Executive Summary. PLP Jajpur

Transcription

1 PLP Jajpur Executive Summary Jajpur district, which was earlier a part of Cuttack district, came into existence from 0 April 993. It comprises of 0 blocks. The life line of the district economy is agriculture. The district has a unique combination of agriculture and industry which presents tremendous opportunity for all round development of the district. Major crops produced in the district are Paddy, Groundnut, vegetables, sugarcane, maize and pulses. The district lags behind in terms of productivity and yield of various crops due to traditional method of farming and incidence of natural calamities. The farmers can generate sustainable income by diversifying into allied activities like dairy, poultry and sheep/goat/piggery. Promotion of organic farming in the district would lead to sustainable environment friendly cultivation and optimum utilization of resources. The district is marching towards rapid industrialization due to availability of abundant mines and minerals in and around Kalinga Nagar area which would facilitate setting up of ancillary and downstream industries. Achievement under Priority Sector lending during the last 3 years, shows a compounded annual growth rate of around 4.2% with an increasing trend. However, the achievement under Agricultural Term loan reported by the banks has not shown commensurate growth as observed under crop loans and MSME sector. The theme of PLP is continuing as Accelerating the pace of capital formation in agriculture and allied sector. Keeping in view the accepted correlation between investment credit and capital formation in agriculture and allied sector towards sustainable income generation the term loans potential has been estimated at 38% of the overall agricultural credit. PLP Projections Major Highlights Keeping in view of the various promotional efforts made by Government of India, Govt. of Odisha, RBI, BARD and various other stakeholders the total ACP target for has been pegged at ` lakh, an increase of 23% over the previous year. The major share of the ACP has been assigned to agricultural credit (6%), MSME (23%), Housing (6.2%), SHG/JLG (3%), Education loans and renewable energy. For the first time credit potential has been projected for Export Credit (5%) and Social Infrastructure to align with the revised priorities. The major thrust areas have been identified as Farm Mechanisation, Cold Storage, Housing, SHG/JLG financing, Micro Enterprises and Export Credit. Infrastructure Support Infrastructure projects under RIDF Up to 3 March 205, under various tranche of RIDF, 2227 projects involving RIDF loan of ` crore have been commissioned which includes 2868 irrigation projects envisaging community TWs, RLIPs, individual captive STWs/ BWs, MIPs, 58 drainage and Flood Protection Projects, 67 rural roads, 7 rural bridges to enhance rural connectivity.

2 PLP Jajpur Infrastructure support for harnessing the sector specific potential As the district economy is based on agriculture, the details of agri-extension, other support services and infrastructure support required to exploit the available potential have been indicated in the Chapters. The major infrastructure requires to boost investments under agriculture and allied sectors are (a) one Soil testing laboratory, (b) 4-5 Seed farms with small size seed processing units, (c) Cold Storage and Rural Godowns, (d) Nurseries for Plantation and Horticulture, (e) Fish landing centre at reservoir site, (f) Chilling plant / Bulk cooler for milk preservations, (g) Heifer rearing farm for supply of quality animals and (h) hygienic slaughter houses at block head quarters etc. Based on the discussions with various stakeholders, the requirement for other economic infrastructure under RIDF assisted core sectors viz. rural road, bridges and irrigation / flood protection projects have been assessed and presented in Chapter 4. Area Based Scheme: Based on the potential available in the district, four activities viz. Vermicompost, Integrated Fish Farming, Dairy and Poultry have been identified under area based schemes with a total credit outlay of ` lakh. Informal Credit Delivery System and Farmers Club Programme SHG movement has been gathering momentum in Jajpur district over the past few years through the efforts of the State Govt. (Mission Shakti), NGOs, Odisha Livelihood Mission (OLM), and Banks. The State Govt with funds from the World Bank has embarked upon the ed Rural Initiative for Poverty Termination and Infrastructure (TRIPTI) program for intensive interventions in 4 of the 0 blocks in the district. The GoI program of WSHG covering left out families is also operating in this LWE affected district through two anchor NGOs. So far, 240 Farmers Clubs have been launched in the district. However, there is a lot of scope for improvement in the implementation of the programme to make farmers club an effective conduit for credit delivery, technology dissemination and loan recovery operation. A number of farmers clubs have become defunct and are beyond revival. Lack of interest of volunteers coupled with almost nil involvement of bankers had resulted in dormancy of clubs. All stake holders need to rise to the occasion for proper implementation of the programme. The JLGs have proved to be catalyzing conduits for bringing the hitherto deprived farming hands solace in form of credit. The progress made in this front by the Cooperative banks and Odisha Gramya Bank are encouraging in the initial phase with formation and linkage of 500 JLGs in the district. With growing awareness among bankers the number is slated to increase manifold in the coming years. The commercial banks have not been able to make much headway and need to bolster their efforts. As per GoI target to record 4 percent growth in agriculture, farm credit has been accorded utmost priority while framing the projections under PLP so as to usher in cascading growth in other sectors. Accordingly, the farm credit has been projected at ` lakh out of the total agriculture credit projection at ` lakh. Special thrust should be given to provide loans to JLG consisting of marginal, small and landless laborers who still remain outside the formal banking fold. Lastly, the overall achievement of the Annual Credit Plan may be possible through coordinated efforts of various stakeholders and continuous monitoring in BLBC, DCC and other Strategy and Coordination committee meetings. 2

3 PLPP Jajpur Broad Sector-wise PLP Projections (` Lakh) Sr. No. A i ii B C I II III IV V VI VII VIII PARTICULARS Farm Credit Crop Production, Maintenance and Marketing Term Loan for agriculture and allied activities Agriculture Infrastructure Ancillary activities Credit Potential for Agriculture (A+B+C) Micro, Small and Medium Enterprises Export Credit Education Housing Renewable Energy Social Infrastructure involving bank credit Sub Total PLP Projections Total Priority Sector (I to VIII) Projections (206 7) Agriculture MSME Export Credit Education Housing Renewable Energy Social Infrastructure involving Bank Credit 3

4 PLP Jajpur Sr. No. I Summary of Sector / Sub-Sector wise PLP Projections Particulars Credit Potential for Agriculture PLP Projections (` Lakh) A Farm Credit i Crop Production, Maintenance and Marketing ii Water Resources iii Farm Mechanisation iv Plantation & Horticulture including sericulture v Forestry & Wasteland Development vi Animal Husbandry - Dairy vii Animal Husbandry - Poultry viii Animal Husbandry Sheep, Goat, Piggery ix Fisheries x B Agriculture Infrastructure Sub Total i Construction of storage facilities ii Land development, Soil conservation, Watershed development iii C Ancillary activities Sub Total i Food and Agro processing ii Sub Total Total Agriculture II Micro, Small and Medium Enterprises i MSME Working capital ii MSME Investment credit Total MSME III Export Credit IV Education V Housing VI Renewable Energy VII VIII Social Infrastructure involving bank credit Total Priority Sector

5 PLP Jajpur District Map 5

6 PLP Jajpur District Profile District - Jajpur State - Odisha Division - Central. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE Total Geographical Area (Sq.km) No. of Sub Divisions No. of Blocks 0 Climate Tropical Monsoon No. of Villages (Inhabited) No. of Panchayats Total Area Reported Forest Land Area Not Available for Cultivation Permanent Pasture and Grazing Land Land under Miscellaneous Tree Crops Cultivable Wasteland Current Fallow Other Fallow Net Sown Area Total or Gross Cropped Area Area Cultivated More than Once Cropping Inensity [GCA/NSA] Cultivators Of the above, Small/Marginal Farmers Agricultural Labourers Workers engaged in Household Industries Workers engaged in Allied Agro-activities Other workers Normal Actual Rainfall [in mm] Variation from Normal Availability of Ground Water Net annual recharge Net annual draft Balance 3920 [Ham] Holding Area Classification of Holding 653 Nos. % to Total Ha. % to Total <= Ha > to <=2 Ha >2 Ha Total Category Total Male Female Rural Urban 98 Population Scheduled Caste Scheduled Tribe Literate BPL (Household) 246 Total Households 408 Having brick/stone/concrete houses Having electricity supply Rural Households 387 Having source of drinking water Having independent toilets BPL Households 246 Having access to banking services Having radio/tv sets Villages Electrified 497 Anganwadis 280 Dispensaries Villages having Agriculture Power Supply 556 Primary Health Centres 56 Hospitals 2 Villages having Post Offices 575 Primary Health Sub-Centres 260 Hospital Beds 326 Villages having Banking Facilities 40 Villages having Primary Schools Fertiliser/Seed/Pesticide Outlets [Nos] 25/ 92 Agriculture Pumpsets[Nos] Villages having Primary Health Centres Total N/P/K Consumption [MT] 6392 Pumpsets Energised [Nos] Villages having Potable Water Supply 734 Certified Seeds Supplied [MT] 540 Agro Service Centres [Nos] Villages connected with Paved Approach Roads 853 Pesticides Consumed [MT] 502 Soil Testing Centres [Nos] 3. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] 2600 Plantation nurseries [Nos] 3 Total Area Available for Irrigation (NIA + Fallow) 736 Power Tillers [Nos] Farmers' Clubs [Nos] 240 Irrigation Potential Created Threshers/Cutters [Nos] Krishi Vigyan Kendras[Nos] Net Irrigated Area(Total area irrigated at least once) Area irrigated by Canals / Channels Rural/Urban Mandi/Haat [Nos] 47 Wholesale Market [Nos] Area irrigated by Wells 3840 Length of Pucca Road [Km] Godown [Nos] (Estimated) 47 Area irrigated by Tanks Length of Railway Line [Km] 32 Godown Capacity[MT] 4000 Area irrigated by Other Sources 3300 Public Transport Vehicle [Nos] Cold Storage [Nos] Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] Cold Store Capacity[MT] Type of Processing Activity 0. VILLAGE-LEVEL INFRASTRUCTURE [Nos]. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos] Food (Rice/Flour/Dal/Oil/Tea/Coffee) Sugarcane (Gur/Khandsari/Sugar) Fruit (Pulp/Juice/Fruit drink) Spices (Masala Powders/Pastes) Dry-fruit (Cashew/Almond/Raisins) Cotton (Ginnining/Spinning/Weaving) Milk (Chilling/Cooling/Processing) Meat (Chicken/Motton/Pork/Dryfish) Animal feed (Cattle/Poultry/Fishmeal) No of units Cap.[MT] Crop 22 Area (Ha) Prod. (MT) Area (Ha) Prod. (MT) 2 Paddy Moong Sugarcane Category of animal Total Male Female Veterinary Hospitals/Dispensaries [Nos] 9 Animal Markets [Nos] 0 Cattle - Cross bred Disease Diagnostic Centres [Nos] Milk Collection Centres [Nos] 55 Cattle - Indigenous Artificial Insemination Centers [Nos] 0 Fishermen Societies [Nos] 63 Buffaloes Animal Breeding Farms [Nos] Fish seed farms [Nos] Sheep - Cross bred Animal Husbandry Tng Centres [Nos] Fish Markets [Nos] 0 Sheep - Indigenous Dairy Cooperative Societies [Nos] 55 Poultry hatcheries [Nos] Goat Improved Fodder Farms [Nos] Slaughter houses [Nos] Pig - Cross bred Pig - Indigenous Fish Production [MT] 7373 Per cap avail. [gm/day] 4 Horse/Donkey/Camel Egg Production [Lakh Nos] 335 Per cap avail. [nos/p.a.] 8 Poultry - Cross bred Milk Production ['000 MT] 79 Per cap avail. [gm/day] 64 Poultry - Indigenous Meat Production [MT] 390 Per cap avail. [gm/day] 3 Sources (if not mentioned against the respective item): Agro-climatic Zone Soil Type 6. WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000] 8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households] 5. AGRO-PROCESSING UNITS 6. AREA, PRODUCTION & YIELD OF MAJOR CROPS Maize Groundnut Mustard Jute. Central Coastal Plain Low land and 2. Mid Central Table Land Deltaic Alluvial, Alluvial, Lateritic, Red Sandy 3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER 5. DISTRIBUTION OF LAND HOLDING 2. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE 4. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(77.8 kg per bale in India) 7. ANIMAL POPULATION AS PER CENSUS 2003 [in '000] 8. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES 9. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY Avg. Yield [Kg/Ha] Item Nos., 6, 7, 9 & 0 - Census 200; Item Nos. 2, 3, 5, 2, 3 & 4 - Dept. of Agr/Dir. of Eco. & Stat.; Item No. 4 - Dept. of Agr./Water Resources; Item No. 8 - BPL Survey 2002; Item No. 5 - District Ind Centre/Dir. of Eco. & Stat.; Item No. 6 - DACNET; Item No. 7 - AH Census 2003; Item Nos. 8 & 9 - Dir. of Animal Hus./Dir. of Eco. & Stat. 6

7 PLP Jajpur Banking Profile District - JAJPUR State - ODISHA Lead Bank - SBI No. of No. of Branches No. of non-formal agencies assoiated Per Branch Outreach Banks/Soc. Total Rural Semi-urban Urban mfis/mfos SHGs/JLGs BCs/BFs Villages Households Commercial Banks Regional Rural Bank District Central Coop. Bank Coop. Agr. & Rural Dev. Bank Defunct Primary Agr. Coop. Society All Agencies No. of accounts of Deposit 3-Mar-0 3-Mar- 3-Mar-2 Growth(%) Share(%) 3-Mar-3 3-Mar-4 3-Mar-5 Growth(%) Share(%) Commercial Banks Regional Rural Bank Cooperative Banks All Agencies No. of accounts of Loan 3-Mar-0 3-Mar- 3-Mar-2 Growth(%) Share(%) 3-Mar-3 3-Mar-4 3-Mar-5 Growth(%) Share(%) Commercial Banks Regional Rural Bank Cooperative Banks All Agencies CD-RATIO 5. PERFORMANCE UNDER FINCIAL INCLUSION (No. of A/cs) Commercial Banks Regional Rural Bank Cooperative Banks CD Ratio During Cumulative 3-Mar-3 3-Mar-4 3-Mar-5 Deposit Credit Deposit Credit All Agencies All Agencies 6. PERFORMANCE TO FULFILL TIOL GOALS (As on 3/03/205) Commercial Banks Regional Rural Bank Cooperative Banks All Agencies AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS Commercial Banks Regional Rural Bank Cooperative Banks All Agencies SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS Broad Sector Crop Loan Term Loan (Agr) Total Agri. Credit Non-Farm Sector Other Priority Sector Total Priority Sector RECOVERY POSITION Commercial Banks Regional Rural Bank Cooperative Banks All Agencies Priority Sector to Agr. Sector to Weaker Sections Demand [` '000] Sources : Lead Bank & SLBC [%] Recovery. NETWORK & OUTREACH (As on 3/03/204) 2. DEPOSITS OUTSTANDING 3. LOANS & ADVANCES OUTSTANDING [%] Recovery [%] Demand [` '000] Commercial Banks Regional Rural Bank Cooperative Banks Average Ach[%] in [%] [%] last 3 years Average Ach[%] in [%] [%] last 3 years Recovery Recovery [%] under DRI Scheme Demand [` '000] Recovery to Women Recovery [%] Average Rec. [%] in last 3 years 8