Lesson 54: Banking (18-25 minutes)

Transcription

1 Main Topic 9: Finance and Budgeting Lesson 54: Banking (18-25 minutes) Today, you will practice your Reading and Listening Skills as you study texts related to BANKING. I. READING Exercise 1: What s missing? (5-6 minutes) Read the following STATEMENT OF ACCOUNT carefully. Choose the best word that would fill in the blanks. Exercise 2: Reading Check-up (3-4 minutes) HSC BANK EXPRESS CREDIT The World s Leading Bank Statement of Account Carol F. Jones 4 Liberty St., Cedar Avenue,Los Angeles, California USA Credit Account Summary Previous Balance 0.00 Purchases and Advances 2, Penalties and Interests 0.00 Total Amount Due $ 2, Minimum Payment Required(Inclusive of 10% Tax) $ * Transactions made after the due date may not be in this bill. 1.a. include b. included c. includes d. including Account No. : Statement Date: May 24, 2010 Date Due: June 8, 2010 * Payments should be made on or before the specified due date to avoid getting a payment fee. 2.a. delay b.late c.later d.delayed REMINDER: ALWAYS BRING STATEMENT OF ACCOUNT FOR VALIDATION. 3.a. you b. your c. yours d. yourself Reference No. : llllllllllllllllllllllllllllllllllllllllllllllllll Teller s Validation: 1

2 Answer the following questions based on the previous text. 1. What is the required minimum payment for Ms. Jones statement of account? 2. If Ms. Jones will not be able to pay on the given due date, what could possibly happen? Exercise 3: Compare and Connect (3-5 minutes) Read the following DEPOSIT SLIP and try to answer the questions that follow. HSC BankThe World s Leading Bank Branch:_Los Angeles Date:June 7, 2010 DEPOSIT SLIP Account Number: Account Name: HSC Express Credit ACCOUNT TYPE o DOLLAR o EURO o Others, (Pls. specify) FOR CASH DEPOSIT Denomination No. of Pcs. Amount BANK S NAME TOTAL CASH $ FOR CHECK DEPOSIT Check No. Amount VALIDATION: TOTAL CHECKS Carol F. Jones - Reference No. : $ HSC Express Credit ******* TELLER S SIGNATURE: Dan Smith This receipt is valid when machine validated and signed by the receiving teller. 2

3 Questions: 1. How much money is being deposited? 2. If Ms. Jones wants to make sure that the deposit slip is validated, what does she need to check? 3. What are the important details that a depositor needs to fill up when making a bank deposit? II. Exercise 1: What s in the photo? LISTENING (1-2 minutes) Study the following picture carefully. Then listen to the audio clip that follows. Question: Which of the following statement is true about the picture? AUDIO 1 cdn.rarejob.com/material/intermediate/toeic/audio/toeic2mc_054.mp3 3

4 Exercise 2: Fill in the details (3-4 minutes) Listen to the following audio clip once then try to answer the exercises that follow. AUDIO 2 cdn.rarejob.com/material/intermediate/toeic/audio/toeic2convo_054.mp3 Read the following sentences carefully. Try to supply the missing word or phrase based on the listening clip. 1. I would like to open a new bank. 2. We ll be able to your account within three banking days. 3. Well then, I want to open a checking account and $100 today. CHOICES: account deposit process teller Exercise 3: Answering Questions (3-4 minutes) Read the following questions about the audio clip then choose the best answer from the four choices. You may opt to listen to the clip one more time with your tutor. 1. What kind of account does the customer want to open? a. A savings account b. A checking account c. A remittance account d. A time Deposit account 2. Which of the following statements is true? a. The customer needs to open a checking account for his business. b. The customer needs to open a checking account for his education. c. The customer needs to open a checking account for his family. d. The customer needs to open a checking account for his retirement. 3. What are the requirements in opening a checking account? a. Two valid ID s, account opening form, initial deposit b. Three valid ID s, account opening form, initial deposit c. Two valid ID s, birth certificate, initial deposit d. Three valid ID s, birth certificate, initial deposit 4

5 4. How much is the required minimum deposit in opening a checking account? a. $10 b. $20 c. $50 d. $80 5. How many days does it take for the checking account to be processed? a. 2 banking days b. 3 banking days c. 4 banking days d. 5 banking days 5