Multibanking cash management. Josef Brtník Management Data Praha spol. s r. o. Praha 7 th ofjune 2017

Transcription

1 Multibanking cash management Josef Brtník Management Data Praha spol. s r. o. Praha 7 th ofjune 2017

2 Management Data Profil Company Management Data Praha was established in 1993 Member of Omikron Group Specialized in delivering Electronic Banking solutions for over 20 years Services Distribution SW delivery SW localization Complex service and support Omikron- Electronic banking products Trinity- Treasury solution SmartStreamTechnologies -Products for managing of financial transactions and STP EastNets- Products for AML&Fraud solution D+H - Bank communication via SWIFT (Service bureau) Our customers 16 banks in CZ 10 banks in SK Corporate customers

3 Direct clients : CZ&SK Examples

4 MultiCash Payment Factory General SW - Licence directly to Corporate customer Solution for payment automation can be 100% STP Solution for payment factory Designed for big corporates System benefits: One SW for all bank connections One SW for user management One interface to ERP systems One signature for all channels / banks High % of STP rate High security standard Ready for SEPA and CGI Fully compliant with audits i.e. SOX

5 International Payment Factory Trend: From E-Banking solutions to international Payment Factory MultiCash Transfer Payment Factory TREASURY IN-HOUSE BANK ERP- Systems SAP Oracle Microsoft Transactions Payment Status ERP-Payments Forecasting Cash Management Payment Status Pooling transfers Route / Enrich Split / Convert In-house Payments Transactions Managed Service in the Cloud Account Data Payment Status Payments BANKS Other Salaries Transactions Payment Status Ad-hoc Payments HR-PAYROLL LOCATIONS On-Premise

6 Connectivity Approach Standards Networks 300 Banks worldwide MCFT MC-SWIFT Connector Banks worldwide DE + FR Banks (+ others) ES Banks UBS EBICS EDItran Key Direct MultiCash Transfer MC-SIA MCFT CBI Network IT Banks UK Banks low-value transactions Paymentpipe Credit Suisse PostFinance IS-Module + 5 CH-Banks Zürcher Kantonalbank Datalink Proprietary Bank Groups (Projects) Paymentpipe Paymentpipe Paymentpipe

7 Shared Service Centre ERPs ERPs MultiCash Transfer Electronic Banking Payment Factory BANKS Treasury Department Affiliate-Setup / Workflow-Management / USER-Admin. Seggregation of duties Routing- Engine EBICS MCFT H2H others Country 1 operative business - shared responsibilities - Country 2 Country 3 Country... Affiliate/Country - Finance Department: Browser Interface (no local EB-software) Seggregation of duties Affiliate 1 Affiliate 2 Affiliate 3 Affiliate...

8 Cash calculation& planning Cash-flow planning, positions, plan vs. reality comparison and benchmarking, cash-pooling/zero balancing, receivables and liabilities, card and cash transactions Loans: credit lines, utilization, repayments, interests, maturities, commissions Bonds: issued bonds, purchased, withholding tax calculation and coupon payments, accrues interest/aliquot interest return, backoffice activities Forex: currencies purchasing + risk management Reporting, graphs, tailored outputs, internal and external partners hierarchy, holding structure, benchmarking User rights and access for different management layers and mother company Controlling functions: project and phases, financing Guarantees (export and import), bills Automation of statement loading, reconciliation

9 Cash calculation& planning MultiCash Payment factory & Trinity TMS integration FX Deals Market data currency interest Marketdata Treasury Management System Financial operations Financial status Liquidity planning Financial risks(interest, currency, etc.) Limits (trader limits, risk limits, etc.) Financial reporting Guarantee and bank credit Electr. bank statements MT 940/942 /700 xx MultiCash Transfer Payment Factory Treasury- payments manual payment order and carryover Accounting record for financial transactions and internal financial positions ERP System FI static data (client, bank account, etc.) Payment run (Creditor) open positions (Debitors and Creditors) Market data Financial transactions Payment run Bank communication electr. bank statements Banks (worldwide)

10 Regional Payment andcollectionfactory CZ basedin Prague Benefits: One solution for all banks One user administration One interface to ERP + Banks Automation STP(100%) SOX-Compliance Software and Service by Management Data, Praha Service / Helpdesk

11 Regional Payment andcollection Factory CZ-SK basedin Prague Benefits: One solution for all banks Easier and more effective payment processes One interface to ERP Minimize running cost Ready for new countries Software and Service by Management Data, Praha Service / Support

12 European Payment + Collection Factory Customer profile: W.A.G. payment solutions, appearing under the Eurowag (EW) brand, ranks among the largest European providers of payment solutions for road mobility. During their travels across Europe, the company makes it possible for customers to pay for toll, fuel and other services at favourable rates, securely and cash-free. On top of this, it allows them to provide quick refunds on excise tax and VAT on payments carried out abroad. Eurowag customers range from carrier and haulier companies, to the recent addition of companies operating fleets of passenger cars. Eurowag is the technological and innovative leader in the branch and ranks among the fastest growing businesses on the European market. Requirements: One solution for all banks One user administration One signature One interface between ERP + all Banks 4-eyes principle / Segregation of duties Payments + Statements Automation Manual payments High security Solution: MultiCash Transfer PAF Complete support from MDP Communication protocols MCFT/EBICS

13 Treasury management system Customer profile: MEDIQ With 50 business units in 15 countries spread over Europe, the Baltic and the USA, MEDIQ provides pharmaceuticals, medical devices and related care services. The treasury team, based in the Netherlands aimed to increase efficiency, reduce risk and facilitate the on-going professionalization and cost effectiveness of the department. The specific treasury processes that needed support: Debt management Liquidity forecasting FX and Interest hedging (and valuation) Bank guarantee management Cash Management (incl. cash pools) Netting / hedge accounting

14 MultiCash what s cooking MultiCash Office new generation Bank Service billing Bank Account management Cash Pooling Payment Status report Instant payments Denied Party Check

15 Highest Security Standards Denied Party Check SAP Microsoft Web- Service File MultiCash Transfer - Payment Factory EBICS SWIFT Oracle HR TMS FTPs Conversion Manual Payments Denied Party- Check Routing Authorization MCFT H2H Blacklist Rules Clean STP File Payment Check Splitting Hits Workflow White list Log

16 Thanks for your attention! Q&A Josef Brtník Management Data Praha spol. s r. o.