EBT Instant Card Issuance

Transcription

1 EBT Instant Card Issuance

2 AGENDA Instant Card Issuance Defined EBT Distributed / Central Issuance EMV: Impact from a EBT Perspective Multi Use Card Case Study 2

3 ENTRUST DATACARD - IDENTITY AND CREDENTIAL ISSUANCE EXPERIENCE Over 400 Government Identity Programs In more than 100countries 18 OF TOP 20 e-gov Programs 100K+ Passports Issued Daily 10MCredentials and 5M Smart Cards Issued Daily

4 Transforming EBT with Instant Card Issuance

5 INSTANT CARD ISSUANCE AN ESSENTIAL STRATEGY Instant Issuance rapidly becoming a necessity Cards remain part of the mix how consumers acquire them evolving 5

6 Instant Card Issuance Process The Elements of Success 6

7 INSTANT ISSUANCE CUSTOMER PERSPECTIVE Customer visits an EBT office location EBT office employee confirms identity and ensures person qualifies for EBT benefits Desktop printer produces activated card Customer walks out with full purchasing power 7

8 EBT CONSUMER BENEFITS Meet consumer demands with instant issuance of permanent credit or debit cards Card will arrive in 7-10 days If I lost my card or it was compromised, it will be replaced, but I will have to wait Point of sale ease of use and instant No steps to activate No check cashing fees I need to activate it so it will work Need another way to pay while waiting Instant emergency card replacement 8

9 INSTANT ISSUANCE EBT ISSUER PERSPECTIVE Benefits Delivered to EBT Issuers Connecting unbanked consumers to banks Satisfied Citizens Reduce Costs: Checks, Returned Mail, and Bureau Fees Reduce Fraud Improve Efficiency 9

10 INSTANT ISSUANCE INFRASTRUCTURE PERSPECTIVE B Card Information Requested CMS Network A Secure sign-on C Card information sent CMS + Network updated F E D EMV Data Prep Card Issued, PIN selected Customer visits an EBT office location EBT office employee confirms identity and ensures person qualifies for EBT benefits Desktop printer produces activated card Customer walks out with full purchasing power 10

11 COMPREHENSIVE OFFERING INSTANT ISSUANCE SOLUTION 11

12 WHAT ARE THE BENEFITS OF A EBT HYBRID (DISTRIBUTED AND CENTRALIZED) MODEL? Distributed Issuance Immediate benefits for recipients Allows for quick replacement of lost or stolen cards Satisfy regulatory compliance of issuing cards locally Centralized Issuance Cost effective and effective and high volumes Great for situations where the consumer is not present for card issuance 12

13 Chip Technology Beyond Fraud Prevention 2015 Entrust Entrust Datacard Corporation. All All rights Rights reserved. Reserved. Confidential

14 EMV CHALLENGES IN THE EBT WORLD EBT community not sure whether it makes sense Point of sale terminal adoption Understanding the true benefits behind a chip in the EBT card 2015 Entrust Datacard Corporation. All rights reserved.

15 EMV: CHIP TECHNOLOGY CAN BE MORE THAN FRAUD PREVENTION - MULTIPLE APPLICATIONS WITHIN ONE PHYSICAL CARD Social Security ID Unemployment Sales Tax Rebates Drivers License Health Care Case Study: Tianjin Province China Year 2012 Requirements: Social Security ID Card with Photo Social Security Benefits Debit Card Interface with various financial institutions and government systems of record 15

16 THANK YOU