Mobile Payment Platforms For The Artist

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1 Mobile Payment Platforms For The Artist Navigating Square & PayPal On The Go Presented by Renee Ford of Renee Ford Metals

2 Mobile Payment Options Available Square Accept Visa, MasterCard, Discover, and American Express same rate for all types. See deposits in your bank account as soon as the next business day. (Can take up to 3-4 business days.) PayPal Here Accept Visa, MasterCard, Discover, and American Express same rate for all types. See deposits in your PayPal account instantly. You have to manually move funds from PayPal to your bank account. (3-5 business days.) Other Options Intuit Go Payment, Etsy Reader, Shopify Readers, bank based credit card processing. Most accept Visa, MasterCard, Discover, and American Express. See deposits in your bank account 1-7 business days.

3 Mobile Payment Rates Square PayPal Here Other Options 2.75% for swipe, dip or tap. 2.7% for swipe, dip or tap. 1.5%-3.5% some may require monthly fee and/or set up fees. 3.5% + 15 per keyed in transaction. 3.5% + 15 per keyed in transaction. Some charge transaction fees from 10 to 35. 1% for immediate or scheduled deposit.

4 Swipers, Dongles, Doohickeys...

5 Square Chip/NFC Reader $49 Bluetooth communication Charge lasts full day

6 PayPal Here Chip/NFC Reader $149 ($100 rebate potential) Bluetooth communication Charge lasts 8-10 hours

7 Intuit Go Payment Chip Reader $30 Plug-in dongle Powered by device Not NFC compatible.

8 Square countertop POS swiper stand and reader stand

9 Chip Readers Square PayPal Here Others Swipe reader = Free Swipe reader = Free Chip/NFC (near field communication) reader = $49 Chip/NFC reader = $149 (possible rebate of $100 if process $3000 in first 3 months.) Swipe Readers = Most are free Bluetooth communication Bluetooth communication Chip/NFC reader = Free to $200+ Intuit Go Payment = $30 Not NFC compatible Plug-in headphone jack

10 Features Square PayPal Here Others Easy set up (30 min or less.) Inventory management, tracking for cash/checks, gift cards, detailed sales reports, integration with accounting programs like Quickbooks. Easy set up (30 min or less.) Barcode scanning, recurring payments, tracking for cash/checks, camera scanning, detailed sales reports, integration with accounting programs. May require sign up fees, bank approval and/or merchant account. Personalized receipts, camera scanning, virtual terminal, sales reports, integration with accounting programs.

11 Square Phone/Device Compatibility Apple devices ios 9.0. Android devices with Android 4.4. PayPal Here Apple devices ios 7.0. Android devices with Android 4.0. Intuit Go Payment Apple devices ios 8.0. Android devices with Android 4.0.

12 EMV Why you need it EMV, which stands for Europay, MasterCard and Visa, is a global credit card standard that enhances the security of in-person card transactions. EMV technology allows sensitive cardholder data to be stored in a chip, rather than in the traditional magnetic stripe found on most payment cards today. More secure transactions. Required by law by October Liability for chargebacks is lessened. Downside: slower transactions.

13 NFC Why you should consider accepting it NFC, which stands for Near Field Communication is technology that allows two devices to communicate in close proximity. NFC mobile payments are dynamically encrypted, making them one of the most secure ways to pay. 70% of all mobile users are expected to use their devices to pay for purchase by the end of Quick transactions. Some types of NFC: Apple Pay, Android Pay, Samsung Pay.

14 Square Dashboard & Features

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22 Enter item pricing or choose inventory item Step 1 Screen for signature will prompt. Step 2 Swipe, Dip or Tap customer credit card. Step 3 Sale complete. Will confirm with to your . Step 4 Prompt for receipt or text receipt. Step 5

23 Signature is made directly to the screen with a fingertip. A stylus with the soft tip also works well.

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29 PayPal Here Features

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34 Integration for Accounting SQUARE PAYPAL Quickbooks Xero Stitch Multiple others Quickbooks Excel NCR Silver

35 Customer Support Square PayPal Here Other Options Monday-Friday 6am-6pm, PST, , Facebook, Twitter, Support Center. Monday-Friday 4am-10pm, PST, Sat-Sun 6am-8pm, , Support Center. Varies depending on processor. Intuit Go Payment: Monday-Friday 6am-6pm, PST, Sat 6am-3pm, , Support Center.

36 65% More sales potential by accepting credit cards versus just accepting cash or check.

37 Square.com PayPal.com Intuit.com Questions and comments are welcome! Thank you! Renee Ford Renee Ford Metals reneefordmetals.com