KONA Software Lab Ltd. (KONA SL) October 10, 2017

Transcription

1 KONA Software Lab Ltd. (KONA SL) October 10, 2017

2 ABOUT KONA SL

3 Company History Started as JV BD Management TM Globally Global Events Sales & Marketing KonaSL started as JV between KONA I and CIBL for the development of NFCbased payment system TSM. KonaSL was handed over to BD Management team and 100% owned by KONA I. Payment and Security lab Technical marketing globally Global Payment and Security Summits Launch KonaPay in Money20/20 in USA, as well as in Korea Sales and project roll out both locally and globally. Consultancy in payment and security issues 3

4 KONA SL Highlights 4

5 Copyright c Kona I Co., Ltd All Rights Reserved. ABOUT KONA I

6 Company History Present Kona Knows no fear of Change 6

7 Company Overview (KEBT) Present Kona I Co., Ltd USD 440 M (As of January 2016) Establishment Revenues Market Capitalization Changed the name from KEBT to KONA I Co., Ltd. In 2012 Amount in million USD Consecutive growth for past five years The export revenues have exceeded the domestic revenues (Since 2013) Listed in the KOSDAQ in

8 Overseas Subsidiaries Foreign Sales Subsidiaries -US, China, India, Brazil and Nigeria Overseas R&D and Solution Business Wing -Gulshan 1, Bangladesh -More than 100 employees -Payment Lab, Security Lab and Test Lab Serves 500+ Banks around the world Copyright c Kona I Co., Ltd All Rights Reserved. 8

9 Some Market References in Bangladesh 9

10 Certifications and Partnerships Technology Certifications VISA Ready for Cloud Based Payments FIPS for Security, NIST, USA International Payment Applications Local Payment Schemes Technology Partnerships ASAP (Alliance for Solution and Application Providers) Program of UK-based company Thales Resellers of world-renowned security company Underwriter s Laboratories for the South Asia region Contributed in HCE Webinar project of Smart Card Alliance 10

11 Visa Ready Certification for Cloud Based Payments KonaPay is one of the first two Mobile Wallet Applications to be Visa Ready certified for Visa Cloud-based Payments Contactless Specifications (VCPS 1.5 Published: Mar-15). 11

12 FIPS Level 3 Certification for Security Products FIPS certificate for PKI Card: A prerequisite for any identity product to launch in the US market. FIPS: Federal Information Processing Standards PKI: Public Key Infrastructure 12

13 Global Event Presence of KONA SL o Cartes Secure Connexions Paris 11/2014 // Showed demonstrations of 4 KONA solutions to global clients: Kona Card Personalization Solution Kona Host Card Emulation with Tokenization Kona Trusted Service Manager Kona Secure: Public Key Infrastructure o Consumer Electronics Show (CES) Las Vegas 01/2015 // Showed demonstration of Kona DoN Card to global clients with collaboration of NXP Semiconductors. o Mobile World Congress (MWC) Barcelona 03/2015 // Showed demonstrations of 2 KONA solutions to global clients: Kona DoN Card KonaPay Digitization Platform o Money 20/20 Las Vegas 10/2015, 10/2016 // Showed demonstrations of KONA solutions to global clients: Kona DoN Card KonaPay Digitization Platform KonaMoney Prepaid Platform KonaMint Local Payment Scheme 13

14 Copyright c Kona I Co., Ltd All Rights Reserved. KONA PRODUCTS

15 KonaPay the Card Digitization Platform from Kona I Card Digitization & Tokenization Existin credit/debit card can be digitized into a user s wallet Instead of real PAN, tokenized PAN is propagated throughout the system Transaction with NFC/QR/Barcode In-Store Transaction (POS) Online Transaction o In-App Transaction o In-Browser Transaction Security Tokenization Temporary keys Encrypted Messaging Local Database Encryption Whitebox Cryptography 15

16 KonaCard the Prepaid Platform from KONA I In 2016, KONA I launched its own prepaid card to be used on both mobile wallet and dual-interface card in South Korea. This is the first-ever platform that allows any entity become a card issuer, design exciting card products with attractive discounts and loyalty, share marketing information; and serve their customers just as they like it. 16

17 Kona DCVV And OTP Card Kona DCVV (Dynamic CVV) Card To prevent fraudulent use of stolen card data online, dcvv card generates a 3-digit variable that changes every hour. MS Tape Signature Panel Battery Display Security Module Kona OTP (One Time Password) Card An OTP display card is a first-class security medium that generates a one time password every time it is used. Time synchronized password type Hash Chain or demand password generate type 4-digit PIN type that uses keypad integrated into card Battery 13 Buttons or None Display Security Module Power 17

18 Kona Card Personalization System Kona CPS K-CPS is the best solution to manage the entire life cycle of your smart cards and their applications - from data preparation and personalization of application on the chip to post-issuance activities such as blocking/ unblocking PINs and final revocations of smart cards. Card Issuer Raw Data for Personalization Kona CPS Data Preparation HSM Card Personalization Open System Architecture No restrictions with particular OS / Card Production Bureau APDU Exchange platforms Enable operations on Sun Solaris, IBM FTP Server AIX, HP, Linux, MS Windows Modularized Structure Datacard Matica Atlantic Zeiser Personalization and Data Preparation processes can be run concurrently due to the modular structure. Flexible management in adding new Fulfillment Equipment equipment or interface method changes 18

19 Kona EMV Verification Tool Kona s EMV Verification Tool: Simulates real-time transactions. Tests cards for successful personalization. o o o Verifies application data Verifies CVM Verifies SDA/DDA and Cryptogram 19

20 What We Can Offer Card and Personalization Solution Chip card contact, contactless, dual-interface. Card personalization solution. Card design. Digitization Platform Contactless mobile payment platform. Mobile wallet for both Android and ios. Supports renowned payment brands, proprietary close-loop system and prepaid cards. Technical Consultancy Any technical consultancy regarding EMV payment systems and local payment schemes. Support for RFP preparation, common practice and standards followed in other markets. Certified industry professionals. Local Technical Team Skilled technical team, to be able to provide quick local support. 20

21 Kona Software Lab Ltd. (R&D Center, Global Solution Business Wing) Police Plaza Concord, Tower-A, 8 th Floor, Unit-H, Plot: 2, Road: 144, Gulshan-1, Dhaka 1212, Bangladesh Tel: Fax: E: KSLTM@konasl.com Kona I Co., Ltd. (Headquarters) 8F, 3, Eunhaeng-ro, Yeongdeungpo-gu, Seoul, , Seoul, South Korea Tel: Fax: E: globalsales@konai.com