Peace of mind for you and your business

Transcription

1 Peace of mind for you and your business

2 Peace of mind for you and your business Peace of mind three little words that can have a massive impact on your ability to breathe easy about your finances and your business. Those three little words also explain why we re one of Australia s leading accountants and business advisers. What does that mean for you? Every aspect of your accounting and business needs is taken care of by our talented team of professional accountants, advisers and auditors. Our job is giving you peace of mind and we take that seriously. We work with you to make sure you achieve the best possible results. Are you a business owner, professional or executive, government organisation or not-for-profit (including registered clubs)? We offer a total suite of business services. Exceptional tax strategies and accounting are just one part of what we do. We re experts in management reporting, auditing and finance (lending). We specialise in hotels and hotel groups, looking after some 300 hotel businesses across New South Wales. We also specialise in the building and construction sector, medical industry, not-for-profits and government organisations. Are you a retiree, pre-retiree, high income individual or family? Do you have total peace of mind when it comes to your finances, your investments and self managed superannuation? DFK Crosbie offers you a premium, personal service. We provide strategic advice and can take care of your complex taxation and accounting needs, wealth management, self managed superannuation and finance (lending). 3

3 Accounting It could be the difference in paying a lot of tax or none. RENAE KORSMAN, DFK CROSBIE, PARTNER At DFK Crosbie we believe your accountant should also be your trusted advisor who can help you in all facets of your business and finances. We don t just ensure you pay the smallest possible amount of tax. We help you drive profits and make sure you have peace of mind in the process. To what extent does taxation strategy play a role in a successful outcome? It could be the difference between paying a lot of tax, or none. Being in the best business structure for your situation is critical. We provide strategic advice from an experienced accountant and advisor who specialises in your area. How can you be confident you re getting the right advice for your particular business or situation? A successful outcome requires proactive strategies specific to you. Are you planning to exit the business? Any change needs planning well in advance. If you re in the medical sector, hospitality or any particular industry, your accountant and advisor needs that specialist knowledge to gain you the best result. Wealth Management Finance Hasn t accounting software virtually eliminated the need for face-to-face accounting? That depends on your appetite for profit! Technology simplifies your accounting processes. It can t take the place of a trusted advisor who understands your business and what drives its profitability. Peace of mind for you and your business requires a whole lot more than number crunching. Business Services Audit 5 Accounting

4 Business Services Not getting a strike against your licence is the most important thing for a hotel owner. Experienced hotel owners know that. TONY CROESE, DFK CROSBIE, PARTNER If you re in the hotel business, medical sector or building and construction, you probably know the benefits of an excellent business strategy and regular management reporting. DFK Crosbie s reputation as one of Australia s leading accountants and business advisers is built on results. That s why some 300 hotel owners are taking advantage of our expertise and exceptional service. Finance You re hotel specialists, do you offer similar expertise for other sectors? Absolutely. Some of our partners specialise in working with business owners in the medical sector, others in building and construction, manufacturing, registered clubs, large notfor-profits and various other non-typical industries. Wealth Management Why do you recommend regular management reporting as well as an effective business strategy? It s the information you need to run your business better. Without it, you may not know you have a problem or inefficiency especially if you re time poor or not physically running the business. We identify issues before they become problems including compliance and obligations. DFK Crosbie provides strategic advice and business services to hundreds of successful operators. What s their biggest success factor? According to DFK Crosbie Partner Jason Bartlett, it s getting advice you can trust from people who know your business inside out. Regular management reporting is also critical so you can change the course of your business quickly if necessary. Business Services Audit 7

5 Audit As a stakeholder in any large-turnover business or organisation, having confidence in your financial data is critical. Business decisions can t be made in isolation, they must be made in the greater context of someone s lifestyle and family. KIRSTY PORTEOUS, DFK CROSBIE, PARTNER Our specialist audit team works with the government sector, large private companies and not-for-profits (NFPs) including registered clubs to ensure their financial information is sound. You ll have peace of mind that you re making decisions based on accurate numbers. You ll also have the solid financial opinion of one of Australia s leading accountants and business advisers. Finance How do you know the financial data being presented to you is true and fair? You won t, unless you ve had it tested externally. That s why the audit process is vital for directors, shareholders and members to make good decisions for which they ll be held accountable. Does DFK Crosbie specialise in auditing for particular types of organisation? We work with large businesses that generally turnover between $25-$100 million per annum. These include the government sector, small to medium enterprises and large private companies including the mining and manufacturing industries. We also specialise in working with NFPs including registered clubs. Wealth Management Why choose DFK Crosbie for auditing? Our Partners at DFK Crosbie have a respected voice in the Australian financial industry backed by decades of experience. We provide comprehensive auditing and high-value financial opinion to help you determine whether your business or investment is secure. Audit 8

6 Wealth Management Every decision you make is a trade off... the trade off is satisfaction now versus satisfaction later. No matter how successful you are, investment decisions can be complex. Especially for a large business or family holding. If you don t have the right strategy for your situation even the best investment can fall over. That s why at Crosbie Wealth Management we concentrate on your wealth management strategy. JOSHUA DRAKE, CROSBIE WEALTH MANAGEMENT, PRIVATE CLIENT ADVISER, DIRECTOR Why choose Crosbie Wealth Management? Our multi award-winning team looks after more than half a billion dollars in assets for an array of successful business owners, professionals, executives and families. We explain complex financial matters and advise you of every potential implication. Importantly, we don t make decisions for you. We equip you with information to make decisions according to your values and priorities. Who are the people providing the advice on investment decisions and strategies? Our specialist team features some of the highest credentials you ll find among financial advisers across Australia. Several of our partners are included on the Beddoes Institute s elite list of Most Trusted Australian Advisers with national awards from AFR Smart Investor Magazine and Securitor Financial Group. Wealth Management Finance How do you balance investment decisions factoring in here and now versus later? According to Crosbie Wealth Management Private Client Adviser, Director Joshua Drake, every decision is a trade off: satisfaction now versus satisfaction later. We believe in educating you enough to make a good decision that ultimately brings you peace of mind. Corporate Authorised Representative of Securitor Financial Group Ltd. ABN AFSL

7 Finance Results, pure and simple. It s all about strategy, structure and getting your finance right to give you peace of mind. Getting your finance right is crucial and gives you peace of mind. Are you confident your business and personal finance is the best possible match for your situation? Our specialist finance (lending) team at Crosbie Finance works with high turnover businesses, successful professionals and families to make sure your lending is a perfect match to your requirements, not a one-size-fits-all product. Why not deal directly with a bank? Our team finds the best lending option to suit your situation. That s the critical point. It makes no sense to pay for features you may not need that are wrapped up in a lending product. Often there are benefits you re missing out on simply because no-one has pointed them out and organised them for you. We have access to a whole host of lenders. SEAN GILLARD, CROSBIE FINANCE, PARTNER Finance Why choose Crosbie Finance to broker your business finance? We have the intellectual property to get you results. Success means you have peace of mind and the best available finance for your business. And of course that points to better profitability. We re committed to not just a good outcome but an awesome outcome says Crosbie Finance Partner and finance specialist Sean Gillard. Who are Crosbie Finance s clients? We specialise in business finance for the medical and hotel industries, small to medium enterprises, professional executives and individuals with high value or complex lending needs. 12

8 Superannuation The great benefit of having your own fund is control. You actually control what your future looks like! Over your lifetime you ll probably have two main assets: a home and superannuation. A Self Managed Superannuation Fund (or SMSF) gives you control over where you invest your money. You re not at the mercy of fund managers who invest according to your risk profile. DEREK BOUMAN, DFK CROSBIE, PARTNER Why use DFK Crosbie to set up my SMSF or provide advice about my existing fund? Firstly, our specialist superannuation team can advise if your situation would benefit from a SMSF. Setting up your fund correctly is critical. Then there s the all-important strategy so you achieve the best possible result short term and longer term. You can invest in what you re most comfortable with whether that s shares, property or term deposits. What is live reporting technology and how do I benefit? At DFK Crosbie we ve implemented live reporting technology so you can see your how your portfolio is progressing whenever you want to. The information is at your fingertips. It s designed to give you peace of mind. Why choose self managed superannuation when the government keeps changing the rules? No matter what the legislative changes are affecting how much you can accrue in super, it s still the most effective tax vehicle. In events like the global financial crisis you can shield yourself. We keep our clients up to date on every important change and development. 15

9 HEALTH As the operator of a health or medical business, your time is precious. You need tax and accounting expertise that streamlines your processes and maximises profits. At DFK Crosbie we have advisers who specialise in your sector. We help you achieve your strategic goals. Ours is a holistic service that saves you worry and helps you succeed. SMSF A self managed superannuation fund (SMSF) gives you control over your investment and it s an effective tax vehicle, but you also need peace of mind that your fund is compliant and achieving maximum profits. Our specialist SMSF team provides strategic and technical advice. We also have live reporting technology so you can monitor your fund as you please. HOSPITALITY In the hospitality business? You ll understand there s extreme value in a team of true industry experts. Our specialist accountants and advisers look after some 300 hotel businesses. We offer a premium service for all your tax and accounting needs, strategic advice, finance, stock control, payroll, book-keeping, management reporting (benchmarking) and more. NOT FOR PROFIT (NFP) For registered clubs and all NFPs, accountability and strategic planning are paramount. As one of Australia s leading accountants and business advisers, we offer high-value financial opinion and auditing. We also provide a full range of services including management reporting, due diligence, feasibility studies and more. 17

10 FINANCE When you re in business, you need finance that gets you results. Our specialist finance team has the intellectual property to match your needs with the best possible finance, no matter how complex your requirements. We specialise in finance for the hospitality sector, health and medical businesses and many other small-to-medium enterprises. Peace of mind for you and your business WEALTH Your wealth management strategy factors in your goals, priorities and values. It impacts the success or failure of your investments, and if you re retired (or planning to retire) your strategy is vital for peace of mind. Our specialist wealth team features multi award-winning advisers with some of the best credentials you ll find across Australia. 18

11 Newcastle 1 Warabrook Blvd, Warabrook NSW 2304 Box 29, Hunter Region MC, NSW 2310 Phone Fax Sydney Level 1, Suite 107 Edgecliff Centre, 203 New South Head Rd, Edgecliff NSW 2027 Phone Fax Gold Coast Crosbie Wealth Management Level 13, 50 Cavill Avenue, Surfers Paradise QLD 4217 Phone Phone theteam@dfkcrosbie.com.au