The Apple Specialist in Employee Benefits. Apple Products, Supplied by Stormfront

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1 The Apple Specialist in Employee Benefits Apple Products, Supplied by Stormfront

2 Who are Stormfront? Stormfront Retail Ltd, the UK s largest and only nationwide Apple Premium Reseller. An established reputation for excellence. Proven track record in the employee benefits market. A team of experienced staff to guide and support during the whole process. Our customers appreciate our wide range of knowledge, the products we offer, and the quality of service provided by our highly trained staff. Regional sales office in central London. Distribution and service centre in the South West. One of Europe s largest Apple Authorised Service Providers. The winner of the 2011 Macworld Best Reseller award. Sunday Times Fast Track 100 company in 2012 and 2013.

3 23 retail stores nationwide

4 Why Stormfront Flexible Benefits? Demand for Apple products has never been stronger and with the increased use of flexible benefits to improve employee engagement, offering Apple is the perfect way of motivating and retaining employees. Apple Flexible Benefits from Stormfront is a scheme that is simple to implement, cost neutral and can either be an effective addition to existing benefits, or work as a stand alone offering. Staff gain access to the latest technology. Easy for HR and payroll to manage. Could save employers and employees tax and National Insurance. Can link into existing benefit systems for ease of use. Scheme options to suit all employers. No set-up or ongoing costs. With Apple products supplied by Stormfront, you can increase your employee value proposition (EVP) and engage employees with this attractive benefit.

5

6 How does the scheme operate? Salary Sacrifice As the employer, you purchase the products that have been selected by your employees and fund the purchase through the employee salary sacrifice. (We are able to provide third party funding if required.) Website Development Stormfront will create your benefits website with your corporate branding. Employees will be able to register directly onto that site. The website will list all agreed products and show the savings derived from the salary sacrifice. Insurance and warranty can also be provided if required. Timing The timing and duration of the selection window will be decided by you. As employees place their orders, they will be required to sign a Salary Sacrifice Agreement which will be produced by the website. Once the enrolment window has closed, it will be up to you to approve all employee orders. Our systems will manage the order approval and order reconciliation process as well as the Salary Sacrifice Agreement. Purchasing Our website will manage the process of raising a consolidated order. It can also, if required, feed external HR and benefits systems, as well as benefit in kind reporting. A purchase order for the products will then be placed with Stormfront. Term of Scheme Scheme terms are typically 12 or 24 months.

7 ONE Access the portal either at work, on the move, or in store. Updates Employees are kept up to date directly at each stage of the process by and/or by SMS. Delivery Stormfront will deliver the products to the employee s designated delivery address. TWO Approved and registered employees select their goods. Structures There are a number of different ways of structuring this employee benefits scheme. Options are available for: Salary Sacrifice, Net Pay, Rent and Refresh and BYOD. Tax and NIC savings may be available to the employee and the employer depending on what structure is used. THREE Employee orders are sent for HR approval. FOUR Employee selects delivery point. FIVE Once orders are approved, goods are despatched quickly.

8 The Platform A dedicated website will be created for your organisation and employees will be able to order directly from this website at a time selected by you. It will be up to you to decide on the range of products and maximum value of benefit spend for each employee. Their personal pages will only show items up to this value. This ensures that the employee can select from all items rather than view some which they are not eligible. The website will be designed to your requirements - either linking in to your existing benefits portal, or creating a new direct link. Security and confidentiality are of prime importance and we design the website and the system to ensure that this is at the highest level. If third party funding is required, the associated costs could be incorporated into the product costs, to keep the scheme cost neutral to the employer. Insurance is available for all products on a voluntary or compulsory basis.

9 The Products Along with the full range of Apple products, there is an exciting range of accessories: headphones, speakers, cases, and more; to compliment every employee s order. With great names including Thule, Bose, Bang and Olufsen, Panasonic, Sonos, Parrot and many more, your employees will have an enormous range of quality products to choose from.

10 Demand for Apple products has never been so high. Employees will perceive this benefit as having real value and can be used to motivate and reward staff.

11 As an employer, how do I benefit? There are no set-up or admin costs. The flexibility of the scheme allows you to match your current benefit schemes. You control the offer of products and the spending limits of individual employees. We can supply marketing material including hard copy, pay slip advert, and advertising. Third party funding is available through a selection of providers. We can attend benefit fairs. Third party tax advice can be arranged if required. Motivated and happy employees, encouraging retention. Full support is given by a dedicated account manager, who works closely with you to ensure you have the scheme best suited to your company. Accidental damage insurance can be added at the time of purchase to all Mac, ipad and iphone products.

12 How do my employees benefit? Easy access to a full range of aspirational technology products. Ability to upgrade and update their existing gadgets. Extensive range of products and third party accessories. Simple to use website for ordering. Monthly payments, effectively offering interest free credit. Savings made depending on the type of scheme chosen. Free delivery with flexible delivery solutions. and telephone support provided by Stormfront s contact centre. Free personal trainer giving access to a premium in-store expert with product specialists on hand. Accidental damage insurance can be added at the time of purchase to all Mac, ipad and iphone products.

13 Monthly payments, effectively offering interest free credit.

14 Benefits of choosing Stormfront We are the UK s largest Apple Premium Reseller with a chain of stores nationwide. We work with our clients to be flexible to their requirements. Dedicated Account Manager who will follow through, check and discuss any issues with you. We offer full HR reporting and reconciliation including P11D. We have our own dedicated in house web development and design team. Approved marketing materials will be made available to you. Our advanced warehouse and distribution centre ensures swift order fulfilment. We offer free delivery with both and SMS updates and with specific time slots. Security and confidentiality are of paramount importance, therefore we use the latest industry standard encryption to secure the online order process. We are one of the largest Apple Authorised Service Providers in Europe. Third party funding is available if required.

15 Accidental damage insurance can be added at the time of purchase to all Mac, ipad and iphone products.

16 As one of the UK s largest Apple Authorised Service Providers, you can be assured that you are in safe hands. National Service Centre When making a purchase from Stormfront, you can be assured that you are in safe hands. In the unlikely event that something does go wrong with your device, you will be able to return it to Stormfront, safe in the knowledge that our certified engineers will be able to fix it or, we will replace it with an item of equivalent specification. In addition, Stormfront also offer support and repairs to Mac, ipad, iphone, ipod, Apple Watch and Apple TV both in and out of warranty.

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18 personaltrainer Free Personal Trainer membership (RRP 79pa) Let s get personal. Getting to know your Mac, ipad, ipod or iphone just got easier. With over 100 sessions to choose from, you can learn something new every day. As a member you have access to over 100 courses. You can book as many 1-hour sessions with our dedicated trainers as you like. With PersonalTrainer you will soon unlock all the hidden potential of your Mac, ipad, ipod or iphone with courses available for new or veteran Mac and ios users alike. What s next? When you are ready to explore this benefit, we will appoint an account manager who will help you decide which tax structure best suits your business. We will also help you decide any scheme rules, such as product mix, spend limits and scheme dates. Our account manger will project manage the specification, design and build of your website, ensuring it matches your brand guidelines and values, and will manage user testing and sign-off.

19 Prior to launch we will help advertise the scheme to your employees, run road shows and attend benefits fairs. We will manage the processes for order approval, order reconciliation, employee agreements and benefit in kind tax reporting. We will also manage any insurance or warranty claims throughout the life of the scheme.

20 Stormfront Stormfront Retail Ltd, 1st Floor, 4 Conduit Street, London, W1S 2XE

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