements outlined above. Rev.10/11/17, effective 11/15/17 Page E57-1

Category: Property s 404005 404007 404016 404017 Approved Amounts Item Unit Price Exterior Property Interior Property Ordinance Required Property (Weekly) Ordinance Required Property (Biweekly) These property inspections must be completed in accordance with the requirements set forth in Section 9202.12 Ordinance inspections are inspections required by local, State or federal statutes and that exceed the requirements set forth in Section 9202.12. These inspections may be completed once a week or every other week. NA $15 NA $20 NA $15 NA $15 Category: Securing Abandoned Properties Item Unit Price $60 090028 per knob Securing (Knob lock or Locks/Lockbox) lockbox $200 090019 090020 090021 Securing (Padlocks) Securing (Slider Locks) Securing (Window Locks) If needed for access to, and/or securing of, the property $60 per padlock $25 per slider lock $25 per window lock $120 090022 Security Door NA $600 Where needed, as required by local Boarding (Broken ordinances. $1/ 090030 Windows) United inch For plywood boarding, all missing $900 for plywood windows should be boarded, not boarding repaired. 090033 Clear Boarding (Broken Windows) Where needed, as required by local ordinances. For clear boarding, all missing windows should not be repaired but should be replaced with a polycarbonate material, or one of at least the same strength, that must be at least 3/16 in thickness. $2.25/United inch $50 $50 $2,000 Rev.10/11/17, effective 11/15/17 Page E57-2

Category: Securing Abandoned Properties As needed to secure non-access entryways that have missing or 090023 Boarding (Doors) broken doors. All missing doors should be boarded, not repaired. per door $300 Category: Property Cleaning and Debris Removal 091010 091009 091002 Item Unit Price Interior Property Cleaning (Refrigerator) Interior Property Cleaning (Toilets) Trash removal or Dumping fees As needed, to remove all perishables from refrigerators, freezers and other appliances that may pose a risk of infestation to the property. Interior must be wiped down and free of hazards. As needed, to remove waste from the toilet To be used as needed for the removal of health hazards and exterior debris. Interior debris that may pose a risk to the property must also be removed. Exterior personal items resulting in a violation or in the way of the grass being cut may be moved under the applicable Unit Price. $125 per refrigerator or freezer $75 per toilet $40 per cubic yard to remove $20 per cubic yard to move $225 $225 $1,000 Category: Yard Maintenance Item 093005 093004 094016 Initial Yard Maintenance (Lots of up to 10,000 square feet) Initial Yard Maintenance (Lots larger than 10,000 square feet) Yard Maintenance (Lots of up to 10,000 square feet) To be used on properties with lots of 10,000 square feet or less. Full yard cut, weed removal or desert landscaping, as applicable, once per Yard Maintenance Season, as provided below. To be used on properties with lots larger than 10,000 square feet. Full yard and/or perimeter cut, weed removal or desert landscaping, as applicable, once per Yard Maintenance Season, as provided below. To be used on properties with lots of 10,000 square feet or less. Semimonthly full yard grass cuts, weed removal or desert landscaping, as applicable, during Yard Maintenance Season, as provided below. Unit Price $120 $250 $80 $180 Rev.10/11/17, effective 11/15/17 Page E57-3

Category: Yard Maintenance 094013 Yard Maintenance (Lots larger than 10,000 square feet) 094014 Trimming (Shrubs) 094015 Trimming (Trees) 191003 Snow Removal To be used on properties with lots larger than 10,000 square feet. Semimonthly full yard or perimeter grass cuts, weed removal or desert landscaping, as applicable, during Yard Maintenance Season, as provided below. As needed during Yard Maintenance Season, as provided below As needed during Yard Maintenance Season, as provided below As needed during Winterization Season, as provided later in this exhibit $120 $250 NA $800 NA $1,000 NA $275 Yard Maintenance Season and Frequency Requirements Year Round (Monthly) Year Round (Semi-Monthly) Applicable Jurisdictions AZ, NM and NV AL, AR, CA, FL, GA, GU, HI, LA, MS, OK, SC, TX, VI and PR 06/01-09/30 (Semi-Monthly) AK 03/01-10/31 (Semi-Monthly) All others Category: Pool Securing Item Unit Price 090031 Pool (In Ground Covering or boarding of in ground $2.05 per Pool Securing) pools square foot 090025 Pool (Above Ground Pool Securing) 090026 Pool Draining 090027 Pool (Hot Tubs or Spa Securing) Covering or boarding of above ground pools. Pool may be tarped if pool frame is unable to support weight of covering or boarding. Collapsed pools may be moved to an exterior shed, garage or other secure structure on the property. To be used when draining pools, hot tubs, spas or ponds Covering or boarding of hot tubs, spas or ponds $2.05 per square foot to cover $20 per cubic yard to move $1,600 NA $450 NA $50 Rev.10/11/17, effective 11/15/17 Page E57-4

Category: Winterization Item 090032 One time charge during Winterization Winterization (Dry) Season (see below) 095020 095021 Winterization (Wet/Steam) Winterization (Radiant) One time charge during Winterization Season (see below) One time charge during Winterization Season (see below) Unit Price NA $120 NA $175 NA $250 095022 Re-winterization If necessary, once per calendar year NA $50 095023 Winterization (Additional Unit) One time charge during winter season $50 per addition al unit Winterization Season Requirements Jurisdictions Not Permitted HI, GU, PR and VI Year Round AK 09/01-04/30 All others Category: Miscellaneous Item Unit Price 191006 Emergency Repairs 203000 Sump Pump/HVAC Repair or Replacement 191033 Dehumidifier 191035 Mold Treatment 200000 200001 Roof Repair or Replacement Gutter Repair/Cleaning Servicing and restart as needed. Existing hardware must be tested with a generator if electricity is not on at the property. As needed to abate/prevent mold growth due to moisture Abatement of interior mold growth with non-primer or non-paint-based chemicals intended for such use (e.g., bleach). A bid to remove mold may be submitted if treatment is not expected to abate further mold growth. As needed if active leak is present. Flat roofs must not be tarped; all other roofs however, may be tarped if repair work cannot be completed within the. As needed to prevent blight, roof damage and leaks $0.75 per square foot $2 per square foot $600 $550 $600 $1,000 $700 Rev.10/11/17, effective 11/15/17 Page E57-5

Category: Miscellaneous As needed to repair or replace 191019 Fence Repair damaged sections of fence in order to secure pool area or property perimeter 090029 Extermination Fumigation by a professional (Licensed) extermination company $500 090024 Extermination As needed to address infestation (Non-Licensed) with over-the-counter products $180 093003 Pest Removal Removal of dead vermin from property $75 090008 Police/Fire Report $20 Category: Utilities and Capping Item Unit Price 100000 Utilities: Electric Actual paid amount, does not NA NA 101000 Utilities: Gas include interest and penalties. Prior approval is not required for the NA NA 102000 Utilities: Oil reimbursement of necessary utility expenses incurred from the Due NA NA 103000 Utilities: Water Date of the Last Paid Installment (DDLPI) through to the Property Condition Certificate (PCC) completion date in accordance with Section 9603.8. NA NA 105002 Utilities Transfer 100003 Capping (Electric) 101001 Capping (Gas) 103001 Capping (Water) 103002 Capping (Sewer) 105001 191034 Capping (Chimney) Dryer Vent Cover To be used when an on-site visit and wait time are required in the transfer or restoration of utilities To be used if electricity is on As needed to prevent damage to property As needed to prevent access by critters and small vermin NA $75 $2 per wire $50 $50 $50 $250 $50 $500 NA $50 Rev.10/11/17, effective 11/15/17 Page E57-6

Category: Deed-in-Lieu and Other Item Unit Price 404008 Deed-in-Lieu Property One time charge prior to deed execution NA $20 Deed-in-Lieu Borrower 013005 Relocation Assistance 013006 Borrower Relocation Assistance 500002 Deed-in-Lieu Subordinate Lien Payment Reimbursable up to a maximum of $3,000 (Refer to Section 9209.4 for details on this assistance) Reimbursable up to a maximum of $3,000 (Refer to Section 9301.21 for details on this assistance) Reimbursable up to a maximum of $6,000 (Refer to Section 9209.7 for details) NA $3,000 $3,000 NA NA $6,000 Note: For a listing of any previous s not currently listed in this exhibit, refer to earlier effective date versions of this exhibit. Rev.10/11/17, effective 11/15/17 Page E57-7