e-business Exchange (e-bx) Suite of Products A New Generation of Electronic Bill Presentment and Payment Solutions

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1 Software Announcement e-business Exchange (e-bx) Suite of Products A New Generation of Electronic Bill Presentment and Payment Solutions Overview The e-bx family of products includes: e-bx Biller Direct and e-bx Biller Consolidator Biller Direct and Biller Consolidator are a new generation of electronic bill presentment and payment solutions designed for real business operations and user environments. e-bx Bill Maker The e-bx Bill Maker allows each biller to create their own bill representations and have them checked into the e-bx Biller Direct or e-bx Biller Consolidator. e-bx Service Provider Enables companies, such as out-source printers to offer electronic hosting and presentment services Allows banks to: Integrate the presentment solution to existing online banking applications Offer presentment services to their customers e-bx TradePlus Hosting and Merchant Server The e-bx TradePlus Hosting and Merchant Server offers a powerful, functions-rich engine for electronic trading. e-bx Payment Enabling exchange (PEX) PEX supports a variety of payment methods, including: Full or partial payments A schedule of payments Early payment discounts And more The products in this announcement are available as a part of IBM s Developer Marketing Partnerships Software Remarketing program. Product information has been provided by the program supplier, e-business Exchange Pte Ltd. Key Prerequisites RS/6000 B80 AIX 4.3, Windows NT Server 4.0 DB2 CAE, DB2 UDB 5.2/6 (EE/EEE), DB2 Run-Time Client, WebSphere Application Server Availability Date At a Glance e-bx offers: Integrated end-to-end solutions for electronic presentment, payment, and procurement Biller-direct presentment, B2B and B2C consolidation of presentment, full B2B trading, and payments The e-bx family of products includes: e-bx Biller Consolidator e-bx Biller Direct e-bx Bill Maker e-bx Biller Service Provider e-bx Consumer Service Provider e-bx TradePlus Hosting and Merchant Server e-bx Payment Enabling exchange (PEX) e-bx B2B Gateway This announcement is provided for your information only. For additional information, contact your IBM representative, call 800-IBM-4YOU, or visit the IBM home page at: IBM United States IBM is a registered trademark of International Business Machines Corporation

2 Description The e-bx family of products includes: e-bx Biller Consolidator Bringing together the biller, the bill payer, and the bank to complete the business transaction cycle, e-bx electronic bill presentment and payment (EBPP) is a simple, but powerful engine that delivers: Speedy presentment of bills Flexibility to accommodate changes easily A tool to enable billers to strengthen their customer relationship management With e-bx EBPP, you can deliver bills and collect payments electronically, around the clock and across borders. The billers take advantage of reducing the cost of hard copy bill generation and printing. The bill payer enjoys the convenience of paying bills without having to keep checks, stamps, and envelopes on hand. e-bx EBPP payment instructions are secure while meeting the banking security standard in many parts of the world. e-bx EBPP features are suitable for industries from banking to manufacturing, telecommunication to utilities, consultation to education. e-bx Biller Direct Designed for large enterprises that seek to present bills or statements to their customers on their own Web sites, with the same broad functionality of the Biller Consolidator Provides a platform for any documents to be: Presented on the Web Routed through workflow management Be notified, exchanged, and delivered to the recipients e-bx Bill Maker Allows each biller to create their own bill representations and have them checked into the e-bx Biller Direct Edition or e-bx Biller Consolidator Edition The billing data can be staged by extracting from the biller s databases or from text files of the printed bills. Provides mapping of Advanced Function Printing (AFP ) format files to text files for the data extraction Offers rigorous check in/out templates, remotely from the Web Utilizes a database repository for template management Supports Version Control, Change Histories, Edition Management, and Workflow Management e-bx Biller Service Provider A solution that enables: Electronic hosting Presentment distribution services e-bx Consumer Service Provider e-bx Consumer Service Provider offers: Presentment services to customers Integration of presentment solution to existing online banking applications e-bx TradePlus Hosting and Merchant Server Provides a ready-to-use platform for companies of all sizes who want to: Automate their procurement functions Facilitate communication and collaboration within the organization and with their trading communities Supports supply chain management Brings to all companies an efficient and productive e-way of conducting business Provides support for catalog purchasing for business-to-business Supports the work-flow processes to manage the creation of request for quotation (RFQ) to a fully authorized purchase order from an internal requisition The e-bx TradePlus workflow system manages the authority structure necessary to sign off on a purchase order. Enables a merchant to: View and action the RFQ and the purchase orders Raise invoices for payment e-bx PEX Gateway Supports a variety of payment methods Enables the bank s credit advice to be associated with the original bill to support biller reconciliation Working with other e-bx suites of products (for example, e-bx Biller Consolidator edition, e-bx Biller Direct edition, e-bx Document Consolidation edition, and e-bx TradePlus), allows for: Full or partial payments A schedule of payments Early payment discounts And more e-bx PEX B2B Gateway The e-bx PEX B2B Gateway encompasses: Presentment and payment services Ability to view invoices, with level of verification and approval Raise disputes Interaction with buyers to correct invoices Payment verification and approval Trademarks WebSphere, Advanced Function Printing, and AFP are trademarks of International Business Machines Corporation in the United States or other countries or both. RS/6000, AIX, and DB2 are registered trademarks of International Business Machines Corporation in the United States or other countries or both. Windows NT is a registered trademark of Microsoft Corporation. Other company, product, and service names may be trademarks or service marks of others

3 IBM US Announcement Supplemental Information Customer Financing IBM Global Financing offers attractive financing to credit-qualified commercial and government customers and Business Partners in more than 40 countries. IBM Global Financing is provided by the IBM Credit Corporation in the United States. Offerings, rates, terms, and availability may vary by country. Contact your local IBM Global Financing organization. Country organizations are listed on the Web at: Technical Information Primary Industry: e-business/e-commerce Hardware Requirements Minimum Ordering Information New Licenses Orders for new licenses will be accepted now and scheduled for shipment by the program supplier now. To order a basic license, specify the program number, feature number 9001 for asset registration, and the one-time charge (OTC) feature and the desired quantity (maximum 250) corresponding to the number of copies. Also, specify the feature number of the desired distribution medium. Product Support Charge (PSC): Customers can purchase product support from the program supplier, which entitles them to defect support, product updates, upgrades, enhancements, new releases, and extended warranty support as described in the e-business Exchange Pte Ltd License Agreement. The program supplier provides all program product services. Biller Consolidator RS/6000 B80 Netfinity 5500 Program Name e-bx Biller Consolidator (5620-CNA) OTC Number Processor Memory Storage devices Software Requirements RISC or Pentium 1 GB and 512 MB 18 GB and 9 GB Operating system AIX 4.3, Windows NT Server 4.0 Other software DB2 CAE, DB2 Run-Time Client bundled with DB2 UDB 5.2/6(EE/EEE), WebSphere Application Server v3.0, Net.Data v6.1 Support Training and Education: Customer training and education, customized and priced to each specific requirement, is available from the program supplier. On-Site Installation: On-site installation and program interface services are available from the program supplier Program Support: e-business Exchange software includes a 90-day defect warranty. Biller Consolidator 0001 Biller Consolidator Centrally Hosted CSP 0002 e-bx Payment Enabling Exchange (PEX) (5620-CNB) PEX Client 0001 PEX Payment Gateway 0002 e-bx Biller Direct Edition (5620-CNC) e-bx Biller Direct Edition 50,000 users 0001 e-bx Biller Direct Edition 100,000 users 0002 e-bx Biller Direct Edition 300,000 users 0003 e-bx Biller Direct Edition 500,000 users 0004 e-bx Biller Thick Edition 0005 e-bx Biller Thin Edition 0006 Note Thick Edition No support for portal access (for example, customers cannot login directly to access their bills.) Thin Edition Designed to make the lowest possible entry point for billers who want to process their own bill data for presentment. Packaging: The products are packaged on CD-ROM with a full set of documentation. Media and documentation ship from the program supplier. This announcement is provided for your information only. For additional information, contact your IBM representative, call 800-IBM-4YOU, or visit the IBM home page at: IBM United States IBM is a registered trademark of International Business Machines Corporation

4 Program Name e-marketplace Solutions (5620-CND) OTC Number TradePlus Hosting Server 0001 ASP Edition TradePlus Hosting Server 0002 Corporate Ed. TradePlus Merchant Server 0003 Buyer Edition TradePlus Merchant Server 0004 Supplier Edition TradePlus Merchant Svr 0005 Buyer/Supplier Edition TradePlus Document Exchange 0006 e-bx B2B Gateway 0007 e-bx Bill Maker v2.3 (5620-CNE) 0001 e-bx Service Provider (5620-FCG) e-bx Biller Service Provider 0001 e-bx Consumer Service Provider 0002 Order example: If ordering Biller Consolidator with 3 centrally hosted CSP: Program number 5620-CNA, quantity (1) of feature number 0001, quantity (3) of feature number program supplier products should be addressed to the program supplier. The program supplier products are not warranted by IBM. Warranty, if any, is as provided by the program supplier. IBM makes no warranties, express or implied, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose. Address any questions pertaining to warranty to the program supplier. Trial Period: No trial period is available for the program supplier products. Test Period: No test period is available for the program supplier products. Technical Assistance: Technical assistance, installation, and usage support, if any, are as provided by the program supplier. Program Services: Program services, if any, are as provided by the program supplier. Prices Prices are provided for reference only and are subject to change without notice CNA Program Name Charge number 0001 Quantity 1 number 0002 Quantity 3 number 5003 Media number 9001 Asset registration Basic Machine-Readable Material: To order, select the feature number of the desired distribution media: Environment Number Media Type All 5003 CD-ROM Terms and Conditions Licensing: Products presented under this announcement are licensed and distributed by the program supplier. With the exception of billing and payment terms, terms and conditions are as provided by the program supplier. The IBM Customer Agreement (ICA) must be in effect. The software is licensed to end users for a one-time licensing charge for their exclusive use. They cannot sell it, transfer it, or otherwise make it available to any other entity. Prices: Prices listed and payment terms are as provided by IBM. Prices are provided for reference only and are subject to change without notice. Pricing Allowance: Products are not eligible for volume, educational, or other discounts. Disclaimer of Warranty: The information in this document concerning non-ibm products was obtained from the program supplier or from their published announcements. IBM has not tested the program supplier s products and cannot confirm the accuracy of performance, compatibility, or any other claims related to the program supplier s products. Questions on the capabilities of the e-bx Biller Consolidator (5620-CNA) Biller Consolidator $ 675,000 Biller Consolidator Centrally Hosted 60,000 CSP each e-bx Payment Enabling Exchange (PEX) (5620-CNB) PEX Client 25,000 PEX Payment Gateway 550,000 e-bx Biller Direct Edition (5620-CNC) e-bx Biller Direct Edition 50,000 users 50,000 e-bx Biller Direct Edition 100,000 users 90,000 e-bx Biller Direct Edition 300,000 users 225,000 e-bx Biller Direct Edition 500,000 users 275,000 e-bx Biller Thick Edition 50,000 e-bx Biller Thin Edition 1 e-marketplace Solutions (5620-CND) TradePlus Hosting Server 3,000,000 ASP Edition TradePlus Hosting Server 800,000 Corporate Edition TradePlus Merchant Server 150,000 Buyer Edition TradePlus Merchant Server 150,000 Supplier Edition TradePlus Merchant Server 250,000 Buyer/Supplier Ed. TradePlus Document Exchange 1,500,000 e-bx B2B Gateway 1,800,000 e-bx Bill Maker v2.3 (5620-CNE) 16,

5 Program Name Charge e-bx Service Provider (5620-FCG) e-bx Biller Service Provider $390,000 e-bx Consumer Service Provider 225,000 (Non-Banks) Trademarks WebSphere is a trademark of International Business Machines Corporation in the United States or other countries or both. RS/6000, Netfinity, AIX, DB2, and Net.Data are registered trademarks of International Business Machines Corporation in the United States or other countries or both. Pentium is a trademark of Intel Corporation. Windows NT is a registered trademark of Microsoft Corporation. Other company, product, and service names may be trademarks or service marks of others