A complete Dual Interface portfolio from standard to premium payment cards
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1 A complete Dual Interface portfolio from standard to premium payment cards Ivan Peytavin, SPS cryptovision Mindshare 2017 cv cryptovision GmbH T: +49 (0) F: +49 (0) info(at)cryptovision.com 1
2 Agenda About SPS WW payment market evolution SPS solutions: From high end to low cost 2
3 Agenda About SPS WW payment market evolution SPS solutions: From high end to low cost 3
4 About SPS Created in 2003, SPS holds a leading position on the technological value chain. SPS is a key-player in the Identity and Secure Transactions market. Transit Banking eids epassports 4
5 SPS Company profile Worldwide presence SPS Business Partners Manufacturing Partners Production Site Modules 400 Millions units annual capacity 2 certified manufacturing partners for regional capacity management and Business Continuity Inlays: 400 Millions units annual capacity 12 Millions units for Passport Inlay & Cover 3 certified manufacturing partners for regional capacity management and Business Continuity High Security environment 5
6 Agenda About SPS WW payment market evolution SPS solutions: From high end to low cost 6
7 Payment cards evolution MagStripe Chip Card Security Improved EMV Chip Card Security & Interoperability EMV Dual Interface Card Security Interoperability Small Payment Contactless Small Payment
8 Payment cards evolution: TAM (Mu) Worldwide banking TAM evolution per product Dual interface DDA contact SDA contact Trend: migration to Dual Interface (Mu) WW Banking TAM evolution per region US LATAM China South Asia EMEA Source : SPS internal analysis
9 Payment cards evolution: DI cards Dual Interface Cards are the latest evolution in Banking Cards and offer: EMV Full compliancy Contactless Payment application MagStripes & Embossing compliancy Accept all payment system applications Payment Security Payment interoperability Easy to use 100% World Wide interoperability International Local 9
10 Payment DI cards evolution (Mu) The volume drivers are: China and the US, but also all Asia to migrate China and the US faced a slowdown of the market in
11 Payment DI cards evolution: Today s status Dual Interface Deployment 11
12 Payment cards evolution The world is facing a growing market demand for dual interface cards : Banking cards with EMV, PBOC 2.0 deployments Multi application cards (convergence ) Health card / Social Security Card / NID / DL The card makers are facing the challenges surrounding the manufacturing process of dual interface cards : Cost effectiveness with productivity & manufacturing capacity and, reliability! The card makers need a solution in order to confront these challenges. 12
13 Agenda About SPS WW payment market evolution SPS solutions: From high end to low cost 13
14 E-Booster Technology Highlights SPS technologies are based on an electro-magnetic coupling between the module and the antenna. No more physical connection between the 2 components, warranting the highest level of reliability never achieved before. Patented Technology Worldwide & high volume deployed Advantages Solution independent from Chip & OS Flexible Industrial Process One stop shop supply chain The technology allows to manufacture Dual Interface cards, Hybrid and Contactless cards without specific investment, the highest level of reliability, and the lowest card manufacturing cost BANKING & TRANSIT Lowest Card Cost No specific Investment High Reliability Mature and Worldwide used technology 5 lines embossing 14
15 E-Booster Technology The manufacturing process is the same as a contact card : SPS Card Manuf. Chip wafer DIF module HM lamination Antenna Inlay Card lamination Milling/ Embedding Same equipment & process High yield & throughput No investment required High quality level! Test 15
16 eboost PAY Product Line PRODUCT Material Thickness Option Inlay PET 40µm PET 40µm Al CAI S-Lam PVC 200µm CAI 16
17 Customized logo on the micromodule SPS proposes customized logos to their customers: Key benefits: Making life difficult for counterfeiters Approved by international schemes (Visa & Mastercard) Personalisable and unique module SPS offers you the possibility to define a unique card product for your clients 17
18 DI Premium cards: Heavy Cards SPS now introduces its latest patented innovation about dual interface banking card : the Heavy Metal Card With its RF skills and knowledge, SPS has solved the issue of dual interface heavy metal card : Running a RF transaction with a metal card is a challenge! From both sides is even worst! Thanks to an innovative RF design and card construction, SPS now allows the heavy metal dual interface card to work perfectly and on both sides in contactless mode Key feature: 20g, inductive coupling module/inlay This innovation is compliant with WW standards This innovation participates actively to a frictionless and universal migration from contact to dual interface banking cards, for any kind of cards. 18
19 Module 6 pin: Dual 6 SPS introduces a breakthrough innovation in dual interface card technology : the new Dual 6 module! Dual 6 brings strong benefits To the card makers : Smooth and short deployment of a DIF card solution using the existing 6pins manufacturing machines To the banks & end-users : Smooth migration from 6pins contact card to 6pins DIF card without need to change the card artwork! The SPS Dual6 module is a tailor made innovative solution : Paving the way to success in the DIF payment card adoption! Dual6 module also brings the same advantages as the SPS inductive coupling solution : cost effectiveness, productivity & manufacturing capacity, with a high level of reliability 19
20 eboost PAY : a worldwide deployment SPS Deployment started in 2007 More than 250 Mu issued 20
21 END cv cryptovision GmbH T: +49 (0) F: +49 (0) info(at)cryptovision.com 21
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