Executive Summary. The Focus areas of the SFP are summarized as under: I) Food Security and related issues

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1 Executive Summary Andhra Pradesh is the 8 th largest State in the country in terms of area and 10 th largest State in terms of population. The vision of Andhra Pradesh as a Sunrise State requires harnessing every bit of potential at the grassroots level through meticulous planning and putting in place a robust implementation mechanism which gives scope for tremendous growth, challenging the planners to set forth goals matching its dreams of prosperity. Agriculture being the main stay for livelihood of people of the state, it is all the more essential that the potential assessment for Agriculture and rural development of the state are both realistic and can push for both credit and infrastructural growth to the level of the land s cherished dreams. The State Focus Paper (SFP) presents a systematic assessment of credit potential for the 13 districts of Andhra Pradesh. The SFP which is aggregation of the Potential Linked Credit Plans for for all the districts of Andhra Pradesh carries granular details of sector-wise, investment purpose-wise credit requirement as also assess the critical infrastructure gaps and elucidates investment and budgetary support required for infrastructure development. The total credit under priority sector for in the State has been assessed at Rs crore, with a growth of 25.6% over expected Ground Level Credit for The credit projections for total Agriculture & Allied sector for are estimated at Rs crore, with the share of credit for agri-investment activities constituting 29.8%. The Focus areas of the SFP are summarized as under: I) Food Security and related issues To promote farm sector further, the GOI had announced to introduce Paramparagat Krishi Vikas Yojana, an organic farming scheme to improve soil health. Further, to promote the use of biofertilisers, subsidy on bio-fertilisers under National Food Security Mission (NFSM) has been enhanced from Rs.100 per ha to Rs.300 per ha. The Pradhan Mantri Gram Sinchai Yojana has also been introduced for irrigating the field of every farmer and improve water efficiency. It is also proposed to have a National Agricultural Market to increase the incomes of farmers. According to 70 th round of NSSO, about 59% of farmers do not get much technical assistance and know-how from government funded farm research institutes or extension services. To bridge the yield gap, it is considered necessary to shift the focus of the research and development from cropcentric research in irrigated areas to location-specific cropping systems in dry lands, hills and tribal areas. Andhra Pradesh is set to scale new heights in agriculture during the 12th Five Year Plan period with renewed focus on micro irrigation, System of Rice Intensification (SRI) cultivation, micronutrient application, development of dry land agriculture, farm mechanization, increasing storage capacity and other agriculture related strategies. In tune with the announcement made in Union Budget for dispensation of Agricultural credit at All India level to the tune of Rs.8.50 lakh crore, Andhra Pradesh has been given a target of Rs crore for The GoAP aims to expand the warehouse capacity for increasing shelf-life of agricultural produce and promote scientific storage by plugging the entire gap of 10 lakh MT for storage and thereby improve post-harvest credit to farmers. To support the efforts of State Government and enable the small & marginal farmers to attain economies of scale, BARD has also set a target for itself to promote & support 105 Producers Organisations in Andhra Pradesh by March Taking into account the estimates on gross cropped area, the crops grown, the category of farmers, the expectation from credit purveyors, as also keeping in view the support being made available by the GoI, the various plans of the State Government and special initiatives of BARD, the potential for credit support assessed for Crop Production, Maintenance and Marketing for the year is Rs crore. 2

2 II) Investment credit to spearhead capital formation in Agriculture Keeping in view the growth of 4% in agriculture, as envisaged in the XII Five Year Plan, it has been found essential to plan for increase in investment credit in Agriculture so that the resultant capital formation leads to sustained growth of agriculture, as required to ensure food security. The focus for the current year s credit projections is therefore on Accelerating the pace of capital formation in agriculture and allied sector, with an objective of giving thrust to investment credit for longer and sustainable development in the State. The thrust areas under investment credit include dry and wet Storage/godowns, Horticulture including Sericulture, Fruit & Vegetable cultivation, Floriculture, establishment of Greenhouses/Poly houses, Minor Irrigation, Farm Mechanisation, Land development, Dairy, Poultry, Fisheries, Market based commercial Seed production, low energy indigenous renewable resources, etc. Overall credit potential of Rs crore has been made under Agriculture term credit/investment credit with a share of 29.8% of total agricultural credit in line with expectations of the Government of India and matching the requirement of the economy. a) Management of Water Resources for sustainable production Out of the lakh ha of GCA, only lakh ha are irrigated. Irrigation facilities in the state of Andhra Pradesh are dependent upon the utilization of the water of Godavari, Krishna, Pennar, Vamsadhara rivers, their tributaries, tanks, ponds as well as the related ground water aquifer systems. A rapid expansion of irrigation systems is, therefore, critical for realizing the full potential of agriculture and enhancing farming incomes. A three pronged strategy is suggested for making rapid strides in this area, differentiated as per the three major water sources viz. rivers, tanks and ground water. Firstly, the ongoing major and medium irrigation projects need to be quickly completed in a limited time frame, Secondly, the traditional systems of tanks in the state need to be renovated/revived/managed with full community involvement. Thirdly, cautious exploitation of groundwater for irrigation, duly taking care of the recharge. Further, crop diversification in favour of high value crops and more water conserving systems like SRI along with promotion of micro irrigation is also critical for realizing the imperative of more income per drop. There is a need for bank financing of new minor irrigation investments on individual as well as JLG group mode. As part of its strategy for achieving Double Digit economic growth in the state, the Government proposes to give focus to irrigation by creating new irrigation potential of lakh ha and stabilizing 6.42 lakh ha ayacut in the next 4 years through various programmes, including Neeru Chettu and NTR Jala Siri and Panta Sanjeevani. BARD has created a new window beyond RIDF, called the BARD Infrastructure Development Assistance (NIDA), for lending to public sector agencies for infrastructure projects including irrigation sector. The Fund may also be used for bridging gaps in critical infrastructure identified at district level, mentioned at other places in this document. Further, with a view to targeting under-developed rainfed areas, BARD launched watershed programmes, treating about 2 lakh ha area so far. Most of the projects are in Full Implementation Phase and already additional areas have been brought under cultivation. These watershed areas offer scope for new groundwater structures, wherever water tables have gone up substantially, after doing water budgeting and with appropriate cropping patterns. Considering all these, the potential for credit support assessed for Water Resources for the year is Rs.1157 crore. b) Farm Mechanisation practices There is immense potential for financing Tractors (large, medium and small/mini horse power), Power Tillers, Rotavators, Paddy Transplanters, Threshers, Combine Harvesters, Sugarcane Harvesters, Seed Drills and other equipments like MB ploughs, Disc ploughs, Cultivators, Harrows, Weeders, Post-harvest equipments and Horticulture tools and equipments, crop based custom 3

3 hiring service centres, etc. As the capital investment is high, subsidy is available under Rashtriya Krishi Vikas Yojana (RKVY), Normal State Plan (NSP) and Sub-Mission on Agricultural Mechanization (SMAM). As there is provision of Government subsidy for purchase of agriimplements in group mode, farmers organizations, PACS, etc., can make use of the scheme and set up agri service centres for the benefit of the small and marginal farmers. The State has also set separate budget for solar pump sets. The potential for credit support assessed for Farm Mechanisation for the year is Rs.2289 crore. c) Horticulture and Sericulture for self sustenance Horticulture is one of the thrust areas that provides dynamic tool for improving economic conditions of the farmers ensuring higher returns both in quantitative and value terms, facilitating diversified opportunities with high value crops, generating employment, ensuring nutritional security and ecological sustainability; and enhancing the export earnings. The State Government s Mission for Integrated Development of Horticulture (MIDH) is to promote holistic growth of horticulture sector, including bamboo and coconut through research, technology, extension, postharvest management, processing and marketing, in consonance with comparative advantage of each region and its diverse agro-climatic features. Under the programme, back-ended subsidy is extended for investments in production and post-harvest handling infrastructure. Considering these emerging opportunities coupled with the interventions envisaged by the State Government through different programmes under Primary Sector Mission, the potential for credit support assessed for Plantation & Horticulture for the year is Rs.1087 crore. d) Forestry & Wasteland Development The State Government has launched various programmes to improve the tree cover in the State and to provide gainful employment to the local tribal and rural people and to educate the youth in the protection of the ecology. The AP Forest Development Corporation (APDFC) is also doing programmes like Joint Forest Management, Beedi-leaf scheme, improving quality of seedlings, conserve wildlife, etc. The APFDC has been raising plantations like Eucalytus, Bamboo, Teak, Medicinal Plants, etc. APFDC has to its credit raising plantations over 82, ha. They envisage raising 3300 ha in each year under Eucalyptus, Bamboo and Teak plantations in the next 3 years in improving the coverage. The potential for credit support assessed for Forestry & Wasteland Development for the year is Rs.269 crore. e) Livestock Management Despite the huge potential existing in the state and the Government s resolve to provide animal husbandry as an additional source of income for the farmers and the rural mass, issues such as low productivity of milch animals, non-availability of quality animals, vulnerability of poultry on account of increasing feed prices, inadequate integration for milk production impede growth of the sector and need to be addressed urgently. During , twenty four Area Based Schemes have been identified for all districts of Andhra Pradesh. The potential for credit support assessed for Animal Husbandry sector including Dairy, Poultry and Sheep, Goat & Piggery Development for the year is Rs.6390 crore. f) Fisheries Development --a sunrise sector The Fisheries sector is one of the most promising sub-sectors of Agriculture in the State. This sector occupies a predominant place as 1.4 million people are directly or indirectly employed in the State. The State contributes nearly 42% of country s marine exports. The sector has immense potential in the State for providing food, nutritional security and employment opportunities. 4

4 Andhra Pradesh ranks first in brackish water shrimp and fresh water prawn (Scampi) production of India. During the year , it is targeted to produce lakh tonnes with projected GVA of Rs crore and growth rate of 30.56%. By , it is targeted to achieve 45 lakh tonnes to realize the vision of AP to be Aquaculture Hub of India. To achieve the targeted fish and prawn production, an action plan has been drawn during the year to promote cage culture in reservoirs, expansion of the shrimp culture area, mechanization of aquaculture, promotion of alternate species like Tilapia, Seabass, Mud Crab, Scampi, promotion of deep sea fishing, capacity building of farmers/fishers, enforcement of statutory provision to ensure supply of quality seed, establishment of Aquatic Quarantine Centres & brooders multiplication centers for shrimp, expansion of lab services for disease surveillance, establishment of infrastructure facilities like markets, fish landing centres, etc. The new areas identified for financing includes working capital requirement for inland/marine and brackish water fisheries sector, including the processing plants, aquarium fish breeding units, resource specific marine fishing, PCR lab and marketing facilities, diversification to Tuna fishing with processing facilities, etc. Promotion of alternative livelihoods among fisher folk like seaweed cultivation, ornamental fish breeding, fabrication and sale of aquariums and value addition and marketing of fish products, etc. are promising areas in addition to creation of domestic demand and hygienic retail outlets for fisheries. Mari culture of certain finfish and shellfish species utilizing cage and pen culture technologies developed by CMFRI (Central Marine Fisheries Research Institute) can be planned. The potential for credit support assessed for Fisheries Development for the year is Rs.1848 crore. g) Creation of Godowns/Market Yards to support storage The Government aims to achieve food security through support price procurement of foodgrains, better price realisation to farmers, scientific storage and movement, maintenance of buffer stocks and availability to public at reasonable prices under Foodgrains Management System. Storage and marketing has emerged as a vital marketing intermediary function to the overall food security policy of the Government. Potential exists not only for grain warehouses but also for cold storage, milk chilling plants and food processing infrastructure. As per the present ground level position, a storage gap of approx. 10 lakh MT for warehouses and for cold storages has been estimated. The potential for credit support assessed for Storage Godowns/Market Yards for the year is Rs.1218 crore. h) Land Development for increased productivity Organic farming activities are growing in the State with large area being brought under organic cultivation with major area under cotton, chillies and paddy. The entire value chain under organic farming, including production of inputs needs credit support from banks. Quality Soil Testing services for protecting the soil and increasing crop production, Water Harvesting Structures and Farm Ponds need to be promoted on a large scale by the Agriculture Department. Financing under ACABC scheme for establishment of soil/seed testing services and other extension activities can be encouraged. New and innovative technologies like SRI, SSI and Integrated farming System Models have huge potential of promotion in the State. Organic/Integrated farming clusters of Watershed PLUS activities to be encouraged and financed in completed watersheds. The potential for credit support assessed for Land development for the year is assessed at Rs.689 crore. i) Food and Agro Processing Development Agriculture being the main occupation of the rural people in the state, major focus in the area of enterprise development has to remain on food and agro processing. Both, the State Government and the Government of India have this on their priority list. Special funds have been created to support agro processing units and food parks. The Food Processing policy of Andhra Pradesh offers various benefits to Agro Processing units set up in the State, which includes capital 5

5 subsidy, interest subsidy, skill development, Research & Development, marketing assistance, transportation, testing labs, quality certification/patent registration and export incentives. There is however, need to ensure regular and quality power supply. The CGTMSE scheme has to provide wider and adequate support to facilitate enhancement of credit to smaller units. The focus of service units can be on marketing of the processed items so that the value chain can be completed under the Micro and Small Enterprise Sector. The potential for credit support assessed for Food and Agro Processing during is Rs.1451 crore. j) Micro, Small & Medium Enterprises (MSME) The Micro, Small and Medium Enterprise (MSME) sector is credited with generating the highest rates of employment growth and accounts for about 33.2% of manufacturing within Industry sector and for about 76.1% of unorganized sector of manufacturing in the State. The share of MSME sector accounted for about 6.1 % the state s GSDP in The projected investment during the XII Plan for Andhra Pradesh is 33,578 crore and projected employment is 8,39,452. GoAP places strong impetus on development of MSMEs. The government intends to offer a conducive eco-system and competitive fiscal incentives to MSMEs and has charted a dedicated MSME Policy , with sufficient incentives under stamp duty and VAT/CST/SGST. The potential for credit support (investment credit + working capital) assessed for MSME Sector during is Rs crore. k) Export As a prelude to the Double Digit Growth Plan, the Government has come out with various policies viz., Industrial Policy Parks, Textile and Apparel Policy, Bio-technology Policy, etc., which is going to boost the export of the State in a big way. GoI has announced various incentives, rationalized the procedures and provided tax benefits, etc. for encouraging exports. Growth in Agriculture export has been projected at 4% commensurating with the overall XII plan growth target for agriculture. To promote industrial development vis-a-vis promotion of exports, the State Government has announced various incentives/concessions, viz., stamp duty reimbursement, land cost rebate, VAT reimbursement, quality/patent support, etc., to new eligible entrepreneurs under the State Plan. The APEDA has identified three districts under AEZ, viz., Chitoor, Krishna & Guntur. The major exports from the State include Drugs, Pharmaceuticals and allied Chemicals and plastics, Agriculture and Agro based Products, Engineering products, Minerals and Mineral Products, Handicrafts and carpets, Textiles, Leather, Animal and Marine Products. The potential for credit support assessed for Export for the year is Rs.4876 crore. l) Education Education & literacy levels are vital indicators of development in any society. Education is one of the seven missions in State agenda to convert the State into a Knowledge Society by reinforcing education institutions and also a destination for a broad spectrum of skills across the country and world. In the State Mission Plan, a special programme has been initiated viz., Badi Pillstundi --school is calling. With establishment of National Level Educational Institutions viz., IIM, IIT, IISER, IIIT, NIT, Central University, Petroleum University, National Institute of Disaster Management and increasing trend among the students to pursue higher education in reputed institutions, the potential for credit support assessed to support Education sector for the year is Rs.2771 crore. m) Housing GoAP has announced Andhra Pradesh State Affordable Housing Policy 2015, with a vision to provide affordable housing to all. As per Andhra Pradesh Housing Board (APHB), of the total 6

6 housing demand in the state, around 1 million units which need an investment of Rs.74,290 crore, translating to a requirement of Rs.7,429 crore per year, over a 10 year time- frame. The potential for credit support assessed for lending to Housing Sector during is Rs.7305 crore. n) Renewable energy The role of new and renewable energy viz., wind power, biomass power, small hydro power, solar power, and Urban & Industrial waste power has been assuming increasing significance in recent times with the growing concern for the country's energy security and environmental concerns. Renewable energy has been witnessing over 20 per cent growth in the last five years and reached a capacity of 33,791 MW at the end of December GOI is planning to increase the renewable energy capacity to 1,75,000 MW by Andhra Pradesh has excellent potential for promotion of alternate sources of energy and Ministry of Non-Conventional Energy Sources (MNES), Government of India has carried out a detailed assessment of potential available under the Renewable Energy sector in the country and AP at MW and MW, respectively. The potential for credit support assessed for Renewable Energy sector for the year is Rs.989 crore. o) Social Infrastructure involving bank credit Creation of social infrastructure was mainly in the domain of public investments. But, growing population and the increasing demands for better educational, health care and drinking facilities led to private investments in these sectors which led to establishment of host of private educational institutions, hospitals, drinking water plants, etc. The available infrastructure in the state, especially private infrastructure is heavily concentrated in few places and the facilities are still not accessible in remote places. To support the sector, the RBI has recently included bank credit for social infrastructure as part of Priority Sector. Accordingly, the potential for credit support assessed for Social Infrastructure involving bank credit for the year is Rs.451 crore. III) Bridging critical infrastructure gaps The Governments, both at Center and State, cater to the investment needs through their planned expenditure. However, there remain some critical gaps that could not be filled up. The 'Last-Mile' projects where large investments have already been made but are not yet completed and whose benefits can flow to the people with relatively small investments, projects having linkage with the livelihood of the farmers and projects of critical nature but could not figure in the State's plan fall in to this category. Some of these projects have been identified across the districts in the State and the investment required for them is detailed below: (Rs. crore) Sector No. of projects Investment required Last mile projects Post-Harvest Management / Value Addition Rural connectivity Social Sector Others Total IV) Role of the credit purveyors In Andhra Pradesh, 49 Commercial Banks, 04 RRBs, 1 StCB, 13 District Central Cooperative Banks, 01 Urban Cooperative Bank and 01 AP State Financial Cooperation are operating with a 7

7 network of 6540 branches as on 31 March Out of these, 2478 branches are in rural areas, 1999 branches in semi-urban areas, 1766 branches in urban areas and 297 branches in metro areas. The banking network is quite wide and deep. All the 3900 villages in the state with population of 2000 and above have been covered under banking network, recording 100% achievement. In respect of villages with population below 2000, out of villages allotted to banks, villages have been covered up to the period ended March Coverage has been through 424 branches and BCs, 09 through other modes. 65 villages are yet to be covered. Some of the issues in the State which need to be addressed are summarised as under: The State Govt. to focus on adoption of technology transfer initiatives with crop specific approach on lines of SRI model by BARD. Govt. through its ground level machinery may create more awareness among the farmers on the crop contingency plans, and also crop insurance schemes. Focused attention on formation and nurturing of Producers Organisation for mitigating woes of small and marginal farmers with due concentration on post-harvest management. New MI structures may be taken up only in safe and semi critical basis with prior advice of GWD. PIM/WUAs to be promoted in all command area as per Farmers Management of Irrigation Systems Act, Agriculture Department in association with KVKs/ other agencies may suggest suitable area specific changes in cropping patterns, so as to avoid undue use of ground water Banks and Agri. Department may organise Farmers into JLGs for financing various types of farm implements, establishment of custom hiring centres, servicing centres for agri, etc. Mechanisation of horticulture production system is critical for overcoming the shortage of labour in rural areas and also to rationalise the cost of production. Small tractors with boom sprayers, rotovators, power saws, SS wires for pandals, which are needed for commercial production, may be supported by Govt. with subsidy. Waste lands may be properly identified to individuals/ JLGs/ SHGs etc., for development of forest plantation with economical/ remunerative species. The Government may fill-up the gap in the requirement of Veterinary Institution/ AI centres. Department may prepare plan to encourage backyard poultry with improved birds among SHGs/ JLGs. Department may provide incentive and motivate aqua farmers for revival of their shrimp culture ponds. New fish farm ponds may be created under MGNREGS and ownership be given to a group of fishermen so as to provide them a sustainable livelihood. Although there is good scope for promotion of post-harvest operations like drying, salting, ice boxes, vending boxed etc., the banks are restricting credit to fishermen folk who are engaged in artisanal fishing due to high level of over dues. The Department of Fisheries should sensitize the fishermen and help the banks in recovery of overdue loans. There is a need to conduct capacity building programme for farmers and bankers on the facilities available under infrastructure and also on modalities of government programmes. The Industries Department may popularise the scheme containing incentives available for food and agro processing under MoFPI, GoI and State Industrial Policy. Banks may provide loans for working capital requirement and coverage of units under CGTMSE and persuade units to avail grant under technology up-gradation scheme. Banks may finance entrepreneurs in SME clusters as well as processing units in identified Food Parks. 8

8 Lack of forex branches in the districts and the operation handling outside districts makes access to credit difficult for the exporter. Government may identity a Nodal Officers in the concerned departments to recommend the cases to the banks. Further efforts of the government are required to strengthen foreclosure laws, land records need to be computerised and archaic land laws, especially rental laws, need a complete overhaul. Steps, such as, digitization of land records, linking of central regulations with state regulations, encouraging credit bureaus, introducing mortgage insurance, allowing real estate mutual funds and creating a favourable environment to facilitate foreign direct investment in housing for genuine and needy customers will help stimulate the housing finance sector. Structure Power Purchase Agreements (PPAs) for renewable electricity supply may be considered by the Govt. as they are cost covering, bankable and replicable for mobilizing private investments. Government may consider tapping the CSR funds of corporates for improving the social infrastructure such as, water, sanitation, education, etc. 9

9 State at a glance - Area: 160,205 sq. km. - 8 th largest state in the country - Population: 49 million 4.10% of India s population - 9 agro-climatic types and 5 different soil types - Around 2 million hectares area is under crop production - 2 nd largest coast line with a length of 974 kms - Leading producer of cash crops --tobacco, groundnut, oil seeds, cotton, sugar and jute - 2 nd largest producer of fish & prawn in the country - World s largest single deposit Grey Barytes in Mangampet, Kadapa District 10

10 Cashew Bringal Mango Tomato Papaya Lime Eggs Chillies Turmeric I n d i a s L e a d i n g Ground nut Paddy Maize Meat Aqua Milk Coconut Banana Millets p r o d u c e r The vision plan of Govt of Andhra Pradesh 7 Missions Primary Urban Industries Infrastructure Services Skill development Social empowerement 5 GRIDS Water Gas Road Power Fibre 5 CAMPAIGNS Enrolment of students Environmental sustainability Victory over poverty Revival of agriculture Cleanliness and health 11

11 State Profile State - Andhra Pradesh 1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) Agro-climatic Zone Nine No. of Sub Divisions No. of Blocks/Mandal No. of Villages (Inhabited) Climate Soil Type Hot & Humid tropical climate, semi- arid to sub- humid Red, Black and alluvial soil 4. RAINFALL & GROUND WATER No. of Panchayats Normal Actual LAND UTILISATION [ha] Rainfall [in mm] Total Area Reported Variation from Normal Forest Land Availability of Ground Net annual recharge Net annual draft Balance Area Not Available for Cultivation Water [Ham] Permanent Pasture and Grazing Land DISTRIBUTION OF LAND HOLDING Land under Miscellaneous Tree Crops Holding Area Classification of Holding Cultivable Wasteland Nos. % to Total ha. % to Total Current Fallow <= 1 ha Other Fallow >1 to <=2 ha Net Sown Area >2 to <=4 ha Total or Gross Cropped Area >4 to <=10 ha Area Cultivated More than Once >10 ha Cropping Inensity [GCA/NSA] Total WORKERS PROFILE [in 7. DEMOGRAPHIC PROFILE [in Cultivators 7860 Category Total Male Female Rural Urban Of the above, Small/Marginal Farmers Population Agricultural Labourers Scheduled Caste Workers engaged in Household Industries 1642 Scheduled Tribe 5918 Workers engaged in Allied Agro-activities Literate Other workers BPL HOUSEHOLDS [in 9. HOUSEHOLD AMENITIES [Nos. in '000 Households] Total Households Having brick/stone/concrete houses Having electricity supply Rural Households Having source of drinking water Having independent toilets BPL Households Having access to banking services Having radio/tv sets 10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos] Villages Electrified Anganwadis Dispensaries 170 Villages having Agriculture Power Supply Primary Health Centres 1634 Hospitals 508 Villages having Post Offices Primary Health Sub-Centres Hospital Beds Villages having Banking Facilities 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE Villages having Primary Schools Fertiliser/Seed/Pesticide Outlets [Nos] Agriculture Pumpsets[Nos] Villages having Primary Health Centres Total N/P/K Consumption [MT] Pumpsets Energised [Nos] Villages having Potable Water Supply Certified Seeds Supplied [MT] Agro Service Centres [Nos] 16 Villages connected with Paved Approach Roads 13. IRRIGATION COVERAGE [Ha] Pesticides Consumed [MT] Agriculture Tractors [Nos] 9289 Soil Testing Centres [Nos] Plantation nurseries [Nos] 97 Total Area Available for Irrigation (NIA + Fallow) Power Tillers [Nos] Farmers' Clubs [Nos] 9444 Irrigation Potential Created Threshers/Cutters [Nos] Krishi Vigyan Kendras[Nos] 34 Net Irrigated Area(Total area irrigated at least once) INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING Area irrigated by Canals / Channels Rural/Urban Mandi/Haat [Nos] 906 Wholesale Market [Nos] 335 Area irrigated by Wells Length of Pucca Road [Km] Godown [Nos] 638 Area irrigated by Tanks Length of Railway Line [Km] 6501 Godown Capacity[MT] Area irrigated by Other Sources Public Transport Vehicle [Nos] Cold Storage [Nos] 276 Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] Cold Store Capacity[MT] AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS Type of Processing Activity No of units Cap.[MT] Avg. Yield Crop Food (Rice/Flour/Dal/Oil/Tea/Coffee) Area (ha) Prod. (MT) Area (ha) Prod. (MT) [kg/ha] Sugarcane (Gur/Khandsari/Sugar) Rice Fruit (Pulp/Juice/Fruit drink) Jowar Spices (Masala Powders/Pastes) Maize Dry-fruit (Cashew/Almond/Raisins) Bengal Gram Cotton (Ginnining/Spinning/Weaving) Red Gram Milk (Chilling/Cooling/Processing) Ground Nut Meat (Chicken/Mutton/Pork/Dry fish) Cotton Animal feed (Cattle/Poultry/Fishmeal) Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India) 17. ANIMAL POPULATION AS PER CENSUS 2007 [in 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES Category of animal Total Male Female Veterinary Hospitals/Dispensaries [Nos] 2525 Animal Markets [Nos] Cattle - Cross bred Disease Diagnostic Centres [Nos] 22 Milk Collection Centres [Nos] Cattle - Indigenous Artificial Insemination Centers [Nos] 4898 Fishermen Societies [Nos] 5978 Buffaloes Animal Breeding Farms [Nos] 8 Fish seed farms [Nos] 10 Sheep - Cross bred Animal Husbandry Tng Centres [Nos] 34 Fish Markets [Nos] Sheep - Indigenous Dairy Cooperative Societies [Nos] Poultry hatcheries [Nos] Goat 9626 Improved Fodder Farms [Nos] 1 Slaughter houses [Nos] Pig - Cross bred 19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY 439 Pig - Indigenous Fish Production [MT] 1603 Per cap avail. [gm/day] 52 Horse/Donkey 76 Egg Production [Lakh Nos] Per cap avail. [nos/p.a.] 250 Poultry - Cross bred Milk Production ['000 MT] Per cap avail. [gm/day] Poultry - Indigenous Meat Production [MT] Per cap avail. [gm/day] 27 Source: AP Agriculture Action Plan , Census India -2011, AP Socio Economic Survey , AP Statistical Abstract

12 Total Rural Semi-urban Urban mfis/mfos SHGs/JLGs BCs/BFs Villages Households Commercial Banks Regional Rural Bank District Central Coop. Bank/SCB Coop. Agr. & Rural Dev. Bank Primary Agr. Coop. Society 1953 Scheduled Urban Coop. Bank All Agencies * 31 Mar Mar 15 Share(%) * 31 Mar Mar 15 Share(%) Commercial Banks Regional Rural Bank Cooperative Banks Scheduled Urban Coop. Bank Others All Agencies CD Ratio During Cumulative * 31 Mar Mar 15 Deposit Credit Deposit Credit Commercial Banks Commercial Banks Regional Rural Bank Regional Rural Bank Cooperative Banks Cooperative Banks Others Others All Agencies All Agencies Commercial Banks % % % % % Regional Rural Bank % % % % Cooperative Banks % % % % Others % All Agencies % % % % % * Average Ach'ment [Rs. Target Ach'ment Ach'ment [Rs. Ach[%] in Ach'ment [%] Ach'ment [%] Target [Rs. Ach'ment [%] [Rs. [Rs. last 3 years Commercial Banks Regional Rural Bank Cooperative Banks Others All Agencies Broad Sector Target [Rs. 8. SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS * Average Ach'ment [Rs. Target Ach'ment Ach'ment [Rs. Ach[%] in Ach'ment [%] Ach'ment [%] Target [Rs. Ach'ment [%] [Rs. [Rs. last 3 years Crop Loan Term Loan (Agr) Total Agri. Credit Non-Farm Sector Other Priority Sector Total Priority Sector No. of Banks/Soc. 2. DEPOSITS OUTSTANDING 3. LOANS & ADVANCES OUTSTANDING Target [Rs. 6. PERFORMANCE TO FULFILL TIOL GOALS (As on 31/03/2014) Priority Sector Loans Loans to Agr. Sector Loans to Weaker Sections Loans under DRI Scheme Loans to Women Amount [Rs. Amount of Deposit [Rs. % of Total Loans Amount [Rs. Banking Profile State - Andhra Pradesh 1. NETWORK & OUTREACH (As on 31/03/2015) No. of Branches No. of non-formal agencies associated Per Branch Outreach 4. CD-RATIO 5. PERFORMANCE UNDER FINCIAL INCLUSION (No. of a/cs - lakh) % of Total Loans Amount [Rs. 9. RECOVERY POSITION % of Total Loans Amount [Rs. 7. AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS Amount of loan [Rs. % of Total Loans Amount [Rs * * Average Recovery [Rs. Demand [Rs. Recovery Demand [Rs. Recovery [Rs. Rec. [%] in Demand [Rs. Recovery [%] Recovery [%] Recovery [%] [Rs. last 3 years Commercial Banks Regional Rural Bank Cooperative Banks Others All Agencies Source: SLBC * consolidated figures for united Andhra Pradesh. % of Total Loans 17