Kick-start your career with our Graduate Programme
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1 Kick-start your career with our Graduate Programme
2 Market leader in the UK and Ireland We ve been helping individuals and companies spread the cost of their payments for insurance and annual fees for over 27 years. More than 2 million customers use us to pay for their insurance, professional fees, membership subscriptions, commercial service charges and school fees, and we lent over 3.8 billion in Our Values At Premium Credit our ambition is to make our customers lives and aspirations affordable. We are committed to working ethically, honestly and profitably and treat our customers fairly. Driven by analysis and technology, Premium Credit continues to transform to keep pace with the needs of our customers. Graduates, our future leaders, are an important part of this transformation. What you get from us Private equity environment: We are owned by a leading European private equity firm called Cinven. As a result we have a fast paced and focussed work environment from which you will learn a great deal. Business exposure: By joining the programme, you will spend 3 years on rotation within a number of departments that include Sales, Marketing, IT, Operations, Finance, Legal and HR. You will gain experience from right across the organisation and work on projects that drive efficiency and growth. Access to senior leadership: There are plenty of opportunities to work on key business initiatives alongside our senior management team; including the CEO. Training: We invest time and money in providing relevant training to develop you and ensure you succeed. This can take the form of external courses, professional certifications or simply time with our experts. Future career opportunities: Working as a graduate trainee offers opportunities to fast track career development. This may offer you a quick progression to becoming a senior member of the workforce or leadership of business critical projects.
3 What our graduates say After studying Economics and Philosophy at the University of Leeds, the Premium Credit graduate programme was the perfect opportunity for me to gain exposure to the finance industry within a highly successful company. My current rotation in Finance involves working with executives across the company on a number of varied projects to optimise costing, profitability and pricing. Graduates are given the tools to create and add value, which requires you to be innovative and to constantly challenge the way things are done. Tamira Patel I was looking to apply my MSc in Quantitative Finance and a MA in Quantitative Asset and Risk Management and the graduate rotational programme at Premium Credit was an ideal fit. I am currently using a powerful business analysis software to produce Volume-Rate-Mix (VRM) and Income Data Analysis for senior management, which is challenging as much as rewarding. I hope to continue my development by studying for a certification in Financial Risk Management. Giacomo Colle I joined Premium Credit from St.Andrews, and spent the first year in Strategy before moving to Sales & Marketing in year 2. Key highlights of my time here includes working with the senior management team and external consultants on developing a 5 year strategic plan and setting out key objectives for the business such as driving top-line growth through increasing penetration. You will face a steep learning curve as you learn about the whole business, but the experience is invaluable. Belayat Dhamala The flexibility and duration of the programme was one of the main things that made me apply to Premium Credit. My first year was spent in Corporate Strategy and I am now working in the Finance division. Premium Credit is a dynamic company and from day one I had the opportunity to work closely with senior executives on a number of key projects. Hiding behind the scenes is not an option in this company however the recognition you get for the hard work you do makes it worth it. Shivina Patel Having completed my PhD in Computational Biomechanics at Kings College London, I joined Premium Credit and spent my first year working on the analysis of management information and business modelling. I then moved to the IT department before taking a place in Change & Control. I also implemented the new Operations Risk Control methodology into the Loan Admin and Client Review teams. The tailored graduate scheme in Premium Credit is not only for those who have business qualifications, the cuttingedge methods implemented will appeal to graduates with scientific experience too. Dr. Lin Chen Throughout my MSci Physics degree at Imperial I pursued opportunities to learn and apply programming skills such as C++ and Mathematica. Joining the Premium Credit Mobile team presented the perfect way to make the transition from scientific programming to the business world. Recently I was tasked with using analytics software to collect and interpret site traffic data, trying to understand the customer mobile experience and ensure our decisions are data-driven. Premium Credit is pushing to redefine its digital strategy and I m excited to be a part of it. Chloe Houghton With a degree in Mathematics from Bristol University this graduate scheme appealed to me because it gave me experience in a number of key departments within a financial services company, and allowed me to work with key members of the senior management team. I am currently working within Operations, helping on a key project to improve the customer experience. It is really motivating to see where my work is used, and how it is helping the entire business. I definitely recommend this graduate scheme to anyone wanting experience in a fast paced, growing business. Daisy O Grady
4 We re looking for candidates who share our values and can demonstrate the following: Technical Skills Minimum 2:1 degree Excel and PowerPoint skills Excellent analytical abilities Software and Programming skills highly desired Data and Technology skills desired Behavioural Skills Highly motivated self-starters Strong relationship building and team skills Problem solvers and lateral thinkers Good communicators If you re up for a challenge: Then please send a copy of your CV and a covering letter to: graduates@pcl.co.uk Our 4 stage selection process Submit CV and covering letter Complete rigorous online GIA test For more information see 1st round telephone interview Face to face interviews with company executives including CEO, CFO and COO
5 About Premium Credit Limited Over two million customers rely on us to help make costs from motor and home insurance to school fees and golf club memberships more manageable. To find out more about us please visit Registered office: Premium Credit House, 60 East Street, Epsom, Surrey KT17 1HB. Registered in England and Wales under company number Authorised and regulated by the Financial Conduct Authority.
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