Potato Plantings 2017

Transcription

1 Potato Plantings 2017 SVE TIME! Online returns faster & easier See page 6 POTTOES POTTOES POTTOES guide to your Planting Return, the Levy and our latest development strategy Direct Debit Option

2 The importance of your Potato Planting Return Planting returns and market information The information you are required to provide in the planting return is used to calculate levy. The voluntary information you provide is an important source of market intelligence. Collecting and disseminating statistics and market information is one of the functions for which HDB was set up. Using the return system to do this avoids the need for separate forms and helps save levy funds. The market sector information (see page R4 of the return form) gives us useful knowledge about the GB potato market: it helps us develop our communication strategy and it enables us to provide information and feedback to growers in a more targeted and efficient manner. For processing and/or pre-pack potatoes, we ask you to distinguish Contract from Free-buy. Please note that, in this connection, Contract is defined as: n agreement to sell, which is completed and signed before 1 July in the season of production. Levy Rates unchanged for 2017/2018 Ministers have approved the levy rate proposals put forward by the griculture and Horticulture Development Board (HDB). Details are: Growers: Levy This levy is charged annually; payment must be made by 1 December Invoices will be issued during the latter part of October Growers whose Returns are received on time and whose payments are received by 1 December will be entitled to pay the Ordinary Rate, which is per hectare of land used to grow potatoes. The approved Higher rates in all cases are 10% higher and are applicable where payment is not made by due dates. dditional invoices will, therefore, be issued after due date and payment is due immediately. Growers are, therefore, advised to ensure that payments are sent in sufficient time to reach HDB by 1 December. The use of the BCS system is strongly recommended or use the enclosed mandate to pay by Direct Debit. Buyers: Tonnage Levy This levy will be charged quarterly, in arrears; payments will become due on 31 December 2017 and 31 March, 30 June and 30 September Invoices will be issued 30 days before the due dates. Buyers whose payments are received by the due dates will be entitled to pay the Ordinary Rate, which is pence per tonne of potatoes purchased for human consumption. The approved Higher rates in all cases are 10% higher and are applicable where payment is not made by due dates. dditional invoices will, therefore, be issued after due date and payment is due immediately. Buyers are, therefore, advised to ensure that payments are sent in sufficient time to reach HDB by the due dates. The use of the BCS system is strongly recommended. We aim to keep administrative costs as low as possible. Please help us achieve this by providing information promptly and paying on time. Please note that levies will be calculated on estimated planting/purchases, where proper returns have not been received and the higher levy rates will be applied. Jan Spencer, Transactions Controller, HDB pril

3 Direct Debit Want to stagger your payments to help manage your cash flow? Following a positive response from our levy payers last year, we re pleased to offer a Direct Debit service again this year. Provided that you have completed and returned your Potato Plantings Return by 1 June 2017 and the Board holds a valid Direct Debit Mandate, the standard payment rate will be collected by three equal Direct Debit Instalments on: 1 December February May 2018 Direct Debit Mandate Form is enclosed, seeking your authority to debit your bank account. Before the first payment, we will write to you confirming the collection dates and values. (Please see the final page of this guide for the Direct Debit Mandate). If the Mandate is cancelled or not honoured, any levy outstanding becomes due immediately, including any future instalments. If the return subsequently proves to be under declared, we reserve the right to refuse this Direct Debit option. Important Dates Returns Your return is due by 1 June 2017 If you currently submit paper form returns, please consider submission online. This reduces costs and is really efficient and simple to complete. It should be easier for you, as you can input data as you plant. Our levy staff will be happy to help you through this process; please call them on Levy Invoices and Payment levy invoice will be raised in October 2017 If you fail to make payment on or before 1 December 2017, the higher rate will apply. In order to ensure that your payment is made on time, we strongly recommend payment by BCS or by completing the Direct Debit Mandate see above. Name HDB ccount Number Sort Code HDB, Stoneleigh Park, Kenilworth, Warwickshire CV8 2TL Notice Using HDB Potatoes Levy Payer Numbers for plant health purposes Under current Plant Health legislation, there are statutory requirements to mark ware potato packaging with a unique identification number, to enable trace-back of potatoes in case of pest or disease problems. The relevant legislation is: England The Plant Health (England) Order 2005 Scotland The Plant Health (Scotland) Order 2005 Wales The Plant Health (Wales) Order 2006 This requirement applies throughout the European Union and failure to show this number can result in rejections of potatoes sent to other member states. Defra and the Scottish Government have decided not to impose a separate identification scheme but to accept the Levy Payer numbers issued by HDB Potatoes for the purpose of compliance. Growers are advised to ensure that they meet the regulations by showing their Levy Payer numbers on all potato sacks and containers. 3

4 Notes Fairness We give help and advice wherever we can, however, the responsibility for submitting accurate returns on time, rests with each grower and is a legal requirement. Our staff carry out area monitoring activities to ensure that the regulations are applied fairly and consistently. We have received a clear message from the industry that it expects us to do so. Completing and returning your form Completing and returning your form on time is a legal requirement and important to the industry. Your data plays a vital part in the future of the industry. ggregated figures provide the platform for a range of Market Intelligence products like total areas planted, GB production, stocks reports and variety league tables. They also allow us to properly balance our pricing reports, allowing you to make better trading and business planning decisions. Gaps in the data make these products less trusted and less useful as business tools. Further, HDB is asked by industry to supply evidence when policy decisions on pesticides, water and other vital inputs are made and we work behind the scenes with broadcasters so that we can portray a vibrant and progressive industry on shows like Countyfile. Missing data may mean that we underplay just how important potatoes are to the GB economy and failing to complete your form may be jeopardising the future reputation of the industry. We have a team here who can help iron out any issues and assist in getting your form completed. However, there are times where we need to follow legal procedures to ensure all data is captured and is as robust as possible. Rob Clayton Sector Strategy Director Potatoes T: Rob.Clayton@ahdb.org.uk Copyright The map-based planting return is linked to our Geographical Information System (GIS), which is based on Ordnance Surveys maps. Our entitlement to use these maps is subject to strict copyright regulations. The map which is incorporated in the return is to be used only for identifying the location of your potato plantings. It must not be used for any other purpose whatsoever, and it is not transferable to anyone else. Telephone help-line number please call us on HDB Levy Return Privacy Policy This policy explains how we will collect, process, use and protect your personal information when you make your statutory levy Return(s) or provide additional information. HDB takes the privacy of levy payers personal information seriously. Personal information collected by HDB shall be processed and stored in accordance with applicable law and in particular HDB shall ensure it has appropriate security measures in place to guard against the loss, misuse or alteration of the information you provide and shall keep your personal data only for as long as reasonably necessary for the purposes for which it was collected or to comply with any applicable legal requirements. Your personal information will be used for the statutory purposes below: If necessary provide to Defra, its agencies and its counterparts in Scotland, Wales and Northern Ireland to enable them to contact you as legally required or needed for regulatory or animal/plant health purposes For HDB levy collection, administration and verification purposes as required by the griculture and Horticulture Development Board Order 2008, and also to address levy avoidance 4 Your planting data will also be aggregated and anonymised: To generate aggregated industry market reports on planted area; on area by variety, region and intended market sector; on number of growers, area per grower and number of growers by area size band. These reports enable you to make better trading and business planning decisions. The aggregated information will also be used in the calculation of national production, yield, stock, planting and lifting estimates. With your permission, your personal information may also be used to provide you with relevant information and services: To enable HDB (or its research providers) to contact you to participate in industry research projects, or for data to be analysed as part of a research project To contact you about HDB Potatoes knowledge exchange events that may interest you and benefit your business To send you HDB Potatoes knowledge exchange fact sheets and information that we believe may be of benefit to your business To send you regular newsletters or updates to inform you about how your potato levy is being spent To contact you to ask you to be part of the Grower Panel survey, used to produce the following sort of outputs: production estimates; yields; stocks estimates; planting estimates; lifting estimates. Your data plays a vital part in the future of the industry. You can give permission by ticking the box in the declaration section of your levy return form on page R1. Your personal information will not be sold to any third party We may supplement the information that you provide to us with information that we receive from third parties. You may request a copy or alteration of any personal data held about you by contacting us at levy@ahdb.org.uk and we will make such alterations subject to any applicable legal obligations imposed upon us. This privacy policy covers HDB. This privacy policy shall be governed by the laws of England and Wales.

5 Frequently asked questions answered How do I show my plantings? Examine the map (pages R2 and R3 of the return). Find the field(s) where you have planted potatoes. Mark each field by outlining its boundary in red ink. Number each field (1, 2, 3, etc) and cross reference to column 2 on page R4. Please see the notes of guidance on pages 2 and 3. What if I have only planted part of a field with potatoes? Mark the planted area within the field, using red ink. Show the actual planted potato area in column 3 on page R4 and indicate in column 4. What if part of a field is registered under set-aside or part of a land stewardship scheme? Treat as above. Show the actual area of potato plantings in column 3 and indicate in column 4. What about unplanted headlands? Do not include unplanted headlands. Only show the actual area planted with potatoes in column 3. Do I have to provide information about planted varieties? Under the current legislation it is not obligatory to show variety details. However, information about planted varieties is valued by the Industry and we use the planting return for obtaining such data. This avoids the need for separate forms and saves levy funds. We hope that growers will continue to provide variety information, for the benefit of the Industry. Please note that all information included in the return form is treated in strict confidence (see Privacy Policy opposite). I plant several varieties in the same field; is it sufficient to give an estimated area for each variety? Yes, in the situation described, a good estimate is sufficient, so long as the figure for the total planted area is accurate. SVE TIME! Online returns faster & easier I have grown seed for replanting. How do I record this? If you have grown certified seed, use market sector code 7. Use code 8 for farm saved seed (uncertified). How have you selected the map for my return? We have tried to centre the map so that it covers most of this year s plantings. For that reason we have used previous plantings (where applicable) as the basis or your home farm, if more appropriate. What if some of my plantings are outside the map area? Please use Section wherever possible and call our telephone help-line, see number below, to ask for an additional map. (You can enter these plantings in Section B on page R4 but please note that this is intended for exceptional circumstances where only one or two fields are outside the map area.) I did not plant or intend to plant by 1 June but I have subsequently planted. What should I do? You must let HDB know within 30 days of planting. This is a legal requirement and failure to do so is a criminal offence. Can I submit my return online? Yes, please contact the Levy Team on and we will set you up an online log in and password and we can talk you through the process. Poor performing crops is there a crop loss policy? We have debated at Board and decided that the fairest position is to collect on area planted. I planted potatoes for several market sectors. How should I record that? Please show the relevant market sector for each field (column 6 on page R4), using the codes listed on page R4. If potatoes in the same field have been grown for more than one market sector, show the predominant one. Our helpline:

6 Online Planting Return couldn t be easier to use Potato returns have never been easier thanks to the e-planting and e-buyer returns system. Growers and buyers can now update and complete their returns quickly and simply, reducing the need for traditional paper maps and eliminating extra administration time and costs. The programme is really straightforward to use. For e-planting, simply click on the map and search for a field by inputting the map reference or FIS number or the place name and then complete the required fields: field or farm name; number of hectares planted, as well as choosing the variety and market sector from the dropdown menus it really is that simple! The process is repeated for all plantings, after which the detail is submitted directly to HDB Potatoes. ll the information is stored securely only the registered grower can access it to amend or delete entries. For added efficiency, there is also the facility to stop and save at any time, as well as the option to print the maps or a complete list of the planting return details entered, for easy reference at a later date. It is incredibly easy to use and comes complete with an online user guide for first-time users and is supported by our technical team. The map data is validated instantly and there are prompts at each stage to ensure that no inaccurate or incomplete returns can be filed, saving a huge amount of time. Growers can still print and keep hard copies for their records. They can also rest assured that the system is completely secure. To use the e-planting or e-buyer returns programme, a broadband internet connection is required. To register, please contact the Levy Collection Team on or levy@ahdb.org.uk. I ve just filled in my planting returns online and found it very good indeed. We rent land and find it difficult to get the field numbers. I didn t have that problem this year click on the map and away you go! Well done. George Lambert Thank you for making the electronic filing of potato returns so simple to use, it was a pleasure to do it and easier than paper returns. Douglas Gordon Just wanted to say what a brilliant returns system, very easy to navigate and I did not even need to read the instructions, enjoyed using the map. Kenneth Goodger 60 % + of Plantings are now returned online - + Online returns less on levy collection more on grower benefits Save time online returns can take half the time of paper STEP BY STEP online user guide for step-by-step assistance Safe & secure all your data is secure and confidential 6

7 The Grower Panel allows you to play your part in shaping your industry s future Have you ever wanted to be part of something bigger that will help your industry to make better business decisions? If so, apply to be a member of this season s Grower Panel survey. If chosen to participate you will also receive 100 (plus VT if applicable) once all of the required data has been received. What is Grower Panel? The HDB Grower Panel is a key group of growers who give information on seed use, yields, stocks and sales from selected fields under their management. The Grower Panel s data is used to provide crucial national crop statistics on production, such as the national supply of potatoes, lifting progress and planting progress. There are three ways to join random selection of individual or multiple fields will be made per grower against crops listed on your planting return. Business name Existing member If you were a member last year and completed your forms as requested, you will be automatically considered this time. You do not need to do anything If you do not want to take part, then please gpadmin@ahdb.org.uk Go online Go to growerpanel.ahdb.org.uk and click the link to join.you will need to give your levy payer number, contact details and address. a scanned copy back the acceptance form below as soon as possible. We confirm that we would like to be members of the HDB Grower Panel for the crop year. Levy payer number What does the Grower Panel Survey involve? single form to be completed for each sample crop. Covering seed and planting details, yields sold and stored, sold price if known, wastage, intended markets and sale dates. This will be sent out in early September for completion once the crop has been harvested. Contact name Contact telephone address Postcode stocks storage survey to complete, involving a single form for the end of November, January, March and May. ll of the forms can be completed online via the Grower Panel website at growerpanel.ahdb.org.uk. This is the fastest and most convenient way to do so. lternatively, the forms can be completed on paper and returned to us. s part of the Grower Panel survey, you may also be asked to participate in telephone surveys relating to your potato crop. The telephone survey generally involves a single call per week at key periods in the year and does not need more than five minutes of your time. Why should you join Grower Panel? By collecting the information on production, yields and stocks, we can provide an overall picture of the GB supply situation each year. This picture can show how tight a market situation might be from one year to the next and provides useful insight into longer-term trends and horizon scanning, which can help you to make critical business decisions. Without the Grower panel and its members, this is simply not possible and the business-critical information it provides would therefore not be available when you need it. Signature If you have any queries on this or if you wish to discuss any aspects of our market information work, please get in touch via the contact details below. Sara Maslowski Senior nalyst Potatoes HDB Market Intelligence griculture and Horticulture Development Board, Stoneleigh Park, Kenilworth, Warwickshire CV8 2TL Direct Dial: sara.maslowski@ahdb.org.uk ny data supplied to the HDB Grower Panel will be treated as commercially sensitive information. It will be held in strict confidence and not published or distributed in any individually attributable or identifiable format. Payments due under this arrangement may not be made unless you have settled your HDB Potato levy liabilities in full. HDB Potatoes is part of the griculture and Horticulture Development Board, Stoneleigh Park, Kenilworth, Warwickshire CV8 2TL. Crop data form completion will normally take less than 30 minutes and the storage can be done in less than 15 minutes Each chosen participant will receive 100 (plus VT if applicable) for your participation. Payment will be made as Date ahdb.org.uk potatoes.ahdb.org.uk Your participation will help levy payers to make the best business decisions the season close approaches, providing that any outstanding potato levy has been settled. 7

8 Summary of expenditure The levy rate is reviewed annually as part of the corporate planning process, based on the cost to deliver the needs of levy payers Budgeted income is projected on a planted area of c.118,000 hectares for the three years of this plan. Engaging with production costs Farmbench is in place to address industry inconsistencies in accounting conventions, which act as a barrier to engagement and restrict like for like enterprise comparisons Farmbench will highlight where adoption of new practices genuinely improves production costs. Global deep dive Improved technical analysis of how Britain compares in soils and cultivation, PCN, water and storage Comparison of research agendas, knowledge exchange (KE) methods, deployment on farm and infl uence on sustainability Evaluation of international best practice through SPot farms. Direct competitor cost comparisons Detailed analysis of how variable and fi xed costs relate to productivity across a range of end-markets and international borders Pinpointing key differences in sustainable inputs to use in our advocacy campaign. Potatoes 2017/18 Corporate Plan Direct Expenditure Split 5.8m estimated levy income Competitive Inspiring British farming and growing to be more competitive and resilient R&D and Knowledge Exchange 47% Market development 27% Export development 4% Supply chain integration 1% Market intelligence 11% Communications 8% Digital & Creative 2% To discuss our priorities and how we can help your business; call: Rob Clayton, Sector Strategy Director, To read the full HDB Strategy visit: ahdb.org.uk/publications/ corporate.aspx n advocacy approach Infl uencing the infl uencers to drive a positive attitude to British potatoes and potato products By pooling HDB cross sector experience, we can ensure agriculture, education, and health stakeholders, NGOs and food bloggers receive a steady stream of evidence-based positive messages about potatoes and our industry. Exploit existing overseas market access agreements Developing seed trade with c.20 overseas markets for which access is granted at Government or regulatory level and assisting exporters to fulfi l these markets Evolving ware and product trading relationships and opportunities. EU co-funded partnership with Bord Bia continues The successful more than a bit on the side campaign continues to raise awareness of the potato s nutritional value, versatility and convenience in modern diets The partnership with Bord Bia and achieving EU match funding is a good example of how levy funds can be leveraged for maximum impact. deliver what consumers will trust and buy Customer Helping the industry understand and HDB S Inspiring 8

9 Research and innovation strategy s vital inputs such as water and pesticides come under increasing pressure, and threats from indigenous pests and diseases remain real, the industry requires solutions. s well as our current research and innovation strategy, we will be seeking to capitalise on innovations emerging through gri-tech centres. trategy 2020 Success ccelerating innovation and productivity growth thrproductive ough coordinated R&D and KE Thought-led and horizon scanning Delivering thought leadership Improved market intelligence analysis and use of new technology ddressing state-ofthe-art data capture systems and use of new technology to enable us to ensure potatoes are well represented in a broader big data agenda. State-of-the-art research and KE services for storage Helping the challenge of a changing climate, the introduction of higher yielding but softer varieties, along with possible changes to the future sprout-suppression approaches Exploiting new opportunities in storage research and innovation as a partner in the Crop Health and Protection gri-tech consortium. Satellite technologies to underpin research and levy collection Exploration of technologies to allow HDB to devise a more dynamic and strategic approach to operating a fair levy collection system and to enhance market intelligence and research sources. ccelerate KE delivery through agronomists, advisors, the supply chain network and responsive growers Our current research strategy is providing the right sort of gamechanging messages (such as soil management) but uptake is stifl ed by a fragmented pipeline in KE We will be using a third party delivery approach, using relationship management methods aligned to the research programme and agronomists are central to this. Placing SPot Farms at the centre of an innovative and improved KE network HDB s levy payer satisfaction survey identifi ed learning from other farmers as one of the preferred ways for farmers and growers to fi nd out about new methods and business practice SPot Farms will ensure we provide the best geographical access for farmers, supply chain and agronomists. Making consumer insight data and analysis available and easier to interpret Opportunities exist to respond quickly to factors affecting consumer behaviour including affl uence, globalisation, health, and dining opportunities. We will make more consumer analysis readily available to levy payers allowing businesses to adapt to changing market requirements and opportunities Post-Brexit, understanding international consumer markets will become a more important feature and will help us prioritise resources against the best international opportunities. HDB Potatoes sector board members The main HDB Board has delegated the responsibility to the sector board to develop the most appropriate strategies to meet the challenges of the sector; to ensure the relevant levy rate is recommended in order to provide adequate funding for the required work; to monitor strategy implementation and to approve remedies where performance deviates from plan. The HDB Potatoes sector board is comprised of levy payers, other stakeholders from the sector and independent members. The sector board members are appointed by HDB. TBC Chair 2017 Reuben Collins Grower (Cornwall) pril 2016 Dan Hewitt Processing (Norfolk) Jan 2013 Phil Huggon Independent pril 2014 Bruce Kerr Grower (Suffolk) pril 2013 Daniel Metheringham Processor (Yorkshire) pril 2017 Jonathan Papworth Grower (Cambridgeshire) pril 2017 listair Redpath Seed Merchant (Perthshire) pril 2013 Mark Taylor Fresh supply (Cambridgeshire) pril 2012 Bill uan Grower (Herefordshire) pril 2014 ndrew Skea Seed Grower (ngus) pril 2017 Will Shakeshaft Grower (Cambridgeshire)) pril 2017 Michael Welham Grower (Essex) pril 2017 HDB Potatoes also works closely with key stakeholders, government and devolved administrations and specialist committees dedicated to exports, research, knowledge transfer and marketing to ensure the work undertaken clearly meets the needs of levy payers. 9

10 Meet your sector Levy Team Jan Spencer Transaction Controller T: E: Strategy Marketing Communications (Levy Payer) Press & Public ffairs Consumer Marketing Export Mark Colmer Field Officer T: E: Rob Clayton Sector Strategy Director T: E: Jimmy Phillips Senior Marcomms Manager T: E: James Wilde Head of Media & PR T: E: Stephen Farmer Senior Consumer Marcomms Manager T: E: Rob Burns Head of Crops Export Trade Development T: E: Technical Knowledge Exchange Philip Burgess Head of Potatoes Knowledge Exchange T: E: Claire Hodge Knowledge Exchange Manager T: E: Technical Research & Development drian Cunnington Head of Crop Storage Research T: E: lice Sin Resource Management Scientific Officer Soils & Water T: E: Giles Blatchford Head of Farm Economics T: E: Market Intelligence Sara Maslowski Senior nalyst T: E: Ciaran Grace Team Leader Billings & Collection T: E: David Want Field Officer T: E: Rita Hall P to Chair & Sector Director T: E: rita.hall@ahdb.org.uk Stuart Baxter Marcomms Executive T: E: stuart.baxter@ahdb.org.uk Jo Crowley Senior Media & PR Manager T: E: jo.crowley@ahdb.org.uk Stu Baker Consumer Marcomms Manager T: E: stu.baker@ahdb.org.uk Margaret Skinner Export Office Coordinator (Edinburgh) T: E: margaret.skinner@ahdb.org.uk nne Stone Knowledge Exchange Manager T: E: anne.stone@ahdb.org.uk Mike Storey Head of Resource Management T: E: mike.storey@ahdb.org.uk Glyn Harper Crop Storage Senior Scientist T: E: glyn.harper@ahdb.org.uk Steven Evans Senior Consumer Insight nalyst T: E: steven.evans@ahdb.org.uk Jack tkins Levy ssistant T: E: Jack.tkins@ahdb.org.uk Sarah Hunter-rgyle Senior Marcomms Manager (Scotland) T: E: sarah.hunterargyle@ahdb.org.uk ndy Hutson Public ffairs Manager T: E: andy.hutson@ahdb.org.uk Sue Lawton Consumer Marcomms Manager T: E: sue.lawton@ahdb.org.uk Jenny Bashford Knowledge Exchange Manager T: E: jenny.bashford@ahdb.org.uk drian Briddon Crop Storage Senior Scientist T: E: adrian.briddon@ahdb.org.uk Jon Knight Head of Crop Health & Protection T: E: jon.knight@ahdb.org.uk mber Cottingham nalyst T: E: amber.cottingham@ahdb.org.uk While the griculture and Horticulture Development Board seeks to ensure that the information contained within this document is accurate at the time of printing, no warranty is given in respect thereof and, to the maximum extent permitted by law, the griculture and Horticulture Development Board accepts no liability for loss, damage or injury howsoever caused (including that caused by negligence) or suffered directly or indirectly in relation to information and opinions contained in or omitted from this document. griculture and Horticulture Development Board No part of this publication may be reproduced in any material form (including by photocopy or storage in any medium by electronic means) or any copy or adaptation stored, published or distributed (by physical, electronic or other means) without the prior permission in writing of the griculture and Horticulture Development Board, other than by reproduction in an unmodified form for the sole purpose of use as an information resource when the griculture and Horticulture Development Board or HDB Horticulture is clearly acknowledged as the source, or in accordance with the provisions of the Copyright, Designs and Patents ct ll rights reserved. 10

11 Instruction to your Bank or Building Society to pay Direct Debits Please fill in the whole form and send it to: griculture and Horticulture Development Board, Stoneleigh Park, Kenilworth, Warwickshire CV8 2TL 1. Name and full postal address of your Bank or Building Society branch To: The Manager Bank/Building Society ddress Post Code 2. Name(s) of account holder(s) 5. Reference Number 3. Branch Sort Code (From the top right hand corner of your cheques) 4. Bank or Building Society account number 6. Instruction to your Bank or Building Society Please pay HDB Potatoes Direct Debits from the account detailed on this Instruction are subject to the safeguards assured by The Direct Debit Guarantee. Signature(s) Date For more information on payment by Direct Debit, please refer to page 3 Bank and Building Societies may not accept Direct Debit Instructions for some types of account The Direct Debit Guarantee This Guarantee is offered by all Banks and Building Societies that take part in the Direct Debit Scheme. The efficiency and security of the scheme is monitored and protected by your own Bank or Building Society. If the amounts to be paid or the payment dates change, you will be told of this in advance by at least 14 days as agreed. If an error is made by the griculture and Horticulture Development Board or your Bank or Building Society, you are guaranteed a full and immediate refund from your branch of the amount paid. You can cancel a Direct Debit at any time by writing to your branch or Building Society. Please send a copy of your letter to HDB.

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