CCPAY PROJECT. WHITEPAPER Version 3.

Transcription

1 CCPAY PROJECT WHITEPAPER Version 3.

2 2 CCPAY preface The history of Crypto-currency began in 2009 when a programmer under the alias Satoshi Nakamoto released Bitcoin. Satoshi Nakamoto pointed out the government s unreasonable monetary policy and developed a digital currency based on P2P distribution system that ensures transparency and anonymity, without a central organization that issues and manages the currency. Since them, a number of Altcoins have been developed, but considering Satoshi Nakamoto s intention in the development of Bitcoin, current Crypto-currencies seem to be taking a different route. Currently, Bitcoins and Altcoins are on a speculative trend where they are traded 24 hours through the Crypto- Currencies Market around the world, in the same form as stocks. CCPAYTECH has improved such characteristics and developed CCPAY WALLET and CCP by focusing on the payment function that functions as a currency for actual transactions, as initially intended by Satoshi Nakamoto. The goal of CCPAY is to help people all around the world make payments between individuals at any time without barriers created by different borders. CCPAY payment platform is operated systematically as it is linked with CCPAY payment wallet, CCP coin wallet and the exchange. CCPAY wallet is a payment platform that performs payment functions and CCP is a coin used on CCPAY payment platforms. When you install the CCPAY wallet app, it will automatically create an online prepaid card, and a physical card will also be issued for offline use, so that users can make payments even in situations where it is difficult for them to use their smartphones. Various business models are linked to the payment system. Anyone would be able to run a shopping mall using CCPAY payment system and many business models such as travel, accommodation, and real estate transactions will be linked to CCPAY payment wallet. When the CCPAY app is installed, it will automatically display the user s assets in different currencies of countries all over the world, and payments can be made online and offline without any restrictions using either the app or the physical card and withdrawals can be made immediately from the ATM regardless of coin sales. The withdrawal can be made in any currency and it can be exchanged to CCP, via the app, in the same monetary value as the currency. Even for first users of CCPAY, if the user enters his/her bank account number into their account, the transfer will be immediately made to their account in the amount that corresponds to their CCP coin asset, in the currency of their native country. In addition in order for the prepaid cards to be used easily all over the world, we are we are in the process of securing partnerships with banks all over the world, and in order to ensure that our users do not experience any inconvenience we are expanding affiliated stores through partnerships with global distributors, retail stores, franchises, convenience stores, and transportation card companies. CCPAY has developed a payment platform that combines first, fintech cards, second, fintech pay, and third fintech crypto-currency, hoping that people all around the world can make actual payments all around the world without any difficulties. - CCPAY TECH, HANYEOL LEE -

3 INTRODUCTION CCPAY TECH & CCPAY PROJECT

4 4 ABOUT US CCPAY TECH CCPAY TECH is a systematic organization that possesses marketing skills and systems required by companies and we have experiences and infrastructure regarding various systems, platforms, and marketing that are associated with company services. We are also conducting services that apply block chain technology to our platforms.

5 5 VISION & MISSION CCPAY commerce life VISION CCPAY TECH builds and aims for a platform service for commerce life based on block-chain technology. MISSION CCPAY provides a new form of consumption. CCPAY TECH will create PAY SYSTEM, which can be used online and offline without any limitations, CCP token, which is based on ERC-20, PAY CARD, which can be used as a transportation card. We develop and promote commerce service, with block chain technology, crypto-currency, and currency to support assets, resources, time, and technology can be utilized in a more efficient manner. Through mutual cooperation between suppliers and consumers and it creates value, simplifies business transactions, and facilitates market access. GOALS 2018 Launch CCP(CCPAY COIN) (ERC-20 token) 2018 develop CCPPAY pay (prepaid) system 2018 Launch CCPAY pay (prepaid) card and link services 2019 develop CCP token exchange

6 6 Definition of Terms CCPAY TECH It is the generic name for this project and it refers to the commerce platform where CCP and C-POINT are commonly used, and it is also the name of the cooperation. CCP This is a token issued in accordance with ERC 20 standards, which is available for distribution on the Ethereum Network, and it is an asset type crypto-currency that can be traded on the exchange for ICO purposes related to this project. It satisfies Ethereum s compatibility, and transactions with Ethereum can easily be made Transactions can be made at the coin exchange It will be used at partner businesses secure by C-point C-point, which incorporates the characteristics of each country, will be used as a currency when it is used globally C-point By maintaining a fixed value of 1:1 with the dollar, a key currency, it essentially blocks price volatility, which is a major barrier to the circulation of crypto-currency. It is circulating currency that is used for various payments within CCPAY platform. * Key currency : Currency that is central to financial transactions on the foreign exchange market and international payments

7 7 CCPAY PROJECT CCP & C-POINT CCP (ccpay coin) C-POINT CCPAY introduces two different monetary concepts. CCP is a crypto-currency based on Ethereum, and it possesses the value of assets and is commonly used on exchanges. PAY SYSTEM SHOP C-POINT is exchanged at a rate of 1:1 with the dollar, a key currency, and it is used as a circulating currency in the CCPAY Exchange ATM Affiliated stores infrastructure. COUPON CONTENTS

8 8 CCPAY PROJECT Commerce life model Transportation Card NFC QR code Exchange

9 9 PAY SYSTEM Payment platform using C-Point, which maintains a 1:1 value with the dollar MOBILE (APP FOR MEMBERSHIP CARD) Transfer/Pay Utility Fees/ Payments at affiliated stores Withdrawal, purchase coupons, issue tickets MOBILE(SHOPPING MALL FOR MEMBERS Purchase goods, purchase gift-icons (mobile gift voucher) Charge Transportation Card

10 10 SHOP PLATFORM MARKET PLACE allows members to safely and reliably buy and sell the items they want Product sourcing Order/Shipping Customer service Act as a proxy in work associated with operation of the shopping mall C-Point and CCP(CCPAY COIN) real time payment system Linked payment system for virtual currencies Mall-in-Mall operation system Product self registration system B2B Product link system Function that enables selling of products Attract business owner s shopping mall such as Mall-in Mall, Shop-in-Shop

11 11 CCPAY CARD ONLINE-MOBILE The MULTI-CARD satisfies convenience, speed, general purpose, and profit CCPAY PREPAID CARD OFFLINE Use actual card or mobile card simultaneously Use as transportation card or at convenience stores Benefits regarding use of various member stores depending on affiliated cards Points earned like cash (0.3%-0.5% depending on accrual rate of affiliated store) Withdraw and deposit points through affiliated ATMs C-POINT Uses national currency conversion

12 12 CD/ATM Partnership Services CCPAY withdrawal service made available by convenience store ATM partnership Make withdrawals in cash at any convenience store around the country Make account transfers of C-POINT as Visit Convenience Store CD/ATM machine installed in the convenience store Select CCPAY MENU you would with cash CCPAY MENU 선택 Complete Withdrawal Enter Withdrawal Amount and Pin number Insert CCPAY CARD

13 13 KIOSK PLATFORM CASH DISPENSER SERVICE Diversification of accessibility of CCPAY services Business using C-POINT, financial services, purchase coupons / gift vouchers Initiate CCP (virtual currency) transaction function Create systematic service network for all service providers where points can be used Develop O2O commerce network Regional Social Commerce Convenience Stores Bus terminals Airports Movie theaters Amusement parks College district Point Park O2O Commerce Expand Use (Public places) China, Japan Vietnam, and other countries in Southeast Asia Point Partnership Expansion Overseas Cash Dispenser Service Partnership with Financial Institutions Issue tickets for transportation Online Banking Nonmonetary institutions, third financial sector Gift vouchers (Recharge Partnership) Issue tickets for entertainment sector Transaction of various points/ gift vouchers Issue movie theater /concert tickets Issue tickets for baseball games Sell train tickets Sell bus tickets Sell tickets for domestic flights

14 14 VALUE MODEL The CCPAY PROJECT creates new value and restores value. - CCP - Crypto-currency Through various infrastructure, the structure of distribution is systemized to promote customer consumption and to increase distribution by returning a portion of the consumption Expand affiliated stores - C-Point - Improve quality of life of CCPAY Members Infra-system - C-POINT - value evaluation of exchange listings - CCP -

15 CORE PRINCIPLES BLOCKCHAIN, CRYPTOCURRENCY

16 16 BLOCKCHAIN TECHNOLOGY Blockchain is a secure distributed electronic ledger that connects multiple parties to a network of trust and integration to facilitate the transfer of assets and information related to such assets Efficiency A settlement of the transaction can be done easily, because there is no broker for the transaction and the transfer of information can be done directly among parties with digitalized information. Auditability Each transaction is recorded and processed sequentially and indefinitely, and thus provides audit trail function for assets. Traceability It can be useful in tracking where the components of the product are currently located within the network. Transparency By providing details of transactions with commercial structures, it can receive additional trust and it provides a stable relationship based on transparency. Security Each transaction uses a complex password that has been verified independently and thus the integrity of the information can be guaranteed.

17 17 Cryptocurrency 2.0 This area is to develop infrastructure systems and create platforms or ecosystems, in order to achieve the goal of smooth circulation on the market, which is one of the core qualities of currency. The current crypto-currency is not easily circulated outside of coin exchange, and it has the characteristics of invested assets (ex. Stocks). 2.0 is an area that contributes to the circulation of crypto-currency and it does not indicate technological progress. The main challenge of 2.0 is to make up for price volatility and delay in payment, as such problems affect the circulation of crypto-currency. CCPAY PROJECT separates the value of assets and circulation in order to improve such problems. Problems related to price volatility and delay in payment are solved through CCP, which is a means of value like previous crypto-currency transacted in coin exchanges, and C-point is actually used while maintaining 1:1 value with the dollar, a key currency. In addition, C-point meets the challenges of crypto-currency 2.0 as it is commonly used in various infrastructures that comprise the CCPAY PROJECT

18 18 CCP C-point Conversion Enhances convenience through real time conversion Coin payment screen Real time linkage (communication) Exchange Payment for shopping malls, affiliated stores Choose coin payment Payment using points (Components) Market value as indicated on Exchange Members coins Type of converted coin Quantity of converted coins Received points after conversion Decide whether or not to convert PAY SYSTEM Membership point wallet 7. Output: increased points 1. Link information on market value 2. Link member coin information 3. Link selected coin information 4. Converted quantity * market value= output 5. Convert coins 6. Confirm a accurate receipt of converted coins Member s cryptocurrency Wallet Cryptocurrency wallet of exchange move converted coins

19 19 MEMBERS BENEFIT The technology of CCPAY improves the quality of life of members. Step1 Secure places of usage Induce CCPAY transactions through financial services such as withdrawal and transfer of funds Induce active use of among members by expanding offline affiliated stores Step2 Expand users By securing places of usage, as mentioned in step 1, expand from places of usage to users of crypto-currency in the market through CCPAY and exchange Step3 Extended to different countries Extended in to different countries using crypto-currency CCP as the medium Prove value of asset and use

20 TOKEN ISSUANCE CPC (CRYPTOCURRENCY)

21 21 CCP TECHNICAL SPECIFICATIONS BLOCKCHAIN PLATFORM CONTRACT TYPE TICKER SYMBOL COIN NAME IN FULL ISSUER NAME Ethereum ERC20 CCP CCP COIN CCPAY TECH DIVISIBILITY(DECIMAL PLACES) 18 TOTAL ISSUE AMOUNT 2,100,000,000 [Related Service] Mobile wallet(google play store): ccpay token wallet SITE: ccpaytech.com

22 22 WHY ETHEREUM ERC20 TOKEN ETHEREUM (ETH) Ethereum is the first DAPP platform to bring the use of block chains to the next level. Presenting a vision of putting all the world's business on a block chain, Smart Contract allows us to It is possible to exchange money / assets / services in a safe, democratic and efficient manner. RANK MARKET CAP. DAILY VOLUME PRICE IN USD # 2 $ 92.31B $ 1.06B $ Ethereum is a block chain that can create and execute Smart Contracts. Bitcoin block chain contained very limited code in transactions, Ethereum develops its own programming language (solidity) Smart contracts are executed through the Ethereum virtual machine (EVM) in the language and are included in the transaction, and are permanently stored in the block Using Ethereum block chain rules and various development tools, Configure the decentralized application (DAPP) for the service, By issuing an ERC20-based token, Ethereum s smart contracts aim to provide greater security than traditional contracts and bring down the associated costs. DATA from January 24, 2018 Weiss Cryptocurrency Ratings

23 23 TOKEN SALE PLANNING SALE DATE Starts on, 2018 TOTAL TOKEN SUPPLY SOFT CAP TARGET HARD CAP TOKEN PUBLIC SALE PRICE (ETH) MINIMUM PURCHASE MAXIMUM PURCHASE TOKEN DISTRIBUTION TOKEN ACTIVATION 2,100,000,000 finite supply 189,000,000 Tokens 441,000,000 Tokens 630,000,000 Tokens 10,000 CCP/ETH 0.1 ETH 100 ETH After ICO completion After ICO completion

24 24 TOKEN ALLOCATION 10% 10% 30% SALE 30% 630,000,000 Initial, agency 15% 315,000,000 Team rewards 10% (2year holding) 210,000,000 20% 2,100,000,000 Advisors 5% 105,000,000 Innovation Research (System Development) Infrastructure Construction 20% (2year holding) 420,000,000 10% 210,000,000 15% Reserved 10% 210,000,000 5% 10%

25 25 TOKEN SALE (ICO) Category Ratio CCP quantity CCP/ETH Period(planned) TOTAL TOKEN SUPPLY : 2,100,000,000 token SALE (30%) : 630,000,000 token PRE-SALE 1 ST 10% 210,000,000 15,000 PRE-SALE 2 ND 10% 210,000,000 10,000 ICO 10% 210,000,000 5,000 Total 30% 630,000,

26 26 SALE PROCEEDS 5% 5% 20% 45% Category Ratio Tech-development 45% ICO sale s token Operations Management 20% Marketing 25% 630,000,000 Legal and Regulatory 5% Reserved 5% Total 100% 25%

27 27 TOKEN DISTRIBUTION PLAN Team rewards TOTAL TOKEN SUPPLY : 2,100,000,000 token Team rewards (10%) : 210,000,000 token 2years holding Total CEO Infra Core UX Planning Marketing Affiliation Reserved 10% 0.5% 1.5% 2.5% 1.0% 1.0% 1.0% 1.0% 1.5%

28 ROADMAP CCPAY PROJECT

29 29 P R O J E C T R O A D M A P How We Started Jun. ~ Dec CCPAY PROJECT STARTED Established CCPAY TECH Market research BM preparation (CCPAY PROJECT started) Started CCPAY modeling

30 30 CCP TOKEN LAUNCH CCP Token Development Setup Developing CCP tokens Prepare CCP Token Wallet The first quarter 2018 Second quarter 2018 ICO Apr. Pre-sale process May. ICO Process Jun. Listed on Huobi CHINA CORPORATION ESTABLISHMENT CCPAYTECH SHANGHAI CCPAYTECH SHENZHEN

31 31 PAY SYSTEM PAY SYSTEM MOBILE App Service CCPAY CARD Alliance A partnership with foreign banks Pay business association (WeChat Pay, Ali Pay, etc.) Established O2O Interworking Payment System Third quarter 2018 Quarter 2018 CCP Coin listing Established an exchange subsidiary (Hong Kong) CCP internal exchange construction Listed on CCP International Exchange

32 32 SERVICE PLATFORM Construction of SHOP PLATFORM Alliance between merchants in SHOP Recruitment of member stores CD / ATM Service Alliance The first half 2019 Second half 2019 GLOBAL & KIOSK PLATFORM Global service support (PAY SYSTEM, CARD Localization) Building CCPAY TECH KIOSK PLATFORM Localization of KIOSK PLATFORM

33 MEMBERS CCPAY PROJECT

34 34 PROJECT MEMBER Han Yeol, Lee DUGUENDONG Reenee CEO CCPAY Chinese legal officer CCPAY China Marketing Director Yeungnam University English Education Shanghai International Studies University Shanghai Foreign Studies University Department Shanghai Lansheng Petroleum Co., Ltd. Korea Industrial Bank Shanghai Branch Representative of Hong Kong CCPAYTECH (Shareholders) (President Assistant) Shanghai CCPAYTECH representative Shanghai Shuiyi Industrial Co., Ltd. Zhejiang Haining Kaiyan Clothing Co., Ltd. Representative of Hong Kong OPENDOOR (Shareholders) (Head of Sales Department) OZCHANGE representative Shanghai Shiwuyuan Co., Ltd. (General Manager)

35 PARTNERS 35

36 CCPAY PROJECT THANKS YOU