Product Profile emoney Transfer Solution and API

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1 Product Profile emoney Transfer Solution and API CYRUS is India s Leading Aggregator and No 1 Brand in Mobile Recharge, Money Transfer, and Travel Solutions. Which includes the portal Developments and APIs through will people can avail the services. Cyrus is a renowned Software Development company, API Solution providing Company in India, having expertise in all kind of Recharge software, Money Remittance Solution, Travel Solutions. Cyrus is cultivating and fostering the online Recharge, Booking, payment industry for businesses and consumers by providing continuous innovative and novel products which simplify and improve their lives. Our core focus is to create innovative channels which can deliver value to the people. Cyrus is providing the All Solutions as B2C, B2B, B2B2C, B2B Reseller Models. Cyrus is also providing the facility to get White-label Reseller Module and Become Master Distributor or Distributor Facility with Attractive Commissions and Charges. Cyrus served more than 950+ Companies, 15,000 + Retailers across the globe with Installations. The company has developed a cloud based, robust and scalable service aggregation platform providing single point access to a consumer s day to day transactions such as Recharges, Bill Payments, Ticketing, Money Transfer and more, utilizing its cutting-edge technology. We are providing all Latest solution for the Industry in Portal Developments and APIs. Our dedicated support and Software Development process feels us proud to provide a readymade architecture based standalone Development Company in India.

2 What is Domestic Money Transfer? Domestic Money Transfer enables us to send money immediately to any IMPS supported banks in India 24 x 7 x 365. And Receiver will get the money credited into their bank account just within 5-8 seconds. Domestic Money Transfer works exactly same as how Mobile Recharge works, only difference is that instead of mobile number you need to collect the beneficiary bank account number, IFSC Code and the amount which needs to be transferred from your walk in customers. It s a Real time Solution using IMPS making instant money transfer, This Service can be availed via online, through Mobile app as well as through a simple SMS. It s an boon to the unbanked masses of India, Its connected Through IMPS with 70+ Banks and Through NEFT 170+ banks for money transfer. The features are Wallet to bank (any) money transfer (using MMID), Wallet to bank (any) (using IFSC & bank account number), Wallet to Wallet money transfer, any bank to Wallet. Most of the people as per India s population are still not connected with bank, who are not able to avail the money transfer s due to hectic and complicated Process to get opening of Bank Account as it Involve KYC (Know Your Customer) Process. By using this system they are able to transfer and receive funds From His Wallet to Any Bank Account, as well as Wallet to Wallet Money transfers. The density of banks in rural or semi urban area is still very low as well for Migrants, Students, those who are away from home, Those who don t wish to wait in Long Queue can send and receive money in few seconds.

3 Mode of Transfer: Our platform supports IMPS & NEFT transfer modes and the system automatically switches the transfer mode. IMPS: Immediate Payment Service is an interbank electronic instant money transfer service which allows sending and receiving money 24 x 7 x 365. The platform is powered by National Payment Corporation of India (NPCI) who settles the IMPS transactions in India on real time basis 24 x 7 x 365 NEFT: National Electronic Fund Transfer under RBI which settles NEFT transactions in India as batch wise and works only on working day and hours of RBI Requirements for Sending Money: Sender shall have a valid mobile number (Non KYC) Sender needs a valid ID Proof for higher sending limit (KYC Customer) Receiver shall have a bank account in any bank at any city in India Sender does not require bank account. It can be done Through our wallet Sender shall know the Bank account number and IFSC code details of Receiver Money Transfer Charges: We will charge only 0.35% from the principle amount. TopUp of Wallet: Charge 0.35% of amount (inclusive of Service Tax). API Partner can charge higher amount but not max. to 1.50% of amount. As it is Wallet Based Solution, so charge are applicable on Topup of Wallet and NO charges are applicable on the actual Money Transfer. No charge on Beneficiary addition, deletion or disable. API Partner can charge for the same but max. to Rs. 25/- per request. Money Transfer Module charges: We provide the Solution in form of B2C, B2B, B2B2C, B2B Reseller, White label, API Kindly Contact us at sales@cyrustechnoedge.com or call us at: /555/444

4 Limits: 1) Non-KYC Customer can transfer up to Rs. 10,000 per month to any Bank Account. 2) KYC Customer can transfer up to Rs. 25,000 per month to any Bank Account. As per as RBI Guideline subjected to per transaction limit of Rs Difference between IMPS & NEFT: IMPS NEFT Maximum Limit Per Sender Per Transaction is Rs 5,000 Maximum Limit Per Sender Per Month Rs 10,000 without KYC and with KYC Rs 25,000 Payment Settles within 5-8 Seconds Payment can send 24 x 7 x 365 Supports only 70 Banks Maximum Limit Per Sender Per Transaction is Rs 25,000 Maximum Limit Per Sender Per Month is Rs 50,000 Payment is processing as batch wise and requires 2-8 hours to settle Payment can be send only on working days and hours of RBI Supports all 170+ banks in India

5 In General Features: User Friendly System: Easy to operate, a Layman can handle after one time training Data Security: Project works within a secured architecture and sense of security like captcha, 3D verification, OTP (One Time password), Separate Transaction Pin, higher level encryption. Application Security: Using IP and MAC Address based security to run the system. Available in B2C, B2B, B2B2C and B2B Reseller White labels Environment Virtual Balance Option Success within 5-8 Sec, 98% Success Rate Auto Billing & Centralized Dispute Handling. Lowest Transaction Charges No hidden charges Add Sender & Receiver quickly No Limit on Number of Beneficiary Verify the Beneficiary Details E-KYC Quick, Easy & Simple. Complete transaction in 3 simple steps Define your own commission as flat amount or percentage or combination of both Set different commission for different customers IFSC finding tool Well Organized Transaction Manager Issue customize receipt and option to set your own surcharge in receipt Option to Download/SMS/ receipt to the customers Safe & Secure Platform Support IMPS & NEFT Modes with Auto Switch feature Simple API for quick integrations RBI approved payment system No waiting in long queues No Documents Save your time

6 Advantages of Our Software: 3 Tier Architecture works, Captcha Code Security, Transaction Password, OTP (one time password) 5+ Year Domain Specialization & Expertise Customized Modules Availability User Friendly System and mobile Friendly Fast up-gradations are possible Easy Maintenance of Software Quality oriented ROI Our Brand name as you are our client Name Effect Creating Brands Research & Development Information Security enhancement Online Business Promotion and Advertising Support MIS Reporting and easy documentation Feedback and CRM Cheapest competitive Cost Few quicker list of Advantages to work with Cyrus (Must Experience) Best Domain Name search which suits your business Need 5-10 Different eye catching website designs as per your business need and you can choose your own, and the flexibility to create as per your wish. Easy CMS (Content Management System) Experience to put News, Images, Videos, Feedback, Testimonials, Page Contents etc. Support Ticket, Courier, Bulk SMS, Bulk , online chat; Social networking is the key crux points

7 Support System: Our customer support team is easily accessible to all our customers. We value all our customers and strive to ensure that our products are working optimally. Cyrus provides all its customers a range of targeted and specialized support and technical services. Both support and training are delivered by trained, professional staff who are committed to ensuring our solutions deliver results. Our support team will always address your questions and issues with professionalism and with the priority required. Support: Client need to send us all the queries to: Software / Website Query: support@cyrustechnoedge.com API Balance / Disputes: care@cyrusrecharge.com Ticket Support: Customer can raise the Ticket from the Cyrus API Panel Phone Support: Here is our Dedicated Support Number for all the queries: Our Technical Support Executives will revert you back upon the Query within the response time min 2 working Hrs. Support Time: Monday to Friday - 10:00 AM to 07:00 PM Saturday - 10:00 AM to 04:00 PM Sunday Closed...

8 Why Cyrus: Cyrus - AN ISO 9001:2008 Certified Company, Member of BSCIC, IAF (International Accreditation Forum) Well Occupied IT Infrastructure in Top IT Hub Jaipur Rajasthan INDIA. Right solution at right time and right place. Must Read: "IT Excellence" Awards from Various organizations. 5+ Years Knowledge Expertise into IT Domain. 35+ highly skilled & experienced professional team Members 5+ Highly Skilled Profession in R&D Department for future trends and Innovations. We have more than Sq. Ft Carpet Area well Occupied IT IT Hub Jaipur More than 950+ clients and Installations across Globe including: USA, UK, Africa, Nigeria, Australia, Malaysia, Canada, Bangladesh, and Thailand. Best Quality Software with very fast delivery of Software. Quick Achievements with Awards and milestones Dynamic Strength is AFTER SALES SUPPORT Highly Competitive Price with Quality Product with Fast Delivery Mechanism

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14 Contact us: Corporate Office Address: 84/248 CM Tower Opp. KV No. 5 Madhyam Marg, Mansarovar Jaipur Rajasthan, India Mobile: / 555 / 444 (Marketing and Sales) Dedicated Support: (Direct Line) Skype IDs: sales.cyrus Sales Department Support Department Accounts Department HR Department sales@cyrustechnoedge.com support@cyrustechnoedge.com accounts@cyrustechnoedge.com hr@cyrustechnoedge.com Visit Us: