LIST OF TABLES. Table No. Title Page No.

Size: px
Start display at page:

Download "LIST OF TABLES. Table No. Title Page No."

Transcription

1 LIST OF TABLES Table No. Title Page No. 1.1 Number of Banks in Salem District Number of bank Branches in Salem District Number of Sample Size in Customers and Bank Executives in Salem District Pilot Study Result Opinion on Frequency of Transaction Opinion on Banks Accounts Opinion on Types of Accounts Opinion on Overdraft Facility Opinion on credit Card Opinion on Amount spend on Credit Card Opinion on Shopping Payment Opinion on Internet Connection at Home Opinion on Use the Internet Opinion on Customer Interaction Programme Opinion on Feel about Customer Interaction Programme Opinion on CRM on increased Number of Customers Opinion on Customer Complaint Cell Opinion on Complaint Cell Functioning (i) Opinion on Deposit Cash (ii) Opinion on Withdrawal of Cash (iii) Opinion on Open a New Account (iv) Opinion on Bank Draft Encashment (v) Opinion on New Cheque Book (vi) Opinion on Issue a Bank Draft (vii) Opinion on Pass Book Entries (viii) Opinion on Lockers Facility (ix) Opinion on Gold Loan 110

2 (x) Opinion on Local Cheque (xi) Opinion on Outstation Cheque Opinion on Current Account Opinion on Demat Account Opinion on Fixed Deposits Opinion on Recurring Deposits Opinion on Insurance Schemes Opinion on Daily Saving Schemes Opinion on Marriage Saving Schemes Opinion on Minor Saving Schemes Opinion on Term Loan Opinion on Cash Credit Opinion on Overdraft Opinion on Discounting Bills Opinion on Letters of Credit Opinion on Housing Loan Opinion on Car Loan Opinion on Educational Loan Loans to Small Scale Industries Opinion on Loans to SHGs Loans to Self Employed Persons Opinion on Loans to Staff Members Opinion on Collection of Negotiable Instruments Opinion on Safe Deposit Vaults Opinion on Telephone Banking Opinion on Mobile Banking Opinion on Internet Banking Opinion on Multi City Cheque Facility Opinion on Multi City Banking 129

3 Opinion on Safe Deposit Locker Facility Opinion on Safe Custody Service Opinion on Automated Teller Machine-ATM Opinion on Cash tree ATM Network Opinion on Anytime Banking Opinion on Anywhere Banking Opinion on Door Step Banking Opinion on Credit Cards Opinion on Debit Cards Opinion on Gift Card Opinion on Merchant Bankers Opinion on Travelers Cheque Opinion on Gift Cheque Opinion on Demand Draft Opinion on Telegraphic Transfer Opinion on Electronic Fund Transfer Opinion on Real Time Gross Settlement Opinion on Foreign Exchange Services Opinion on Bank Assurance Opinion on Mutual Funds Opinion on Depository Services Opinion on E-payments Opinion on Nomination Facility Opinion on Online Railway Ticket Booking Opinion on Core Banking Services Opinion on I-banking Opinion on Portfolio Management One sample Statistics- Initial Strategies One Sample Statistics- CRM Maintances Strategies 150

4 4.2.3 One sample Statistics-Technology on CRM One sample Statistics- Customer Satisfaction One sample Statistics - Impact of CRM KMO and Bartlett's Test for Initial Strategies Communalities for Initial Strategies Total Variance Explained of Initial Strategies Rotated Component Matrix (a) of Initial Strategies KMO and Bartlett's Test for CRM Maintenances Strategies Communalities of CRM Maintenances Strategies Total Variance Explained of CRM Maintenances Strategies Rotated Component Matrix (a) of CRM Maintenances Strategies KMO and Bartlett's Test of Technology on CRM Communalities of Technology on CRM Total Variance Explained for Technology on CRM Rotated Component Matrix (a) of Technology on CRM KMO and Bartlett's Test of Customer Satisfaction Communalities of Customer Satisfaction Total Variance Explained of Customer Satisfaction Rotated Component Matrix (a) of Customer Satisfaction KMO and Bartlett's Test of Impact of CRM Communalities of Impact of CRM Total Variance Explained of Impact of CRM Rotated Component Matrix (a) of Impact of CRM Final Cluster of CRM Initial Strategies Number of Cases in each Cluster for Initial Strategies Final Cluster of CRM Maintenance Strategies Number of Cases in each Cluster for CRM maintenance Strategies Final Cluster of Technology on CRM Number of Cases in each Cluster for Technology on CRM Final Cluster of Customer Satisfaction 176

5 4.8.8 Number of Cases in each Cluster for Customer Satisfaction Final Cluster of Impact of CRM Number of Cases in each Cluster for Impact of CRM Age of the Respondents Gender of the Respondents Income of the Respondents Education of the Respondents Occupation of the Respondents Influence of Gender on the various factors of CRM Influence of Age on the various factors of CRM Influence of Educational Qualification on the various factors of CRM Influence of Occupation on the various factors of CRM Influence of Annual Income on the various factors of CRM Influence of Nature of Bank on the various factors of CRM Influence of Tenure of Account holding on the various factors of CRM One sample Statistics-CRM Maintenance One sample Statistic-Strategies for CRM One sample Statistics-Technology on CRM One sample Statistics-Impact of CRM Age of the Executives Gender of the Executives Marital Status of the Executives Education of the Executives Family Size of the Executives Income of the Executives Department of the Executives Experience of the Executives Opinion on Customer Interaction Programme Types of Interaction Programmes 221

6 Interaction Programmes CRM increased the Number of Customers (i) Opinion on CRM increased the Number of Customers Opinion on CRM Strategies Opinion on Customer Complaint Cell (i) Opinion on Functioning of Complaint Cell 224

7 LIST OF CHARTS Chart Page Title No. No. 4.1 Age of the Respondents Gender of the Respondents Income of the Respondents Education of the Respondents Occupation of the Respondents Age of the Executives Gender of the Executives Marital status of the Executives Education of the Executives Family size of the Executives 218 LIST OF FIGURE Figure Page Title No. No. 5.1 A CRM Model of Banking Industry in Salem District 226

8 LIST OF ABBREVIATIONS 1. CRM - Customer Relationship Management. 2. CEM - Customer Experience Management 3. MRP - Manufacturing Resources Planning 4. TQM - Total Quality Management 5. QFD - Quality Function Deployment 6. EDE - Electronic Data Exchange 7. BRP - Business Process Reengineering 8. ERP - Enterprise Resources Planning 9. SCM - Supply Chain Management 10. CRM - Customer Relationship Marketing 11. KM - Knowledge of management 12. SFA - Source Force Automation Software 13. TCE - Total Customer Experience 14. LCL - Lasting Customer Loyalty 15. RBI - Reserve Bank of India 16. HRM - Human Resources Management 17. EFA - Exploratory Factor Analysis 18. CFA - Confirmatory Factor Analysis 19. CRL - Customer Relationship Loyalty 20. ATM - Automatic Teller Machine 21. CMR - Customer Managed Relationship 22. CRP - Customer Relationship Perception 23. RMI - Relationship Marketing Instrument 24. INFinet - Indian Financial Network 25. IPSS - Integrated Payment and Settlement Systems 26. RTGS - Real Time Gross Settlement 27. SPNS - Shared Payment Network System 28. SOW - Statement of Work 29. KYC - Know Your Customer

9 30. EFT - Electronic Fund Transfer 31. SBI - State Bank of India 32. MAB - Minimum Average Balance 33. NEFT - National Electronic Funds Transfer 34. NSDL - National Securities Depository Limited 35. CDSL - Central Depository Services 36. E-Payment - Electronic Payment 37. I-banking - Internet Banking 38. PMS - Portfolio Management Services 39. HRP - Human Resources Policies 40. FUD - Fear, Uncertainty, Doubt 41. ANOVA - One Way Variance 42. SPSS - Statistical Package for Social Science 43. NCAER - National Council of Applied Economic Research 44. NIBM - National Institute of Business Management 45. ROI - Rate of Interest 46. ABC - Activity Based Costing 47. CGB - Customer Satisfaction Parameter 48. ICICI - Industrial Credit and Investment Corporation of India. 49. RMIS - Risk Management Information Systems 50. LPG - Liberalization, Privatization, Globalization 51. EFT - Electronic Fund Transfer 52. ECS - Electronic Clearing Systems 53. MICR Cheques - Magnetic Ink Character Recognition 54. SWIFT - Society for Worldwide Interbank Financial Telecommunication 55. LC - Letters of Credit 56. SHG - Self Help Group 57. WAP - Wireless Application Protocol

CHAPTER VI SUMMARY OF FINDINGS, SUGGESTIONS AND CONCLUSION

CHAPTER VI SUMMARY OF FINDINGS, SUGGESTIONS AND CONCLUSION CHAPTER VI SUMMARY OF FINDINGS, SUGGESTIONS AND CONCLUSION 6.1 INTRODUCTION This chapter is completely dedicated to summaries the entire research work and to present the important findings obtain through

More information

Consumer Awareness- The Role Of Banks

Consumer Awareness- The Role Of Banks ISSN: 2278 0211 (Online) Consumer Awareness- The Role Of Banks Dr. S. Gayathry Assistant Professor, SRM B School, SRM University, Chennai, India Abstract: Services and facilities offered by the banks to

More information

CUSTOMER S AWARENESS AND UTILIZATION OF E-BANKING SERVICES A CASE STUDY IN PALANI

CUSTOMER S AWARENESS AND UTILIZATION OF E-BANKING SERVICES A CASE STUDY IN PALANI CUSTOMER S AWARENESS AND UTILIZATION OF E-BANKING SERVICES A CASE STUDY IN PALANI R. Jeyanthi Assistant Professor, Department of Commerce (SF), Arulmigu Palaniandavar College of Arts & Culture, Dindigul

More information

Volume-2, Issue-12, May-2016 ISSN No:

Volume-2, Issue-12, May-2016 ISSN No: A STUDY ON EFFECTIVENESS OF CUSTOMER RELATIONSHIP MANAGEMENT IN KARUR VYSYA BANK (KVB) AT VELLORE BRANCH Dr. S. Shrilatha Assistant Professor in Commerce, Auxilium College, Vellore, India. ABSTRACT Customer

More information

Challenges of New Generation Bank in Providing E-Banking Service to the Customers in Cuddalore District C.C. Anitha Dr. P.Murugan

Challenges of New Generation Bank in Providing E-Banking Service to the Customers in Cuddalore District C.C. Anitha Dr. P.Murugan Challenges of New Generation Bank in Providing E-Banking Service to the Customers in Cuddalore District C.C. Anitha Dr. P.Murugan Department of Commerce, Research and Development Centre, Bharathiar University,

More information

Customer Satisfaction of E-Banking Services In Public Sector Banks, Chennai

Customer Satisfaction of E-Banking Services In Public Sector Banks, Chennai Customer Satisfaction of E-Banking Services In Public Sector Banks, Chennai A.Devi Research Scholar, Bharathiar University, Coimbatore & Dr.G.P.Raman Research Guide and Supervisor, Bharathiar University

More information

Contents. 02

Contents. 02 INNOVATIONS IN BANKING TECHNOLOGY THE INDIA PERSPECTIVE Abstract The digital transformation in banking is evident as an outcome of advances in Information Technology over the period. The Indian banking

More information

Request for Proposal Corrigendum 02. Selection of Service Provider for User Acceptance Test (UAT) & Automation Testing

Request for Proposal Corrigendum 02. Selection of Service Provider for User Acceptance Test (UAT) & Automation Testing Request for Proposal Corrigendum 02 Dated: 07 th November, 2015 Selection of Service Provider for User Acceptance Test (UAT) & Automation Testing RFP Tender Number: 05-2015/16 Dated: 15 th October, 2015

More information

CHAPTER- 8 SUMMARY OF FINDINGS, CONCLUSION AND SUGGESTIONS

CHAPTER- 8 SUMMARY OF FINDINGS, CONCLUSION AND SUGGESTIONS CHAPTER- 8 SUMMARY OF FINDINGS, CONCLUSION AND SUGGESTIONS 8.1 Findings on Extent of E-banking Services in India 8.2 Findings on E- banking Impact on Service Quality 8.3 Findings Regarding the Comparative

More information

DEPARTMENT OF B.COM (BANK MANAGEMENT) Unit 1

DEPARTMENT OF B.COM (BANK MANAGEMENT) Unit 1 DEPARTMENT OF B.COM (BANK MANAGEMENT) SUBJECT: BANKING TECHNOLOGY SUB.CODE. ABM401 HANDLED by: 1. Dr.R.KRISHNAVENI 2. Mrs. LALITHA Unit 1 Branch operation and core banking Introduction and evolution of

More information

THE INTERNATIONAL JOURNAL OF BUSINESS & MANAGEMENT

THE INTERNATIONAL JOURNAL OF BUSINESS & MANAGEMENT THE INTERNATIONAL JOURNAL OF BUSINESS & MANAGEMENT Analysis on Various Financial Services Offered by Banks in India Amish Bharat Kumar Soni Assistant Professor, Department of Finance, N.R. Institute of

More information

Internet Banking: An Empirical Study of Customers Perception in NCR, India Dr. Fozia Faculty of Commerce, Aligarh Muslim University, Aligarh

Internet Banking: An Empirical Study of Customers Perception in NCR, India Dr. Fozia Faculty of Commerce, Aligarh Muslim University, Aligarh DOI: 10.21276/sjbms Saudi Journal of Business and Management Studies Scholars Middle East Publishers Dubai, United Arab Emirates Website: http://scholarsmepub.com/ ISSN 2415-6663 (Print) ISSN 2415-6671

More information

Model paper-i Exam-2016 Paper-E-Banking BCA-III

Model paper-i Exam-2016 Paper-E-Banking BCA-III Model paper-i Exam-2016 Paper-E-Banking BCA-III Time: 3 Hrs MM:50 I) The Question paper contains 40 multiple choice questions with four choices and student will have to pick the correct one (each carrying

More information

A STUDY ON CONSUMER AWARENESS OF E-BANKING SERVICES IN PUBLIC SECTOR BANKS IN COIMBATORE DISTRICT

A STUDY ON CONSUMER AWARENESS OF E-BANKING SERVICES IN PUBLIC SECTOR BANKS IN COIMBATORE DISTRICT A STUDY ON CONSUMER AWARENESS OF E-BANKING SERVICES IN PUBLIC SECTOR BANKS IN COIMBATORE DISTRICT Mrs. T. Amsaveni 1 and Dr. M. Kanagarathinam 2 ABSTRACT Consumer awareness is the basic for the success

More information

SBI CLERKS Marketing Aptitude

SBI CLERKS Marketing Aptitude SBI CLERKS Marketing Aptitude 1. What are the two major costs, which have to be considered while pricing bank products? a) Interest cost, Lending cost b) Internal cost, External cost c) Interest cost,

More information

Primax International Journal of Commerce and Management Research

Primax International Journal of Commerce and Management Research IMPACT OF TECHNOLOGY TRANSFORMATION ON JOB CONTENT WITH SPECIAL REFERENCE TO PUBLIC SECTOR BANKS IN NAGPUR CITY Priyanka Amlesh Deshmukh 1 Abstract Indian public sector banks have been going with tremendous

More information

18. BUSINESS STUDIES (CODE NO. 054)

18. BUSINESS STUDIES (CODE NO. 054) 18. BUSINESS STUDIES (CODE NO. 054) Rationale The courses in Business Studies and Accountancy are introduced at + 2 stage of Senior Secondary Education as formal commerce education is provided after first

More information

Impact of Green Banking Initiatives Adopted by Public Sector Banks on Profitability

Impact of Green Banking Initiatives Adopted by Public Sector Banks on Profitability Impact of Green Banking Initiatives Adopted by Public Sector Banks on Profitability M. Ramila, Ph.D. Research Scholar, Department of Commerce, University of Madras, Chepauk, Chennai Mobile: 9566164481

More information

CHAPTER VI SUMMARY OF FINDINGS, SUGGESTIONS AND CONCLUSION

CHAPTER VI SUMMARY OF FINDINGS, SUGGESTIONS AND CONCLUSION CHAPTER VI SUMMARY OF FINDINGS, SUGGESTIONS AND CONCLUSION 6.1 INTRODUCTION The study was aimed at marketing of banking service in Salem District. An attempt was made to find out the problems encountered

More information

COMPARATIVE STUDY OF CUSTOMER SATISFACTION IN INDIAN PUBLIC SECTOR AND PRIVATE SECTOR BANKS

COMPARATIVE STUDY OF CUSTOMER SATISFACTION IN INDIAN PUBLIC SECTOR AND PRIVATE SECTOR BANKS COMPARATIVE STUDY OF CUSTOMER SATISFACTION IN INDIAN PUBLIC SECTOR AND PRIVATE SECTOR BANKS M.Abdul Rahuman Assistant Professor Department of Commerce Sadakathullah Appa College, Tirunelveli Dr.A.Abdul

More information

Sai Om Journal of Commerce & Management A Peer Reviewed National Journal. ANALYZE THE E-BANKING BRANCHES AND ATMs OF INDIA

Sai Om Journal of Commerce & Management A Peer Reviewed National Journal. ANALYZE THE E-BANKING BRANCHES AND ATMs OF INDIA Volume 1, Issue 5 (May, 2014) Online ISSN-2347-7563 Published by: Sai Om Publications ANALYZE THE E-BANKING BRANCHES AND ATMs OF INDIA Geetanjali Jangale Research Scholar, JJT University, Rajasthan, India

More information

Electronic Banking (E-Banking)

Electronic Banking (E-Banking) Electronic Banking (E-Banking) E-banking is defined as the automated delivery of new and traditional banking products and services directly to customers through electronic, interactive communication channels.

More information

COMMERCIAL STUDIES (63)

COMMERCIAL STUDIES (63) COMMERCIAL STUDIES (63) Aims: 1. To enable students to develop a perceptive, sensitive and critical response to the role of business in a global, national and local context. 2. To allow students to balance

More information

COMMERCIAL STUDIES (63)

COMMERCIAL STUDIES (63) COMMERCIAL STUDIES (63) Aims: 1. To enable students to develop a perceptive, sensitive and critical response to the role of business in a global, national and local context. 2. To allow students to balance

More information

CHAPTER VII SUMMARY OF FINDINGS, RECOMMENDATIONS AND CONCLUSION

CHAPTER VII SUMMARY OF FINDINGS, RECOMMENDATIONS AND CONCLUSION CHAPTER VII SUMMARY OF FINDINGS, RECOMMENDATIONS AND CONCLUSION CHAPTER VII SUMMARY OF FINDINGS, RECOMMENDATIONS AND CONCLUSION INTRODUCTION The financial sector reforms were launched in India in the beginning

More information

ROLE OF INFORMATION TECHNOLOGY IN BANKING INDUSTRY

ROLE OF INFORMATION TECHNOLOGY IN BANKING INDUSTRY ROLE OF INFORMATION TECHNOLOGY IN BANKING INDUSTRY Ilyas-Ur Rahman, Osmania University, Hyderabad, INDIA INTRODUCTION I.T. in Banking: 1). Technology has opened up new markets, new products, new services

More information

ABSTRACT. retail banking is on consumer markets. Entities dealing with retail banking provide a

ABSTRACT. retail banking is on consumer markets. Entities dealing with retail banking provide a ABSTRACT Retail banking refers to the banking services that are geared primarily to the individual customer. Commercial banks as well as smaller community banks usually make available retail banking products

More information

A COMPARATIVE STUDY OF LEVEL OF CUSTOMER SATISFACTION IN SELECTED INDIAN BANKS WITH SPECIAL REFERENCE TO E-BANKING

A COMPARATIVE STUDY OF LEVEL OF CUSTOMER SATISFACTION IN SELECTED INDIAN BANKS WITH SPECIAL REFERENCE TO E-BANKING A COMPARATIVE STUDY OF LEVEL OF CUSTOMER SATISFACTION IN SELECTED INDIAN BANKS WITH SPECIAL REFERENCE TO E-BANKING 1 Malav Shah, 2 Dr. Bhavin Bhatt 1 Ph.D. Scholar, 2 Professor of GLS College,, Ahmedabad

More information

A STUDY OF IMPACT OF INFORMATION TECHNOLOGY IN INDIAN BNAKING INDUSTRY

A STUDY OF IMPACT OF INFORMATION TECHNOLOGY IN INDIAN BNAKING INDUSTRY Volume 4, Issue 6 (June, 2015) Online ISSN-2277-1166 Published by: Abhinav Publication Abhinav National Monthly Refereed Journal of Research in A STUDY OF IMPACT OF INFORMATION TECHNOLOGY IN INDIAN BNAKING

More information

E-BANKING IN INDIA: CHALLENGES AND OPPORTUNITIES

E-BANKING IN INDIA: CHALLENGES AND OPPORTUNITIES E-BANKING IN INDIA: CHALLENGES AND OPPORTUNITIES Kumari Nidhi Assistant Professor Department of Commerce, Ahir College, Rewari ABSTRACT Financial sector plays an important role in the economic development

More information

E-Debit International Inc. Introduction to Transaction Processing. Basic Overview of our Payment & Processing Systems 08/13

E-Debit International Inc. Introduction to Transaction Processing. Basic Overview of our Payment & Processing Systems 08/13 E-Debit International Inc. Introduction to Transaction Processing Basic Overview of our Payment & Processing Systems 08/13 Introducing E-Debit International Payment program and the Westsphere Systems Inc.

More information

COMMERCIAL STUDIES (63)

COMMERCIAL STUDIES (63) COMMERCIAL STUDIES (63) (Candidates offering Commercial Applications are not eligible to offer Commercial Studies.) Aims: 1. To enable students to develop a perceptive, sensitive and critical response

More information

Customer Adoption and Satisfaction on Internet Banking Services-An Analytical Study of Banks in Coimbatore City

Customer Adoption and Satisfaction on Internet Banking Services-An Analytical Study of Banks in Coimbatore City International Journal of Multidisciplinary and Current Research ISSN: 2321-3124 Research Article Available at: http://ijmcr.com Customer Adoption and Satisfaction on Internet Banking Services-An Analytical

More information

AN EMPIRICAL STUDY ON CUSTOMER'S SATISFACTION OF ATM SERVICES IN BANGALORE CITY

AN EMPIRICAL STUDY ON CUSTOMER'S SATISFACTION OF ATM SERVICES IN BANGALORE CITY International Journal of Research in Finance and Marketing(IJRFM) Available online at :http://euroasiapub.org/current.php?title=ijrfm, pp. 64~88 Thomson Reuters ID: L-5236-2015 AN EMPIRICAL STUDY ON CUSTOMER'S

More information

A STUDY ON IMPLEMENTATION OF INNOVATIVE PRACTICES IN PUBLIC SECTOR BANKS IN TIRUCHIRAPALLI, TAMILNADU

A STUDY ON IMPLEMENTATION OF INNOVATIVE PRACTICES IN PUBLIC SECTOR BANKS IN TIRUCHIRAPALLI, TAMILNADU A STUDY ON IMPLEMENTATION OF INNOVATIVE PRACTICES IN PUBLIC SECTOR BANKS IN TIRUCHIRAPALLI, TAMILNADU R.BHUVANESWARI Assistant professor, Department of commerce, Srimad Andavan Arts & Science College (Autonomous),

More information

Electronic Banking Bonanza

Electronic Banking Bonanza Total Points Earned 24 Total Points Possible Percentage Electronic Banking Bonanza 2.7.1.L1 Note Taking Guide Name Date Class Directions: Complete the following note taking guide during the PowerPoint

More information

SAVE SMART LIVE SMART Get the power of Reward Points

SAVE SMART LIVE SMART Get the power of Reward Points SAVE SMART LIVE SMART Get the power of Reward Points Bank of Maharashtra - SBI CARD WELCOME TO THE WORLD OF BANK OF MAHARASHTRA - SBI CARD WHICH HELPS YOU SAVE AS YOU SPEND. WELCOME TO THE SMARTER, SIMPLER

More information

EMPLOYEES PERCEPTION TOWARDS NEW PRIVATE BANKS IN NAGAPATTINAM DISTRICT

EMPLOYEES PERCEPTION TOWARDS NEW PRIVATE BANKS IN NAGAPATTINAM DISTRICT EMPLOYEES PERCEPTION TOWARDS NEW PRIVATE BANKS IN NAGAPATTINAM DISTRICT N.MANJULA Assistant Professor, PG and Research Department of Commerce, Poompuhar College (Autonomous), Melaiyur-609107, Nagapattinam,

More information

E- COMMERCE AND E- PROCUREMENT

E- COMMERCE AND E- PROCUREMENT E- COMMERCE AND E- PROCUREMENT Miss. R. Lavanya 1, A.Balaji Ashok 2, S.Amarnath rao 3 1 Head of the Dept, 2,3 P.G Student, Department of Management Studies, Gates Institute of Technology, Gooty, A.P (INDIA)

More information

Customer perception towards E-Banking services: A study with reference to Vijaya bank, Mysuru city

Customer perception towards E-Banking services: A study with reference to Vijaya bank, Mysuru city WWJMRD 2016; 2(7): 38-42 www.wwjmrd.com Impact Factor MJIF: 4.25 e-issn: 2454-6615 Veena K.P Associate Professor, Dept. of Master of Business Administration (MBA), Visvesvaraya Technological University,

More information

CHAPTER 4 BANK COMPUTERISATION

CHAPTER 4 BANK COMPUTERISATION CHAPTER 4 BANK COMPUTERISATION 4.1 Information Technology and Banks [1] [2] At the time of manual transactions, an account holder had to wait for hours at the bank counters for getting a draft or for withdrawing

More information

Digital Banking. Invest in security for verifying user identity and for making data and transactions secure.

Digital Banking. Invest in security for verifying user identity and for making data and transactions secure. is the new paradigm that offers considerable benefits to banks in terms of increasing productivity and profitability. It is accomplished by leveraging state of the art technology infrastructure to bring

More information

SHRIMATI INDIRA GANDHI COLLEGE, TIRUCHIRAPPALLI DEPARTMENT OF BUSINESS ADMINISTRATION QUESTION BANK ENTREPRENEURIAL DEVELOPMENT.

SHRIMATI INDIRA GANDHI COLLEGE, TIRUCHIRAPPALLI DEPARTMENT OF BUSINESS ADMINISTRATION QUESTION BANK ENTREPRENEURIAL DEVELOPMENT. SHRIMATI INDIRA GANDHI COLLEGE, TIRUCHIRAPPALLI DEPARTMENT OF BUSINESS ADMINISTRATION QUESTION BANK ENTREPRENEURIAL DEVELOPMENT SUBJECT CODE: 8CCBB13 Section A 1. who is entrepreneur? 2. Distinguish between

More information

Get the power of Reward Points

Get the power of Reward Points Get the power of Reward Points 4377 4845 3123 4567 4377 12 / 16 VIJAY KUMAR VIJAY KUMAR 12 / 16 4377 4377 4845 3123 4567 Karur Vysya Bank - SBI CARD 4377 4845 3123 4567 4377 12 / 16 VIJAY KUMAR WELCOME

More information

The Growth of Payments Bank in India: A Road Ahead

The Growth of Payments Bank in India: A Road Ahead The Growth of Payments Bank in India: A Road Ahead Nipun Aggarwal 1, Dr. Dyal Bhatnagar 2 1 Research Scholar, School of Management Studies, Punjabi University, Patiala. 2 School of Management Studies,

More information

E-Banking: Perspective for Survival in Current Market

E-Banking: Perspective for Survival in Current Market E-Banking: Perspective for Survival in Current Market Pooja Vashishta 1 and Sumiti Kapoor 2 1 Research Scholar, Pacific University, Udaipur (Rajasthan), India vashishtapooja@gmail.com 2 Research Scholar,

More information

Issues and Challenges of E- Technology Services in The Modern Commercial Banks

Issues and Challenges of E- Technology Services in The Modern Commercial Banks Issues and Challenges of E- Technology Services in The Modern Commercial Banks L. A. RAZIA FATHIMA 1, G. R. DAMODARAN 2 1 Assistant Professor, School of Commerce and International Business, Coimbatore,

More information

CASHLESS ECONOMY (DIGITAL INDIA)

CASHLESS ECONOMY (DIGITAL INDIA) CASHLESS ECONOMY (DIGITAL INDIA) CASHLESS ECONOMY? A Cashless Economy is an economy in which all types of transactions are carried out through digital means. It includes e- banking (Mobile banking or banking

More information

Customers Perceptions on Online Banking in Chittoor District of A.P

Customers Perceptions on Online Banking in Chittoor District of A.P International Journal of Research in Social Sciences Vol. 8 Issue 5, May 2018, ISSN: 2249-2496 Impact Factor: 7.081 Journal Homepage: Double-Blind Peer Reviewed Refereed Open Access International Journal

More information

How Oracle FLEXCUBE can change the face of Rural Banking

How Oracle FLEXCUBE can change the face of Rural Banking How Oracle FLEXCUBE can change the face of Rural Banking Maha Srinivasan Oracle Financial Services Global Business Unit 1 Potential for Rural Banks profitable growth Young Population spurs demand Mobile

More information

Payment Systems Review July - December, 2016

Payment Systems Review July - December, 2016 Payment Systems Review July - December, 2016 Payment Systems Department PREAMBLE Payment Systems Review (PSR) is based on quarterly submission of payment systems data submitted by Commercial and Microfinance

More information

FINDINGS, CONCLUSION AND SUGGESTIONS

FINDINGS, CONCLUSION AND SUGGESTIONS FINDINGS, CONCLUSION AND SUGGESTIONS Economic prosperity has changed consumer demographics and technological factors have made consumers demand for better quality and efficient services. The service industry

More information

tmw Prepaid Card For #better_tomorrow SECURED BY POWERED BY PCI COMPLIANT

tmw Prepaid Card For #better_tomorrow SECURED BY POWERED BY PCI COMPLIANT tmw Prepaid Card For #better_tomorrow 1 SECURED BY POWERED BY PCI COMPLIANT Meet the tmw Prepaid Card Powered by MasterCard. Issued with Federal Bank Chip and Pin Secured Card Accepted Everywhere: Accepted

More information

BankSoft Core Banking Solution. Processware Systems Private Limited Page 1 of 9

BankSoft Core Banking Solution. Processware Systems Private Limited Page 1 of 9 BankSoft Core Banking Solution Processware Systems Private Limited Page 1 of 9 Corporate Overview Processware Systems was started in 1989 and has firmly established its position in the software market

More information

Automated Teller Machine - A Study With Reference To Awareness And Satisfaction Of Customers

Automated Teller Machine - A Study With Reference To Awareness And Satisfaction Of Customers Automated Teller Machine - A Study With Reference To Awareness And Satisfaction Of Customers Dr Subramanian. S Professor of Finance, Dilla University, Ethiopia ABSTRACT In the liberalized, privatized and

More information

An Analysis of Services Provided By the Banks through E-Banking in Rajasthan with Special Reference to Udaipur City

An Analysis of Services Provided By the Banks through E-Banking in Rajasthan with Special Reference to Udaipur City An Analysis of Services Provided By the Banks through E-Banking in Rajasthan with Special Reference to Udaipur City 1 Meena Meghwal, 2 Dr. Ashok Nagar 1 Research Scholar, 2 Professor (Department of Banking

More information

RIJS Volume 1, Issue 10 (October 2012) ISSN: A Journal of Radix International Educational and. Research Consortium RIJS

RIJS Volume 1, Issue 10 (October 2012) ISSN: A Journal of Radix International Educational and. Research Consortium RIJS A Journal of Radix International Educational and Research Consortium RIJS RADIX INTERNATIONAL JOURNAL OF RESERCH IN SOCIAL SCIENCE AN EMPIRICAL ANALYSIS ON THE CUSTOMERS VIEWS ON INTERNET BANKING SERVICES

More information

A STUDY ON UTILIZATION OF E-SERVICES OFFERED BY RETAIL BANKS IN BANGALORE CITY

A STUDY ON UTILIZATION OF E-SERVICES OFFERED BY RETAIL BANKS IN BANGALORE CITY A STUDY ON UTILIZATION OF E-SERVICES OFFERED BY RETAIL BANKS IN BANGALORE CITY VINCENT PAUL 1 & Dr. KARTHIGAI PRAKASAM 2 1 Faculty, Central Academics, Manipal Academy of Banking, Bangalore, Karnataka,

More information

Impact of E-banking on customer satisfaction level : with special reference to Jabalpur (M.P.)

Impact of E-banking on customer satisfaction level : with special reference to Jabalpur (M.P.) Impact of E-banking on customer satisfaction level : with special reference to Jabalpur (M.P.) Meghna Jain & Anil Kumar Dhagat *Research Scholar Rani DurgavatiVishwaVidyalaya, Jabalpur (M.P.) India meghnajain13@gmail.com

More information

Role of Technology in Banking Industry - An Empirical Study in India

Role of Technology in Banking Industry - An Empirical Study in India Role of Technology in Banking Industry - An Empirical Study in India Abbokar Siddiq University College, Hampankatta (absiddi@yahoo.com) Information technology is the most important facilitator for the

More information

RURAL CUSTOMERS USAGE ON SBI ATM SERVICES

RURAL CUSTOMERS USAGE ON SBI ATM SERVICES RURAL CUSTOMERS USAGE ON SBI ATM SERVICES * Mrs. A. Karthikeyani & ** Dr.R.Gopi * Ph.D. (Full Time) Scholar, Government Arts College, Udumalpet. ** Assistant Professor of Commerce, Government Arts College,

More information

Doctor of Philosophy In The Faculty of Commerce and Management Studies

Doctor of Philosophy In The Faculty of Commerce and Management Studies TECHNOLOGY IN BANKING AN IMPACT STUDY IN THE OPERATIONS OF PUBLIC AND PRIVATE SECTOR BANKS WITH REFERENCE TO ANDHRA BANK AND ICICI BANK VIZAG CITY Synopsis of the Thesis Submitted in partial fulfillment

More information

International Journal of Business and Administration Research Review, Vol. 1 Issue.11, July - Sep, Page 338

International Journal of Business and Administration Research Review, Vol. 1 Issue.11, July - Sep, Page 338 A STUDY ON CUSTOMER S PERCEPTION TOWARDS DEBIT CARD USERS IN PUBLIC AND PRIVATE SECTOR BANKS AT DHARMAPURI DISTRICT C. Senthilkumar Research Scholar &Assistant Professor, Department of Accounting & Finance,

More information

A STUDY OF DIGITAL BANKING FACILITIES: WITH REFERENCE TO GUWAHATI IN KAMRUP (METRO) DISTRICT OF ASSAM

A STUDY OF DIGITAL BANKING FACILITIES: WITH REFERENCE TO GUWAHATI IN KAMRUP (METRO) DISTRICT OF ASSAM Journal of Management (JOM) Volume 5, Issue 1, Jan Feb 2018, pp. 6 13, Article ID: JOM_05_01_002 Available online at http://www.iaeme.com/jom/issues.asp?jtype=jom&vtype=5&itype=1 Journal Impact Factor

More information

Next Generation Retail Banking

Next Generation Retail Banking Next Generation Retail Banking Manoj Purohit (manpuroh@cisco.com) Head Financial Services (Asia-Pac & Japan) Cisco Systems Blog: http://manojpurohit.wordpress.com/ Relationship wallet size Frequency of

More information

A STUDY OF ATM USAGE IN BANKS IN LUCKNOW, KANPUR AND VARANASI

A STUDY OF ATM USAGE IN BANKS IN LUCKNOW, KANPUR AND VARANASI I.J.E.M.S., VOL.3(2) 212: 156-161 ISSN 2229-6X A STUDY OF ATM USAGE IN BANKS IN LUCKNOW, KANPUR AND VARANASI SHARIQ MOHAMMED & TANDON RAMESHWAR International Institute For Special Education (IISE), Lucknow-226

More information

Customer satisfaction on e-banking;a study with special reference to mayiladuthurai

Customer satisfaction on e-banking;a study with special reference to mayiladuthurai MPRA Munich Personal RePEc Archive Customer satisfaction on e-banking;a study with special reference to mayiladuthurai J Swaminathan and A. Ananth A.V.C College of Engineering, India August 2010 Online

More information

Innovation and Safety Net

Innovation and Safety Net (wholly owned subsidiary of Reserve Bank of India) Innovation and Safety Net Kapal Kumar Vohra CEO Deposit Insurance and Credit Guarantee Corporation India 1 Going by the broad theme of conference and

More information

Simply Spend. Simply Save. Presenting the LVB SBI SimplySAVE Card

Simply Spend. Simply Save. Presenting the LVB SBI SimplySAVE Card Simply Spend. Simply Save. Presenting the LVB SBI SimplySAVE Card 4377 4801 4377 Lakshmi Vilas Bank SBI SimplySave Card 4377 4801 4377 WELCOME TO THE WORLD OF LAKSHMI VILAS BANK SBI SIMPLYSAVE CARD WHICH

More information

Tilak Maharashtra Vidyapeeth M.Com. Programme (Regular / External) Semester Pattern Syllabus Semester - III

Tilak Maharashtra Vidyapeeth M.Com. Programme (Regular / External) Semester Pattern Syllabus Semester - III Tilak Maharashtra Vidyapeeth M.Com. Programme (Regular / External) Semester Pattern Syllabus- 2012-13 Compulsory Subject MCC 311 - Business Finance Semester - III UNIT I - Business Finance Financial Plan:

More information

IMPACT OF E-BANKING IN INDIAN ECONOMY SCENARIO

IMPACT OF E-BANKING IN INDIAN ECONOMY SCENARIO IMPACT OF E-BANKING IN INDIAN ECONOMY SCENARIO Sonia Rani Assistance Professor Ch.Ishwar Singh kanya Mahavidalya dhand kaithal ABSTRACT E-banking is the service provided by banks in order to make their

More information

Dutch-Bangla Bank Limited - The Technology Bank

Dutch-Bangla Bank Limited - The Technology Bank automation Dutch-Bangla Bank Limited - The Technology Bank Running in its 15th year of operation Dutch-Bangla Bank Limited is a glorious name in the country with a countrywide branch network of 96 branches

More information

How cashless payments will reshape commerce in Asia

How cashless payments will reshape commerce in Asia Nuttawut Atiratana, Tanai Khiaonarong, Sayan Pariwat Bank of {NuttawuA, TanaiK, SayanP}@bot.or.th Abstract How cashless payments will reshape commerce in Asia is an important issue, not just for Asian

More information

Impact of E-crm practices on customer satisfaction in public and private sector banks of Rajasthan.

Impact of E-crm practices on customer satisfaction in public and private sector banks of Rajasthan. Impact of E-crm practices on customer satisfaction in public and private sector banks of Rajasthan. Dr.Neeti kasliwal 1, Jagriti Singh 2 1 (Associate professor, Management, IIHRM, Jaipur, India) 2 (Research

More information

CUSTOMER PREFERENCE TOWARDS TECHNOLOGY ENABLED BANKING SELF SERVICES WITH SPECIAL REFERENCE TO COIMBATORE CITY

CUSTOMER PREFERENCE TOWARDS TECHNOLOGY ENABLED BANKING SELF SERVICES WITH SPECIAL REFERENCE TO COIMBATORE CITY CUSTOMER PREFERENCE TOWARDS TECHNOLOGY ENABLED BANKING SELF SERVICES WITH SPECIAL REFERENCE TO COIMBATORE CITY K.Gokila Research Scholar, School of Commerce, Rathnavel Subramaniam College of Arts and Science,

More information

CUSTOMER RELATIONSHIP MANAGEMENT PRACTICES OF THE COMMERCIAL BANKS IN PERAMBALUR DISTRICT

CUSTOMER RELATIONSHIP MANAGEMENT PRACTICES OF THE COMMERCIAL BANKS IN PERAMBALUR DISTRICT CUSTOMER RELATIONSHIP MANAGEMENT PRACTICES OF THE COMMERCIAL BANKS IN PERAMBALUR DISTRICT Questionnaire I. Personal Information: 1. Name of the customer : 2. Gender : Male [ ] Female [ ] 3. Age (in years)

More information

IAB LEVEL 1 AWARD IN COMPUTERISED ACCOUNTING FOR BUSINESS (QCF)

IAB LEVEL 1 AWARD IN COMPUTERISED ACCOUNTING FOR BUSINESS (QCF) CONTENTS IAB LEVEL 1 AWARD IN COMPUTERISED ACCOUNTING FOR BUSINESS (QCF) (Qualification Accreditation Number 601/5244/8) (Accreditation review date 31 st December 2017) QUALIFICATION SPECIFICATION 1. Introduction

More information

INDIAN PUBLIC SECTOR BANKS IN THE HI-CH ENVIRONMENT A CASE STUDY OF STATE BANK GROUP. --Dr KASTOORI SRINIVAS

INDIAN PUBLIC SECTOR BANKS IN THE HI-CH ENVIRONMENT A CASE STUDY OF STATE BANK GROUP. --Dr KASTOORI SRINIVAS INDIAN PUBLIC SECTOR BANKS IN THE HI-CH ENVIRONMENT A CASE STUDY OF STATE BANK GROUP --Dr KASTOORI SRINIVAS ABSTRACT The financial system of our country consists of organized and unorganized sector. The

More information

Cash Management Services

Cash Management Services Cash Management Services Bank on your time with Cash Management Services 1 2 3 4 5 6 7 8 9 10 Information Reporting Effective cash management at your fingertips. Direct Deposit A better way to pay your

More information

EMPIRICAL ANALYSIS OF E-BANKING IN INDIA

EMPIRICAL ANALYSIS OF E-BANKING IN INDIA EMPIRICAL ANALYSIS OF E-BANKING IN INDIA CHAND SINGH M.Com, JRF, UGC-NET ABSTRACT Under the impact of banking sector reforms, the Indian banking has transformed to a dynamic entity. This transformation

More information

BANK ESSENTIAL Accelerate Your Business. People. Expertise. Integrity

BANK ESSENTIAL Accelerate Your Business. People. Expertise. Integrity BANK ESSENTIAL Accelerate Your Business People. Expertise. Integrity Our Banking Solutions are developed to deliver high performance and exceptional operational efficiency Banking Solutions 2013 www.centegytechnologies.com

More information

SmartCBS Product Description Document

SmartCBS Product Description Document SmartCBS Product Description Document 1 2 Smart CBS Smart Core Banking Solution YK Innosoft SmartCBS product strategy is geared towards delivering unique value proposition to customers. We complement the

More information

Technologies in Indian Banks And Customers Perception: An Empirical Study in Maharashtra

Technologies in Indian Banks And Customers Perception: An Empirical Study in Maharashtra Technologies in Indian Banks And Customers Perception: An Empirical Study in Maharashtra Paper For International Conference on Business And Information 2010 Researching Realities of Management Phenomenon

More information

Corporate Social Responsibility of Public & Private Sector Banks

Corporate Social Responsibility of Public & Private Sector Banks 22 Corporate Social Responsibility of Public & Private Sector Banks Anu Rani, Assistant Professor, Govt. P.G. College, Bhiwani, Haryana ABSTRACT In India Banking sector has undergone many changes and development

More information

account(s) Powers Ferry Road #150 Atlanta, Georgia (770)

account(s) Powers Ferry Road #150 Atlanta, Georgia (770) ELECTRONIC FUND TRANSFER DISCLOSURE Georgia Banking Company 6190 Powers Ferry Road #150 Atlanta, Georgia 30339-2985 (770)226-8800 www.geobanking.com For purposes of this disclosure the terms "we", "us"

More information

*DD8108* ELECTRONIC FUND TRANSFER DISCLOSURE

*DD8108* ELECTRONIC FUND TRANSFER DISCLOSURE ELECTRONIC FUND TRANSFER DISCLOSURE For purposes of this disclosure the terms "we", "us" and "our" refer to Central National Bank. The terms "you" and "your" refer to the recipient of this disclosure.

More information

SSRG International Journal of Economics and Management Studies (SSRG-IJEMS) volume4 issue5 May 2017

SSRG International Journal of Economics and Management Studies (SSRG-IJEMS) volume4 issue5 May 2017 A Study on Consumer Satisfaction towards Online Shopping in Karur District Dr. P. Senthilkumar Assistant Professor, PG & Research Department of Commerce, Government Arts College, Paramakudi -623 701 Tamilnadu,

More information

TMIMT International Journal Special Issue- 2016, ISSN X Available at:

TMIMT International Journal Special Issue- 2016, ISSN X Available at: A Study on technology driven Innovative practices by Indian banking sector for future sustainability and enhanced customer service AUTHORS Mr. Ankit Goel Research Scholar,School of Commerce & Business

More information

MEASURING CUSTOMER SATISFACTION TOWARDS ATM SERVICES - A COMPARATIVE STUDY OF UNION BANK OF INDIA AND YES BANK

MEASURING CUSTOMER SATISFACTION TOWARDS ATM SERVICES - A COMPARATIVE STUDY OF UNION BANK OF INDIA AND YES BANK Volume 3, Issue 7 (July, 2014) Online ISSN-2277-1166 Published by: Abhinav Publication Abhinav National Monthly Refereed Journal of Research in MEASURING CUSTOMER SATISFACTION TOWARDS ATM SERVICES - A

More information

SUMMARY, FINDINGS, CONCLUSION AND SUGGESTIONS

SUMMARY, FINDINGS, CONCLUSION AND SUGGESTIONS SUMMARY, FINDINGS, CONCLUSION AND SUGGESTIONS Deepa Paul A study on the banking habits of the people of Kerala, Thesis. Department of Commerce and Management Studies, University of Calicut, 2012 Chapter

More information

Customer Perception: Technology Based Banking and its Impact on Financial Inclusion

Customer Perception: Technology Based Banking and its Impact on Financial Inclusion ISSN: 2454-132X Impact factor: 4.295 (Volume 3, Issue 6) Available online at www.ijariit.com Customer Perception: Technology Based Banking and its Impact on Financial Inclusion Umar Farook.A Department

More information

Infosys Finacle Client Innovation Awards

Infosys Finacle Client Innovation Awards Infosys Finacle Client Innovation Awards Awards Now in its second year, the Infosys Finacle client innovation awards recognize banks that leverage Finacle solutions to deliver breakthrough innovations

More information

RISK FACTORS AND SECURITY ISSUES INHERENT IN ONLINE BANKING

RISK FACTORS AND SECURITY ISSUES INHERENT IN ONLINE BANKING RISK FACTORS AND SECURITY ISSUES INHERENT IN ONLINE BANKING WITH REFERENCE TO THE GHAZIABAD REGION AUTHOR 1: MS. SAPNA KUMARI ASSISTANT PROFESSOR ACHARYA VISHNU GUPT SUBHARTI INSTITUTE OF MANAGEMENT AND

More information

Areas of Computer Applications

Areas of Computer Applications Areas of Computer Applications Commercial data processing Large companies like banks, insurance companies, phone, gas and electricity suppliers and mail order companies, often have over a million customers.

More information

AT77 E-COMMERCE JUNE 2013

AT77 E-COMMERCE JUNE 2013 Q2 (a) Briefly discuss some of the key strength of using the internet for businesses. Key strength of using the internet for business is as follows: (i) 24 7 operation: Round the clock operation is an

More information

Digital Innovations, Finance and Central Banking

Digital Innovations, Finance and Central Banking October 4, 2017 Bank of Japan Digital Innovations, Finance and Central Banking Remarks at the CPMI workshop on digital innovations: Money in the digital age Haruhiko Kuroda Governor of the Bank of Japan

More information

2005/2006 Study of Consumer Payment Preferences. Table of Contents

2005/2006 Study of Consumer Payment Preferences. Table of Contents Table of Contents Chapter 1: Executive Summary...1 Overview...1 Objectives and Methodology...2 Key Findings...4 In-Store Payments...5 Internet Payments...8 Bill Payments...10 Cash...13 Debit Cards...15

More information

Consumer Awareness towards Internet Banking: A Comparative Study of Public, Private and Foreign Banks

Consumer Awareness towards Internet Banking: A Comparative Study of Public, Private and Foreign Banks , pp. 77-90 http://dx.doi.org/10.14257/ijhit.2016.9.6.07 Consumer Awareness towards Internet Banking: A Comparative Study of Public, Private and Foreign Banks Ashima Tandon 1, Manisha Goel 2 and Sunita

More information

ELECTRONIC FUND TRANSFER DISCLOSURE AND AGREEMENT. Abington Bank 6 Harrison Avenue Abington, MA (781)

ELECTRONIC FUND TRANSFER DISCLOSURE AND AGREEMENT. Abington Bank 6 Harrison Avenue Abington, MA (781) ELECTRONIC FUND TRANSFER DISCLOSURE AND AGREEMENT Abington Bank (781)878-0045 www.abingtonbank.com For purposes of this disclosure and agreement the terms "we", "us" and "our" refer to Abington Bank. The

More information

E-CRM in Indian Banks: Differentiating Tool in Competitive Market Mr. Sandeep walunj 1 and Dr.Barhate G.H. 2

E-CRM in Indian Banks: Differentiating Tool in Competitive Market Mr. Sandeep walunj 1 and Dr.Barhate G.H. 2 E-CRM in Indian Banks: Differentiating Tool in Competitive Market Mr. Sandeep walunj 1 and Dr.Barhate G.H. 2 1 PIRENS IBMA Loni, Dist-Ahmednagar, University Of Pune 2 C.D.J.College of Commerce, Shrirampur,

More information