xendit Making payments easy Enables Banks and Businesses to create seamless payments experience All via software-friendly APIs xen dit

Transcription

1 Making payments easy Enables Banks and Businesses to create seamless payments experience All via software-friendly APIs

2 Create seamless payment experience for Banks + Businesses Banks: Need to adapt fast Robust core system Businesses: Need to serve customer preference Payment is not a core Customer Landscape on a Change: Millennial Preference Mobile Payments Social and Seamless

3 Automate payments (B2B, B2C, P2P) for all cases, sizes, and types of businesses Collection E-commerce Crowdfunding Marketplace, and others Disburse/ Payout Lending Business On-Demand Fleets Payroll, and others Problem: Unscalable, manual payment system

4 What we do: Collect and disburse funds instantly, at scale Payment gateway services for businesses Virtual accounts Unique numbers Cre cards Disburse funds to your users at scale No humans, no tokens Scales automatically Line by line reconciliation

5 Virtual Account Unique Amount Aggregate virtual accounts for a specific transaction or user Add/subtract a small number to make the amount payable unique

6 Send money via API Send us instructions via API after approvals and business logic complete We send the funds to 140+ banks

7 Enables Businesses to grow fast Traional Payments Xen Manual transfers Finance team of up to people Human errors Manual process and trust Not scalable Hire new people Automated No humans required. Secure server to server connections only No human errors Fully automated Scales quickly Scales like SaaS

8 Automate payments via API (B2B, B2C, P2P) for all cases, sizes, and types of businesses E-commerce Crowdfunding Marketplace On-Demand Platform SaaS Instagram Merchants Lending On-Demand Platform Fleets Payroll (All Companies) Logistic Services Customer Refunds Escrow

9 Connect Banks Infrastructure, to enable various need of business and customer Compatible to bank system language, format, and settings Receive and send API response to various payment methods VA Bank A Customer Bank A Autodebet B Retailer Bank B E-Money C Startups Bank C Instalment Logistics SOAP, XML, etc

10 Seamless payment experience for Banks + Businesses Banks: Can serve all customer types Can serve all business types Fits to Industry system Customers: Ease of payments Cater All Banks Instant Businesses: Serve all customer types Get robust payment system Can scale quickly Efficient payment operation

11 Collection Accept Payments Instantly Automatic Recognition Low Cost

12

13 .co/money-in

14 .co/money-in

15

16

17 Disbursement API Send Money Instantly Automatic: Zero Human Errors High Volume + High Frequency

18

19 .co/money-out

20 .co/money-out

21 .co/money-out

22 Disbursement Custom API Flow Benefits Automatic, Instant, Secure Partner Automatic No manual admin work Client Payroll Xen Vendor Customer Courier Benefits No Human Required Low cost High Scalability Send Any Volume Instant Real Time Transaction Easy Manage transaction status via Dashboard 1. Client transfer funds to Xen - usually monthly, weekly 2. Xen API will disburse DIRECTLY to the BANK ACCTS of Vendor/Courier/Payroll 3. Notification sent to all parties 4. All transaction details and records are documented automatically Documented all transactions are logged automatically Custom Tailor to your special needs Robust Works with any ID Banks

23 Dashbo ard

24 View Custom er/ Vendors

25 View Transact ion Detail

26 Escrow Custom Instant Secure

27 Escrow Service Flow of funds How it works Client Merchants and suppliers agree with Client that Xen is the escrow service Xen Vendor Custo mer Descript ion Client pays Xen, then after confirmation of fulfilled order Xen immediately pays to merchant 1. Vendor signs agreement with Client. Customer implicitly signs upon website use 2. Customer pays into escrow Xen has customer support dedicated to escrow service 3. Vendor performs work days satisfactory then payout to vendor 5. If issue then, Client resolves and instructs Xen what to do. Xen provides customer support that funds are safe and in the proper hands