Bank Compliance Division

Transcription

1 Bank Compliance Division Bank Compliance Division Identifies, assesses, and manages the risk in AMLArelated governing rules and regulations. Makes recommendations and guidance to all bank associates in terms of regulatory releases. Delivers compliance function training to UCPB Associates. Compliance Officer (AML) Apply now for this job Compliance Officer (Monitoring and Compliance Testing) Apply now for this job Identifies, assesses and manages the risk, governing rules and regulation specifically in monitoring and compliance testing. Provides support to Department Head in relation to regulatory advisories. Conducts periodic compliance audits. Delivers compliance function training to UCPB Associates. Strong analytical ability High level of awareness of current and existing laws, regulations, and practices on Anti-Money Laundering. Effective collaborative skills; team player Sound knowledge of applicable laws and regulations and the ability to interpret and apply them to actual situations. Good understanding of banking policies and procedures Good and mature judgment; has sense of urgency in his/her work Demonstrates Personal authority and integrity Demonstrates independence and resilience With strong written and verbal communication skills

2 Branch Banking Group Metro Manila Branches Branch Banking Group Metro Manila Branches As of May 2017 Tellers Processes over-the-counter transactions of the branch deposits, withdrawals/ encashment, credit/debit memo, bills payment, etc. Ensures delivery of excellent quality service to all clients based on the bank's customer service standards Graduate of any 4-year business course Highly motivated, with pleasing personality and good interpersonal skills Has good communication skills Computer literate Sales Associates Opens bank accounts, processes transactions relative to deposit accounts and other products and services of the bank. Ensures delivery of excellent quality service to all clients based on the bank's customer service standards. Graduate of any 4-year business course Has pleasing personality, good interpersonal skills, and strong customer service Has good communication skills Preferably with knowledge in bank products and services

3 Branch Banking Group Provincial Branches Branch Banking Group Provincial Branches Processes over-the-counter Tellers transactions of the branch deposits, withdrawals/ encashments, credit/debit memo, bills payment, etc. Ensures delivery of excellent quality service to all clients based on the bank's customer service standards Branches: North Central Luzon Region Urdaneta, Tarlac, Baliuag, Balanga, Balagtas, Subic, Baguio, Tuguegarao, Angeles Southern Luzon Region Daet, Calapan, Legaspi, Batangas, Centro Lucena, San Pablo, Masbate, Naga, San Jose, Bigben Lipa, Sorsogon, Gumaca, Tanauan Visayas Region Cebu, Tacloban As of May 2017 Graduate of any 4-year business course Highly motivated, with pleasing personality and good interpersonal skills Has good communication skills Computer literate Sales Associates Mindanao Region Iligan, Zamboanga, Pagadian, Cotabato, Surigao Opens bank accounts, processes transactions relative to deposit accounts and other products and services of the bank. Ensures delivery of excellent quality service to all clients based on the bank's customer service standards. Graduate of any 4-year business course Has pleasing personality, good interpersonal skills, and strong customer service Has good communication skills Preferably with knowledge in bank products and services

4 Branch Banking Group Provincial Branches Branch Operations Officer - Kalibo - Iloilo Generally responsible for managing, organizing, directing and controlling branch operational risks of both units of marketing and operations. Tasked to ensure that all policies, guidelines, procedures and internal controls set by Management and other regulatory bodies such as Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC), Bureau of Internal Revenue (BIR) etc., are complied with and undertaken by the Branch. Ensure adherence to existing internal control procedures while maintaining the highest quality of service. Graduate of any 4-year business course Has pleasing personality, good interpersonal skills, and strong customer service Has good communication skills Preferably with knowledge in bank products and services

5 Branch Banking Support Division Branch Banking Support Division Conducts regular and/or surprise Graduate of Transactions Reviewer visit to the assigned branches to check validity and legitimacy of identified transactions and processes Finance/Accountancy/ Banking, Business Studies/ Administration/Management, Commerce or equivalent. Initiates investigation on reported branch-related irregularities With experience in Banking/Financial Services or with strong background in branch operations is a plus Has good communication skills Excellent in report writing and analytical skills Good interpersonal relationship skills Willing to travel in any of the branches in UCPB ATM Specialist Responsible for cash preparation, cash loading and unloading of offsite and in-plant ATMs, cash balancing and maintenance of all ATM Center handled ATMs Graduate of any 4-year business course or Computer/IT related course Good oral and written communication Highly developed analytical skills Basic computer concepts and applications Control and security-oriented Customer-oriented Good grasp of cash, ATM and branch operations Open for shifting schedule

6 Branch Marketing Support Department Branch Marketing Support Department Responds and evaluates the Product Officer product presentation form submitted by the Branch Manager or Sales Officer in order to assess customer needs and recommends effective strategies based on profiling. Conducts product presentation to the existing or prospective client of the branch, explain the features, advantages and benefits of the products; delivers an excellent presentation in order to convince the client to avail the product by availing the Cash management products and services of the bank. Negotiates pricing based on standard pricing (ADB or fee-based pricing). If clients have requests on pricing deviation, Product Officers may offer a mixed pricing(adb + fees) or a special pricing arrangement in coordination with Marketing Group to optimize profitability of product or service solutions. Assists in providing proposal letters based on client s requirements. Coordinate with Marketing Group requests for revision/customization on the Memorandum of Recommends product customization or enhancements in coordination with the branch to Implementation Head. Strong Presentation Skills - Presents clearly and informatively, easily maintaining audience attention and responding to audience needs; Able to facilitate discussion and progress effectively. Communication skills - Verbal / Nonverbal/Written Speaks clearly and persuasively in positive or negative situations; listens attentively and seeks clarification; Responds well to questions; Maintain professional non-verbal communication ; Writes clearly and informatively Effective Selling skills persuasiveness; knows how to demonstrate, promote and sell Competent knowledge on bank products and services Adaptability Able to deal with frequent change, delays or unexpected events Innovative generates suggestions/present ideas for improvement Teamwork balances team and individual responsibilities Good interpersonal skills and with positive attitude With pleasing personality

7 Consumer Banking Group Consumer Banking Group Markets the bank s consumer products Account Officers - Auto Loans Head Office - Small Business Loans Head Office - Personal Loans Davao Graduate of any four-year business course Preferably with experience in handling consumer accounts Possesses marketing and selling skills Preferably with background on credit Has general knowledge on government regulations concerning housing Has strong oral and written communication skills Account Coordinator - Head Office - Cebu Pre-screens auto loans application requirements and follows-up from dealers, branches, agents and clients lacking requirements needed in the evaluation of loan application. Updates and coordinates with branches, dealers, agents and clients regarding endorsed accounts. Requests appraisal and credit investigation reports from CAID. Request NFIS, CMAP and File Check reports from CAID. Endorses loan application to Credit for evaluation. Graduate of any four-year business course Possesses marketing and selling skills Preferably with background on credit Has general knowledge on government regulations concerning housing Has strong oral and written communication skills Okay for documentation and field work (if necessary)

8 Corporate and Commercial Banking Group Corporate and Commercial Banking Group Preparing/transmitting/receiving/ filing reports, memos & other forms of correspondence. In charge of total CCBD vehicle assignments May eventually be assigned as an Assistant Relationship Manager (ARM) As of May 2017 Performs various secretarial Candidate must possess at least a Executive Secretary functions such as arranging appointments, fixed assets Bachelor s Degree in Business Studies/Administration/ requisition and travel requirements Management, Economics, for CCBG Teams Finance/Accountancy/Banking or equivalent. Highly independent, analytical, control oriented, assertive With good oral and written communication skills Knowledge on Excel and power point an advantage Applicants must be willing to render overtime With at least 1 year or related experience; fresh graduates are also welcome to apply

9 Corporate Real Estate Services Department Corporate Services Division Assists in the initial planning and Graduate of bachelor s degree Project Officer design of the renovation/expansion of branches, satellite offices and reconfiguration of business units in the Corporate Offices. Incorporate in field of specialization, or area of responsibility preferably in architecture or property management functionality, comfort and convenience, maximum use of Familiar with various technical / engineering disciplines space and cost efficiency in the design. Coordinates with Bank Accredited Has extensive knowledge on construction and technical documentary requirements. Design and Engineering Consultants for the development and finalization of initial planning and design. Has knowledge on regulatory compliance related to construction (i.e., Building codes, Accessibility Law, etc) Supervises the construction activity to ensure smooth implementation of work and timely With strong planning and organizing skills to handle task under given timelines delivery of the project through Demonstrates professional and proper coordination with all the technical expertise in engineering disciplines involved, preparation of budgets, cost contractors, suppliers, property estimates, procurement and administrators, regulatory agencies administration of civil and involved bank units. engineering projects Facilitates the minor renovation, Proficient in computer alteration and improvements of software, especially word branches and satellite offices. processing, spread sheet, Facilitates augmentation works of power point and AutoCAD. branches and satellite offices. Facilitates major repair works of branches, satellite offices and other bank-owned structures.

10 Credit Management and Recovery Division Credit Management and Recovery Division Responsible for the completeness, correctness and enforceability of documentation of Consumer loan accounts based on the approved terms and conditions of the loan facility Verify the completeness and enforceability of all loan and legal requirements/ documents of accounts for processing Check and review the applicable details of the loan and security documents prepared by other LDS to ensure correctness and enforceability of the loan and security documents Ensure/monitor completion of documentation/processing of accounts Loans Documentation Specialist - Head Office - Cauayan Apply now for this job As of May 2017 Graduate of any four-year business related course with the knowledge of Bank and BSP Lending policies. Possess detailed knowledge in loan processing and documentation of accounts approved facilities under corporate and consumer accounts. Works independently and cooperatively. Possess skill in the performance of assigned tasks with attention to details. Possess Skill in recognizing, resolving and referring discrepancies. Possess skill in accurately encoding, recording and compiling information, records and documents to set an orderly filing system Credit Investigator / Credit Appraiser -Head Office - Provides services for the appraisal of property. Provides credit investigation of corporate and individual accounts. Graduate of Mechanical Engineering Possess technical skills in the area of engineering, economics, statistics, legal documentation. Has knowledge in computer applications Personality & character: independent, works with minimal supervision, resourceful, impartial, incorruptibility Familiar in chattel and real estate appraisal

11 Financial Services Group Controllership Division Responsible for the accurate, Must be an Accounting Reports Analyst complete and timely preparation graduate, preferably CPA of regulatory reports being Above average analytical skills submitted to BSP, PDIC and SEC in interpreting transactions Prepares and analyzes internal reports being required by Management and other head office units. Coordinating skills in implementing changes to systems and procedures Must have good written and oral Assists query from units and branches pertaining to regulatory communication skills Can work with minimal reports Assists in identifying areas for enhancement including preparation of system/program change requests and performing user acceptance testing for compliance of reportorial requirements supervision Service oriented in dealing with internal and external clients Fresh graduates are welcome to apply

12 Information Technology and Methods Group As of May 2017 Consulting and Development Services Department Codes simple to complex programs Analyst Programmers Prepares test data and conducts unit and module testing Statistics Prepares all program documentation requirements Information Security Department Graduate of Computer Science, Engineering, Mathematics, With working knowledge in: - Any RDBMS (DB2, MS SQL, or ORACLE) - Programming using VB.net and/or JAVA - Creating web based applications - UNIX or LINUX and/or WINDOWS SERVER 2003/2008 Fresh graduates are welcome to apply Provides assistance to the Section/Unit Head in the maintenance of various information security facilities to protect the bank s IT resources from unauthorized access, modification, disclosure, usage and destruction; and to continuously ensure system and data confidentiality, integrity and access availability Information Security Analyst Candidate must possess at least a Bachelor s Degree in Computer Science, Information Technology or Equivalent Highly independent, analytical, control oriented, assertive Has good oral and written communication skills Must have knowledge in Information Security Management Must have knowledge in implementing ISO CISCO Certification is an advantage Applicants must be willing to render overtime and to work on a shifting schedule With at least 2 years or related experience; fresh graduates are welcome to apply

13 Technical Services Department Database Specialist Responsible for the installation and maintenance of Database Management System Software and implementation of simple to moderately complex Database changes on all UCPB Data Center and Branch Computer servers. Responsible for the generation of regular DB performance reports and capacity data, coding, configuration, testing and documenting simple to moderately complex system scripts/ programs. Ensures reliable, continuous access to Enterprise Database of computer system users and complying with agreed service levels. Graduate of Information Technology or any related course Must have at least three (2) years of exposure in I.T. Database Admin/ Tech. Support / Design related work Must be a good team player with a customer oriented attitude and good oral and written communication skills Must possess good skills in problem solving and analysis and project planning Must be knowledgeable in the advanced use of PC Software and Utilities Knowledgeable in Advanced Computer Concepts and Operations

14 Productivity and Methods Department Manage a Team of Graduate of Industrial Engineering or Section Heads Productivity and Process/ Business course Manual Development Preferably with MSIE or MBA or a CIE or Officers, responsible for CPA quality control and assurance over the Team s outputs An Officer or equivalent managerial/ supervisory position for at least 3 years, Design and execute/ enforce excellent leadership skills work methodologies and standards covering productivity and process management/ manual development and forms creation Has solid working knowledge and extensive exposure in productivity and process management/ manual development and forms creation, related fields Possess excellent managerial and Manual Development Officers or Productivity and Process Officers Formulate work/ project plans; lead the conduct of productivity studies, process reviews and other projects relating to productivity and process management/ manual development and forms creation Productivity management conduct studies; formulate, implement and monitor productivity initiatives; review and rationalize office layout and resources utilization Process management conduct process reviews; design, review and improve business processes and work methodologies Manual development and forms creation - develop and update Product and Process Manuals; formulate and document policies, guidelines and procedures; design and rationalize forms and records project management skills Possess excellent technical skills; expertise on IE tools, techniques and disciplines (e.g., Six Sigma, Kaizen, Lean, DMAIC, SIPOC, Value Stream Mapping, Value Analysis, Motion and Time Study, etc.) Graduate of Industrial Engineering or Business course Knowledgeable in the concepts and use of process excellence tools and techniques (e.g., DMAIC, SIPOC, Value Stream Mapping, Value Analysis, Motion and Time Study, Lean, Kaizen, Six Sigma, 5S, etc.) Knowledgeable and with exposure in varied bank processes, business systems and methods, process design and improvement, flowcharting, policy formulation, manual development and forms creation Possess strong critical and analytical thinking, detail orientation, creative and innovative Possess excellent project management, oral and written communication skills

15 Internal Audit Division Internal Audit Division Assesses compliance of Internal Audit Officer organizational units with management objectives and applicable policies and procedures. Performs assurance reviews and consulting engagements, fraud investigation and special projects as may be directed or requested by the Audit Committee or the Management in accordance with accepted standards. specialized skills. Graduate of any 4-year business course with accounting-related background Graduate with background / exposure on any of the following: Legal, Mathematics, Statistics, Information Technology, Engineering, Fraud Investigation, Taxation, Finance, Economics, and other Board certifications / licensures are an advantage but not a prerequisite Has good analytical skills, sound independent judgment and attention to details With good verbal & written communication skills; and interpersonal skills Has pleasing personality, good interpersonal skills, and strong customer service Has good communication skills With solid experience on ANY of the following: o Branch Operations (for BASD) o Lending (for LASD) o Trust, Treasury, and Risk Management (for HOAD) o IT Operations, Information Security, Project Management / System Development, and Database Administration (for ISAD).

16 Marketing Group Marketing Services Department The Corporate Communications With experience in developing Manager shall be responsible for and implementing the coordination of the Bank s communication and PR plans, public relations and strategies, campaigns communications program. The Candidate must possess at least Corporate Communications Bachelor's/College Degree in Manager shall be directly in-charge Marketing, Journalism, of the execution of internal and Advertising/Media, Mass external events. Communications or equivalent. Corporate Communications Officer Handle the end-to-end requirements of internal and external events Ensure the consistent and accurate delivery internal publications Coordinate timely delivery of internal publications Manage and marketing control budgets. At least 2 Year(s) of working experience in the related field is required for this position. Preferably 1-4 Yrs Experienced Employee specialized in Public Relations/Communications or equivalent. Excellent oral and written communication skills Strong negotiation skills Ability to handle multiple projects under time and resource pressure Detail and results-oriented Comprehensive knowledge of media operations and expertise in the field of public relations and release of information for publication Proven ability to develop communication strategies related to organizational policies in collaboration with a diverse team Develop and maintain strategic networks of media people and institutions to disseminate related news and information.

17 Marketing Services Department Marketing and Promotions Manager Develop marketing collaterals for various requirements of the Bank s various units Develop select corporate communication materials for shareholders Develop and maintain the corporate website Manage events/ promotions for the different business units Safeguard the brand identity and ensure correctness of execution Must have a knowledge on existing bank products /services Preferably with marketing background/experience Knowledge of a wide range of marketing techniques and concepts Organized and methodical Excellent communicator Able to manage budgets Creative thinking Proactive Can work well under pressure Can join ASAP/ after 30 days Product Management Product Manager Responsible for the development, enhancement, and management of the Bank's products and services to support Bank's profitability, strategic direction and brand promise. Develop and launch new and innovative products for the Bank that satisfy the needs of the Bank's existing and prospective customers and provide additional sources of revenue and /or cost-savings to the Bank. Continuously enhance existing products and service delivery channels to ensure that these are competitive, brandaligned and relevant to the Bank's target market / customers. Create the essential sales tools and marketing materials for the Bank's product s including standard product proposals, presentations, product write-ups, posters, flyers, etc. Participate in the product sales process by presenting the product to the customer and drafting the client proposal. Handle implementation of new products; conducts or facilitate product briefing/training to the Bank's sales force and internal unit Must have a knowledge on existing bank products /services Must be attuned with the emerging trends in the banking industry including new products, technologies and regulatory policies Preferably with marketing background/experience With excellent analytical, verbal and written communication skills With good interpersonal and people management Must exhibit leadership, creativity, flexibility and multi-tasking skills Can join ASAP/ after 30 days

18 Product Sales and Implementation Department Product Manager Coordinates closely with the client in order to capture and document the client service delivery requirements. Orchestrates, manages and drives the end-to-end client implementation activities. Communicates implementation progress and status to the Branch Sales and Product Manager and elevates important product-related issues/defects which could result in product enhancements. Documents the process to be observed by the client and the bank through the implementation guidelines and ensures that the guidelines are properly explained to and communicated with the client and the bank s operating units. Ensures that the client receives the requisite training and briefing on the product. Conducts post-implementation review with the client, as and when needed. Provides support to the Branch Sales and Product Manager in gathering, analyzing, documenting and testing client-requested product customizations and enhancements. Provides feedback and inputs to the Branch Sales and Product Managers on new customer requirements and needs, marketing campaigns and process/ system improvements needed in order to increase and improve product delivery process and utilization. Participates in the UAT certification of new products/ product enhancements. Develops standard client implementation guidelines for new products/ product enhancements. Must have working knowledge on existing bank products/services including operations Preferably with marketing experience/technical background With excellent analytical, verbal and written communication skills With good interpersonal, people management skills Must exhibit creativity, flexibility, multi-tasking and project management skills Can join ASAP/ after 30 days

19 Risk Management Division Risk Management Division Market Risk Officer Apply now for this job Responsible in monitoring the approved Market Risk Limits vis-àvis utilization based on back office daily reports, MLS and KGR systems. Responsible in the preparation of liquidity reports. Responsible for generation and verification of end of day reports in Kondor systems. Responsible in the verification of Capital Adequacy Ratio (CAR) report for submission to BSP. Knowledge in Treasury products and Treasury Operations and various market risk methodologies, i.e., Value at Risk, MCO, EAR, etc. Familiarity with BSP rules and regulations. Basic statistics/math/business course Ability to work independently with minimum supervision. Ability to prepare required reports at the shortest possible time. Ability to work under pressure and cope with deadlines. Ability to interact harmoniously with other business and support units, internal and external auditors, etc.

20 Treasury Banking Group Treasury Banking Group Achieve the Year's budgeted Trader income for trading Assist senior traders in monitoring and managing the Desk's portfolio Maximize portfolio returns by effectively pricing Treasury products -Manila - Cagayan De Oro Apply now for this job Develop, structure and price nontraditional treasury products Closely coordinate with the Fund Management Division to optimize bank funds. Support Sales & Distribution Division's growth targets by providing competitive pricing for all Treasury products Graduate of any four year business-related course Possesses strong analytical ability and quantitative skills Proficient in technical analysis including intraday market patterns Ability to effectively make sound investment decisions within the authority given Possess strong financial analysis skills Possess ability to analyze macroeconomic view of the different markets (i.e. foreign exchange, credit, rates, equities, commodities, etc.) is a plus Possess professional work ethic and positive attitude Must be able to communicate well and create an atmosphere of cooperation.

21 Trust Banking Group Trust Banking Group Responsible for the marketing and distribution of various Trust products and services such as but not limited to, Personal Asset / Wealth Management, Institutional Asset / Wealth Management, Unit Investment Trust Funds and other Trust and Fiduciary Accounts / Services. Relationship Managers -Manila -Visayas-Cebu) Graduate of at least a Bachelor s/college Degree in Economics, Finance/Accountancy/Banking, Business Studies/Administration/Managem ent or equivalent With good communication, sales and presentation skills, and must be goal-oriented, flexible, and creative under pressure With understanding and interest in financial products and markets Has good sales and negotiation skills Preferably with knowledge of inter-relationship of the Trust Banking Group with other units of the bank Preferably with the basic understanding of General Banking Act, AMLA Preferably has passed the certification to market Unit Investment Trust Funds (UITF)

22 UCPB Leasing and Finance Corporation Marketing Department Responsible for soliciting new loan Graduate of four year Account Officers / accounts to meet volume targets. business-related course Relationship Managers Manages a set of assigned loan portfolio Equipped with Marketing and account management skills Apply now for this job Manages a set of solicited and assigned accounts to ensure a sound credit portfolio that With experience leasing products or handles SMEs/ corporate clients provides the maximum return to the company. Knowledgeable in credit, financial analysis & credit Evaluates credit worthiness of risk borrowers and develops financial With good analytical skills package suitable to client s needs Good oral and written and financial capacity. communications skills Willing to work in Makati and okay to do field work